v3.25.4
BUSINESS SEGMENT INFORMATION - Schedule of Segment Reporting Information (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Segment Reporting Information [Line Items]      
Total interest income $ 430,467 $ 422,515 $ 422,421
Intersegment interest allocations 0 0 0
Total interest expense 79,879 72,059 54,342
Net interest income (expense) 350,588 350,456 368,079
Credit loss expense (benefit) 3,148 18,767 12,203
Net interest income (expense) after credit loss expense 347,440 331,689 355,876
Noninterest income 88,412 65,414 50,173
Noninterest expense:      
Salaries and employee benefits 233,878 219,580 210,607
Depreciation 14,873 15,510 13,801
Other occupancy, furniture and equipment 17,001 17,504 15,084
FDIC insurance and other regulatory assessments 4,426 2,717 2,624
Professional fees 15,258 17,839 13,177
Amortization of intangible assets 11,582 11,992 11,454
Advertising and promotion 7,200 6,183 6,740
Communications and technology 49,765 50,922 45,679
Software amortization 10,806 5,846 4,453
Travel and entertainment 5,301 5,428 6,106
Other 32,771 23,114 23,509
Total noninterest expense 402,861 376,635 353,234
Net intersegment noninterest income (expense) 0 0 0
Net income (loss) before income tax expense 32,991 20,468 52,815
Net Intersegment Noninterest Income (Expense) [Abstract]      
Net intersegment noninterest income (expense) 0 0 0
Total assets 6,380,588 5,948,975  
Gross loans 4,991,307 4,546,960  
Operating Segments      
Segment Reporting Information [Line Items]      
Total interest income 430,140 422,212 422,246
Total interest expense 73,128 62,712 44,640
Net interest income (expense) 357,012 359,500 377,606
Credit loss expense (benefit) 2,871 18,466 11,458
Net interest income (expense) after credit loss expense 354,141 341,034 366,148
Noninterest income 71,233 61,114 49,880
Noninterest expense:      
Salaries and employee benefits 161,287 153,978 156,012
Depreciation 9,120 9,956 9,505
Other occupancy, furniture and equipment 10,845 11,591 11,492
FDIC insurance and other regulatory assessments 4,426 2,717 2,624
Professional fees 5,854 12,284 8,189
Amortization of intangible assets 10,776 10,625 11,454
Advertising and promotion 5,973 4,387 4,971
Communications and technology 40,856 40,466 36,805
Software amortization 9,628 5,371 4,194
Travel and entertainment 3,336 3,519 4,651
Other 25,418 18,157 19,123
Total noninterest expense 287,519 273,051 269,020
Net income (loss) before income tax expense 137,855 129,097 147,008
Net Intersegment Noninterest Income (Expense) [Abstract]      
Total assets 6,710,663 7,229,956  
Gross loans 4,991,307 5,150,806  
Operating Segments | Banking      
Segment Reporting Information [Line Items]      
Total interest income 256,978 262,326 261,639
Total interest expense 73,113 62,712 44,640
Net interest income (expense) 207,546 226,030 248,449
Credit loss expense (benefit) 1,278 13,636 8,498
Net interest income (expense) after credit loss expense 206,268 212,394 239,951
Noninterest income 26,287 28,167 23,964
Noninterest expense:      
Salaries and employee benefits 62,022 66,476 71,050
Depreciation 6,472 6,850 6,817
Other occupancy, furniture and equipment 8,129 8,801 8,592
FDIC insurance and other regulatory assessments 4,426 2,717 2,624
Professional fees 6,065 4,285 2,611
Amortization of intangible assets 1,540 2,372 2,950
Advertising and promotion 1,892 2,033 2,614
Communications and technology 19,999 20,853 17,524
Software amortization 56 194 169
Travel and entertainment 865 995 1,263
Other 15,078 10,979 11,499
Total noninterest expense 126,544 126,555 127,713
Net income (loss) before income tax expense 106,599 114,541 136,202
Net Intersegment Noninterest Income (Expense) [Abstract]      
Total assets 4,480,124 5,443,452  
Gross loans 3,525,447 3,944,146  
Operating Segments | Factoring      
Segment Reporting Information [Line Items]      
Total interest income 147,864 137,718 144,217
Total interest expense 15 0 0
Net interest income (expense) 112,632 101,832 106,060
Credit loss expense (benefit) 1,346 4,773 2,900
Net interest income (expense) after credit loss expense 111,286 97,059 103,160
Noninterest income 6,802 8,683 7,829
Noninterest expense:      
Salaries and employee benefits 52,572 49,885 49,873
Depreciation 1,768 2,099 2,040
Other occupancy, furniture and equipment 2,038 2,138 2,219
FDIC insurance and other regulatory assessments 0 0 0
Professional fees (5,238) 5,333 3,130
Amortization of intangible assets 772 1,490 1,821
Advertising and promotion 857 873 1,046
Communications and technology 9,253 10,131 11,289
Software amortization 3,685 2,277 3,060
Travel and entertainment 655 829 909
Other 4,978 3,588 4,225
Total noninterest expense 71,340 78,643 79,612
Net income (loss) before income tax expense 48,561 28,727 31,500
Net Intersegment Noninterest Income (Expense) [Abstract]      
Total assets 1,335,150 1,186,342  
Gross loans 1,223,740 1,034,992  
Operating Segments | Payments      
Segment Reporting Information [Line Items]      
Total interest income 25,298 22,168 16,390
Total interest expense 0 0 0
Net interest income (expense) 36,834 31,638 23,097
Credit loss expense (benefit) 247 57 60
Net interest income (expense) after credit loss expense 36,587 31,581 23,037
Noninterest income 31,340 24,080 18,087
Noninterest expense:      
Salaries and employee benefits 35,637 36,160 35,089
Depreciation 837 1,003 648
Other occupancy, furniture and equipment 624 649 681
FDIC insurance and other regulatory assessments 0 0 0
Professional fees 965 2,338 2,448
Amortization of intangible assets 4,751 6,763 6,683
Advertising and promotion 3,089 1,479 1,311
Communications and technology 10,392 9,440 7,992
Software amortization 5,843 2,899 965
Travel and entertainment 1,239 1,659 2,479
Other 4,932 3,583 3,399
Total noninterest expense 68,309 65,973 61,695
Net income (loss) before income tax expense (2,783) (12,475) (20,694)
Net Intersegment Noninterest Income (Expense) [Abstract]      
Total assets 774,979 590,063  
Gross loans 242,120 171,668  
Operating Segments | Intelligence      
Segment Reporting Information [Line Items]      
Total interest income 0 0 0
Total interest expense 0 0 0
Net interest income (expense) 0 0 0
Credit loss expense (benefit) 0 0 0
Net interest income (expense) after credit loss expense 0 0 0
Noninterest income 6,804 184 0
Noninterest expense:      
Salaries and employee benefits 11,056 1,457 0
Depreciation 43 4 0
Other occupancy, furniture and equipment 54 3 0
FDIC insurance and other regulatory assessments 0 0 0
Professional fees 4,062 328 0
Amortization of intangible assets 3,713 0 0
Advertising and promotion 135 2 0
Communications and technology 1,212 42 0
Software amortization 44 1 0
Travel and entertainment 577 36 0
Other 430 7 0
Total noninterest expense 21,326 1,880 0
Net income (loss) before income tax expense (14,522) (1,696) 0
Net Intersegment Noninterest Income (Expense) [Abstract]      
Total assets 120,410 10,099  
Gross loans 0 0  
Corporate and Other      
Segment Reporting Information [Line Items]      
Total interest income 327 303 175
Total interest expense 6,751 9,347 9,702
Net interest income (expense) (6,424) (9,044) (9,527)
Credit loss expense (benefit) 277 301 745
Net interest income (expense) after credit loss expense (6,701) (9,345) (10,272)
Noninterest income 17,179 4,300 293
Noninterest expense:      
Salaries and employee benefits 72,591 65,602 54,595
Depreciation 5,753 5,554 4,296
Other occupancy, furniture and equipment 6,156 5,913 3,592
FDIC insurance and other regulatory assessments 0 0 0
Professional fees 9,404 5,555 4,988
Amortization of intangible assets 806 1,367 0
Advertising and promotion 1,227 1,796 1,769
Communications and technology 8,909 10,456 8,874
Software amortization 1,178 475 259
Travel and entertainment 1,965 1,909 1,455
Other 7,353 4,957 4,386
Total noninterest expense 115,342 103,584 84,214
Net income (loss) before income tax expense (104,864) (108,629) (94,193)
Net Intersegment Noninterest Income (Expense) [Abstract]      
Total assets 1,088,885 1,119,825  
Gross loans 0 0  
Eliminations      
Segment Reporting Information [Line Items]      
Intersegment interest allocations 0 0 0
Noninterest expense:      
Net intersegment noninterest income (expense) 0 0 0
Net Intersegment Noninterest Income (Expense) [Abstract]      
Net intersegment noninterest income (expense) 0 0 0
Total assets (1,418,960) (2,400,806)  
Gross loans 0 (603,846)  
Eliminations | Banking      
Segment Reporting Information [Line Items]      
Intersegment interest allocations 23,681 26,416 31,450
Noninterest expense:      
Net intersegment noninterest income (expense) 588 535 0
Net Intersegment Noninterest Income (Expense) [Abstract]      
Factoring revenue received from Payments 0 0 0
Payments revenue received from Factoring 0 0 0
Banking revenue received from Payments and Factoring 588 535 0
Net intersegment noninterest income (expense) 588 535 0
Eliminations | Factoring      
Segment Reporting Information [Line Items]      
Intersegment interest allocations (35,217) (35,886) (38,157)
Noninterest expense:      
Net intersegment noninterest income (expense) 1,813 1,628 123
Net Intersegment Noninterest Income (Expense) [Abstract]      
Factoring revenue received from Payments 3,643 3,228 1,190
Payments revenue received from Factoring (1,372) (1,174) (1,067)
Banking revenue received from Payments and Factoring (458) (426) 0
Net intersegment noninterest income (expense) 1,813 1,628 123
Eliminations | Payments      
Segment Reporting Information [Line Items]      
Intersegment interest allocations 11,536 9,470 6,707
Noninterest expense:      
Net intersegment noninterest income (expense) (2,401) (2,163) (123)
Net Intersegment Noninterest Income (Expense) [Abstract]      
Factoring revenue received from Payments (3,643) (3,228) (1,190)
Payments revenue received from Factoring 1,372 1,174 1,067
Banking revenue received from Payments and Factoring (130) (109) 0
Net intersegment noninterest income (expense) (2,401) (2,163) (123)
Eliminations | Intelligence      
Segment Reporting Information [Line Items]      
Intersegment interest allocations 0 0 0
Noninterest expense:      
Net intersegment noninterest income (expense) 0 0 0
Net Intersegment Noninterest Income (Expense) [Abstract]      
Net intersegment noninterest income (expense) $ 0 $ 0 $ 0