EXHIBIT 99.10

CONSOLIDATED ANALYTICS ATR QM REPORT

Deal ID   Loan ID   Lender
Application
Date		   Final QM Status   QM Total
Points and Fees		   APR   Residual
Income		   Borrower 1
Employment
Indicator		   Borrower 2
Employment
Indicator		   Borrower 1
Foreign
National
Indicator		   Borrower 2
Foreign
National
Indicator		   Business
Purpose
Loan?		   Business
Purpose
Verified?
61   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   13389   6.365   12255.86   Employed   Employed   No   No   No    
71   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   14162.49   6.379   53563.77   Employed   Employed   No   No   No    
72   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   9617   6.229   21539.15   Employed   Employed   No   No   No    
77   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   15617   6.548   119998.52   Employed       No       No    
70   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11165   6.222   12234.9   Not Employed   Employed   No   No   No    
87   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   8170.09   6.211   33879.86   Employed   Not Employed   No   No   No    
158   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2295   6.199   12774.81   Employed       No       No    
68   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11009   6.246   18083.5   Employed   Employed   No   No   No    
157   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1095   6.147   21427.97   Employed   Employed   No   No   No    
155   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1095   6.526   16375.72   Employed   Not Employed   No   No   No    
154   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1095   6.193   21983.96   Employed   Not Employed   No   No   No    
93   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   13677.65   6.135   46983.24   Employed   Not Employed   No   No   No    
183   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1575   6.535   20749.07   Employed       No       No    
66   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   13894.12   6.385   17832.64   Employed       No       No    
59   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16171.25   6.521   32795.36   Employed       No       No    
90   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   17909   6.618   13496.78   Employed   Employed   No   No   No    
64   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2682.8   6.144   15821.19   Employed       No       No    
69   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16165   7.048   7845.31   Employed       No       No    
187   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   430   6.511   20907.39   Employed   Employed   No   No   No    
190   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1945   6.27   38338.55   Employed       No       No    
67   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11977.35   6.229   14328.63   Employed   Employed   No   No   No    
96   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   19884.56   6.422   30835   Employed       No       No    
78   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11324   6.482   19895.14   Employed       No       No    
159   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1895   6.28   34585.6   Employed       No       No    
174   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1500   6.014   19362.65   Employed   Not Employed   No   No   No    
181   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2325   6.279   12928.22   Employed   Employed   No   No   No    
192   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   12243.89   6.287   28536.55   Employed       No       No    
56   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11148.4   6.662   14219.91   Employed       No       No    
63   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   14074   6.35   46751.89   Employed   Employed   No   No   No    
176   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1574   6.017   15346.65   Employed   Employed   No   No   No    
175   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2059   6.137   21441.52   Employed   Employed   No   No   No    
173   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1569   6.271   14826.88   Retired       No       No    
182   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11560   6.198   15416.08   Employed       No       No    
188   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1590   6.639   20311.59   Retired   Retired   No   No   No    
177   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   580   6.383   44931.59   Employed       No       No    
60   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   18626.12   6.42   22412.46   Employed   Employed   No   No   No    
178   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1895   6.763   37479.82   Employed   Employed   No   No   No    
106   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   21173.35   6.889   12974.71   Employed       No       No    
186   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   7425   6.457   36847.55   Employed   Employed   No   No   No    
156   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16507.56   6.542   23241.56   Employed       No       No    

Deal ID   Loan ID   Lender
Application
Date		   Final QM Status   QM Total
Points and Fees		   APR   Residual
Income		   Borrower 1
Employment
Indicator		   Borrower 2
Employment
Indicator		   Borrower 1
Foreign
National
Indicator		   Borrower 2
Foreign
National
Indicator		   Business
Purpose
Loan?		   Business
Purpose
Verified?
62   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   8134   6.44   13359.42   Employed   Employed   No   No   No    
189   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   985   6.273   12313.59   Employed   Employed   No   No   No    
105   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   8675.98   6.595   21927.78   Employed   Employed   No   No   No    
107   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16165.48   6.425   18153.84   Employed   Employed   No   No   No    
94   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   12821.48   6.356   22545.48   Employed   Employed   No   No   No    
84   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   10784   6.228   18166.32   Employed       No       No    
110   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   19203.44   6.581   7520.27   Employed       No       No    
193   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1995   6.266   25231.29   Employed   Employed   No   No   No    
91   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16165.41   6.387   25801.72   Employed   Employed   No   No   No    
162   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2519   6.262   113787.11   Employed   Employed   No   No   No    
80   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16184   6.492   17172.69   Not Employed   Employed   No   No   No    
85   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16171.4   6.551   10356.69   Employed   Employed   No   No   No    
97   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16469   6.37   19159.07   Employed   Employed   No   No   No    
65   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   17753   6.664   18352.81   Employed   Employed   No   No   No    
88   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16769   6.667   27312.72   Employed   Employed   No   No   No    
75   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   20913.23   6.397   43761.4   Employed   Employed   No   No   No    
111   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   10956.56   6.51   38959.89   Employed   Employed   No   No   No    
79   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11605   6.613   16545.11   Employed       No       No    
160   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2740   6.802   8480.92   Retired       No       No    
185   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   6413.5   6.393   34615.96   Employed   Employed   No   No   No    
92   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11165   6.087   100759.57   Employed   Employed   No   No   No    
99   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   22469   6.547   23705.84   Employed   Employed   No   No   No    
86   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   8069   6.306   23623   Employed       No       No    
76   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16171.63   6.404   21726.35   Employed   Employed   No   No   No    
83   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   13229   6.286   16419.18   Employed       No       No    
104   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16457   6.514   24779.96   Employed   Retired   No   No   No    
95   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   31166.6   6.258   43361.39   Employed   Employed   No   No   No    
164   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   0   6.377   37109.04   Employed   Employed   No   No   No    
82   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11419   6.241   19443.99   Employed   Not Employed   No   No   No    
112   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11588.8   6.362   28115.78   Employed   Employed   No   No   No    
191   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   5077.5   6.552   39953.67   Employed       No       No    
163   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1520   6.392   39869.19   Employed       No       No    
81   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11569   6.496   16941.35   Employed       No       No    
58   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16881.19   6.663   24773.83   Employed       No       No    
73   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   21179   6.655   20942.03   Employed   Employed   No   No   No    
102   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   12858.92   6.346   17161.33   Employed       No       No    
103   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   10461.05   6.306   14589.24   Employed   Employed   No   No   No    
184   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   27100   6.409   20980.54   Employed   Employed   No   No   No    
196   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1695   6.665   78375.1   Employed   Employed   No   No   No    
54   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   15089   7.099   21141.61   Employed   Employed   No   No   No    

Deal ID   Loan ID   Lender
Application
Date		   Final QM Status   QM Total
Points and Fees		   APR   Residual
Income		   Borrower 1
Employment
Indicator		   Borrower 2
Employment
Indicator		   Borrower 1
Foreign
National
Indicator		   Borrower 2
Foreign
National
Indicator		   Business
Purpose
Loan?		   Business
Purpose
Verified?
165   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1395   6.312   28357.94   Employed   Employed   No   No   No    
117   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   21168.5   6.127   112585.32   Employed   Employed   No   No   No    
116   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   9685.7   6.214   25464.36   Employed   Employed   No   No   No    
134   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   12052.2   6.38   16257.37   Employed   Employed   No   No   No    
128   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   19158.8   6.305   26116.19   Employed   Employed   No   No   No    
100   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   24303.24   6.242   9905.97   Employed   Employed   No   No   No    
101   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   24283   6.565   14917.6   Employed   Employed   No   No   No    
115   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   21338   6.66   8016.94   Employed   Employed   No   No   No    
210   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1575   6.271   27714.7   Employed       No       No    
197   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1650   6.139   31429.73   Employed       No       No    
123   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11164.52   6.249   20276.37   Employed   Not Employed   No   No   No    
167   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1490   6.948   23542.16   Employed   Employed   No   No   No    
166   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1095   6.036   28071.7   Employed   Employed   No   No   No    
119   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   20979.98   6.321   23908.29   Employed   Employed   No   No   No    
161   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   6676.4   6.187   34094.52   Employed   Employed   No   No   No    
113   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   10409   6.204   24160.79   Employed   Employed   No   No   No    
120   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   8427.6   6.107   18417.84   Employed   Employed   No   No   No    
108   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   22573.96   6.361   18547.16   Employed   Employed   No   No   No    
89   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   9163.25   6.469   15823.17   Employed   Employed   No   No   No    
214   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11975   6.758   11697.13   Employed   Employed   No   No   No    
149   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11919   6.397   15673.76   Employed       No       No    
136   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   12116.8   6.515   15541.21   Employed   Not Employed   No   No   No    
143   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   23545.84   6.466   28731.9   Employed   Not Employed   No   No   No    
130   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   10019.4   6.235   23763.62   Employed       No       No    
148   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   6968.8   6.322   15973.25   Employed   Employed   No   No   No    
170   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1395   6.166   14695.01   Employed       No       No    
169   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   3745   6.663   33583.42   Employed   Employed   No   No   No    
125   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   19315.52   6.395   26148.9   Employed       No       No    
224   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1995   6.4   20726.81   Employed       No       No    
126   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   21169   6.354   33664.26   Employed       No       No    
55   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   14069.51   6.655   21265.22   Employed       No       No    
171   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   36812.5   5.813   13400.82   Employed   Not Employed   No   No   No    
133   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1169   6.266   56757.86   Employed   Employed   No   No   No    
249   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   9175   6.942   109346.81   Employed       No       No    
230   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2395   6.536   12100.25   Employed       No       No    
194   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1250   6.362   16570.8   Employed   Employed   No   No   No    
219   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1230   6.141   67384.48   Employed       No       No    
216   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   0   6.139   33131.16   Employed   Employed   No   No   No    
243   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1490   6.143   18724.87   Employed       No       No    
221   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   18873.37   6.23   17105.48   Employed   Employed   No   No   No    

Deal ID   Loan ID   Lender
Application
Date		   Final QM Status   QM Total
Points and Fees		   APR   Residual
Income		   Borrower 1
Employment
Indicator		   Borrower 2
Employment
Indicator		   Borrower 1
Foreign
National
Indicator		   Borrower 2
Foreign
National
Indicator		   Business
Purpose
Loan?		   Business
Purpose
Verified?
218   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   5659.63   6.264   18989.82   Retired   Retired   No   No   No    
227   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   30572   6.347   16988.54   Employed   Employed   No   No   No    
245   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1990   6.396   33136.54   Employed   Employed   No   No   No    
240   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1190   6.521   20514.97   Employed   Employed   No   No   No    
248   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2690   6.517   33647.26   Employed   Employed   No   No   No    
234   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1390   6.519   23009.52   Employed   Employed   No   No   No    
250   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1735   6.647   77455.34   Not Employed   Employed   No   No   No    
251   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   12370   6.244   138381.78   Employed   Not Employed   No   No   No    
207   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1095   6.323   14162.65   Employed       No       No    
208   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1995   6.281   52299.04   Employed       No       No    
150   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   15069   6.237   18895.25   Employed   Employed   No   No   No    
172   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   5476.88   6.319   16175.15   Employed   Retired   No   No   No    
129   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11279   6.245   7481.7   Employed   Not Employed   No   No   No    
180   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   7006   6.443   19055.48   Employed   Employed   No   No   No    
198   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   777   6.389   33275.39   Employed   Employed   No   No   No    
220   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1745   6.403   26765.38   Employed   Retired   No   No   No    
206   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   5049   6.295   29107.65   Employed   Not Employed   No   No   No    
147   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   13619.17   6.289   8013.66   Not Employed   Employed   No   No   No    
146   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   8041.4   6.463   21486.98   Employed   Employed   No   No   No    
138   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   12605.16   6.777   12775.18   Retired   Retired   No   No   No    
114   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   13961.5   6.118   43703.78   Employed   Employed   No   No   No    
203   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11899.76   6.298   36491.39   Employed       No       No    
135   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   4988   5.985   19127.92   Employed       No       No    
241   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   0   6.395   28326.4   Employed   Employed   No   No   No    
202   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   20070.04   6.724   7697.95   Employed   Retired   No   No   No    
244   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1995   6.303   42899.2   Employed   Employed   No   No   No    
144   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   13398   6.488   13148.6   Employed       No       No    
122   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   14162.6   7.032   10445.56   Employed   Employed   No   No   No    
139   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   9668.8   6.74   13748.66   Employed       No       No    
212   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2325   6.538   19824.3   Employed   Employed   No   No   No    
239   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2325   6.271   38384.99   Employed       No       No    
142   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   16793.3   6.414   21066.97   Employed   Employed   No   No   No    
179   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   0   6.888   10557.6   Employed   Employed   No   No   No    
121   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   12769   6.487   26714.98   Employed   Employed   No   No   No    
215   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   9641.81   6.244   14980.76   Employed   Employed   No   No   No    
74   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   19514   6.91   28096.01   Employed       No       No    
152   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   21176   6.811   17743.96   Employed   Not Employed   No   No   No    
229   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1995   6.021   17833.02   Employed   Employed   No   No   No    
145   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   36566.36   6.335   38362.6   Employed       No       No    
57   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   14076.49   6.406   30814.59   Employed   Employed   No   No   No    

Deal ID   Loan ID   Lender
Application
Date		   Final QM Status   QM Total
Points and Fees		   APR   Residual
Income		   Borrower 1
Employment
Indicator		   Borrower 2
Employment
Indicator		   Borrower 1
Foreign
National
Indicator		   Borrower 2
Foreign
National
Indicator		   Business
Purpose
Loan?		   Business
Purpose
Verified?
131   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11459   6.39   28577.27   Employed       No       No    
132   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   18861.5   6.085   44287.77   Employed       No       No    
127   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   48745   6.133   65329.61   Employed   Not Employed   No   No   No    
140   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   5464   6.297   111605.33   Employed       No       No    
118   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11451.65   6.332   27231.81   Employed   Employed   No   No   No    
137   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11819   6.468   42294.44   Employed       No       No    
109   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   10147.93   6.481   14991.71   Employed   Employed   No   No   No    
168   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   8203.28   6.855   40667.92   Employed   Employed   No   No   No    
236   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   27259.32   6.266   11874.87   Employed   Employed   No   No   No    
222   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1595   6.9   32672.46   Employed   Employed   No   No   No    
238   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   4447.13   6.189   9181.98   Employed       No       No    
223   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1590   6.147   12647.16   Employed   Employed   No   No   No    
235   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1395   6.288   13943.01   Employed       No       No    
217   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2748.4   6.281   31169.98   Employed   Employed   No   No   No    
225   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1195   6.771   41248.68   Employed   Employed   No   No   No    
231   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1595   6.148   51713.76   Employed       No       No    
232   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1710   6.775   14599.02   Retired       No       No    
124   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11826.5   6.239   24824.53   Employed   Not Employed   No   No   No    
242   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1940   7.155   9206.52   Employed       No       No    
213   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   795   6.286   15385.82   Employed   Not Employed   No   No   No    
195   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1990   6.268   25431.21   Employed       No       No    
209   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1195   6.394   32310.31   Employed       No       No    
204   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1595   6.046   24675.58   Employed   Employed   No   No   No    
205   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1499   6.145   29896.21   Employed   Employed   No   No   No    
201   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2456.03   6.519   13976.94   Employed   Employed   No   No   No    
247   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   17919   6.789   19288.47   Employed   Employed   No   No   No    
228   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   2745   6.154   12692.25   Employed   Employed   No   No   No    
226   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   9785   6.488   18835.2   Employed   Employed   No   No   No    
233   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1870   6.524   21735.93   Employed       No       No    
253   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   5999   6.673   45790.84   Employed   Employed   No   No   No    
254   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   4835   6.295   36436.33   Employed   Employed   No   No   No    
257   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1395   6.65   16357.54   Employed       No       No    
252   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   1395   6.409   16366.85   Employed       No       No    
255   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   19685   6.465   22314.94   Employed       No       No    
258   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   11295   6.525   37627.26   Employed       No       No    
256   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   23367.61   6.23   43848.07   Not Employed   Employed   No   No   No    
199   XXXXXX   XXXXXX   QM: Safe Harbor APOR (APOR SH)   14504.38   6.674   148519.24   Employed       No       No