v3.25.4
SEGMENT AND GEOGRAPHIC INFORMATION - Schedule of Segment Reporting Information, by Segment (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Segment Reporting Information [Line Items]      
Total revenue $ 14,106 $ 13,253 $ 11,119
Total revenue less:      
Depreciation on vehicles subject to operating leases 2,522 2,482 2,309
Interest expense 7,133 7,583 6,311
Provision for credit losses 528 417 278
Other segment items 1,366 1,117 899
Income before income taxes 2,557 1,654 1,322
Net finance receivables and net investment in operating leases 146,298 143,639 133,155
Total assets 162,453 158,292 149,205
Accrual expenses 208    
Reportable segments      
Segment Reporting Information [Line Items]      
Total revenue 14,106 13,253 11,119
Total revenue less:      
Depreciation on vehicles subject to operating leases 2,522 2,482 2,309
Interest expense 6,893 7,195 6,125
Provision for credit losses 528 417 278
Other segment items 1,784 1,282 912
Income before income taxes 2,379 1,877 1,495
Net finance receivables and net investment in operating leases 146,298 143,639 133,155
Total assets 162,453 158,292 149,205
Reportable segments | United States and Canada      
Segment Reporting Information [Line Items]      
Total revenue 12,172 11,290 9,362
Total revenue less:      
Depreciation on vehicles subject to operating leases 2,476 2,447 2,284
Interest expense 5,903 6,062 5,199
Provision for credit losses 432 333 237
Other segment items 1,198 988 528
Income before income taxes 2,163 1,460 1,114
Net finance receivables and net investment in operating leases 120,326 118,969 107,695
Total assets 132,601 129,599 118,611
Reportable segments | Europe      
Segment Reporting Information [Line Items]      
Total revenue 1,558 1,508 1,316
Total revenue less:      
Depreciation on vehicles subject to operating leases 46 35 25
Interest expense 788 875 684
Provision for credit losses 50 34 10
Other segment items 515 207 291
Income before income taxes 159 357 306
Net finance receivables and net investment in operating leases 22,357 20,469 20,249
Total assets 25,634 23,993 24,601
Reportable segments | All Other      
Segment Reporting Information [Line Items]      
Total revenue 376 455 441
Total revenue less:      
Depreciation on vehicles subject to operating leases 0 0 0
Interest expense 202 258 242
Provision for credit losses 46 50 31
Other segment items 71 87 93
Income before income taxes 57 60 75
Net finance receivables and net investment in operating leases 3,615 4,201 5,211
Total assets 4,218 4,700 5,993
Unallocated Other      
Segment Reporting Information [Line Items]      
Total revenue 0 0 0
Total revenue less:      
Depreciation on vehicles subject to operating leases 0 0 0
Interest expense 240 388 186
Provision for credit losses 0 0 0
Other segment items (418) (165) (13)
Income before income taxes 178 (223) (173)
Net finance receivables and net investment in operating leases 0 0 0
Total assets $ 0 $ 0 $ 0