The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 226,795 1,575 SH SOLE 0 0 1,575
SPDR SER TR PORTFOLIO LN TSR 78464A664 38,675,348 1,461,101 SH SOLE 0 0 1,461,101
ISHARES TR S&P 100 ETF 464287101 11,428,084 33,320 SH SOLE 0 0 33,320
J P MORGAN EXCHANGE TRADED ULTRA SHRT INC 46641Q837 50,552,954 999,267 SH SOLE 0 0 999,267
WORLD GOLD TR SPDR GLD MINIS 98149E303 20,061,267 234,992 SH SOLE 0 0 234,992
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,521,757 5,615 SH SOLE 0 0 5,615
BLACKROCK ETF TRUST US EQT FACTOR 09290C103 38,192,421 628,061 SH SOLE 0 0 628,061
ISHARES TR 0-5 YR TIPS ETF 46429B747 12,845,743 125,458 SH SOLE 0 0 125,458
ISHARES TR US AER DEF ETF 464288760 228,001 1,062 SH SOLE 0 0 1,062
ISHARES TR FLTG RATE NT ETF 46429B655 33,824,799 665,056 SH SOLE 0 0 665,056
ISHARES TR MSCI USA MIN VOL 46429B697 2,648,799 28,130 SH SOLE 0 0 28,130
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 17,280,815 448,153 SH SOLE 0 0 448,153
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 145,649,576 1,966,377 SH SOLE 0 0 1,966,377
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 17,871,045 338,659 SH SOLE 0 0 338,659
GLOBAL X FDS DEFENSE TECH ETF 37960A529 4,652,570 71,810 SH SOLE 0 0 71,810
ISHARES TR MSCI USA QLT FCT 46432F339 23,788,853 119,770 SH SOLE 0 0 119,770
ISHARES TR S&P 500 VAL ETF 464287408 16,848,735 79,448 SH SOLE 0 0 79,448
ISHARES TR S&P 500 GRWT ETF 464287309 23,948,790 194,294 SH SOLE 0 0 194,294
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 10,891,626 327,075 SH SOLE 0 0 327,075
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 47,191,197 755,421 SH SOLE 0 0 755,421
ISHARES TR CORE TOTAL USD 46434V613 75,168,590 1,615,139 SH SOLE 0 0 1,615,139
PRESTIGE CONSMR HEALTHCARE I COM 74112D101 318,505 5,163 SH SOLE 5,163 0 0
CROCS INC COM 227046109 355,891 4,161 SH SOLE 4,161 0 0
BLACKBAUD INC COM 09227Q100 436,433 6,892 SH SOLE 6,892 0 0
VALVOLINE INC COM 92047W101 218,851 7,531 SH SOLE 7,531 0 0
BLACKLINE INC COM 09239B109 496,781 8,985 SH SOLE 8,985 0 0
WILLSCOT MOBIL MINI HLDNG CO COM CL A 971378104 278,317 14,780 SH SOLE 14,780 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 259,549 3,435 SH SOLE 3,435 0 0
SPS COMM INC COM 78463M107 273,451 3,068 SH SOLE 3,068 0 0
I3 VERTICALS INC COM CL A 46571Y107 412,637 16,381 SH SOLE 16,381 0 0
BRIGHTVIEW HLDGS INC COM 10948C107 220,585 17,410 SH SOLE 17,410 0 0
ONESPAWORLD HOLDINGS LIMITED COM P73684113 313,278 15,105 SH SOLE 15,105 0 0
DOUGLAS DYNAMICS INC COM 25960R105 273,199 8,367 SH SOLE 8,367 0 0
NAPCO SEC TECHNOLOGIES INC COM 630402105 473,337 11,351 SH SOLE 11,351 0 0
JAMF HLDG CORP COM 47074L105 461,374 35,463 SH SOLE 35,463 0 0
GENTEX CORP COM 371901109 240,728 10,345 SH SOLE 10,345 0 0
FRANKLIN COVEY CO COM 353469109 185,654 11,064 SH SOLE 11,064 0 0
THRYV HLDGS INC COM NEW 886029206 162,358 26,836 SH SOLE 26,836 0 0
CLEAR SECURE INC COM CL A 18467V109 537,776 15,330 SH SOLE 15,330 0 0
CCC INTELLIGENT SOLUTIONS HL COM 12510Q100 358,752 45,126 SH SOLE 45,126 0 0
EUROPEAN WAX CTR INC CLASS A COM 29882P106 130,838 36,344 SH SOLE 36,344 0 0
SHARKNINJA INC COM SHS G8068L108 555,695 4,966 SH SOLE 4,966 0 0
ALPHABET INC CAP STK CL C 02079K107 275,203 877 SH SOLE 877 0 0
EXLSERVICE HOLDINGS INC COM 302081104 478,638 11,278 SH SOLE 11,278 0 0
HILLENBRAND INC COM 431571108 271,999 8,575 SH SOLE 8,575 0 0