v3.25.4
DEBT AND COMMITMENTS (Tables)
12 Months Ended
Dec. 31, 2025
Debt Disclosure [Abstract]  
Schedule of Debt
Debt outstanding and interest rates at December 31 were as follows (in millions):
 Interest Rates
DebtAverage Contractual
 2024202520242025
Short-term debt
Unsecured debt
Floating rate demand notes$12,040 $12,950 
Other short-term debt4,173 3,478 
Asset-backed debt1,200 1,922 
Total short-term debt
17,413 18,350 4.7 %3.7 %
Long-term debt
Unsecured debt
Notes payable within one year12,871 13,625 
Notes payable after one year49,607 52,357 
Asset-backed debt
Notes payable within one year23,050 19,831 
Notes payable after one year36,224 37,741 
Unamortized (discount)/premium and issuance costs(253)(247)
Fair value adjustments (a)(1,044)(240)
Total long-term debt120,455 123,067 4.8 %4.7 %
Total debt$137,868 $141,417 4.8 %4.6 %
Fair value of debt$140,046 $144,213 
Interest rate characteristics of debt payable after one year
Fixed interest rate69,085 71,962 
Variable interest rate (generally based on SOFR or other short-term rates)16,746 18,136 
Total payable after one year
$85,831 $90,098 
__________
(a)These adjustments are related to hedging activity and include discontinued hedging relationship adjustments of $(450) million and $(319) million at December 31, 2024 and 2025, respectively. The carrying value of hedged debt was $41.1 billion and $41.7 billion at December 31, 2024 and 2025, respectively.
Schedule of Maturities of Long-term Debt ebt maturities, including both scheduled principal and interest payments, at December 31, 2025 were as follows (in millions):
2026 (a)2027202820292030Thereafter (b)Total
Unsecured debt $30,053 $12,941 $11,657 $8,613 $7,836 $11,310 $82,410 
Asset-backed debt21,753 17,819 12,104 4,581 3,237 — 59,494 
Total
51,806 30,760 23,761 13,194 11,073 11,310 141,904 
Unamortized (discount)/premium and issuance costs(247)
Fair value adjustments (240)
Total debt$141,417 
Interest payments related to long-term debt$5,309 $3,858 $2,583 $1,633 $1,057 $1,666 $16,106 
__________
(a)Includes $18,350 million for short-term and $33,456 million for long-term debt.
(b)Matures between 2031 and 2035.