v3.25.4
Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Investments:    
Fixed Maturities at Fair Value (Amortized Cost: 2025 - $7,475.7; 2024 - $7,295.0 Allowance for Credit Losses: 2025 - $20.1; 2024 - $10.7) $ 6,743.3 $ 6,409.6
Equity Securities at Fair Value (Cost: 2025 - $287.9; 2024 - $197.1) 306.4 218.5
Equity Method Limited Liability Investments 176.0 186.3
Equity Securities at Modified Cost 579.2 539.2
Convertible Securities at Fair Value 279.9 280.7
Other Investments 271.3 217.1
Total Investments 8,669.6 8,888.5
Cash 124.3 64.4
Receivables from Policyholders (Allowance for Credit Losses: 2025 - $2.0; 2024 - $2.9) 965.2 977.9
Other Receivables 184.7 185.7
Deferred Policy Acquisition Costs 656.7 630.0
Goodwill 1,250.7 1,250.7
Current Income Tax Assets 40.7 63.4
Deferred Income Tax Assets 101.1  
Other Assets 410.7 436.1
Total Assets 12,472.7 12,630.4
Insurance Reserves:    
Total Insurance Reserves 6,198.3 5,811.6
Policyholder Obligations 608.0 637.7
Deferred Income Tax Liabilities 14.8 14.8
Accrued Expenses and Other Liabilities 762.6 705.2
Long-term Debt, Current, at Amortized Cost 0.0 449.9
Long-term Debt, Non-current, at Amortized Cost 943.5 941.7
Total Liabilities 9,803.3 9,846.1
Kemper Corporation Shareholders’ Equity:    
Common Stock, $0.10 Par Value, 100,000,000 Shares Authorized; 58,666,644 Shares Issued and Outstanding at December 31, 2025 and 63,840,442 Shares Issued and Outstanding at December 31, 2024 5.9 6.4
Paid-in Capital 1,723.9 1,854.9
Retained Earnings 1,157.8 1,231.6
Accumulated Other Comprehensive Loss (206.2) (304.5)
Total Shareholders’ Equity 2,681.4 2,788.4
Noncontrolling Interest (12.0) (4.1)
Total Shareholders’ Equity 2,669.4 2,784.3
Total Liabilities and Shareholders’ Equity 12,472.7 12,630.4
Life and Health Insurance Product Line    
Insurance Reserves:    
Total Insurance Reserves 3,287.5 3,199.7
Property and Casualty Insurance Product Line    
Insurance Reserves:    
Total Insurance Reserves 2,910.8 2,611.9
Consolidated Entity, Excluding VIE    
Investments:    
Fixed Maturities at Fair Value (Amortized Cost: 2025 - $7,475.7; 2024 - $7,295.0 Allowance for Credit Losses: 2025 - $20.1; 2024 - $10.7) 6,743.3 6,409.6
Other Short-Term Investments 313.5 1,037.1
Deferred Policy Acquisition Costs 655.4 628.9
Deferred Income Tax Assets 96.9 93.3
Insurance Reserves:    
Unearned Premiums 1,233.1 1,264.1
Variable Interest Entity, Primary Beneficiary    
Investments:    
Fixed Maturities at Fair Value (Amortized Cost: 2025 - $7,475.7; 2024 - $7,295.0 Allowance for Credit Losses: 2025 - $20.1; 2024 - $10.7) 42.1 1.7
Other Short-Term Investments 14.4 28.0
Cash 1.7 1.0
Receivables from Policyholders (Allowance for Credit Losses: 2025 - $2.0; 2024 - $2.9) 10.4 8.2
Other Receivables 0.4 0.0
Deferred Policy Acquisition Costs 1.3 1.1
Deferred Income Tax Assets 4.2 1.5
Insurance Reserves:    
Total Insurance Reserves 29.4 9.4
Unearned Premiums 12.1 11.2
Accrued Expenses and Other Liabilities $ 1.5 $ 0.5