Consolidated Analytics Grading Summary Report


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	61	6191563285	Qualifying CLTV	45.6	46.0	Per Appraisal
	61	6191563285	Qualifying LTV	45.6	46.0	Per Appraisal
	61	6191563285	Total Qualified Assets Post-Close	199675.17	209693.79	per Assets
	61	6191563285	Qualifying Total Debt Income Ratio	43.05	44.81	Per REO docs. CA have lower taxes per cert provided
	71	6191574110	Property Address	18115 Bachman Branch Drive	18115 BACHMAN BRANCH DR	18115 Bachman Branch Drive per the note
	71	6191574110	Qualifying CLTV	71.16	72.0	71.16 is the actual CLTV. 72 is rounded by the AUS
	71	6191574110	Qualifying LTV	71.16	72.0	71.16 is the actual LTV. 72 is rounded by the AUS
	71	6191574110	Total Qualified Assets Post-Close	185047.54	618190.0	185047.54 is the total verified assets post closing. The lenders assets are prior to closing, but minus the EMD.
	71	6191574110	Qualifying Total Debt Income Ratio	29.69	29.64	The HOA for the retained residence is $175 monthly, The lender included $139 monthly. The increase to the DTI is within tolerance. Resubmission is not required.
	72	6191574325	Property Address	3916 Sunrise Lane	3916 SUNRISE LN	address is correct
	72	6191574325	Qualifying CLTV	79.34	79.33	correct
	72	6191574325	Qualifying LTV	79.34	79.33	correct
	72	6191574325	Total Qualified Assets Post-Close	176615.92	334480.43	Total post close assets are correct
	72	6191574325	Qualifying Total Debt Income Ratio	38.81	39.0	CLTV correct
	77	6191585874	Total Qualified Assets Post-Close	3432604.3	3694651.32	Per Assets
	77	6191585874	Qualifying Total Debt Income Ratio	19.19	21.05	Per REO docs . housing updated per mortgage stmt on file
	70	6191573847	Borrower 2 SSN	193729285	139729285	Per 1003
	70	6191573847	Total Qualified Assets Post-Close	133757.88	453564.34	Per Assets
	87	6191602473	Borrower 2 SSN	541251012	541251015	The 1003, tax return and transcripts match the Audit true data #1012.
	87	6191602473	Total Monthly Property Insurance Amount	240.37	201.64	$240.37 per the dec page (p.1627) and the final CD
	87	6191602473	Total Qualified Assets Post-Close	119099.76	377738.76	$377,738.76 Total available assets verified by Audit Prior to Closing $377,738.76 Total available assets verified by Lender/AUS Prior to Closing $119,099.76 Total available assets verified by Audit Post-Closing


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	158	6691575261	Total Qualified Assets Post-Close	194617.54	433968.78	The verified assets are insufficient. The loan file contains two Etrade accounts with aggregate balance In the amount of $27,347.10. Verify Lender AUS submitted assets $433,968.78 covering a two-month period of which $279,351.24 is needed for closing costs plus $24,522.51 for reserves.
	68	6191573168	Total Qualified Assets Post-Close	215766.81	485550.95	All assets are missing at this time. Assets were entered by Pre UW as listed on the final 1003/entered in the AUS
	68	6191573168	Qualifying Total Debt Income Ratio	28.63	29.0	28.63 is the actual DTI. 29 is rounded by the AUS
	157	6691567540	Total Closing Costs	11018.87	26528.04	Per CD
	157	6691567540	Qualifying CLTV	58.87	59.0	Per CLTV
	157	6691567540	Qualifying LTV	58.87	59.0	Per LTV
	157	6691567540	Total Qualified Assets Post-Close	263725.15	1065429.4	Per assets
	155	6691546585	Total Qualified Assets Post-Close	28304.09	32076.71	Per assets
	154	6691473805	Borrower 1 First Name	Micheal	MICHAEL	Capitalization.
	154	6691473805	Borrower 1 Last Name	Chism II	CHISM	Capitalization.
	154	6691473805	Borrower 2 First Name	Jessica	JESSICA	Capitalization.
	154	6691473805	Qualifying CLTV	79.9	80.0	Rounding.
	154	6691473805	Qualifying LTV	79.9	80.0	Rounding.
	154	6691473805	Total Qualified Assets Post-Close	179703.07	110295.51	Total qualified assets post closing confirmed with asset documentation in file.
	154	6691473805	Qualifying Total Debt Income Ratio	43.26	38.78	.
	93	6191608423	Qualifying CLTV	69.51	70.0	Tape data matches findings which is rounded up.
	93	6191608423	Qualifying LTV	69.51	70.0	Tape data matches findings which is rounded up.
	93	6191608423	Total Monthly Property Insurance Amount	204.05	250.0	True data matches documents in the file and matches Final CD.
	93	6191608423	Total Qualified Assets Post-Close	333814.38	1727776.52	True data is assets after close.
	183	8213463801	Property Address	4419 Hank Avenue	4419 HANK AVE	True data verified per Note.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	183	8213463801	Qualifying Interest Rate	6.5	6.625	True data verified per note.
	183	8213463801	Number of Units	1	11	True data verified per appraisal.
	183	8213463801	Qualifying FICO	790	0.0	True data verified per credit report.
	183	8213463801	Qualifying Total Debt Income Ratio	29.81	48.43	True data verified per income docs, credit report and other documents.
	66	6191571666	Total Qualified Assets Post-Close	203863.8	503756.03	True data verified per bank statements.
	66	6191571666	Qualifying Total Debt Income Ratio	48.63	49.0	True data verified per credit report and other loan documents.
	59	6191545310	Property County	Clackamas	Yamhill	County is correct
	59	6191545310	Total Qualified Assets Post-Close	671147.42	732493.73	post close assets are confirmed
	59	6191545310	Qualifying Total Debt Income Ratio	44.94	47.71	DTI has been confirmed
	90	6191605619	Borrower 1 Last Name	Hollwood	HOLLYWOOD	Per note borrower last name is Hollywood.
	90	6191605619	Total Qualified Assets Post-Close	477166.22	593296.49	Discrepancy is due to data entry, True Data is correct
	64	6191570915	Qualifying CLTV	79.45	80.0	As per Loan amount / Appraisal value 79.45% LTV. Tape data is AUS LTV rounded up to 80%.
	64	6191570915	Qualifying LTV	79.45	80.0	As per Loan amount / Appraisal value 79.45% LTV. Tape data is AUS LTV rounded up to 80%.
	64	6191570915	Qualifying Total Debt Income Ratio	42.48	43.5
	69	6191573478	Qualifying FICO	734	0.0	True data verified per credit report.
	69	6191573478	Qualifying Total Debt Income Ratio	48.92	48.64	True data verified per credit report and other loan documents.
	187	8213528554	Total Closing Costs	27277.86	112757.11	As per Final CD Closing Costs of $27,277.86. Tape data figure of $112,757.11 is the seller credits total costs identified on the 1003.
	187	8213528554	Qualifying FICO	796	0.0	As per median credit score determined by audit and AUS. Tape data is 0.
	187	8213528554	Qualifying CLTV	48.28	49.0	As per CLTV per audit. Tape data is rounded up to 49% and matches AUS which is rounded up.
	187	8213528554	Qualifying LTV	48.28	49.0	As per LTV per audit. Tape data is rounded up to 49% and matches AUS which is rounded up.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	187	8213528554	Total Monthly Property Insurance Amount	1544.55	163.31	As per audit total $1,544.55 of all property insurances (hazard + flood + windstorm/hail). Tape data is Hazard Insurance monthly payment only of $163.31.
	187	8213528554	Qualifying Total Debt Income Ratio	41.91	41.03	As per Audit calculation of DTI. Audit DTI is higher due to subject property taxes calculated higher due to homestead exemption being removed.
	190	8213568042	Qualifying LTV	68.63	69.0	Rounding.
	190	8213568042	Qualifying CLTV	68.63	69.0	Rounding.
	190	8213568042	Total Qualified Assets Post-Close	499641.8	337397.0	Total qualified assets after closing verified with asset documentation in file.
	190	8213568042	Qualifying Total Debt Income Ratio	33.09	33.1	Rounding
	67	6191572837	Qualifying LTV	54.73	55.0	Rounding.
	67	6191572837	Qualifying CLTV	54.73	55.0	Rounding.
	67	6191572837	Total Monthly Property Insurance Amount	221.54	221.55	Rounding.
	67	6191572837	Total Qualified Assets Post-Close	78117.29	100261.86	Total qualified assets after closing confirmed with asset documentation in file.
	96	6191610986	Qualifying FICO	763	0.0	True data is mid score confirmed on DU Findings.
	96	6191610986	Total Monthly Property Insurance Amount	382	128.5	True data is based on HOI documents in the file and premium that matches DU Findings.
	78	6191588062	Qualifying Interest Rate	6.375	0.06375	interest rate is correct
	78	6191588062	Borrower 1 Last Name	Peterson	PETERSON	last name correct
	78	6191588062	Qualifying CLTV	64.77	64.76	ltv cltv is correct
	78	6191588062	Qualifying LTV	64.77	64.76	ltv cltv is correct
	78	6191588062	Qualifying Total Debt Income Ratio	44.85	49.0	dti correct
	159	6691577267	Property Address	11095 Forestview Ln	11095 FORESTVIEW IN	Capitalization.
	159	6691577267	Qualifying Interest Rate	6.25	0.0625	Mapping issue.
	159	6691577267	Qualifying LTV	67.34	68.0	Roudning.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	159	6691577267	Qualifying CLTV	67.34	68.0	ROunding.
	159	6691577267	Total Monthly Property Insurance Amount	129.33	129.34	Rounding.
	159	6691577267	Total Qualified Assets Post-Close	39723.1	45900.36	Total qualified assets after close confirmed with asset documentation in file.
	174	7019828014	Qualifying Interest Rate	6.0	0.06	True data verified per Note.
	174	7019828014	Qualifying CLTV	57.19	58.0	True data verified per appraisal and loan documents.
	174	7019828014	Qualifying LTV	57.19	58.0	True data verified per appraisal and loan documents.
	174	7019828014	Total Qualified Assets Post-Close	212927.91	165711.0	True data verified per bank statements.
	181	8213420470	Property Address	358 White Ash Drive	358 WHITE ASH DR	True data verified per Note.
	181	8213420470	Qualifying Interest Rate	6.25	0.06375	True data verified per Note.
	181	8213420470	Qualifying FICO	794	0.0	True data verified per credit report.
	181	8213420470	Qualifying LTV	79.55	80.0	True data verified per appraisal and loan documents. Rounding.
	181	8213420470	Qualifying CLTV	79.55	80.0	True data verified per appraisal and loan documents. Rounding.
	192	8213607548	Property Address	25604 Mesquite Court	25604 MESQUITE CT	Per Note
	192	8213607548	Qualifying Interest Rate	6.125	0.06125	per Note
	192	8213607548	Total Monthly Property Insurance Amount	299.75	299.7	Per Insurance
	192	8213607548	Total Qualified Assets Post-Close	532899.42	774817.0	Per Assets
	192	8213607548	Qualifying Total Debt Income Ratio	36.25	37.1	per taxes on subject and REO on investment property
	56	6191520445	Qualifying Interest Rate	6.5	0.065	True data verified per note.
	56	6191520445	Total Qualified Assets Post-Close	78138.93	213473.53	True data verified per bank statements.
	56	6191520445	Qualifying Total Debt Income Ratio	36.28	38.0	True data verified per credit report and loan documents.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	63	6191569738	Qualifying Interest Rate	6.25	0.0625	Rate is correct
	63	6191569738	Qualifying LTV	71.79	72.0	LTV is correct
	63	6191569738	Qualifying CLTV	71.79	72.0	CLTV is correct
	63	6191569738	Total Monthly Property Insurance Amount	444.9	444.91	insurance is correct
	63	6191569738	Total Qualified Assets Post-Close	372967.49	388794.45	Post close assets are correct
	63	6191569738	Qualifying Total Debt Income Ratio	24.94	26.21	Agent name is correct
	176	7300001801	Qualifying Interest Rate	6.0	0.07125	Mapping issued
	176	7300001801	Qualifying FICO	757	776.0	Mapping issue.
	176	7300001801	Qualifying CLTV	64.4	65.0	Roudning.
	176	7300001801	Qualifying LTV	64.4	65.0	Rounding.
	176	7300001801	Total Qualified Assets Post-Close	74711.67	974710.45	.
	176	7300001801	Qualifying Total Debt Income Ratio	43.37	42.35	.
	175	7019871779	Qualifying Interest Rate	6.125	0.06125	interest rate is correct
	175	7019871779	Qualifying CLTV	79.46	80.0	cltv correct
	175	7019871779	Qualifying LTV	79.46	80.0	LTV is correct
	175	7019871779	Total Qualified Assets Post-Close	172187.39	180265.36	Post close assets are confirmed
	175	7019871779	Qualifying Total Debt Income Ratio	36.4	37.66	Settlement name is correct
	173	7019798715	Property Address	51 Basin Creek Circle	51 BASIN CREEK CIR	Per Note
	173	7019798715	Qualifying Interest Rate	6.25	0.0625	Per Note
	173	7019798715	Total Monthly Property Insurance Amount	141.67	141.66	Per Insurance


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	173	7019798715	Total Qualified Assets Post-Close	774624.37	916000.2	Per Assets
	182	8213456427	Qualifying Interest Rate	6.125	0.0625	Tape data has different decimal placement.
	182	8213456427	Qualifying LTV	59.8	60.0	Tape data is rounded.
	182	8213456427	Qualifying CLTV	63.15	63.0	Tape data is rounded down.
	182	8213456427	Total Qualified Assets Post-Close	83570.59	131244.23	True data matches the 1003 with the exception of a duplicated account of $400.06.
	182	8213456427	Qualifying Total Debt Income Ratio	49.77	49.71	True data is audited DTI, property taxes provided by the title company are higher than used by lender. Audited income reduced by $31.40
	188	8213565513	Property Address	1160 Hillside Lane	1160 HILLSIDE LN	True data verified per Note.
	188	8213565513	Qualifying CLTV	58.85	59.0	True data verified per appraisal and loan documents.
	188	8213565513	Qualifying LTV	58.85	59.0	True data verified per appraisal and loan documents.
	188	8213565513	Qualifying Total Debt Income Ratio	34.98	37.74	True data verified per credit report and loan documents.
	177	8213151403	Property Address	1914 Guy Street	1914 GUY ST	True data verified per Note.
	177	8213151403	Qualifying Interest Rate	6.375	0.06375	True data verified per Note.
	177	8213151403	Qualifying FICO	802	0.0	True data verified per credit report.
	177	8213151403	Qualifying LTV	72.58	73.0	True data verified per appraisal and loan documents.
	177	8213151403	Qualifying CLTV	72.58	73.0	True data verified per appraisal and loan documents.
	177	8213151403	Total Monthly Property Insurance Amount	387.1	387.09	True data verified per hazard policy.
	177	8213151403	Total Qualified Assets Post-Close	51347.99	55381.0	True data verified per bank statements.
	177	8213151403	Qualifying Total Debt Income Ratio	28.28	28.51	True data verified per credit report and loan documents.
	60	6191562038	Qualifying Interest Rate	6.25	0.0625	True data verified per Note.
	60	6191562038	Total Qualified Assets Post-Close	377687.35	661237.03	True data verified per bank statements.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	178	8213181143	Property Address	5801 Atlantic Avenue	5801 ATLANTIC AVE	property address is correct
	178	8213181143	Borrower 1 Self-Employment Flag	Yes	No	B1 is the owner
	178	8213181143	Total Monthly Property Insurance Amount	1103.08	1172.82	Insurance is correct
	178	8213181143	Total Qualified Assets Post-Close	263391.3	1164808.0	Post close assets have been confirmed
	178	8213181143	Qualifying Total Debt Income Ratio	42.18	43.0	dti has been confirmed
	106	6191626763	Qualifying Interest Rate	6.875	0.06875	True data verified per Note.
	106	6191626763	Total Monthly Property Insurance Amount	187.36	187.37	True data verified per hazard policy.
	106	6191626763	Total Qualified Assets Post-Close	639551.26	667424.46	True data verified per bank statements.
	186	8213527979	Property Address	6 Jean La Fitte Drive	6 JEAN LA FITTE DR	True data verified per Note.
	186	8213527979	Qualifying Interest Rate	6.375	0.06375	True data verified per Note.
	186	8213527979	Borrower 1 Self-Employment Flag	Yes	No	True data verified per income documents.
	186	8213527979	Borrower 2 Self-Employment Flag	Yes	No	True data verified per income documents.
	186	8213527979	Qualifying FICO	797	0.0	True data verified per credit report.
	186	8213527979	Total Closing Costs	49922.61	92465.88	True data verified per closing disclosure.
	186	8213527979	Total Monthly Property Insurance Amount	1225.25	91.33	True data verified per hazard policy.
	186	8213527979	Total Qualified Assets Post-Close	393874.94	626931.0	True data verified per bank statements.
	156	6691564393	Qualifying Interest Rate	6.25	0.0625	Tape data has a different decimal placement.
	156	6691564393	Qualifying LTV	77.74	78.0	Tape data is rounded.
	156	6691564393	Qualifying CLTV	77.74	78.0	Tape data is rounded.
	156	6691564393	Secondary Appraised Property Value	2970000	0.0	True data is value reported on 2nd appraisal not used to qualify the borrower.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	156	6691564393	Total Qualified Assets Post-Close	237050.2	242398.85	True data is assets after closing.
	62	6191568323	Qualifying Interest Rate	6.375	0.06375	Confirmed
	62	6191568323	Qualifying LTV	59.8	61.0	Confirmed
	62	6191568323	Qualifying CLTV	59.8	61.0	Confirmed
	62	6191568323	Qualifying Total Debt Income Ratio	49.85	49.91	Confirmed
	105	6191626641	Borrower 1 Last Name	Busch II	BUSCH	Per note
	105	6191626641	Qualifying Interest Rate	6.5	0.065	Per note
	105	6191626641	Total Qualified Assets Post-Close	71948.19	81647.41	Per asset documents
	105	6191626641	Qualifying Total Debt Income Ratio	30.3	31.0	Rounding
	107	6191629463	Borrower 1 Last Name	Staats Jr.	STAATS	Per note
	107	6191629463	Qualifying Interest Rate	6.375	0.06375	Per note
	107	6191629463	Total Monthly Property Insurance Amount	181.33	181.34	Per hazard insurance
	107	6191629463	Total Qualified Assets Post-Close	380873.36	492066.24	Per assets
	107	6191629463	Qualifying Total Debt Income Ratio	28.25	28.54	Per DTI
	94	6191608827	Qualifying Interest Rate	6.25	0.0625	Per Note
	94	6191608827	Qualifying LTV	78.97	78.96	Per Appraisal
	94	6191608827	Qualifying CLTV	78.97	78.96	Per Appraisal
	94	6191608827	Total Monthly Property Insurance Amount	133.46	133.47	Per Haz insurance
	94	6191608827	Total Qualified Assets Post-Close	34600.66	38877.14	Per Assets
	94	6191608827	Qualifying Total Debt Income Ratio	28.49	28.0	Per AUS LP


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	84	6191596505	Qualifying Interest Rate	6.125	0.06125	Per note
	84	6191596505	Qualifying LTV	64.85	65.0	Per DTI
	84	6191596505	Qualifying CLTV	64.85	65.0	Per DTI
	84	6191596505	Total Monthly Property Insurance Amount	512.5	375.5	Per hazard insurance
	84	6191596505	Total Qualified Assets Post-Close	70211.3	291914.56	Per assets
	110	6191631795	Qualifying Interest Rate	6.375	0.06375	Per note
	110	6191631795	Qualifying CLTV	66.96	67.0	Per CLTV
	110	6191631795	Qualifying LTV	66.96	67.0	Per LTV
	110	6191631795	Total Qualified Assets Post-Close	779079.16	366476.72	Per assets
	110	6191631795	Qualifying Total Debt Income Ratio	49.86	49.87	Per DTI
	193	8213645638	Qualifying Interest Rate	6.25	0.0625	Per note
	193	8213645638	Qualifying FICO	795	0.0	Per credit report
	193	8213645638	Qualifying Total Debt Income Ratio	31.67	32.0	Per DTI
	91	6191607777	Qualifying Interest Rate	6.375	0.06375	Tape data has different decimal placement.
	91	6191607777	Property Address	1129-1131 Broderick Street	1129-1131 BRODERICK ST	Tape data is capitalized.
	91	6191607777	Borrower 2 Citizen	Permanent Resident Alien	US Citizen	1003 indicates Permanent Resident Green Card in file.
	91	6191607777	Qualifying LTV	74.67	75.0	Tape data is rounded.
	91	6191607777	Qualifying CLTV	74.67	75.0	Tape data is rounded.
	91	6191607777	Total Qualified Assets Post-Close	1615514.02	1615514.19	True data is assets after closing.
	91	6191607777	Qualifying Total Debt Income Ratio	28.87	28.92	Tape data matches DU True Data matches 1008, payment on subject property was reduced.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	162	6691592172	Qualifying Interest Rate	6.25	0.0625	Per note
	162	6691592172	Total Qualified Assets Post-Close	871920.82	1773464.5	Per assets
	162	6691592172	Qualifying Total Debt Income Ratio	22.33	22.37	Per DTI
	80	6191590618	Borrower 1 First Name	Matthew Robert	MATTHEW	borrowers first name is correct
	80	6191590618	Qualifying Interest Rate	6.375	0.06375	interest rate is correct
	80	6191590618	Qualifying LTV	66.88	70.0	LTV has been confirmed
	80	6191590618	Qualifying CLTV	66.88	70.0	cltv has been confirmed
	80	6191590618	Total Monthly Property Insurance Amount	479.67	482.0	hoi is correct
	80	6191590618	Total Qualified Assets Post-Close	123795.86	135208.33	Post close assets have been confirmed
	80	6191590618	Qualifying Total Debt Income Ratio	38.87	16.36	dti is correct
	85	6191599398	Qualifying Interest Rate	6.375	0.06375	Per note
	85	6191599398	Total Qualified Assets Post-Close	34361.03	243110.47	Per assets
	97	6191611395	Qualifying Interest Rate	6.25	0.0625	Discrepancy due to data entry, True data is correct.
	97	6191611395	Qualifying LTV	79.27	80.0	Discrepancy due to data entry, True data is correct.
	97	6191611395	Qualifying CLTV	79.27	80.0	Discrepancy due to data entry, True data is correct.
	97	6191611395	Total Qualified Assets Post-Close	95679.06	474263.88	Discrepancy due to data entry, Verified assets are $531,263.88.
	65	6191571387	Qualifying Interest Rate	6.5	0.06509	Per note
	65	6191571387	Borrower 2 Self-Employment Flag	Yes	No	Per income docs. B2 have W2 and SE income
	65	6191571387	Total Qualified Assets Post-Close	116550.04	365753.71	Per assets
	65	6191571387	Qualifying Total Debt Income Ratio	32.82	33.0	per AUS LP rounds up


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	88	6191604945	Qualifying Interest Rate	6.625	0.06625	Confirmed with note
	88	6191604945	Total Monthly Property Insurance Amount	459.58	457.5	Confirmed with hazard policy bill.
	88	6191604945	Total Qualified Assets Post-Close	32435.81	258007.64	Confirmed with system calculations
	88	6191604945	Qualifying Total Debt Income Ratio	25.02	25.0	Due to rounding
	75	6191585146	Qualifying Interest Rate	6.25	0.0625	Per note
	75	6191585146	Qualifying LTV	44.31	45.0	Rounding
	75	6191585146	Qualifying CLTV	44.31	45.0	Rounding
	111	6191632891	Property Address	729 W County Road 66E	729 W COUNTY ROAD 66 E	Per note
	111	6191632891	Qualifying Interest Rate	6.375	0.06375	Per note
	111	6191632891	Total Qualified Assets Post-Close	436350.88	636581.66	Per asset documents
	79	6191588215	Qualifying Interest Rate	6.5	0.065	Per Documentation
	79	6191588215	Qualifying LTV	73.75	74.0	Per Documentation
	79	6191588215	Qualifying CLTV	73.75	74.0	Per Documentation
	79	6191588215	Total Qualified Assets Post-Close	40454.73	41188.21	Per Documentation
	79	6191588215	Qualifying Total Debt Income Ratio	37.26	35.99	Per Documentation
	160	6691584821	Qualifying Interest Rate	6.75	0.0675	Mapping issue.
	160	6691584821	Qualifying Total Debt Income Ratio	49.94	50.0	.
	185	8213515177	Property Address	1022 S 80th Street	1022 S 80TH ST	Due to caps
	185	8213515177	Qualifying LTV	70.8	80.0	Confirmed LTV is 71%.
	185	8213515177	Qualifying CLTV	70.8	80.0	Confirmed CLTV is 71%


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	185	8213515177	Total Monthly Property Insurance Amount	1777.17	1739.75	Confirmed. Using higher hazard insurance from approval.
	185	8213515177	Total Qualified Assets Post-Close	127918.06	47370.38	Confirmed with system calculations.
	185	8213515177	Qualifying Total Debt Income Ratio	33.11	33.18	Confirmed. small difference in debts.
	92	6191607835	Qualifying Interest Rate	6.0	0.06	Per Note
	92	6191607835	Qualifying LTV	60.87	60.86	Per Appraisal
	92	6191607835	Qualifying CLTV	60.87	60.86	Per Appraisal
	92	6191607835	Total Monthly Property Insurance Amount	604.84	457.84	Per flood and haz insurance on file
	92	6191607835	Total Qualified Assets Post-Close	396467.98	1219857.84	Per Appraisal
	92	6191607835	Qualifying Total Debt Income Ratio	11.57	12.0	Per AUS LP round up
	99	6191612676	Qualifying Interest Rate	6.5	0.065	Mapping issue.
	99	6191612676	Total Qualified Assets Post-Close	310900.28	548934.48	Total qualified assets post closing confirmed with documentation in file.
	86	6191600871	Qualifying Interest Rate	6.25	0.0625	Confirmed with note.
	86	6191600871	Qualifying CLTV	38.76	39.0	Due to rounding
	86	6191600871	Qualifying LTV	38.76	39.0	Due to rounding
	86	6191600871	Total Monthly Property Insurance Amount	234.3	234.31	Due to rounding
	86	6191600871	Total Qualified Assets Post-Close	489971.06	416375.92	Confirmed with system calculations.
	76	6191585167	Qualifying Interest Rate	6.375	0.06375	Tape data has different decimal placement.
	76	6191585167	Qualifying LTV	43.52	43.51	Tape data rounded down.
	76	6191585167	Qualifying CLTV	43.52	43.51	Tape data rounded down.
	76	6191585167	Total Monthly Property Insurance Amount	562.91	420.58	Tape data is total of HOI and supplemental insurance.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	76	6191585167	Total Qualified Assets Post-Close	60352.2	63186.03	True data is assets after closing.
	76	6191585167	Qualifying Total Debt Income Ratio	29.79	29.0	Tape data rounded down.
	83	6191595687	Qualifying Interest Rate	6.25	0.0625	Per Note
	83	6191595687	Total Qualified Assets Post-Close	79298.61	352467.98	Per Assets
	104	6191626438	Borrower 2 First Name	Kalen Scott	KALEN	name is correct
	104	6191626438	Qualifying Interest Rate	6.5	0.065	rate is correct
	104	6191626438	Borrower 1 Last Name	Jagessar Thompson	THOMPSON	Thompson is the borrowers last name
	104	6191626438	Borrower 1 First Name	Elizabeth Sara	ELIZABETH	name is correct
	104	6191626438	Property County	Santa Cara	Santa Clara	county is correct
	104	6191626438	Borrower 1 FTHB	false	true	post close assets are correct
	104	6191626438	Qualifying FICO	740	741.0	fico is correct
	104	6191626438	Total Qualified Assets Post-Close	99110.06	413636.39	borrower 2 first name is correct
	95	6191609668	Qualifying Interest Rate	6.25	0.0625	Per note
	95	6191609668	Total Qualified Assets Post-Close	2095804.49	3170967.87	Per assets
	95	6191609668	Qualifying Total Debt Income Ratio	38.4	44.23	Per DTI.DTI difference is due to monthly taxes on DU of $4,833.33 compared to the taxes calculated from title of $1,248.47 monthly.
	164	6691608201	Qualifying Interest Rate	6.375	0.06375	Per note
	164	6691608201	Qualifying LTV	72.37	73.0	Per LTV
	164	6691608201	Qualifying CLTV	72.37	73.0	Per CLTV
	164	6691608201	Total Qualified Assets Post-Close	316720.02	750218.3	Per assets
	82	6191595361	Qualifying Interest Rate	6.125	0.06125	Mapping issue.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	82	6191595361	Qualifying CLTV	71.75	67.0
	82	6191595361	Qualifying LTV	71.75	67.0	.
	82	6191595361	Total Qualified Assets Post-Close	106529.76	128346.84	Total qualified assets confirmed with asset documentation in file.
	82	6191595361	Qualifying Total Debt Income Ratio	29.29	25.78	0
	112	6191633119	Qualifying Interest Rate	6.25	0.0625	Tape data has a different decimal placement.
	112	6191633119	Total Monthly Property Insurance Amount	224.39	250.0	True data matches HOI premium found in file
	112	6191633119	Total Qualified Assets Post-Close	401092.22	698473.87	True data is funds available after closing.
	112	6191633119	Qualifying Total Debt Income Ratio	32.33	30.26	True data DTI matches 1008 and DU Findings.
	191	8213597375	Qualifying Interest Rate	6.5	0.065	Per note
	191	8213597375	Total Qualified Assets Post-Close	299175.82	677934.87	Per assets
	191	8213597375	Qualifying Total Debt Income Ratio	18.59	18.68	Per DTI
	163	6691603325	Qualifying Interest Rate	6.375	0.06375	Per note
	163	6691603325	Total Monthly Property Insurance Amount	304.08	304.09	Per hazard policy
	163	6691603325	Total Qualified Assets Post-Close	116307.04	124767.64	Per assets
	163	6691603325	Qualifying Total Debt Income Ratio	18.82	19.0	Per DTI
	81	6191591972	Qualifying Interest Rate	6.375	0.06375	interest rate is correct
	81	6191591972	Total Monthly Property Insurance Amount	627.41	259.5	HOI is correct
	81	6191591972	Total Qualified Assets Post-Close	345658.51	336656.03	Post close assets are correct
	81	6191591972	Qualifying Total Debt Income Ratio	37.29	36.19	DTI is correct
	58	6191540566	Property County	Utah County	Utah	Utah county is correct


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	58	6191540566	Qualifying Interest Rate	6.5	0.065	interest rate is correct
	58	6191540566	Qualifying CLTV	46.17	46.16
	58	6191540566	Total Qualified Assets Post-Close	76446.7	76459.36	Post close assets are confirmed
	73	6191582777	Qualifying Interest Rate	6.5	0.065	Tape data has different decimal placement.
	73	6191582777	Total Closing Costs	16529.13	34139.04	True data matches Final CD.
	73	6191582777	Qualifying CLTV	79.79	79.78	Tape data rounded.
	73	6191582777	Qualifying LTV	79.79	79.78	Tape data is rounded down.
	73	6191582777	Total Qualified Assets Post-Close	185145.02	571550.14	True data is assets available after closing.
	73	6191582777	Qualifying Total Debt Income Ratio	34.73	35.0	Tape data is rounded up.
	102	6191617266	Qualifying Interest Rate	6.25	0.0625	Tape data decimal placement is different.
	102	6191617266	Total Monthly Property Insurance Amount	187.19	82.42	True data includes 2 HOI policies and Flood Insurance.
	102	6191617266	Total Qualified Assets Post-Close	68180.66	407672.2	True data assets available after closing.
	102	6191617266	Qualifying Total Debt Income Ratio	44.96	44.64
	103	6191625998	Qualifying Interest Rate	6.25	0.0625	Per Note
	103	6191625998	Total Closing Costs	26825.2	13940.0	Per final CD
	103	6191625998	Qualifying LTV	69.26	69.25	Per LTV
	103	6191625998	Qualifying CLTV	69.26	69.25	Per CLTV
	103	6191625998	Total Qualified Assets Post-Close	227850.89	749739.91	Per assets
	103	6191625998	Qualifying Total Debt Income Ratio	41.96	42.0	Per DTI
	184	8213500732	Borrower 1 First Name	Courtney	MICHAEL	Borrower 1 First name verified with a copy of Note.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	184	8213500732	Qualifying Interest Rate	6.25	0.0625	Mapping issue.
	184	8213500732	Property County	Virginia Beach	Virginia Beach City	.
	184	8213500732	Borrower 1 SSN	229497995	229491152	Borrower 1 SSN confirmed with credit report.
	184	8213500732	Borrower 1 Self-Employment Flag	Yes	No	Borrower 1 confirmed to be self employer per final 1003.
	184	8213500732	Secondary Appraised Property Value	2300000	0.0	Mapping issue.
	184	8213500732	Total Monthly Property Insurance Amount	837.59	850.0	.
	184	8213500732	Total Qualified Assets Post-Close	528397.44	1133753.2	Total qualified assets post closing confirmed with asset documentation in file.
	196	8213676726	Property Address	8965 Cypress Grove Lane	8965 CYPRESS GROVE LN	address is okay
	196	8213676726	Qualifying Interest Rate	6.625	0.06625	interest rate is correct
	196	8213676726	Borrower 1 Self-Employment Flag	Yes	No	Post close assets are correct
	196	8213676726	Total Qualified Assets Post-Close	2497882.09	2685042.42	Settlement agent address is correct
	54	6191398820	Qualifying Interest Rate	6.875	0.06875
	54	6191398820	Total Qualified Assets Post-Close	177581.29	387198.9	Post close assets are correct
	165	6691627925	Qualifying Interest Rate	6.25	0.0625	Mapping issue.
	165	6691627925	Total Qualified Assets Post-Close	1020100.5	970967.85	Total qualified assets post closing confirmed with documentation in file.
	117	6191651960	Qualifying Interest Rate	6.0	0.06	6.00 per the note
	117	6191651960	Total Qualified Assets Post-Close	3158459.29	3251178.78	$3,686,178.78Total available assets prior to close / Audit $3,251,178.78Total available assets prior to close / Lender/AUS The lender deducted the $435,000 EMD from the account balance. Audit did not. $3,158,459.29Total available assets post close / Audit
	117	6191651960	Qualifying Total Debt Income Ratio	14.7	15.0	15.00 is rounded up by the AUS
	116	6191650488	Qualifying Interest Rate	6.125	0.06125	Match. Tape data is fraction of 1.
	116	6191650488	Qualifying CLTV	79.17	80.0	Match. Rounding.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	116	6191650488	Qualifying LTV	79.17	80.0	Match. Rounding.
	116	6191650488	Total Qualified Assets Post-Close	52640.12	63040.1	As per audit calculation of post-closing assets. Tape data is pre-closing assets.
	116	6191650488	Qualifying Total Debt Income Ratio	22.53	25.81	Tape data reflects original DTI from AUS submission 1, not latest submission 13.
	134	6191681110	Qualifying Interest Rate	6.25	0.0625	Match. Tape data is a fraction of 1.
	134	6191681110	Total Qualified Assets Post-Close	829936.64	1108403.42	As per audit calculation of post-closing assets. Tape data is pre-closing assets.
	134	6191681110	Qualifying Total Debt Income Ratio	42.05	42.0	Rounding. Tape data is AUS rounded down DTI. Actual DTI on 1008 was 42.05%.
	128	6191672981	Qualifying Interest Rate	6.25	0.0625	True data verified per Note.
	128	6191672981	Total Monthly Property Insurance Amount	256.34	325.0
	128	6191672981	Total Qualified Assets Post-Close	179964.65	479964.65	True data verified per bank statements.
	128	6191672981	Qualifying Total Debt Income Ratio	39.26	39.36	True data verified per credit report, investment properties and loan documents.
	100	6191615276	Qualifying Interest Rate	6.0	0.06	True data verified per Note.
	100	6191615276	Total Closing Costs	36427.94	15469.25	True data verified per post consummation CD.
	100	6191615276	Total Qualified Assets Post-Close	113980.43	293569.06	True data verified per bank statements.
	101	6191616957	Property Address	968 East Blackfoot	968 E BLACKFOOT	968 East Blackfoot per note
	101	6191616957	Qualifying Interest Rate	6.375	0.06375	6.375 per note
	101	6191616957	Total Qualified Assets Post-Close	139191.51	184931.29	$184,931.29Total available assets prior to close / Audit $184,931.29Total available assets prior to close / Lender/AUS $139,191.51Total available assets post close / Audit
	115	6191650229	Property Address	3863 Calle Loma Vista	3863 CALLE LOMA VIS	True data verified per Note.
	115	6191650229	Qualifying Interest Rate	6.5	0.065	True data verified per Note.
	115	6191650229	Borrower 1 FTHB	true	false	True data verified per final 1003.
	115	6191650229	Loan Purpose	Purchase	Refinance	True data verified per purchase agreement.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	115	6191650229	Total Qualified Assets Post-Close	111765.27	304673.09	True data verified per bank statements.
	115	6191650229	Qualifying Total Debt Income Ratio	47.34	47.0	True data verified per credit report and loan documents.
	210	8213942591	Qualifying Interest Rate	6.25	0.0625	True data verified per Note.
	210	8213942591	Qualifying Total Debt Income Ratio	36.65	34.26	True data verified per credit report, investment property and loan documents.
	197	8213698365	Qualifying LTV	41.06	41.05	Match. Rounding. LTV/CLTV is 41.057%.
	197	8213698365	Qualifying CLTV	41.06	41.05	Match. Rounding. LTV/CLTV is 41.057%.
	197	8213698365	Total Qualified Assets Post-Close	69103.18	576579.73	As per audit calculation of assets post-closing. Tape data is pre-closing assets.
	197	8213698365	Qualifying Total Debt Income Ratio	35.02	35.0	Match. Rounding. Tape data is the rounded AUS DTI.
	123	6191663289	Qualifying Interest Rate	6.125	0.06125	6.125 per the note
	123	6191663289	Total Monthly Property Insurance Amount	492.25	300.0	$492.25 per HOI dec page and final CD
	123	6191663289	Total Qualified Assets Post-Close	251998.53	345100.3	$370,100.30Total available assets prior to close / Audit $345,100.30Total available assets prior to close / Lender/AUS Wealthfront #1091 deducted 30k in deposits. Bank of Co #N566 – lender deducted the 25k EMD from the balance. Audit did not. $251,998.53Total available assets post close / Audit
	123	6191663289	Qualifying Total Debt Income Ratio	38.24	38.21	The lender included $4520 Net Rental Loss for Trails End Ct. Audit is unable to match this calculation. Audit has included the full PITIA in the calculation $4530. Using the 8825 to calculate rental income reduces the loss considerably. Using the more conservative approach of the full PITIA which is closer to lenders calculation. The DTI increase is within tolerance. Resubmission is not required.
	167	6691656410	Qualifying Interest Rate	6.875	0.06875	True data verified per Note.
	167	6691656410	Total Qualified Assets Post-Close	111839.9	276004.36	True data verified per bank statements.
	167	6691656410	Qualifying Total Debt Income Ratio	41.92	41.44	True data verified per appraisal showing HOA and other loan documents.
	166	6691650598	Qualifying Interest Rate	6.0	0.06	6.00 per the note
	166	6691650598	Borrower 1 Citizen	US Citizen	Permanent Resident Alien	PRA per the final 1003
	166	6691650598	Total Qualified Assets Post-Close	457377.49	733145.15	$773,145.15Total available assets prior to close / Audit $773,145.15Total available assets prior to close / Lender/AUS $457,377.49Total available assets post close / Audit
	119	6191659221	Qualifying Interest Rate	6.25	0.0625	Match. Tape data is fraction of 1.
	119	6191659221	Qualifying CLTV	78.21	78.2	Rounding.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	119	6191659221	Total Qualified Assets Post-Close	84891.99	115956.46	As per audit calculation of post-closing assets. Tape data was pre-closing assets.
	119	6191659221	Qualifying Total Debt Income Ratio	30.97	29.971	DTI variance due to audit calculation of B2 “Other” RSU income.
	161	6691590932	Qualifying Interest Rate	6.125	0.06125	True data verified per note.
	161	6691590932	Qualifying CLTV	79.29	79.0	True data verified per appraisal and loan documents.
	161	6691590932	Qualifying LTV	79.29	79.0	True data verified per appraisal and loan documents.
	161	6691590932	Qualifying Total Debt Income Ratio	34.47	37.77	True data verified per credit report, investment properties and loan documents.
	113	6191643933	Qualifying Interest Rate	6.125	0.06125	Per note
	113	6191643933	Qualifying CLTV	56.54	57.0	Rounding
	113	6191643933	Qualifying LTV	56.54	57.0	Rounding
	120	6191660655	Qualifying Interest Rate	6.0	0.06	Per note
	120	6191660655	Total Qualified Assets Post-Close	106725.23	335025.63	Per asset documents
	108	6191629526	Qualifying Interest Rate	6.25	0.0625	Confirmed with note.
	108	6191629526	Qualifying LTV	64.52	65.0	Due to rounding
	108	6191629526	Qualifying CLTV	64.52	65.0	Due to rounding
	108	6191629526	Total Qualified Assets Post-Close	100341.56	624045.53	Confirmed with system calculations.
	108	6191629526	Qualifying Total Debt Income Ratio	33.16	32.09	Confirmed-due to one additional debt.
	89	6191605140	Qualifying Interest Rate	6.375	0.06375	Per Note
	89	6191605140	Qualifying CLTV	74.54	75.0	Per Appraisal
	89	6191605140	Qualifying LTV	74.54	75.0	Per Appraisal
	89	6191605140	Total Monthly Property Insurance Amount	108.83	108.84	Per Insurance


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	89	6191605140	Total Qualified Assets Post-Close	261226.6	298581.0	Per Assets
	89	6191605140	Qualifying Total Debt Income Ratio	48.44	51.46	Per Credit report and REO
	214	8213969357	Property Address	5302 East Mezzanine Way	5302 E MEZZANINE WAY	Due to caps
	214	8213969357	Borrower 1 Last Name	Cray IV	CRAY	Confirmed with note.
	214	8213969357	Qualifying FICO	781	0.0	Confirmed
	214	8213969357	Total Closing Costs	30728.13	1738.0	Confirmed with CD
	214	8213969357	Total Monthly Property Insurance Amount	176.84	250.0	Confirmed
	214	8213969357	Total Qualified Assets Post-Close	113723.65	446000.0	Confirmed
	149	6191699711	Qualifying Interest Rate	6.375	0.06375	True data verified per Note.
	149	6191699711	Qualifying CLTV	57.23	47.77	True data verified per appraisal, AVM and loan documents.
	149	6191699711	Qualifying LTV	57.23	47.77	True data verified per appraisal, AVM and loan documents.
	149	6191699711	Qualifying Total Debt Income Ratio	39.65	3947.77	True data verified per credit report, investment property, and loan documents.
	136	6191683578	Qualifying Interest Rate	6.375	0.06375	6.375 per the note
	136	6191683578	Borrower 1 Last Name	Stevenson	ERHART	Stevenson is B1 — Erhart = B2
	136	6191683578	Borrower 1 First Name	Jacob	AUDREY	Jacob = B1. Audrey = B2
	136	6191683578	Borrower 2 First Name	Audrey	JACOB	Jacob is B1. Audrey is B2 per the note
	136	6191683578	Borrower 2 SSN	537259180	536886806	6806 is B2 SSN. 9180 is B1 SSN
	136	6191683578	Borrower 1 SSN	536886806	537259180	6806 is B2 SSN. 9180 is B1 SSN
	136	6191683578	Borrower 1 FTHB	false	true	B1 is not FTHB
	136	6191683578	Borrower 1 Self-Employment Flag	Yes	No	B1 is Self employed


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	136	6191683578	Borrower 2 Self-Employment Flag	No	Yes	B2 employed by B1. Not an owner. Her income is not used to qualify
	136	6191683578	Total Qualified Assets Post-Close	303595.41	566722.56	$566,722.56Total available assets prior to close / Audit $566,722.56Total available assets prior to close / Lender/AUS $303,595.41Total available assets post close / Audit
	136	6191683578	Qualifying Total Debt Income Ratio	33.46	72.08	33.46 actual DTI
	143	6191691416	Property Address	14 Rock Springs Road	14 ROCK SPRINGS RD
	143	6191691416	Qualifying Interest Rate	6.25	0.0625	6.25 per the note
	143	6191691416	Total Qualified Assets Post-Close	214225.97	500087.08	$500,087.08Total available assets prior to close / Audit $500,087.08Total available assets prior to close / Lender/AUS The lender deducted the 20k EMD from the balance of #3605. $214,225.97Total available assets post close / Audit
	143	6191691416	Qualifying Total Debt Income Ratio	21.7	22.0	21.70 is the actual dTI 22 is rounded by AUS
	130	6191674629	Qualifying Interest Rate	6.125	0.06125	True data verified per Note.
	130	6191674629	Borrower 1 Self-Employment Flag	Yes	No	True data verified per income documents.
	130	6191674629	Total Monthly Property Insurance Amount	798.41	526.83	True data verified per insurance policies in file.
	130	6191674629	Total Qualified Assets Post-Close	48286.03	292947.98	True data verified per bank statements.
	130	6191674629	Qualifying Total Debt Income Ratio	28.38	28.2	True data verified per loan documents, taxes and insurance higher than amounts disclosed.
	148	6191699291	Qualifying Interest Rate	6.25	0.0625	per Note
	148	6191699291	Borrower 2 First Name	Manisha	MANISHA	per Note
	148	6191699291	Qualifying FICO	813	796.0	Per credit report
	148	6191699291	Total Monthly Property Insurance Amount	220.83	220.84	Per Insurance
	148	6191699291	Total Qualified Assets Post-Close	50343.15	274575.86	Per Assets
	148	6191699291	Qualifying Total Debt Income Ratio	35.33	35.37	Per income docs
	148	6191699291	Escrow Waiver in File	N/A	Yes
	169	6691669931	Qualifying Interest Rate	6.625	0.06625	Per Note


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	169	6691669931	Qualifying LTV	79.71	79.7	Per Appraisal
	169	6691669931	Qualifying CLTV	79.71	79.7	Per Appraisal
	169	6691669931	Total Monthly Property Insurance Amount	255.33	255.34	Per insurance
	169	6691669931	Total Qualified Assets Post-Close	266403.22	249280.9	Per Assets
	169	6691669931	Qualifying Total Debt Income Ratio	31.51	32.0	Per AUS rounds up
	126	6191667401	Qualifying Interest Rate	6.25	0.0625	Per note
	126	6191667401	Qualifying LTV	57.14	58.0	Rounding
	126	6191667401	Qualifying CLTV	57.14	58.0	Rounding
	126	6191667401	Qualifying Total Debt Income Ratio	30.39	30.64	Loan qualified with higher taxes vs. amount verified in audit. The audit amount aligns with CD and tax bill.
	55	6191520083	Qualifying Interest Rate	6.625	0.06625	Per note
	55	6191520083	Total Qualified Assets Post-Close	62403.59	267147.99	Per asset documents
	55	6191520083	Qualifying Total Debt Income Ratio	40.31	27.0	Lender DTI calculated at 40.01% vs. Audit DTI of 40.31%. The lender omitted debts without documentation to support the omission. Inclusion of Apple Card #8783, JPMCB Card #9972, and FNB Omaha #3793 increased monthly liabilities by $105, resulting in a higher DTI that remains within tolerance.
	171	6691681342	Qualifying Interest Rate	5.375	0.05375	5.375 per the note
	171	6691681342	Qualifying LTV	49.15	50.0	50 is rounded by AUS
	171	6691681342	Qualifying CLTV	49.15	50.0	50 is rounded by AUS
	171	6691681342	Total Qualified Assets Post-Close	1260477.37	2762954.2	$2,762,954.19Total available assets prior to close / Audit $2,762,954.20Total available assets prior to close / Lender/AUS RBC #0355 09/30/25 statement is the latest date in the file with a balance of $116,246.79. Using t he lenders lower balance of $87,246.79. The one cent difference is due to LM rounding. $1,260,477.37Total available assets post close / Audit
	171	6691681342	Qualifying Total Debt Income Ratio	43.85	43.78	Lender DTI is __43.78__%. Audit DTI is __43.85__%. The HOI premium increased. The difference is within tolerance. Resubmission is not required. The correct higher amount was included in the ratios on the final CD/1003.
	133	6191679982	Qualifying Interest Rate	6.25	0.0625	6.25 per note
	133	6191679982	Qualifying LTV	44.2	45.0	50is rounded by AUS
	133	6191679982	Qualifying CLTV	44.2	45.0	50 is rounded by AUS


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	133	6191679982	Total Monthly Property Insurance Amount	1008.94	848.75	$848.75 HOI + $160.19 Flood
	133	6191679982	Total Qualified Assets Post-Close	1862722.43	3282603.48	$3,282,603.48Total available assets prior to close / Audit $3,282,603.48Total available assets prior to close / Lender/AUS $1,862,722.43Total available assets post close / Audit
	249	8214128545	Qualifying Interest Rate	6.875	0.06875	True data verified per Note.
	249	8214128545	Qualifying FICO	734	0.0	True data verified per credit report.
	249	8214128545	Total Monthly Property Insurance Amount	439.38	338.3	True data verified per insurance policies.
	249	8214128545	Qualifying Total Debt Income Ratio	21.81	21.741	True data verified per credit report and loan documents.
	230	8214031811	Qualifying FICO	765	0.0	765 per credit report
	194	8213659013	Qualifying FICO	727	0.0	727 per credit report
	194	8213659013	Total Closing Costs	21231.38	4367.0	$21,231.38 closing cost per final CD
	219	8213981815	Qualifying Interest Rate	6.125	0.06125	True data verified per Note.
	219	8213981815	Total Qualified Assets Post-Close	1942703.42	2217265.59	True data verified per bank statements.
	216	8213976016	Qualifying Interest Rate	6.125	0.06125	Per Note
	216	8213976016	Borrower 2 Self-Employment Flag	Yes	No	Per income docs
	216	8213976016	Total Closing Costs	17279.5	4000.0	Per CD
	216	8213976016	Total Monthly Property Insurance Amount	473.82	473.83	Per Ins
	216	8213976016	Total Qualified Assets Post-Close	2523013.26	2738447.49	Per Assets
	216	8213976016	Qualifying Total Debt Income Ratio	26.06	26.21	Per credit docs
	243	8214070799	Qualifying Interest Rate	6.125	0.06125	True data verified per Note.
	243	8214070799	Qualifying FICO	785	0.0	True data verified per credit report.
	243	8214070799	Qualifying CLTV	65.81	66.0	True data verified per appraisal and loan documents.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	243	8214070799	Qualifying LTV	65.81	66.0	True data verified per appraisal and loan documents.
	243	8214070799	Qualifying Total Debt Income Ratio	36.41	36.96	True data verified per credit report and loan documents.
	221	8213991598	Qualifying Interest Rate	6.125	0.06125	6.125 per the note
	221	8213991598	Borrower 1 Self-Employment Flag	Yes	No	B1 is self employed per 1003 and tax returns/k1
	221	8213991598	Qualifying LTV	69.26	70.0	70.00 is rounded by the AUS
	221	8213991598	Qualifying CLTV	69.26	70.0	70.00 is rounded by the AUS
	218	8213977832	Qualifying Interest Rate	6.25	0.0625	6.25 per the note
	218	8213977832	Total Closing Costs	39430.9	1774.0	39430.90 per final CD
	218	8213977832	Primary Appraised Property Value	1352500	1390000.0	$1,352,500 is the SP. $1,390,000 is the AV.
	218	8213977832	Total Monthly Property Insurance Amount	206.1	300.0	$206.10 per the hazard dec page p.629
	218	8213977832	Total Qualified Assets Post-Close	1882854.91	2309701.28	$2,309,701.28Total available assets prior to close / Audit $2,309,701.28Total available assets prior to close / Lender/AUS $1,882,854.91Total available assets post close / Audit
	218	8213977832	Qualifying Total Debt Income Ratio	35.58	36.0	35.58 matches the lenders 1008. 36% is rounded by AUS.
	227	8214013824	Property Address	2206 Gates Avenue Unit A	2206 GATES AVE UNIT A	2206 Gates Avenue Unit A per final CD
	227	8214013824	Total Closing Costs	54265.62	17065.85	$54,265.62 closing cost per the PCCD
	227	8214013824	Qualifying CLTV	56.52	57.0	70 rounded up by AUS
	227	8214013824	Qualifying LTV	56.52	57.0	70 rounded up by AUS
	227	8214013824	Total Qualified Assets Post-Close	719748.16	1367450.92	$1,367,485.92Total available assets prior to close / Audit $1,367,485.92Total available assets prior to close / Lender/AUS Chase #2157 reduced by $21,000 undocumented deposit. $719,748.16Total available assets post close / Audit
	227	8214013824	Escrow Waiver in File	Yes	No
	245	8214094025	Property Address	15 Manzanita Terrace	15 MANZANITA TER	Per Note
	245	8214094025	Qualifying Interest Rate	6.375	0.06375	Per Note


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	245	8214094025	Total Monthly Property Insurance Amount	637.08	164.0	Per insurance
	245	8214094025	Total Qualified Assets Post-Close	501169.04	960228.44	per Assets
	245	8214094025	Qualifying Total Debt Income Ratio	40.28	42.14	Per Taxes updated per tax info provided. Lender taxes are higher
	240	8214068971	Qualifying Interest Rate	6.5	0.065	Per Note
	240	8214068971	Borrower 2 Self-Employment Flag	Yes	No	Per Income docs
	240	8214068971	Qualifying LTV	64.9	64.89	Per Appraisal
	240	8214068971	Qualifying CLTV	64.9	64.89	Per Appraisal
	240	8214068971	Total Monthly Property Insurance Amount	267.39	267.4	Per Insurance
	240	8214068971	Total Qualified Assets Post-Close	128672.61	337901.12	Per Assets
	240	8214068971	Qualifying Total Debt Income Ratio	29.1	30.0	Per LP rounds up
	248	8214128499	Property Address	4052 Quinn Road	4052 QUINN RD	4052 Quinn Road per the note
	248	8214128499	Qualifying Interest Rate	6.5	0.065	6.5 per the note
	248	8214128499	Borrower 2 Self-Employment Flag	Yes	No	B2 is self employed per the final 1003 and the tax returns, k1 in file
	248	8214128499	Total Closing Costs	32600.94	1774.0	$32,600.94 per the PCCD
	248	8214128499	Total Qualified Assets Post-Close	800226.57	3090103.82	$1,735,456.06Total available assets prior to close / Audit $1,735,456.06Total available assets prior to close / Lender/AUS Fidelity #5320 Balance = $1,432,917.76 minus $78,270 = $1,354,647.76. Merrill Edge Balance reduced by 2 deposits that total $200,000. $800,226.57Total available assets post close / Audit
	234	8214056086	Qualifying Interest Rate	6.5	0.065	Per Notes
	234	8214056086	Total Closing Costs	18498.96	5948.55	Per CD
	234	8214056086	Total Qualified Assets Post-Close	532667.56	772712.28	Per Assets
	234	8214056086	Qualifying Total Debt Income Ratio	33.13	33.62	Per credit liab
	250	8214131864	Qualifying Interest Rate	6.625	0.06625	6.625 per the note


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	250	8214131864	Borrower 2 Self-Employment Flag	Yes	No	B2 is Self employed per the 1003 and income documents
	250	8214131864	Total Qualified Assets Post-Close	308080.63	657363.67	$657,363.67Total available assets prior to close / Audit $657,363.67Total available assets prior to close / Lender/AUS $308,080.63Total available assets post close / Audit
	251	8214133037	Qualifying Interest Rate	6.125	0.06125	True data verified per Note.
	251	8214133037	Borrower 1 Self-Employment Flag	Yes	No	True data verified per income documents.
	251	8214133037	Total Closing Costs	20818.54	4189.25	True data verified per final CD.
	251	8214133037	Total Qualified Assets Post-Close	1054319.56	1320559.29	True data verified per bank statements.
	251	8214133037	Escrow Waiver in File	N/A	Yes
	207	8213932082	Property Address	2669 Harlesden Court	2669 HARLESDEN CT	Property address is correct
	207	8213932082	Qualifying Interest Rate	6.25	0.0625	interest rate is correct
	207	8213932082	Qualifying CLTV	47.62	48.0	LTV/CLTV is correct- have been rounded
	207	8213932082	Qualifying LTV	47.62	48.0	LTV/CLTV is correct- have been rounded
	207	8213932082	Total Qualified Assets Post-Close	1294985.75	2900992.31	LTV/CLTV is correct- have been rounded
	207	8213932082	Qualifying Total Debt Income Ratio	49.18	49.17	DTI ratio is correct have been rounded
	208	8213934127	Qualifying Interest Rate	6.25	0.0625	Per Note
	208	8213934127	Qualifying FICO	782	0.0	Per Credit report
	208	8213934127	Total Monthly Property Insurance Amount	151.18	91.43	Per insurance
	208	8213934127	Qualifying Total Debt Income Ratio	21.4	22.0	AUS is LP and rounds up
	150	6191699722	Qualifying Interest Rate	6.125	0.06125	Confirmed
	150	6191699722	Borrower 1 Self-Employment Flag	No	Yes
	150	6191699722	Borrower 2 Self-Employment Flag	No	Yes


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	150	6191699722	Qualifying LTV	69.15	70.0	Due to rounding
	150	6191699722	Qualifying CLTV	69.15	70.0	Due to rounding
	150	6191699722	Total Qualified Assets Post-Close	201880.27	625568.89	Confirmed with system calculations.
	150	6191699722	Qualifying Total Debt Income Ratio	38.05	41.39	Confirmed
	150	6191699722	Escrow Waiver in File	Yes	No
	172	6691692467	Qualifying Interest Rate	6.25	0.0625	Decimal
	172	6691692467	Total Closing Costs	24136.58	28677.96	See Final CD
	172	6691692467	Total Qualified Assets Post-Close	702532.51	693137.58	See Assets
	172	6691692467	Qualifying Total Debt Income Ratio	44.96	44.93	Rounding
	172	6691692467	Escrow Waiver in File	Yes	No
	129	6191674535	Qualifying Interest Rate	6.125	0.06125	6.125 per note
	129	6191674535	Qualifying CLTV	67.18	67.17	Lender LTV__67.17__% CLTV__67.17__%. Audit LTV__67.18__% CLTV__67.18__% The difference is due to system rounding.
	129	6191674535	Qualifying LTV	67.18	67.17	Lender LTV__67.17__% CLTV__67.17__%. Audit LTV__67.18__% CLTV__67.18__% The difference is due to system rounding.
	129	6191674535	Qualifying Total Debt Income Ratio	49.37	49.0	Lender DTI is __49.37__%. Audit DTI is __49.37__%. The AUS rounded the DTI down to 49. The Audit terms matches the 1008/AUS terms. 1008 DTI is 49.365%. The Audit DIT is 49.37 and due to system rounding up to 49.37.
	129	6191674535	Escrow Waiver in File	N/A	Yes
	180	8213390912	Borrower 1 Last Name	Williams III	Williams	True data verified per Note.
	180	8213390912	Qualifying Interest Rate	6.375	0.06375	True data verified per Note.
	180	8213390912	Borrower 1 FTHB	false	true	True data verified per loan documents.
	180	8213390912	Qualifying FICO	794	784.0	True data verified per credit report.
	180	8213390912	Secondary Appraised Property Value	1356000	0.0	True data verified per appraisal.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	180	8213390912	Primary Appraised Property Value	1300000	1356000.0	True data verified per appraisal.
	180	8213390912	Total Qualified Assets Post-Close	208403.97	494912.71	True data verified per bank statements.
	180	8213390912	Qualifying Total Debt Income Ratio	36.44	42.69	True data verified per credit report and loan documents.
	180	8213390912	Escrow Waiver in File	N/A	Yes
	198	8213734969	Qualifying Interest Rate	6.375	0.06375
	198	8213734969	Total Closing Costs	17294.13	1185.0	Per closing disclosure the closing costs are $17,294.13
	198	8213734969	Total Qualified Assets Post-Close	59015.13	260651.55	Post close assets are correct
	198	8213734969	Qualifying Total Debt Income Ratio	25.89	26.0	DTI has been rounded uo
	220	8213982634	Qualifying Interest Rate	6.375	0.06375
	220	8213982634	Qualifying FICO	784	0.0	credit report middle fico score is correct
	220	8213982634	Total Closing Costs	11125.63	67003.01	Per CD dated 11/21/2025 total closing costs are $11,125.63
	220	8213982634	Qualifying Total Debt Income Ratio	32.66	32.52	interest rate is correct
	206	8213919368	Qualifying Interest Rate	6.25	0.0625	interest rate is correct
	206	8213919368	Borrower 1 Self-Employment Flag	Yes	No	bwr #1 is s/e
	206	8213919368	Primary Appraised Property Value	1450000	1480000.0	value is correct and supported
	206	8213919368	Total Qualified Assets Post-Close	207584.45	266698.4	post close assests are correct
	206	8213919368	Qualifying Total Debt Income Ratio	23.93	24.0	dti is correct rounded up
	206	8213919368	Secondary Appraised Property Value	1480000	0.0
	147	6191696951	Qualifying Interest Rate	6.25	0.0625	True data verified per Note.
	147	6191696951	Total Qualified Assets Post-Close	127180.82	450532.81	True data verified per bank statements.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	146	6191695910	Qualifying CLTV	70.7	71.0	cltv is correct rounded
	146	6191695910	Qualifying LTV	70.7	71.0	ltv is correct rounded
	146	6191695910	Total Monthly Property Insurance Amount	298.03	298.04	insurance amount is correct one cent difference
	138	6191685698	Qualifying Interest Rate	6.625	0.06625	6.625 per note
	138	6191685698	Qualifying LTV	79.1	80.0	Lender LTV__80__% CLTV__80__%. Audit LTV__79.10__% CLTV__79.10__% The difference is due to system rounding
	138	6191685698	Qualifying CLTV	79.1	80.0	Lender LTV__80__% CLTV__80__%. Audit LTV__79.10__% CLTV__79.10__% The difference is due to system rounding
	138	6191685698	Total Qualified Assets Post-Close	151963.54	191322.4	ASSETS $431,973.89Total available assets prior to close / Audit $191,187.44Total available assets prior to close / Lender/AUS $151,963.54Total available assets post close / Audit
	114	6191649175	Qualifying Interest Rate	6.0	0.06	Per Note
	114	6191649175	Borrower 1 FTHB	true	false	Per 1003
	114	6191649175	Total Monthly Property Insurance Amount	372.05	409.63	Per Insurance docs on file
	114	6191649175	Total Qualified Assets Post-Close	263992.9	1376242.55	Per Assets
	114	6191649175	Qualifying Total Debt Income Ratio	24.79	25.0	per insurance doc
	203	8213903061	Property Address	9915 Rising Wing Street	9915 RISING WING ST	9915 Rising Wing Street per note
	203	8213903061	Qualifying Interest Rate	6.25	0.065	6.25 per note
	203	8213903061	Total Qualified Assets Post-Close	144785.84	388815.36	$559,618.21Total available assets prior to close / Audit $559,618.21Total available assets prior to close / Lender/AUS $144,785.84Total available assets post close / Audit
	203	8213903061	Escrow Waiver in File	N/A	Yes
	135	6191681587	Qualifying Interest Rate	5.875	0.05875	True data verified per Note.
	135	6191681587	Total Qualified Assets Post-Close	605018.19	1160737.15	True data verified per bank statements.
	135	6191681587	Qualifying Total Debt Income Ratio	35.94	35.95	True data verified per credit report and loan documents.
	241	8214070555	Qualifying Interest Rate	6.375	0.06375	interest rate is correct


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	241	8214070555	Borrower 2 Self-Employment Flag	Yes	No	bwr#2 is s/e per loan documents
	241	8214070555	Total Qualified Assets Post-Close	87666.49	395043.97	Post close assets are correct
	202	8213900171	Qualifying Interest Rate	6.5	0.065	6.5 per note
	202	8213900171	Borrower 1 Self-Employment Flag	Yes	No	B1 is self employed per 1003 and schedule C income
	202	8213900171	Total Monthly Property Insurance Amount	931.99	732.75	$931.99 consists of HOI and Flood
	202	8213900171	Total Qualified Assets Post-Close	54926.58	413429.78	$416,515.80Total available assets prior to close / Audit $413,429.78Total available assets prior to close / Lender/AUS The Net Proceeds are slightly higher than anticipated. Resubmission to the AUS not required. $54,926.58Total available assets post close / Audit
	202	8213900171	Qualifying Total Debt Income Ratio	49.75	48.81	49.75 actual DTI. Final AUS and 1008 are missing
	202	8213900171	Escrow Waiver in File	N/A	Yes
	244	8214088549	Qualifying Interest Rate	6.25	0.0625	6.25 per the note
	244	8214088549	Qualifying FICO	721	0.0	721 per credit report
	244	8214088549	Total Closing Costs	27869.6	77751.15	27869.6 per the PCCD
	244	8214088549	Qualifying Total Debt Income Ratio	20.8	21.0	21.00 is rounded up by the AUS
	144	6191693284	Qualifying Interest Rate	6.375	0.06375	True data verified per Note.
	144	6191693284	Total Qualified Assets Post-Close	150348.26	171311.4	True data verified per bank statements.
	144	6191693284	Qualifying Total Debt Income Ratio	39.38	39.0	True data verified per loan documents.
	122	6191661559	Property Address	6938 South Grande Drive	6938 S GRANDE DR	6938 South Grande Drive per final CD
	122	6191661559	Qualifying Interest Rate	6.875	0.06875	6.875 per note
	122	6191661559	Total Monthly Property Insurance Amount	494.63	556.0	$494.63 per final CD & HOI dec page
	122	6191661559	Total Qualified Assets Post-Close	51690.14	275152.01	$275,152.01Total available assets prior to close / Audit $275,152.01Total available assets prior to close / Lender/AUS $51,690.14Total available assets post close / Audit
	139	6191686222	Qualifying Interest Rate	6.625	0.06625	Discrepancy is due to data entry, True data is correct.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	139	6191686222	Borrower 1 Citizen	Non Permanent Resident Alien	US Citizen	Discrepancy is due to data entry, True data is correct.
	139	6191686222	Total Qualified Assets Post-Close	231017.42	409012.17	Discrepancy is due to data entry, Verified assets are $446,212.17
	139	6191686222	Qualifying Total Debt Income Ratio	41.36	35.34	Discrepancy is due to data entry, True data is correct.
	212	8213966169	Qualifying Interest Rate	6.5	0.065	Per Note
	212	8213966169	Qualifying FICO	779	0.0	Per Credit Liabilities
	212	8213966169	Qualifying LTV	71.26	71.25	Per Appraisal
	212	8213966169	Qualifying CLTV	71.26	71.25	Per Appraisal
	212	8213966169	Total Qualified Assets Post-Close	32502.02	32109.0	Per Assets
	212	8213966169	Qualifying Total Debt Income Ratio	33.05	33.0	AUS is LP
	179	8213344232	Qualifying Interest Rate	6.875	0.06875	Same number different decimal placement
	179	8213344232	Total Qualified Assets Post-Close	77433.09	82445.0	Post closing assets $77,433.09 confirmed deducting cash to close and required reserves from verified assets.
	179	8213344232	Qualifying Total Debt Income Ratio	47.88	47.16	Audit DTI matches Final 1003
	179	8213344232	Escrow Waiver in File	N/A	Yes
	121	6191660944	Property Address	4 Glenway Court	4 GLENWAY CT	address is correct there is a variation in capitalized vs. lower case
	121	6191660944	Qualifying Interest Rate	6.375	0.0625	interest rate is correct
	121	6191660944	Qualifying FICO	751	0.0	credit report
	121	6191660944	Total Qualified Assets Post-Close	533424.64	1905945.0	post close assets are correct
	121	6191660944	Qualifying Total Debt Income Ratio	33.4	32.84	dti difference due to hoa monthly fee not provided by the Lender
	121	6191660944	Escrow Waiver in File	Yes	No
	215	8213975804	Qualifying Interest Rate	6.125	0.07	Per note document


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	215	8213975804	Borrower 1 Self-Employment Flag	Yes	No	Per final application
	215	8213975804	Total Qualified Assets Post-Close	48474.48	266124.38	Per asset document
	215	8213975804	Qualifying Total Debt Income Ratio	49.39	49.76	DTI variance is due to the lender using the credit report dated 08/06/25, while the audit used the updated report dated 11/20/25. The variance is within the 3% tolerance and the DTI remains below 50%. No further action required.
	215	8213975804	Escrow Waiver in File	N/A	No	Compliance review field
	74	6191582951	Property Address	1036 Mallard Drive	1036 MALLARD DR	Due to caps
	74	6191582951	Qualifying Interest Rate	6.875	0.06875	Confirmed with the note.
	74	6191582951	Borrower 1 Self-Employment Flag	No	Yes	Confirmed B1 is not self employed.
	74	6191582951	Total Qualified Assets Post-Close	352611.73	588216.53	Confirmed with system calculations.
	74	6191582951	Qualifying Total Debt Income Ratio	40.04	10.0	Confirmed
	74	6191582951	Escrow Waiver in File	Yes	No
	152	6191706432	Qualifying Interest Rate	6.75	0.0675	Per note
	152	6191706432	Total Qualified Assets Post-Close	887402.8	1073242.02	Per updated assets
	152	6191706432	Qualifying Total Debt Income Ratio	42.75	43.0
	152	6191706432	Escrow Waiver in File	Yes	No
	229	8214022765	Qualifying Interest Rate	6.0	0.06	Per note document
	229	8214022765	Borrower 2 Self-Employment Flag	Yes	No	Per final application
	229	8214022765	Qualifying FICO	777	0.0	Per credit report
	229	8214022765	Qualifying LTV	53.41	54.0	Rounding
	229	8214022765	Qualifying CLTV	53.41	54.0	Rounding
	229	8214022765	Total Qualified Assets Post-Close	55999.8	196148.27	Per asset documents


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	229	8214022765	Escrow Waiver in File	Yes	No	Compliance review field
	145	6191694441	Qualifying Interest Rate	6.25	0.0625	Decimal
	145	6191694441	Borrower 1 Last Name	Coy	COY	Caps
	145	6191694441	Borrower 1 First Name	Jody	JODY	Caps
	145	6191694441	Total Qualified Assets Post-Close	1151199.19	1646644.85	Decimal
	145	6191694441	Escrow Waiver in File	Yes	No
	57	6191525661	Property Address	5185 Solace Dr.	5185 SOLACE DR
	57	6191525661	Total Closing Costs	18663.49	24589.08	Total closing cost per post closing CD reflects $18,663.49-Pg 3150
	57	6191525661	Total Monthly Property Insurance Amount	255.67	129.92	Per pg 3378 HOI dec page show annual premium $3068.04/12=$255.67 per month
	57	6191525661	Total Qualified Assets Post-Close	186864.56	511569.36	Total assets verified $511,5659.36 borrower was required to bring $324,70480 which left $186,864.56 left available post closing
	57	6191525661	Qualifying Total Debt Income Ratio	36.06	27.06	Auditor and lender property tax figures differ. Lender qualified the borrower with monthly obligations $1509.93/Auditor verified taxes per page 3762. Taxes are paid semi monthly $36,859.26 x 2=$73,718.52/12=$6143.21. Updated taxes to reflect such. Total housing expenses increased,194.73= to $13,427.28 + $1513 Other debt total monthly obligations $17,380.14/ Monthly income $48,194.73=36.06% DTI
	131	6191675076	Qualifying FICO	778	0.0	Confirmed
	131	6191675076	Qualifying Total Debt Income Ratio	23.79	24.0	Due to rounding
	132	6191679723	Qualifying Interest Rate	6.0	0.06	True data verified per Note.
	132	6191679723	Qualifying CLTV	44.12	44.11	True data verified per appraisal, AVM and loan documents.
	132	6191679723	Total Qualified Assets Post-Close	397238.64	3497700.15	True data verified per bank statements.
	132	6191679723	Escrow Waiver in File	N/A	Yes	True data verified per loan documents.
	127	6191670291	Qualifying Interest Rate	6.0	0.06	True data verified per Note.
	127	6191670291	Total Qualified Assets Post-Close	2213681.04	2611422.24	True data verified per bank statements.
	127	6191670291	Qualifying Total Debt Income Ratio	26.24	26.156	True data verified per credit report, tax bill, and other loan documents.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	127	6191670291	Escrow Waiver in File	Yes	No	True data verified by escrow waiver in file.
	140	6191686526	Qualifying Interest Rate	6.25	0.0625	True data verified per Note.
	140	6191686526	Total Monthly Property Insurance Amount	260.17	220.0	True data verified per hazard policy.
	140	6191686526	Total Qualified Assets Post-Close	220105.6	553026.57	True data verified per bank statements.
	140	6191686526	Qualifying Total Debt Income Ratio	10.76	12.27	True data verified per credit report and loan documents.
	140	6191686526	Escrow Waiver in File	N/A	Yes	True data verified by final CD.
	118	6191658715	Escrow Waiver in File	N/A	Yes
	137	6191684987	Qualifying Interest Rate	6.375	0.06375	Per note
	137	6191684987	Qualifying CLTV	73.42	73.41	Per CLTV
	137	6191684987	Qualifying LTV	73.42	73.41	Per LTV
	137	6191684987	Total Qualified Assets Post-Close	1788523.54	242763.9	Per assets
	137	6191684987	Qualifying Total Debt Income Ratio	25.01	25.0	Per DTI
	137	6191684987	Escrow Waiver in File	N/A	Yes	Per final CD
	109	6191631035	Qualifying Interest Rate	6.375	0.06375	Discrepancy is due to data entry. True Data is correct
	109	6191631035	Qualifying LTV	59.36	59.35	Discrepancy is due to data entry. True Data is correct. Verified LTV is 59.358%
	109	6191631035	Qualifying CLTV	59.36	59.35	Discrepancy is due to data entry. True Data is correct. Verified CLTV is 59.358%
	109	6191631035	Total Monthly Property Insurance Amount	461.42	462.0	Discrepancy is due to data entry. True Data is correct
	109	6191631035	Total Qualified Assets Post-Close	118683.14	98304.69	Discrepancy is due to data entry. True Data is correct
	109	6191631035	Qualifying Total Debt Income Ratio	43.45	43.0	The recalculate Total Qualifying DTI is $6863.70(Subject total housing payment) +$56 (total debts)+ $4597 (primary residence) = $11,516.70/$26,508.41(qualifying total monthly income) = 43.445%. The Total DTI is still within the 3% tolerance.
	109	6191631035	Escrow Waiver in File	Yes	No	Discrepancy is due to data entry. True Data is correct


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	168	6691667180	Total Qualified Assets Post-Close	502491.39	478491.39	$478,491.39 are liquid assets total assets include the IRA ACCT
	168	6691667180	Qualifying Total Debt Income Ratio	41.3	40.0	Auditor verified income in the amount of $69,278.79. $1802.25 less than the Lender causing the income to slightly decrease
	168	6691667180	Escrow Waiver in File	N/A	Yes	Per final CD the auditor did not see an escrow waiver fee disclosed
	236	8214057396	Property Address	932 Wilder Lane	932 WILDER LN	escrow waiver
	236	8214057396	Qualifying Interest Rate	6.0	0.06	interest rate is correct
	236	8214057396	Qualifying LTV	75.09	75.08	Post close assets are correct
	236	8214057396	Qualifying CLTV	75.09	75.08	cltv is correct
	236	8214057396	Total Qualified Assets Post-Close	159195.21	406175.49	interest rate is correct
	236	8214057396	Qualifying Total Debt Income Ratio	44.41	46.0	address is correct
	236	8214057396	Escrow Waiver in File	N/A	Yes	LTV is correct
	222	8213993338	Qualifying Interest Rate	6.875	0.06875	Per Note
	222	8213993338	Total Monthly Property Insurance Amount	282.88	168.46	premium verified
	222	8213993338	Total Qualified Assets Post-Close	432882.2	669663.57	Assets verified
	222	8213993338	Qualifying Total Debt Income Ratio	38.93	36.95	Flood Insurance included in the DTI. AUS does not capture Flood Insurance
	222	8213993338	Escrow Waiver in File	N/A	Yes	Unable to update
	238	8214068227	Qualifying Interest Rate	6.125	0.06125	interest rate is correct
	238	8214068227	Qualifying LTV	51.71	52.0	ltv/cltv is correct
	238	8214068227	Qualifying CLTV	51.71	52.0	ltv/cltv is correct
	238	8214068227	Total Qualified Assets Post-Close	265498.9	1054637.96	post close assets are correct
	238	8214068227	Escrow Waiver in File	Yes	No	mapping issue


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	223	8214003621	Property Address	6200 BROAD BRANCH RD, NW	6200 BROAD BRANCH RD NW	.
	223	8214003621	Qualifying Interest Rate	6.125	0.06125	Per Note
	223	8214003621	Borrower 2 Self-Employment Flag	Yes	No	B2 is Self Employed
	223	8214003621	Qualifying CLTV	68.83	69.0	Rounded Up
	223	8214003621	Qualifying LTV	68.83	69.0	Rounded Up
	223	8214003621	Total Qualified Assets Post-Close	409862.4	848065.56	Assets Verified
	223	8214003621	Escrow Waiver in File	N/A	Yes	Unable to update
	235	8214056143	Qualifying Interest Rate	6.25	0.0625	interest rate is correct
	235	8214056143	Total Closing Costs	80915.15	2828.6	closing costs are correct
	235	8214056143	Qualifying LTV	60.0	59.99	ltv/cltv is correct
	235	8214056143	Qualifying CLTV	60.0	59.99	ltv/cltv is correct
	235	8214056143	Total Qualified Assets Post-Close	637846.93	1332025.83	Post close assets are correct
	235	8214056143	Qualifying Total Debt Income Ratio	43.33	43.0	DTI is correct
	235	8214056143	Escrow Waiver in File	N/A	Yes	mapping issues
	217	8213976138	Qualifying Interest Rate	6.25	0.0625	6.25 per note
	217	8213976138	Borrower 2 Self-Employment Flag	Yes	No	Confirmed with tax returns
	217	8213976138	Borrower 1 Self-Employment Flag	Yes	No	Confirmed with tax returns
	217	8213976138	Total Monthly Property Insurance Amount	300.25	356.66	The subject HOI is actually $300.25 monthly. The lender included $356.66 monthly but is not required to resubmit to the AUS.
	217	8213976138	Total Qualified Assets Post-Close	390252.76	485673.25	$623,359.61Total available assets prior to close / Audit $572,673.25Total available assets prior to close / Lender/AUS $390,252.76Total available assets post close / Audit The lender did not document the Secured funds of $87k as reflected on the 1003 and the AUS, but the lender did document the HELOC funds of 400k reflected on the 1003 and credit report. Additionally stocks were documented in the file which are sufficient to close.
	217	8213976138	Qualifying Total Debt Income Ratio	42.6	42.7	Lender DTI is __42.70__%. Audit DTI is __42.60__%. The subject HOI is actually $300.25 monthly. The lender included $356.66 monthly but is not required to resubmit to the AUS.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	217	8213976138	Escrow Waiver in File	Yes	No	Escrow waiver in file
	225	8214009191	Qualifying Interest Rate	6.75	0.0675	Mapping issue.
	225	8214009191	Borrower 2 Self-Employment Flag	Yes	No	Borrower 2 self employment confirmed with final 1003.
	225	8214009191	Total Monthly Property Insurance Amount	421.75	229.17	Total monthly property insurance confirmed with final CD.
	225	8214009191	Total Qualified Assets Post-Close	525892.1	613884.98	Total qualified assets post closing confirmed with documentation in file.
	225	8214009191	Qualifying Total Debt Income Ratio	26.01	26.0	Rounding.
	225	8214009191	Escrow Waiver in File	N/A	Yes	Confirmed with disclosures in file that the loan has no Escrow waiver.
	231	8214035262	Property Address	7 East 39Th Street	7 E 39TH ST	Capitalization.
	231	8214035262	Qualifying Interest Rate	6.125	0.06125	Mapping issue.
	231	8214035262	Qualifying CLTV	64.41	65.0	Rounding.
	231	8214035262	Qualifying LTV	64.41	65.0	Rounding.
	231	8214035262	Total Monthly Property Insurance Amount	288.21	200.42	Total monthly hazard and flood insurance amount confirmed with documentation in file.
	231	8214035262	Total Qualified Assets Post-Close	3059976.47	4196346.43	Total qualified assets post closing confirmed with documentation in file.
	231	8214035262	Escrow Waiver in File	N/A	Yes	Confirmed with final CD the loan had no escrow waiver.
	232	8214038114	Borrower 1 Last Name	Vander Velde	Velde	Per note
	232	8214038114	Qualifying Interest Rate	6.75	0.0675	Per Note
	232	8214038114	Total Qualified Assets Post-Close	312900.68	373839.93	Per Assets
	232	8214038114	Escrow Waiver in File	N/A	Yes	compliance
	124	6191663974	Qualifying Interest Rate	6.125	0.06125	True data verified per Note.
	124	6191663974	Total Qualified Assets Post-Close	806637.84	1201057.98	True data verified per bank statements.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	124	6191663974	Qualifying Total Debt Income Ratio	34.53	34.0	True data verified per credit report and loan documents.
	124	6191663974	Escrow Waiver in File	N/A	Yes	True data verified per loan documents.
	242	8214070643	Qualifying Interest Rate	7.125	0.07125	Per note
	242	8214070643	Qualifying CLTV	77.78	78.0	Per Appraisal
	242	8214070643	Qualifying LTV	77.78	78.0	Per Appraisal
	242	8214070643	Total Qualified Assets Post-Close	233937.75	448340.94	Per assets
	242	8214070643	Qualifying Total Debt Income Ratio	46.63	44.16	Per credit docs
	242	8214070643	Escrow Waiver in File	N/A	Yes	compliance
	213	8213968697	Qualifying Interest Rate	6.25	0.0625	Per Note
	213	8213968697	Borrower 1 Self-Employment Flag	Yes	No	No Income used for B2
	213	8213968697	Total Closing Costs	14861.38	82897.37	Per CD
	213	8213968697	Qualifying LTV	72.27	73.0	Rounded up
	213	8213968697	Qualifying CLTV	72.27	73.0	Rounded Up
	213	8213968697	Total Qualified Assets Post-Close	606765.82	952326.61	Assets Verified
	213	8213968697	Qualifying Total Debt Income Ratio	46.97	46.83	Credit report has a CITI account with a payment of $40 monthly which was not included in the final 1003. DTI increased slightly when included
	213	8213968697	Escrow Waiver in File	Yes	No	Unable to update
	195	8213664003	Qualifying Interest Rate	6.25	0.0625	Mapping issue.
	195	8213664003	Total Qualified Assets Post-Close	1172127.62	1466540.33	Total qualified assets post closing confirmed with asset documentation in file.
	195	8213664003	Escrow Waiver in File	N/A	Yes	Final CD shows escrows.
	209	8213936415	Property Address	113 Serenity Drive	113 SERENITY DR	Per note


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	209	8213936415	Qualifying Interest Rate	6.375	0.06375	Per note
	209	8213936415	Total Qualified Assets Post-Close	360573.04	480704.04	Per assets
	209	8213936415	Qualifying Total Debt Income Ratio	29.5	29.53	Per DTI
	209	8213936415	Escrow Waiver in File	N/A	Yes	Per escrow waiver
	204	8213914780	Property Address	133 E. Walnut Street	133 E WALNUT ST	Per note
	204	8213914780	Qualifying Interest Rate	6.0	0.06	Per note
	204	8213914780	Total Qualified Assets Post-Close	50106.22	739217.97	Per assets
	204	8213914780	Qualifying Total Debt Income Ratio	28.36	28.0	Per DTI
	204	8213914780	Escrow Waiver in File	Yes	No	Per escrow waiver
	205	8213916330	Property Address	152 Scituate Street	152 SCITUATE ST	Property address is correct as represented
	205	8213916330	Qualifying Interest Rate	6.125	0.06125	Interest rate is correct
	205	8213916330	Total Qualified Assets Post-Close	82425.57	430384.47	Post close assets have been confirmed
	205	8213916330	Qualifying Total Debt Income Ratio	25.62	25.78	Dti ratio has been confirmed
	205	8213916330	Escrow Waiver in File	N/A	Yes	Mapping issue
	201	8213881098	Qualifying Interest Rate	6.5	0.065	Per note
	201	8213881098	Qualifying CLTV	52.02	53.0	Per CLTV
	201	8213881098	Qualifying LTV	52.02	53.0	Per LTV
	201	8213881098	Total Qualified Assets Post-Close	48235.33	125639.63	Per assets
	201	8213881098	Qualifying Total Debt Income Ratio	44.58	44.57	Per DTI
	247	8214128243	Property Address	1473 Willow Road	1473 WILLOW RD	True data verified per Note.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	247	8214128243	Qualifying Interest Rate	6.625	0.06625	True data verified per Note.
	247	8214128243	Qualifying LTV	79.95	80.0	True data verified per appraisal and loan documents. Rounding.
	247	8214128243	Qualifying CLTV	79.95	80.0	True data verified per appraisal and loan documents. Rounding.
	247	8214128243	Total Monthly Property Insurance Amount	240.44	300.0	True data verified per hazard policy.
	247	8214128243	Total Qualified Assets Post-Close	120262.94	406704.51	True data verified per bank statements.
	247	8214128243	Escrow Waiver in File	Yes	No	True data verified per loan documents.
	228	8214022345	Property Address	3076 EAGLE POINTE DRIVE	3076 EAGLE POINTE DR	.
	228	8214022345	Qualifying Total Debt Income Ratio	47.19	47.0	AUS rounded down DTI. LM DTI matches 1008 in file
	228	8214022345	Escrow Waiver in File	N/A	Yes	Unable to update
	226	8214009605	Qualifying Interest Rate	6.375	0.06375	interest rate is correct
	226	8214009605	Borrower 1 Self-Employment Flag	Yes	No	borrower one owns 25 percent or more
	226	8214009605	Total Monthly Property Insurance Amount	256.33	200.0	insurance is correct
	226	8214009605	Total Qualified Assets Post-Close	70134.51	318315.07	post close assets are correct
	226	8214009605	Qualifying Total Debt Income Ratio	42.45	43.58	dti is correct
	226	8214009605	Escrow Waiver in File	N/A	Yes	mapping issue
	233	8214050192	Qualifying Interest Rate	6.5	0.065	True data verified per Note.
	233	8214050192	Qualifying LTV	67.31	68.0	True data verified per appraisal and loan documents. Rounding.
	233	8214050192	Qualifying CLTV	67.31	68.0	True data verified per appraisal and loan documents. Rounding.
	233	8214050192	Total Qualified Assets Post-Close	120048.68	137195.82	True data verified per bank statements.
	233	8214050192	Escrow Waiver in File	Yes	No	True data verified per escrow waiver in file.


Deal ID		Loan ID	Field Name	Verified Value	Bid Tape Value	Comment
	253	8214148972	Total Qualified Assets Post-Close	727909.89	970059.2	Confirmed with system calculations
	253	8214148972	Qualifying Total Debt Income Ratio	27.07	25.32	Confirmed with approval.
	254	8214177829	Total Qualified Assets Post-Close	196051.9	557416.4	$557,416.40Total available assets prior to close / Audit $557,416.40Total available assets prior to close / Lender/AUS $196,051.90Total available assets post close / Audit
	257	8214187068	Total Monthly Property Insurance Amount	186.61	200.0	Total monthly property insurance confirmed with HOI declaration page.
	252	8214147091	Total Qualified Assets Post-Close	307209.05	400977.2	Assets verified on statements.
	255	8214185536	Total Qualified Assets Post-Close	207838.56	472136.26	Total qualified asset post closing confirmed with asset documentation in file.
	258	8214295664	Qualifying Interest Rate	6.5	0.065	True data verified per Note.
	258	8214295664	Qualifying LTV	69.7	70.0	True data verified per appraisal and loan documents. Rounding.
	258	8214295664	Qualifying CLTV	69.7	70.0	True data verified per appraisal and loan documents. Rounding.
	258	8214295664	Total Qualified Assets Post-Close	238039.49	706592.73	True data verified per bank statements.
	256	8214186543	Total Qualified Assets Post-Close	638087.65	647628.43	True data verified per bank statements.
	256	8214186543	Qualifying Total Debt Income Ratio	26.92	27.0	True data verified per credit report and loan documents.
	199	8213755553	Property Address	28793 Palisades Drive	28793 PALISADES DR	Per Note
	199	8213755553	Qualifying Interest Rate	6.5	0.065	Per note
	199	8213755553	Occupancy	Second Home	Primary Residence
	199	8213755553	Qualifying FICO	771	0.0	Per Credit Liabilites
	199	8213755553	Total Closing Costs	74132.16	54959.58	compliance
	199	8213755553	Total Monthly Property Insurance Amount	499.66	499.67	Per HOI
	199	8213755553	Total Qualified Assets Post-Close	908486.92	1201721.0	Per Assets
	199	8213755553	Qualifying Total Debt Income Ratio	14.3	16.09	Per REO rentals- see income worksheet . final 1003 and AUS also had different rentals
	199	8213755553	Escrow Waiver in File	N/A	Yes

Deal ID

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ID

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ID

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Credit
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DBRS

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Credit
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Fitch

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Credit
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Grades
Kroll

Initial
Credit
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Grades
Moody’s

Initial
Credit
Loan
Grades
S&P

Initial
Compliance
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Grades
DBRS

Initial
Compliance
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Fitch

Initial
Compliance
Loan
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Kroll

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Loan
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Moody’s

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S&P

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Property
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DBRS

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Property
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Fitch

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Kroll

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Property
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Grades
Moody’s

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Property
Loan
Grades
S&P

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Overall
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DBRS

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Overall
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Fitch

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Overall
Loan
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Kroll

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Moody’s

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Overall
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S&P

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Credit
Loan
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DBRS

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Credit
Loan
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Fitch

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Credit
Loan
Grades
Kroll

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Credit
Loan
Grades
Moody’s

Final
Credit
Loan
Grades
S&P

Final
Compliance
Loan
Grades
DBRS

Final
Compliance
Loan
Grades
Fitch

Final
Compliance
Loan
Grades
Kroll

Final
Compliance
Loan
Grades
Moody’s

Final
Compliance
Loan
Grades
S&P

Final
Property
Loan
Grades
DBRS

Final
Property
Loan
Grades
Fitch

Final
Property
Loan
Grades
Kroll

Final
Property
Loan
Grades
Moody’s

Final
Property
Loan
Grades
S&P

Final
Overall
Loan
Grades
DBRS

Final
Overall
Loan
Grades
Fitch

Final
Overall
Loan
Grades
Kroll

Final
Overall
Loan
Grades
Moody’s

Final
Overall
Loan
Grades
S&P

XXXXXX

158

XXXXXX

157

XXXXXX

155

XXXXXX

154

XXXXXX

183

XXXXXX

187

XXXXXX

190

XXXXXX

159

XXXXXX

174

XXXXXX

181

XXXXXX

192

XXXXXX

176

XXXXXX

175

XXXXXX

173

XXXXXX

182

XXXXXX

188

XXXXXX

177

XXXXXX

178

XXXXXX

106

XXXXXX

186

XXXXXX

156

XXXXXX

Deal ID

Loan ID

Seller
Loan
ID

Investor
Loan
ID

Original
Loan
Amount

Initial
Credit
Loan
Grades
DBRS

Initial
Credit
Loan
Grades
Fitch

Initial
Credit
Loan
Grades
Kroll

Initial
Credit
Loan
Grades
Moody’s

Initial
Credit
Loan
Grades
S&P

Initial
Compliance
Loan
Grades
DBRS

Initial
Compliance
Loan
Grades
Fitch

Initial
Compliance
Loan
Grades
Kroll

Initial
Compliance
Loan
Grades
Moody’s

Initial
Compliance
Loan
Grades
S&P

Initial
Property
Loan
Grades
DBRS

Initial
Property
Loan
Grades
Fitch

Initial
Property
Loan
Grades
Kroll

Initial
Property
Loan
Grades
Moody’s

Initial
Property
Loan
Grades
S&P

Initial
Overall
Loan
Grades
DBRS

Initial
Overall
Loan
Grades
Fitch

Initial
Overall
Loan
Grades
Kroll

Initial
Overall
Loan
Grades
Moody’s

Initial
Overall
Loan
Grades
S&P

Final
Credit
Loan
Grades
DBRS

Final
Credit
Loan
Grades
Fitch

Final
Credit
Loan
Grades
Kroll

Final
Credit
Loan
Grades
Moody’s

Final
Credit
Loan
Grades
S&P

Final
Compliance
Loan
Grades
DBRS

Final
Compliance
Loan
Grades
Fitch

Final
Compliance
Loan
Grades
Kroll

Final
Compliance
Loan
Grades
Moody’s

Final
Compliance
Loan
Grades
S&P

Final
Property
Loan
Grades
DBRS

Final
Property
Loan
Grades
Fitch

Final
Property
Loan
Grades
Kroll

Final
Property
Loan
Grades
Moody’s

Final
Property
Loan
Grades
S&P

Final
Overall
Loan
Grades
DBRS

Final
Overall
Loan
Grades
Fitch

Final
Overall
Loan
Grades
Kroll

Final
Overall
Loan
Grades
Moody’s

Final
Overall
Loan
Grades
S&P

XXXXXX

189

XXXXXX

105

XXXXXX

107

XXXXXX

110

XXXXXX

193

XXXXXX

162

XXXXXX

111

XXXXXX

160

XXXXXX

185

XXXXXX

104

XXXXXX

164

XXXXXX

112

XXXXXX

191

XXXXXX

163

XXXXXX

102

XXXXXX

103

XXXXXX

184

XXXXXX

196

XXXXXX

Deal ID

Loan ID

Seller
Loan
ID

Investor
Loan
ID

Original
Loan
Amount

Initial
Credit
Loan
Grades
DBRS

Initial
Credit
Loan
Grades
Fitch

Initial
Credit
Loan
Grades
Kroll

Initial
Credit
Loan
Grades
Moody’s

Initial
Credit
Loan
Grades
S&P

Initial
Compliance
Loan
Grades
DBRS

Initial
Compliance
Loan
Grades
Fitch

Initial
Compliance
Loan
Grades
Kroll

Initial
Compliance
Loan
Grades
Moody’s

Initial
Compliance
Loan
Grades
S&P

Initial
Property
Loan
Grades
DBRS

Initial
Property
Loan
Grades
Fitch

Initial
Property
Loan
Grades
Kroll

Initial
Property
Loan
Grades
Moody’s

Initial
Property
Loan
Grades
S&P

Initial
Overall
Loan
Grades
DBRS

Initial
Overall
Loan
Grades
Fitch

Initial
Overall
Loan
Grades
Kroll

Initial
Overall
Loan
Grades
Moody’s

Initial
Overall
Loan
Grades
S&P

Final
Credit
Loan
Grades
DBRS

Final
Credit
Loan
Grades
Fitch

Final
Credit
Loan
Grades
Kroll

Final
Credit
Loan
Grades
Moody’s

Final
Credit
Loan
Grades
S&P

Final
Compliance
Loan
Grades
DBRS

Final
Compliance
Loan
Grades
Fitch

Final
Compliance
Loan
Grades
Kroll

Final
Compliance
Loan
Grades
Moody’s

Final
Compliance
Loan
Grades
S&P

Final
Property
Loan
Grades
DBRS

Final
Property
Loan
Grades
Fitch

Final
Property
Loan
Grades
Kroll

Final
Property
Loan
Grades
Moody’s

Final
Property
Loan
Grades
S&P

Final
Overall
Loan
Grades
DBRS

Final
Overall
Loan
Grades
Fitch

Final
Overall
Loan
Grades
Kroll

Final
Overall
Loan
Grades
Moody’s

Final
Overall
Loan
Grades
S&P

165

XXXXXX

117

XXXXXX

116

XXXXXX

134

XXXXXX

128

XXXXXX

100

XXXXXX

101

XXXXXX

115

XXXXXX

210

XXXXXX

197

XXXXXX

123

XXXXXX

167

XXXXXX

166

XXXXXX

119

XXXXXX

161

XXXXXX

113

XXXXXX

120

XXXXXX

108

XXXXXX

214

XXXXXX

149

XXXXXX

136

XXXXXX

143

XXXXXX

130

XXXXXX

148

XXXXXX

170

XXXXXX

169

XXXXXX

125

XXXXXX

224

XXXXXX

126

XXXXXX

171

XXXXXX

133

XXXXXX

249

XXXXXX

230

XXXXXX

194

XXXXXX

219

XXXXXX

216

XXXXXX

243

XXXXXX

221

XXXXXX

Deal ID

Loan ID

Seller
Loan
ID

Investor
Loan
ID

Original
Loan
Amount

Initial
Credit
Loan
Grades
DBRS

Initial
Credit
Loan
Grades
Fitch

Initial
Credit
Loan
Grades
Kroll

Initial
Credit
Loan
Grades
Moody’s

Initial
Credit
Loan
Grades
S&P

Initial
Compliance
Loan
Grades
DBRS

Initial
Compliance
Loan
Grades
Fitch

Initial
Compliance
Loan
Grades
Kroll

Initial
Compliance
Loan
Grades
Moody’s

Initial
Compliance
Loan
Grades
S&P

Initial
Property
Loan
Grades
DBRS

Initial
Property
Loan
Grades
Fitch

Initial
Property
Loan
Grades
Kroll

Initial
Property
Loan
Grades
Moody’s

Initial
Property
Loan
Grades
S&P

Initial
Overall
Loan
Grades
DBRS

Initial
Overall
Loan
Grades
Fitch

Initial
Overall
Loan
Grades
Kroll

Initial
Overall
Loan
Grades
Moody’s

Initial
Overall
Loan
Grades
S&P

Final
Credit
Loan
Grades
DBRS

Final
Credit
Loan
Grades
Fitch

Final
Credit
Loan
Grades
Kroll

Final
Credit
Loan
Grades
Moody’s

Final
Credit
Loan
Grades
S&P

Final
Compliance
Loan
Grades
DBRS

Final
Compliance
Loan
Grades
Fitch

Final
Compliance
Loan
Grades
Kroll

Final
Compliance
Loan
Grades
Moody’s

Final
Compliance
Loan
Grades
S&P

Final
Property
Loan
Grades
DBRS

Final
Property
Loan
Grades
Fitch

Final
Property
Loan
Grades
Kroll

Final
Property
Loan
Grades
Moody’s

Final
Property
Loan
Grades
S&P

Final
Overall
Loan
Grades
DBRS

Final
Overall
Loan
Grades
Fitch

Final
Overall
Loan
Grades
Kroll

Final
Overall
Loan
Grades
Moody’s

Final
Overall
Loan
Grades
S&P

218

XXXXXX

227

XXXXXX

245

XXXXXX

240

XXXXXX

248

XXXXXX

234

XXXXXX

250

XXXXXX

251

XXXXXX

207

XXXXXX

208

XXXXXX

150

XXXXXX

129

XXXXXX

180

XXXXXX

198

XXXXXX

220

XXXXXX

206

XXXXXX

147

XXXXXX

146

XXXXXX

138

XXXXXX

114

XXXXXX

203

XXXXXX

135

XXXXXX

241

XXXXXX

202

XXXXXX

244

XXXXXX

144

XXXXXX

122

XXXXXX

139

XXXXXX

212

XXXXXX

239

XXXXXX

142

XXXXXX

179

XXXXXX

121

XXXXXX

215

XXXXXX

152

XXXXXX

229

XXXXXX

145

XXXXXX

131

XXXXXX

Deal ID

Loan ID

Seller
Loan
ID

Investor
Loan
ID

Original
Loan
Amount

Initial
Credit
Loan
Grades
DBRS

Initial
Credit
Loan
Grades
Fitch

Initial
Credit
Loan
Grades
Kroll

Initial
Credit
Loan
Grades
Moody’s

Initial
Credit
Loan
Grades
S&P

Initial
Compliance
Loan
Grades
DBRS

Initial
Compliance
Loan
Grades
Fitch

Initial
Compliance
Loan
Grades
Kroll

Initial
Compliance
Loan
Grades
Moody’s

Initial
Compliance
Loan
Grades
S&P

Initial
Property
Loan
Grades
DBRS

Initial
Property
Loan
Grades
Fitch

Initial
Property
Loan
Grades
Kroll

Initial
Property
Loan
Grades
Moody’s

Initial
Property
Loan
Grades
S&P

Initial
Overall
Loan
Grades
DBRS

Initial
Overall
Loan
Grades
Fitch

Initial
Overall
Loan
Grades
Kroll

Initial
Overall
Loan
Grades
Moody’s

Initial
Overall
Loan
Grades
S&P

Final
Credit
Loan
Grades
DBRS

Final
Credit
Loan
Grades
Fitch

Final
Credit
Loan
Grades
Kroll

Final
Credit
Loan
Grades
Moody’s

Final
Credit
Loan
Grades
S&P

Final
Compliance
Loan
Grades
DBRS

Final
Compliance
Loan
Grades
Fitch

Final
Compliance
Loan
Grades
Kroll

Final
Compliance
Loan
Grades
Moody’s

Final
Compliance
Loan
Grades
S&P

Final
Property
Loan
Grades
DBRS

Final
Property
Loan
Grades
Fitch

Final
Property
Loan
Grades
Kroll

Final
Property
Loan
Grades
Moody’s

Final
Property
Loan
Grades
S&P

Final
Overall
Loan
Grades
DBRS

Final
Overall
Loan
Grades
Fitch

Final
Overall
Loan
Grades
Kroll

Final
Overall
Loan
Grades
Moody’s

Final
Overall
Loan
Grades
S&P

132

XXXXXX

127

XXXXXX

140

XXXXXX

118

XXXXXX

137

XXXXXX

109

XXXXXX

168

XXXXXX

236

XXXXXX

222

XXXXXX

238

XXXXXX

223

XXXXXX

235

XXXXXX

217

XXXXXX

225

XXXXXX

231

XXXXXX

232

XXXXXX

124

XXXXXX

242

XXXXXX

213

XXXXXX

195

XXXXXX

209

XXXXXX

204

XXXXXX

205

XXXXXX

201

XXXXXX

247

XXXXXX

228

XXXXXX

226

XXXXXX

233

XXXXXX

172

XXXXXX

253

XXXXXX

254

XXXXXX

257

XXXXXX

252

XXXXXX

255

XXXXXX

258

XXXXXX

256

XXXXXX

199

XXXXXX