The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abrdn Bloomberg Commodity ETF ETF 003261104 9,546,557 488,815 SH SOLE 0 0 488,815
ADOBE INC EQTY 00724F101 44,449 127 SH SOLE 0 0 127
ALPHABET INC CLASS EQTY 02079K305 107,931 345 SH SOLE 0 0 345
AMAZON.COM INC EQTY 023135106 70,400 305 SH SOLE 0 0 305
American Centy ETF TR Avantis Intl EQT ETF 025072703 19,654,770 238,761 SH SOLE 0 0 238,761
ANALOG DEVICES INC EQTY 032654105 56,307 208 SH SOLE 0 0 208
APPLE INC EQTY 037833100 64,180 236 SH SOLE 0 0 236
APPLIED MATLS INC EQTY 038222105 69,883 272 SH SOLE 0 0 272
Avantis Emg Mkts Eq ETF 025072604 8,250,311 107,119 SH SOLE 0 0 107,119
Avantis US Equity ETF 025072885 49,061,925 438,915 SH SOLE 0 0 438,915
AXON ENTERPRISE INC EQTY 05464C101 69,287 122 SH SOLE 0 0 122
BLACKROCK INC NEW EQTY 09247X101 84,469 79 SH SOLE 0 0 79
BOSTON SCIENTIFIC CORP EQTY 101137107 64,266 674 SH SOLE 0 0 674
CHARLES SCHWAB CORP EQTY 808513105 76,000 761 SH SOLE 0 0 761
Energy Select Sector SPDR ETF 81369Y506 1,318,945 29,500 SH SOLE 0 0 29,500
First Trust NA Energy Infrastructure Fund ETF 33738D101 35,296,068 932,032 SH SOLE 0 0 932,032
GALLAGHER ARTHUR J & CO EQTY 363576109 36,997 143 SH SOLE 0 0 143
HOME DEPOT INC EQTY 437076102 1,079,285 3,137 SH SOLE 0 0 3,137
INTUITIVE SURGICAL INC EQTY 46120E602 57,769 102 SH SOLE 0 0 102
iShares 20 Year Treasury Bond ETF 464287432 65,358,349 749,866 SH SOLE 0 0 749,866
iShares Bloomberg Commodity Roll ETF ETF 46431W598 9,501,668 194,906 SH SOLE 0 0 194,906
iShares Core MSCI EAFE ETF 46432F842 67,526,466 754,823 SH SOLE 0 0 754,823
iShares Core MSCI Emerging Markets ETF 46434G103 25,809,321 383,953 SH SOLE 0 0 383,953
iShares Core MSCI Total International Stock ETF 46432F834 3,788,486 44,760 SH SOLE 0 0 44,760
iShares Core S&P 500 ETF 464287200 16,356,367 23,880 SH SOLE 0 0 23,880
ISHARES CORE S&P US VALUE ETF EQTY 464287663 172 2 SH SOLE 0 0 2
iShares Core US Aggregate Bond ETF 464287226 220,043,759 2,203,081 SH SOLE 0 0 2,203,081
iShares Core US REIT ETF 464288521 43,795,006 768,873 SH SOLE 0 0 768,873
iShares Short Term Corporate Bd ETF 464288646 12,305,123 232,699 SH SOLE 0 0 232,699
iShares Total US Stock Market ETF 464287150 171,755,388 1,155,124 SH SOLE 0 0 1,155,124
JPMORGAN CHASE & CO EQTY 46625H100 76,080 236 SH SOLE 0 0 236
LENNAR CORP CLASS EQTY 526057104 30,516 297 SH SOLE 0 0 297
MCKESSON CORP EQTY 58155Q103 12,329 15 SH SOLE 0 0 15
META PLATFORMS INC CLASS EQTY 30303M102 91,957 139 SH SOLE 0 0 139
MILLROSE PPTYS INC CLASS EQTY 601137102 687 23 SH SOLE 0 0 23
NETFLIX INC EQTY 64110L106 3,750 40 SH SOLE 0 0 40
NOVO-NORDISK A S F SPONSORED ADR 1 ADR REPS 1 ORD SHS EQTY 670100205 21,166 416 SH SOLE 0 0 416
NVIDIA CORP EQTY 67066G104 157,676 845 SH SOLE 0 0 845
ORACLE CORP EQTY 68389X105 83,944 431 SH SOLE 0 0 431
PALO ALTO NETWORKS INC EQTY 697435105 61,707 335 SH SOLE 0 0 335
PAYPAL HLDGS INC EQTY 70450Y103 17,203 295 SH SOLE 0 0 295
PGIM Ultra Short Bond ETF ETF 69344A107 10,575,235 212,440 SH SOLE 0 0 212,440
PGIM Ultra Short Bond ETF ETF 69344A107 5,441,667 109,733 SH SOLE 109,733 0 0
PIMCO Enhanced Short Maturity ETF 72201R833 35,621 355 SH SOLE 0 0 355
QUANTA SVCS INC EQTY 74762E102 106,881 253 SH SOLE 0 0 253
ROYAL CARIBBEAN GROU EQTY V7780T103 45,151 162 SH SOLE 0 0 162
S&P GLOBAL INC EQTY 78409V104 51,494 99 SH SOLE 0 0 99
SALESFORCE INC EQTY 79466L302 46,320 175 SH SOLE 0 0 175
SERVICENOW INC EQTY 81762P102 55,148 360 SH SOLE 0 0 360
SLB LIMITED EQTY 806857108 5,970 156 SH SOLE 0 0 156
STRYKER CORP EQTY 863667101 41,397 118 SH SOLE 0 0 118
TARGA RES CORP EQTY 87612G101 35,311 191 SH SOLE 0 0 191
UNITED RENTALS INC EQTY 911363109 81,467 101 SH SOLE 0 0 101
Vanguard FTSE Developed Markets ETF ETF 921943858 10,486,214 167,860 SH SOLE 0 0 167,860
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 918,436 17,084 SH SOLE 0 0 17,084
Vanguard Growth ETF ETF 922908736 68,300 140 SH SOLE 0 0 140
VANGUARD REAL ESTATE ETF EQTY 922908553 229,830 2,597 SH SOLE 0 0 2,597
Vanguard Russell 1000 Growth ETF ETF 92206C680 68,180 560 SH SOLE 0 0 560
Vanguard Russell 1000 Value ETF ETF 92206C714 183,216 1,985 SH SOLE 0 0 1,985
Vanguard Russell 2000 Growth ETF ETF 92206C623 117,995 500 SH SOLE 0 0 500
Vanguard Russell 2000 Value ETF ETF 92206C649 137,540 860 SH SOLE 0 0 860
Vanguard S&P 500 ETF ETF 922908363 13,840,132 22,069 SH SOLE 0 0 22,069
Vanguard Short-Term Bond Fund ETF 921937827 12,310,516 156,205 SH SOLE 0 0 156,205
Vanguard Short-Term Treasury Index (VGSH) ETF 92206C102 170,317 2,900 SH SOLE 0 0 2,900
Vanguard Total Stock Mkt, ETF ETF 922908728 20,855,470 62,205 SH SOLE 0 0 62,205
Vanguard Total World Stock Idx, ETF ETF 922042742 12,822,043 90,898 SH SOLE 0 0 90,898
VISA INC CLASS EQTY 92826C839 55,717 159 SH SOLE 0 0 159
WASTE MGMT INC DEL EQTY 94106L109 43,541 198 SH SOLE 0 0 198
WisdomTree Floating Rate Treasury ETF 97717Y527 22,885,788 454,805 SH SOLE 0 0 454,805