The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 135,765 848 SH SOLE 0 0 848
ADOBE INC COM COM 00724F101 1,621,854 4,634 SH SOLE 0 0 4,634
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 366,226 1,170 SH SOLE 0 0 1,170
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 358,037 1,141 SH SOLE 0 0 1,141
AMAZON COM INC COM COM 023135106 2,539 11 SH SOLE 0 0 11
AMGEN INC COM COM 031162100 115,868 354 SH SOLE 0 0 354
APPLE INC COM COM 037833100 59,809 220 SH SOLE 0 0 220
ARCHER AVIATION INC COM CL A COM CL A 03945R102 22,560 3,000 SH SOLE 0 0 3,000
AT&T INC COM COM 00206R102 36,614 1,474 SH SOLE 0 0 1,474
AUTODESK INC COM COM 052769106 464,144 1,568 SH SOLE 0 0 1,568
BANK AMERICA CORP 7.25 CNV PFD L 7.25%CNV PFD L 060505682 1,252 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 4,524 9 SH SOLE 0 0 9
BOEING CO COM COM 097023105 651 3 SH SOLE 0 0 3
DIMENSIONAL U.S. CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708 10,439,962 263,702 SH SOLE 0 0 263,702
DIMENSIONAL U.S. SMALL CAP ETF US SMALL CAP ETF 25434V500 30,515 438 SH SOLE 0 0 438
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF WORLD EX US CORE 25434V880 19,542,952 597,096 SH SOLE 0 0 597,096
DIVERSIFIED HEALTHCARE TR COM SH BEN INT COM SH BEN INT 25525P107 131 27 SH SOLE 0 0 27
FIVE9 INC COM COM 338307101 60,150 3,000 SH SOLE 0 0 3,000
GE AEROSPACE COM NEW COM NEW 369604301 23,102 75 SH SOLE 0 0 75
GE VERNOVA INC COM COM 36828A101 12,418 19 SH SOLE 0 0 19
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109 45,566 1,897 SH SOLE 0 0 1,897
HP INC COM COM 40434L105 42,834 1,897 SH SOLE 0 0 1,897
INTEL CORP COM COM 458140100 366,709 9,938 SH SOLE 0 0 9,938
INTUITIVE SURGICAL INC COM NEW COM NEW 46120E602 1,090,809 1,926 SH SOLE 0 0 1,926
INVESCO QQQ TRUST SERIES I UNIT SER 1 46090E103 103,204 168 SH SOLE 0 0 168
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF 0-5YR HI YL CP 46434V407 187,599 4,376 SH SOLE 0 0 4,376
ISHARES CALIFORNIA MUNI BOND ETF CALIF MUN BD ETF 464288356 2,997,516 52,167 SH SOLE 0 0 52,167
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 50,634 566 SH SOLE 0 0 566
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 84,248 123 SH SOLE 0 0 123
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804 4,395,223 36,572 SH SOLE 0 0 36,572
ISHARES LONG-TERM NATIONAL MUNI BOND ETF LONG TERM MUNI 46438G448 1,729,042 34,320 SH SOLE 0 0 34,320
ISHARES MSCI JAPAN ETF MSCI JAPAN ETF 46434G822 13,322 165 SH SOLE 0 0 165
ISHARES NEW YORK MUNI BOND ETF NEW YORK MUN ETF 464288323 685,517 12,811 SH SOLE 0 0 12,811
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 41,847 170 SH SOLE 0 0 170
KKR & CO INC COM COM 48251W104 424,763 3,332 SH SOLE 0 0 3,332
LOWES COS INC COM COM 548661107 4,823 20 SH SOLE 0 0 20
MASTERCARD INCORPORATED CL A CL A 57636Q104 4,567 8 SH SOLE 0 0 8
META PLATFORMS INC CL A CL A 30303M102 56,768 86 SH SOLE 0 0 86
MICROSOFT CORP COM COM 594918104 78,346 162 SH SOLE 0 0 162
NETFLIX INC COM COM 64110L106 4,688 50 SH SOLE 0 0 50
NVIDIA CORPORATION COM COM 67066G104 13,988 75 SH SOLE 0 0 75
PROCTER AND GAMBLE CO COM COM 742718109 57,418 401 SH SOLE 0 0 401
ROSS STORES INC COM COM 778296103 1,801 10 SH SOLE 0 0 10
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 10,582,913 440,221 SH SOLE 0 0 440,221
SIGHT SCIENCES INC COM COM 82657M105 39,650 5,000 SH SOLE 0 0 5,000
SOLVENTUM CORP COM SHS COM SHS 83444M101 16,799 212 SH SOLE 0 0 212
SPDR S&P 500 ETF TRUST TR UNIT 78462F103 200,484 294 SH SOLE 0 0 294
STATE STREET SPDR PORTFOLIO S&P 500 ETF STATE STREET SPD 78464A854 30,804 384 SH SOLE 0 0 384
VANGUARD CORE BOND ETF CORE BD ETF 922020748 1,935,457 24,847 SH SOLE 0 0 24,847
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844 13,644,162 62,081 SH SOLE 0 0 62,081
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858 404,243 6,471 SH SOLE 0 0 6,471
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 19,407 361 SH SOLE 0 0 361
VANGUARD INTERMEDIATE-TERM BOND ETF INTERMED TERM 921937819 6,389,119 82,038 SH SOLE 0 0 82,038
VANGUARD MID-CAP VALUE ETF MCAP VL IDXVIP 922908512 5,119,253 28,862 SH SOLE 0 0 28,862
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 28,242,800 45,035 SH SOLE 0 0 45,035
VANGUARD SMALL-CAP ETF SMALL CP ETF 922908751 111,950 434 SH SOLE 0 0 434
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 2,844,101 56,554 SH SOLE 0 0 56,554
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 5,629 76 SH SOLE 0 0 76
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 172,079 2,281 SH SOLE 0 0 2,281
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 573,647 1,711 SH SOLE 0 0 1,711
VISA INC COM CL A COM CL A 92826C839 4,559 13 SH SOLE 0 0 13
WALMART INC COM COM 931142103 133,974 1,200 SH SOLE 0 0 1,200
WARNER BROS DISCOVERY INC COM SER A COM SER A 934423104 5,649 196 SH SOLE 0 0 196
WELLS FARGO CO NEW COM COM 949746101 5,778 62 SH SOLE 0 0 62
WISDOMTREE JAPAN HEDGED EQUITY FUND JAPN HEDGE EQT 97717W851 20,615 143 SH SOLE 0 0 143
WW GRAINGER INC COM COM 384802104 4,036 4 SH SOLE 0 0 4