v3.25.4
LOANS - Schedule of Loans Held for Sale and Other Receivables (Details) - USD ($)
$ in Thousands
 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Dec. 31, 2023
Loans held for sale        
Beginning balance $ 395,922 $ 255,516 $ 255,516 $ 245,890
Transfers from Held for Investment to Held for Sale   4,959 58,835 53,241
Purchases 2,221,013 1,566,219 1,972,209 1,541,757
Originations 2,561,856 2,409,864 3,164,966 1,978,144
Sales, net of repurchases (4,466,689) (3,466,079) (4,659,777) (3,250,098)
Principal payments (324,568) (324,043) (411,268) (294,657)
Change in fair value 656 16,461 4,778 333
Loans not yet repurchased 842 5,245 10,663 3,185
Ending balance 389,032 468,142 395,922 255,516
Loans held for investment        
Beginning balance 0 61,337 61,337 117,364
Transfers from Held for Investment to Held for Sale   (4,959) (58,835) (53,241)
Purchases 0 1,781 2,492 0
Originations 0 0 0 3,051
Sales, net of repurchases 0 0 0 0
Principal payments 0 (10,734) (11,642) (20,617)
Change in fair value 0 6,104 6,648 7,499
Loans not yet repurchased 0 0 0 0
Ending balance $ 0 $ 53,529 $ 0 $ 61,337