v3.25.4
Schedule 3 - Supplementary Insurance Information
 12 Months Ended
Dec. 31, 2025
SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Abstract]  
Supplementary Insurance Information
KEMPER CORPORATION AND SUBSIDIARIES
SUPPLEMENTARY INSURANCE INFORMATION
(Dollars in Millions)
Year Ended December 31,At December 31
Earned PremiumsPremiums
Written		Other
Income (Loss)
Net
Investment
Income2
Insurance
Claims
and
Policy-
holders’
Benefits		Amortization
of Deferred
Policy
Acquisition
Costs
Other
Insurance
Expenses3
Deferred
Policy
Acquisition
Costs		Insurance
Reserves		Unearned
Premiums
2025
Specialty Property & Casualty Insurance$3,925.7 $3,912.8 $8.9 $211.2 $3,077.2 $534.9 $301.7 $158.8 $2,769.4 $1,204.2 
Life Insurance1
393.4 N/A1.6 188.2 238.7 29.5 234.9 497.1 3,289.4 8.5 
Non-Core Operations77.2 59.4 — 7.7 59.4 9.6 56.7 0.8 161.9 32.5 
Corporate and Other
— N/A(12.5)(2.1)0.2 — 47.7 — 7.0 — 
Total$4,396.3 N/A$(2.0)$405.0 $3,375.5 $574.0 $641.0 $656.7 $6,227.7 $1,245.2 
2024
Specialty Property & Casualty Insurance$3,576.4 $3,685.4 $6.1 $189.6 $2,541.7 $474.1 $285.4 $162.8 $2,347.9 $1,216.8 
Life Insurance1
393.9 N/A1.1 170.6 234.5 32.6 239.5 463.1 3,202.4 8.2 
Non-Core Operations245.6 108.3 0.4 36.4 236.8 31.3 51.0 4.1 261.7 50.3 
Corporate and Other
— N/A2.9 10.9 0.1 — 66.2 — 9.0 — 
Total$4,215.9 N/A$10.5 $407.5 $3,013.1 $538.0 $642.1 $630.0 $5,821.0 $1,275.3 
2023
Specialty Property & Casualty Insurance$3,632.5 $3,305.4 $6.1 $168.3 $3,141.9 $496.2 $245.1 
Life Insurance1
387.6 N/A0.5 193.4 243.4 39.9 235.9 
Non-Core Operations509.3 435.5 0.4 48.7 434.6 71.0 75.6 
Corporate and Other
— N/A3.1 9.3 0.1 — 201.9 
Total$4,529.4 N/A$10.1 $419.7 $3,820.0 $607.1 $758.5 
1 The Company’s Life Insurance employee-agents also market certain property and casualty insurance products under common management. Accordingly, the Company includes the results of these property and casualty insurance products in its Life Insurance segment.
2 The Company reports Net Investment Income based on the attributable source of investable funds. The Specialty Property & Casualty Insurance and Non-Core Operations Net Investment Income is allocated from a shared investment portfolio based on the respective amounts of investable funds contributed by each business. Investable funds is determined based on certain liabilities (net of non-invested assets) and required capital. The Life Insurance segment and Corporate and Other Operations Net Investment Incomes are primarily sourced from dedicated investment portfolios.
3 Expenses are allocated based upon specific metrics associated with each business, including but not limited to claim counts, headcount, and budgeted premium.
See Accompanying Report of Independent Registered Public Accounting Firm.