v3.25.4
FINANCE RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses (Details) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Accounts Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance $ 864 $ 882  
Charge-offs (677) (575)  
Recoveries 180 163  
Provision for credit losses 528 417 $ 278
Other 16 (23)  
Ending balance 911 864 882
Consumer      
Accounts Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 860 879  
Charge-offs (666) (568)  
Recoveries 177 160  
Provision for credit losses 516 412  
Other 15 (23)  
Ending balance 902 860 879
Non-Consumer      
Accounts Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 4 3  
Charge-offs (11) (7)  
Recoveries 3 3  
Provision for credit losses 12 5  
Other 1 0  
Ending balance $ 9 $ 4 $ 3