v3.25.4
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Amortized Cost Basis of Loans on Nonaccrual Status (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2025
Financing Receivable, Allowance for Credit Loss [Line Items]      
Total Nonaccrual $ 90,023   $ 56,208
Nonaccrual With No ACL 61,171   48,986
Payment Delay      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Amortized Cost   $ 22,547  
% of Portfolio   0.50%  
Term Extension and Rate Reduction      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Amortized Cost $ 139 $ 83,845  
% of Portfolio 0.00% 2.00%  
Commercial real estate      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Total Nonaccrual $ 11,254   8,502
Nonaccrual With No ACL 10,481   8,502
Commercial real estate | Term Extension and Rate Reduction      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Amortized Cost $ 139 $ 83,349  
% of Portfolio 0.00% 10.30%  
Weighted average years added to life of modified loans 1 year 6 months  
Weighted average contractual interest rate, before modification 12.50% 10.10%  
Weighted average contractual interest rate, after modification 10.00% 5.10%  
Construction, land development, land      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Total Nonaccrual $ 2,410   0
Nonaccrual With No ACL 2,410   0
1-4 family residential      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Total Nonaccrual 810   1,790
Nonaccrual With No ACL 763   1,790
Farmland      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Total Nonaccrual 1,996   458
Nonaccrual With No ACL 1,996   458
Commercial      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Total Nonaccrual 73,437   45,446
Nonaccrual With No ACL 45,405   38,224
Commercial | Payment Delay      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Amortized Cost   $ 22,547  
% of Portfolio   1.90%  
Commercial | Term Extension and Rate Reduction      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Amortized Cost   $ 496  
% of Portfolio   0.00%  
Weighted average years added to life of modified loans   3 months 18 days  
Weighted average contractual interest rate, before modification   10.50%  
Weighted average contractual interest rate, after modification   9.50%  
Factored receivables      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Total Nonaccrual 0   0
Nonaccrual With No ACL 0   0
Consumer      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Total Nonaccrual 116   12
Nonaccrual With No ACL 116   12
Mortgage warehouse      
Financing Receivable, Allowance for Credit Loss [Line Items]      
Total Nonaccrual 0   0
Nonaccrual With No ACL $ 0   $ 0