The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,509,811 5,553 SH SOLE 0 0 5,553
ALX ONCOLOGY HLDGS INC COM 00166B105 27,007 23,900 SH SOLE 0 0 23,900
ALPS ETF TR ALERIAN MLP 00162Q452 1,897,672 40,358 SH SOLE 0 0 40,358
AMAZON COM INC COM 023135106 333,087 1,443 SH SOLE 0 0 1,443
AON PLC SHS CL A G0408V102 423,103 1,199 SH SOLE 0 0 1,199
AMERICAN EXPRESS CO COM 025816109 351,037 948 SH SOLE 0 0 948
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 372,460 2,541 SH SOLE 0 0 2,541
BK OF AMERICA CORP COM 060505104 438,460 7,972 SH SOLE 0 0 7,972
BARON ETF TR TECHNOLOGY ETF 06829D503 226,645 9,023 SH SOLE 0 0 9,023
PEABODY ENERGY CORP COM 704551100 244,420 8,229 SH SOLE 0 0 8,229
CONSTELLATION ENERGY CORP COM 21037T109 255,197 722 SH SOLE 0 0 722
CHEVRON CORP NEW COM 166764100 527,738 3,462 SH SOLE 0 0 3,462
DELTA AIR LINES INC DEL COM NEW 247361702 398,776 5,746 SH SOLE 0 0 5,746
WISDOMTREE TR US SMALLCAP DIVD 97717W604 6,855,210 204,939 SH SOLE 0 0 204,939
ISHARES INC ASIA/PAC DIV ETF 464286293 308,513 6,968 SH SOLE 0 0 6,968
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 13,351,173 301,109 SH SOLE 0 0 301,109
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 225,952 8,304 SH SOLE 0 0 8,304
NEXTERS INC *W EXP 08/26/202 G6529J118 243 13,600 SH SOLE 0 0 13,600
GE AEROSPACE COM NEW 369604301 500,569 1,625 SH SOLE 0 0 1,625
GE VERNOVA INC COM 36828A101 245,089 375 SH SOLE 0 0 375
GRINDR INC COM 39854F101 3,729,444 275,439 SH SOLE 0 0 275,439
HOME DEPOT INC COM 437076102 323,798 941 SH SOLE 0 0 941
HEALTHEQUITY INC COM 42226A107 813,497 8,880 SH SOLE 0 0 8,880
INTERNATIONAL BUSINESS MACHS COM 459200101 370,263 1,250 SH SOLE 0 0 1,250
ISHARES TR INTL SEL DIV ETF 464288448 310,472 7,870 SH SOLE 0 0 7,870
ISHARES TR US AER DEF ETF 464288760 214,690 1,000 SH SOLE 0 0 1,000
ISHARES TR GBL COMM SVC ETF 464287275 3,108,687 25,645 SH SOLE 0 0 25,645
ISHARES TR U.S. FINLS ETF 464287788 4,647,669 36,048 SH SOLE 0 0 36,048
ISHARES TR US HLTHCARE ETF 464287762 4,787,722 73,544 SH SOLE 0 0 73,544
ISHARES TR U.S. TECH ETF 464287721 16,573,041 82,998 SH SOLE 0 0 82,998
JPMORGAN CHASE & CO. COM 46625H100 862,660 2,677 SH SOLE 0 0 2,677
Coca Cola Company COM 191216100 429,538 6,144 SH SOLE 0 0 6,144
3M CO COM 88579Y101 237,321 1,482 SH SOLE 0 0 1,482
MICROSOFT CORP COM 594918104 310,304 641 SH SOLE 0 0 641
NEW GOLD INC CDA COM 644535106 181,168 20,800 SH SOLE 0 0 20,800
NVIDIA CORPORATION COM 67066G104 1,320,815 7,082 SH SOLE 0 0 7,082
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 2,361,029 71,503 SH SOLE 0 0 71,503
PLUG POWER INC COM NEW 72919P202 206,850 105,000 SH SOLE 0 0 105,000
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 3,427,878 144,942 SH SOLE 0 0 144,942
RTX CORPORATION COM 75513E101 900,127 4,908 SH SOLE 0 0 4,908
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,338,560 47,000 SH SOLE 0 0 47,000
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 267,231 10,188 SH SOLE 0 0 10,188
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,902,152 178,715 SH SOLE 0 0 178,715
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 10,602,190 323,731 SH SOLE 0 0 323,731
Schwab Int'l Equity ETF INTL EQTY ETF 808524805 1,910,483 79,471 SH SOLE 0 0 79,471
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,279,804 253,826 SH SOLE 0 0 253,826
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,221,850 107,145 SH SOLE 0 0 107,145
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 479,139 19,661 SH SOLE 0 0 19,661
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 21,510,364 857,670 SH SOLE 0 0 857,670
Schwab US Agg Bond ETF US AGGREGATE B 808524839 4,572,995 195,678 SH SOLE 0 0 195,678
SPROTT ETF TRUST GOLD MINERS ETF 85210B102 2,854,892 41,000 SH SOLE 0 0 41,000
SOUTHERN CO COM 842587107 256,194 2,938 SH SOLE 0 0 2,938
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104 762,835 45,299 SH SOLE 0 0 45,299
SPDR S&P 500 ETF TR TR UNIT 78462F103 545,536 800 SH SOLE 0 0 800
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 320,595 3,828 SH SOLE 0 0 3,828
Vanguard Consumer Staples CONSUM STP ETF 92204A207 4,281,835 20,270 SH SOLE 0 0 20,270
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,827,445 11,416 SH SOLE 0 0 11,416
WELLS FARGO CO NEW COM 949746101 306,243 3,285 SH SOLE 0 0 3,285
WASTE MGMT INC DEL COM 94106L109 244,318 1,112 SH SOLE 0 0 1,112
EXXON MOBIL CORP COM 30231G102 446,370 3,709 SH SOLE 0 0 3,709