Exhibit 99.4
| Valuation Report | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Run Date - 2/5/2026 3:50:00 PM | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | Note Date | Original Loan Amount | Sales Price | Value for LTV | As-Is Value for LTV | LTV Value Variance Amount | LTV Value Variance Percent | Primary Valuation Value | Primary Valuation Report Date | Primary Valuation Effective Date | Primary Valuation Type | Primary Valuation Company | Primary Valuation Appraiser Name | Primary Valuation Appraiser License Num | Primary Valuation FSD Score | Secondary Valuation Value | Secondary Valuation Variance Amount | Secondary Valuation Variance Percent | Secondary Valuation Report Date | Secondary Valuation Effective Date | Secondary Valuation Type | Secondary Valuation Company | Secondary Valuation FSD Score | Secondary Valuation Desk Review Risk Score | AVM Value | AVM Variance Amount | AVM Variance Percent | AVM Company | AVM FSD Score | AVM Report Date | Desk Review Value | Desk Review Variance Amount | Desk Review Variance Percent | Desk Review Company | Desk Review Risk Score | Desk Review Report Date | Desk Review Effective Date | Desktop Appraisal Value | Desktop Appraisal Variance Amount | Desktop Appraisal Variance Percent | Desktop Appraisal Company | Desktop Appraisal Report Date | Desktop Appraisal Effective Date | BPO Value | BPO Variance Amount | BPO Variance Percent | BPO Company | BPO Report Date | Field Review Value | Field Review Variance Amount | Field Review Variance Percent | Field Review Company | Field Review Report Date | Field Review Effective Date | 2055 Value | 2055 Variance Amount | 2055 Variance Percent | 2055 Company | 2055 Report Date | 2055 Effective Date | AVE/CMA Value | AVE/CMA Variance Amount | AVE/CMA Variance Percent | AVE/CMA Company | AVE/CMA Report Date | Hybrid Valuation Value | Hybrid Valuation Variance Amount | Hybrid Valuation Variance Percent | Hybrid Valuation Company | Hybrid Valuation Report Date | Updated Valuation Value | Updated Valuation Variance Amount | Updated Valuation Variance Percent | Updated Valuation Company | Updated Valuation Report Date | Updated Valuation Effective Date | Aggregate Appraised Value | Aggregate Variance Amount | Aggregate Variance Percent | Value Analysis Valuation Value | Value Analysis Report Date | Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor? | LCA Risk Score | Collateral Underwriter Risk Score |
| 224304520 | 3158621815 | 0.000% | Appraisal | Yes | 1.00 | 2.80 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||