The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 259,108 1,134 SH SOLE 0 0 1,134
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 429,548 1,601 SH SOLE 0 0 1,601
ALPHABET INC CAP STK CL A 02079K305 2,693,678 8,606 SH SOLE 0 0 8,606
ALPHABET INC CAP STK CL C 02079K107 1,135,956 3,620 SH SOLE 0 0 3,620
AMAZON COM INC COM 023135106 2,523,638 10,933 SH SOLE 0 0 10,933
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 2,134,960 50,927 SH SOLE 50,927 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 35,278,283 458,041 SH SOLE 458,041 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,394,001 16,934 SH SOLE 16,934 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 6,606,571 70,305 SH SOLE 70,305 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 876,914 7,845 SH SOLE 7,845 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 290,352,324 2,847,150 SH SOLE 2,847,150 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 2,853,327 37,658 SH SOLE 37,658 0 0
APPLE INC COM 037833100 6,013,808 22,121 SH SOLE 0 0 22,121
BANK AMERICA CORP COM 060505104 232,045 4,219 SH SOLE 0 0 4,219
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,509,600 2 SH SOLE 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,876,666 5,723 SH SOLE 0 0 5,723
BROADCOM INC COM 11135F101 1,047,764 3,027 SH SOLE 0 0 3,027
CHEVRON CORP NEW COM 166764100 289,427 1,899 SH SOLE 0 0 1,899
CINCINNATI FINL CORP COM 172062101 1,262,575 7,731 SH SOLE 0 0 7,731
CISCO SYS INC COM 17275R102 314,668 4,085 SH SOLE 0 0 4,085
COCA COLA CO COM 191216100 495,124 7,082 SH SOLE 0 0 7,082
COSTCO WHSL CORP NEW COM 22160K105 537,238 623 SH SOLE 0 0 623
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 533,865,799 12,543,839 SH SOLE 12,543,839 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 165,314,560 4,997,417 SH SOLE 4,997,417 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 1,314,440 31,689 SH SOLE 31,689 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 70,923,955 2,058,153 SH SOLE 2,058,153 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 2,851,859 66,561 SH SOLE 66,561 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL VAL 25434V807 516,615 10,353 SH SOLE 10,353 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 143,261,434 2,974,080 SH SOLE 2,974,080 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,766,136 23,812 SH SOLE 23,812 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 89,588,004 1,504,669 SH SOLE 1,504,669 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 8,205,453 111,442 SH SOLE 111,442 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 116,668,683 3,410,368 SH SOLE 3,410,368 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 91,624,397 1,966,611 SH SOLE 1,966,611 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 43,980,646 1,337,204 SH SOLE 1,337,204 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILITY 25434V716 3,990,835 91,891 SH SOLE 91,891 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 12,432,265 379,843 SH SOLE 379,843 0 0
DISNEY WALT CO COM 254687106 219,121 1,926 SH SOLE 0 0 1,926
EA SERIES TRUST ALPHA ARCHITECT 02072Q358 12,109,958 245,500 SH SOLE 245,500 0 0
EA SERIES TRUST ALPHA ARCHITECT 02072Q853 433,901 7,874 SH SOLE 7,874 0 0
ELEVANCE HEALTH INC COM 036752103 201,216 574 SH SOLE 0 0 574
ELI LILLY & CO COM 532457108 667,376 621 SH SOLE 0 0 621
EMERSON ELEC CO COM 291011104 2,795,510 21,063 SH SOLE 0 0 21,063
EXXON MOBIL CORP COM 30231G102 415,358 3,452 SH SOLE 0 0 3,452
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 276,478 1,242 SH SOLE 0 0 1,242
GE VERNOVA INC COM 36828A101 433,317 663 SH SOLE 0 0 663
GENERAL DYNAMICS CORP COM 369550108 323,867 962 SH SOLE 0 0 962
GENERAL ELECTRIC CO COM NEW 369604301 950,889 3,087 SH SOLE 0 0 3,087
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 1,745,531 98,785 SH SOLE 0 0 98,785
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 621,610 4,696 SH SOLE 0 0 4,696
HOME DEPOT INC COM 437076102 632,800 1,839 SH SOLE 0 0 1,839
ILLINOIS TOOL WKS INC COM 452308109 206,153 837 SH SOLE 0 0 837
INTERNATIONAL BUSINESS MACHS COM 459200101 298,876 1,009 SH SOLE 0 0 1,009
INTUIT COM 461202103 270,930 409 SH SOLE 0 0 409
INVESCO QQQ TR UNIT SER 1 46090e103 1,254,738 2,043 SH SOLE 2,043 0 0
ISHARES INC CORE MSCI EMKT 46434G103 653,429 9,721 SH SOLE 9,721 0 0
ISHARES SILVER TR ISHARES 46428Q109 679,244 10,544 SH SOLE 10,544 0 0
ISHARES TR CORE MSCI EAFE 46432F842 106,680,620 1,192,495 SH SOLE 1,192,495 0 0
ISHARES TR CORE S&P500 ETF 464287200 467,368,221 682,349 SH SOLE 682,349 0 0
ISHARES TR CORE S&P MCP ETF 464287507 714,054 10,819 SH SOLE 10,819 0 0
ISHARES TR CORE S&P SCP ETF 464287804 729,859 6,073 SH SOLE 6,073 0 0
ISHARES TR CORE S&P TTL STK 464287150 48,294,542 324,800 SH SOLE 324,800 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 1,266,046 26,459 SH SOLE 26,459 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 772,823 9,680 SH SOLE 9,680 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,040,005 10,830 SH SOLE 10,830 0 0
ISHARES TR EAFE SML CP ETF 464288273 958,207 12,359 SH SOLE 12,359 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,627,187 29,742 SH SOLE 29,742 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,197,659 11,182 SH SOLE 11,182 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 10,634,747 22,469 SH SOLE 22,469 0 0
ISHARES TR RUS 1000 ETF 464287622 2,187,612 5,858 SH SOLE 5,858 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 466,006 2,215 SH SOLE 2,215 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 400,995 1,629 SH SOLE 1,629 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 384,887 2,124 SH SOLE 2,124 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 22,652,923 58,557 SH SOLE 58,557 0 0
ISHARES TR RUS MD CP GR ETF 464287481 39,056,917 285,212 SH SOLE 285,212 0 0
ISHARES TR RUS MID CAP ETF 464287499 415,213 4,313 SH SOLE 4,313 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,126,451 7,986 SH SOLE 7,986 0 0
ISHARES TR S&P 500 VAL ETF 464287408 2,941,040 13,868 SH SOLE 13,868 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 3,500,472 28,399 SH SOLE 28,399 0 0
ISHARES TR S&P MC 400GR ETF 464287606 864,886 8,927 SH SOLE 8,927 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 45,420,390 425,683 SH SOLE 425,683 0 0
JOHNSON & JOHNSON COM 478160104 622,092 3,006 SH SOLE 0 0 3,006
JPMORGAN CHASE & CO COM 46625H100 1,091,037 3,386 SH SOLE 0 0 3,386
KINDER MORGAN INC DEL COM 49456B101 705,283 25,656 SH SOLE 0 0 25,656
KLAVIYO INC COM SER A 49845K101 571,959 17,615 SH SOLE 0 0 17,615
MCDONALDS CORP COM 580135101 366,450 1,199 SH SOLE 0 0 1,199
META PLATFORMS INC CL A 30303M102 421,137 638 SH SOLE 0 0 638
MICROSOFT CORP COM 594918104 3,465,783 7,166 SH SOLE 0 0 7,166
NETFLIX INC COM 64110L106 212,929 2,271 SH SOLE 0 0 2,271
NVIDIA CORPORATION COM 67066G104 2,342,204 12,559 SH SOLE 0 0 12,559
ORACL CORP COM 68389X105 211,282 1,084 SH SOLE 0 0 1,084
PIPER SANDLER COMPANIES COM 724078100 660,396 1,944 SH SOLE 0 0 1,944
PNC FINL SVCS GROUP INC COM 693475105 418,086 2,003 SH SOLE 0 0 2,003
PRIMO BRANDS CORPORATION CLASS A COM SHS 741623102 261,273 15,980 SH SOLE 0 0 15,980
PROCTER AND GAMBLE CO COM 742718109 18,874,508 131,704 SH SOLE 0 0 131,704
RPM INTL INC COM 749685103 438,152 4,213 SH SOLE 0 0 4,213
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 81,230,460 3,378,971 SH SOLE 3,378,971 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,538,615 231,104 SH SOLE 231,104 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 306,345 10,346 SH SOLE 10,346 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 29,291,013 1,116,699 SH SOLE 1,116,699 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 22,517,115 836,756 SH SOLE 836,756 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 9,492,938 213,757 SH SOLE 213,757 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 200,836 4,290 SH SOLE 4,290 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,035,722 11,784 SH SOLE 11,784 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 697,995 1,157 SH SOLE 1,157 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 312,036 5,388 SH SOLE 5,388 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 412,954 7,269 SH SOLE 7,269 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 205,508 2,491 SH SOLE 2,491 0 0
SPDR SER TR S&P DIVID ETF 78464A763 719,318 5,169 SH SOLE 5,169 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 487,136 1,603 SH SOLE 0 0 1,603
TESLA INC COM 88160R101 538,648 1,198 SH SOLE 0 0 1,198
TJX COS INC NEW COM 872540109 250,384 1,630 SH SOLE 0 0 1,630
UNITED STS OIL FD LP UNITS 91232N207 209,209 3,025 SH SOLE 0 0 3,025
US BANCORP DEL COM NEW 902973304 320,320 6,003 SH SOLE 0 0 6,003
VANECK ETF TRUST URANIUM AND NUCL 92189F601 200,831 1,617 SH SOLE 1,617 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 204,067 459 SH SOLE 459 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 2,034,760 18,200 SH SOLE 18,200 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 550,058,788 6,979,556 SH SOLE 6,979,556 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,972,013 67,126 SH SOLE 67,126 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 410,293 1,962 SH SOLE 1,962 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 201,714,360 413,468 SH SOLE 413,468 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 93,944,059 298,425 SH SOLE 298,425 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,583,767 5,457 SH SOLE 5,457 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 298,281,873 1,068,574 SH SOLE 1,068,574 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 659,541 3,718 SH SOLE 3,718 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,184,795 35,990 SH SOLE 35,990 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,679,832 7,462 SH SOLE 7,462 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,232,870 4,081 SH SOLE 4,081 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,865,579 22,974 SH SOLE 22,974 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 663,972 2,574 SH SOLE 2,574 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 399,668,122 1,192,078 SH SOLE 1,192,078 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,895,842 9,926 SH SOLE 9,926 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,510,665 65,303 SH SOLE 65,303 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,406,515 32,715 SH SOLE 32,715 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 375,751 8,197 SH SOLE 8,197 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,303,468 45,804 SH SOLE 45,804 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 836,203 6,868 SH SOLE 6,868 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,441,904 75,633 SH SOLE 75,633 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 267,472 1,217 SH SOLE 1,217 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,575,844 34,144 SH SOLE 34,144 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 224,209,201 3,589,070 SH SOLE 3,589,070 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 587,499 8,203 SH SOLE 8,203 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 854,149 7,061 SH SOLE 7,061 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 3,246,530 4,307 SH SOLE 4,307 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 218,355 529 SH SOLE 529 0 0
VISA INC COM CL A 92826C839 664,595 1,895 SH SOLE 0 0 1,895
WALMART INC COM 931142103 429,374 3,854 SH SOLE 0 0 3,854
ZOVIO INC COM 98979V102 15 48,484 SH SOLE 0 0 48,484