The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Walt Disney Co COM 254687106 205,355 1,805 SH SOLE 0 0 1,805
Ishares Ibonds 2026 High Yield & Income Etf ETF 46436E528 214,644 9,300 SH SOLE 0 0 9,300
Pepsico Inc COM 713448108 219,155 1,527 SH SOLE 0 0 1,527
Ishares U S Real Estate Etf ETF 464287739 221,032 2,354 SH SOLE 0 0 2,354
Ishares Iboxx $ High Yield Corporate Bond Etf ETF 464288513 222,287 2,757 SH SOLE 0 0 2,757
State Street Healthcare Select Sector Spdr Etf ETF 81369Y209 229,104 1,480 SH SOLE 0 0 1,480
Amphenol Corp Cl A COM 032095101 230,010 1,702 SH SOLE 0 0 1,702
State Street Spdr S&p 500 Value Etf ETF 78464A508 230,378 4,055 SH SOLE 0 0 4,055
Eaton Corp Plc COM G29183103 231,238 726 SH SOLE 0 0 726
Ishares Expanded Tech Software Sector Etf ETF 464287515 231,355 2,189 SH SOLE 0 0 2,189
Coca-cola Company COM 191216100 237,694 3,400 SH SOLE 0 0 3,400
American Express Co COM 025816109 241,207 652 SH SOLE 0 0 652
Vanguard Short Term Inflation Protected Sec Etf ETF 922020805 243,887 4,931 SH SOLE 0 0 4,931
Raymond James Financial Inc COM 754730109 251,002 1,563 SH SOLE 0 0 1,563
Alphabet Inc Cl A COM 02079K305 254,469 813 SH SOLE 0 0 813
Procter & Gamble Co COM 742718109 257,241 1,795 SH SOLE 0 0 1,795
Verizon Communications Inc COM 92343V104 274,226 6,733 SH SOLE 0 0 6,733
Ishares Msci Usa Value Factor Etf ETF 46432F388 274,827 2,010 SH SOLE 0 0 2,010
Walmart Inc COM 931142103 275,406 2,472 SH SOLE 0 0 2,472
Vanguard Value Etf ETF 922908744 297,562 1,558 SH SOLE 0 0 1,558
State Street Energy Select Sector Spdr Etf ETF 81369Y506 316,994 7,090 SH SOLE 0 0 7,090
Goldman Sachs Nasdaq 100 Premium Income Etf ETF 38149W630 321,291 6,077 SH SOLE 0 0 6,077
Ishares Msci Eafe Etf ETF 464287465 331,507 3,452 SH SOLE 0 0 3,452
Anheuser Busch Inbev Sa/nv COM 03524A108 352,220 5,500 SH SOLE 0 0 5,500
Ge Vernova LLC COM 36828A101 359,464 550 SH SOLE 0 0 550
Costco Wholesale Corp COM 22160K105 359,848 417 SH SOLE 0 0 417
Amazon.com Inc COM 023135106 361,695 1,567 SH SOLE 0 0 1,567
Ishares Russell 3000 Etf ETF 464287689 365,221 944 SH SOLE 0 0 944
State Street Spdr S&p Dividend Etf ETF 78464A763 367,382 2,640 SH SOLE 0 0 2,640
Vanguard Core Plus Bond Etf ETF 922020755 397,161 5,084 SH SOLE 0 0 5,084
State Street Spdr Bloomberg 1-3 Mth T-bill Etf ETF 78468R663 401,562 4,394 SH SOLE 0 0 4,394
Vanguard Total Intl Stock Index Etf ETF 921909768 430,202 5,703 SH SOLE 0 0 5,703
Thermo Fisher Scientific Inc COM 883556102 435,781 752 SH SOLE 0 0 752
Nextera Energy Inc COM 65339F101 438,157 5,458 SH SOLE 0 0 5,458
Proshares S&p 500 High Income Etf ETF 74347G242 439,338 9,628 SH SOLE 0 0 9,628
Jpmorgan U S Tech Leaders Etf ETF 46654Q732 445,410 4,945 SH SOLE 0 0 4,945
Rtx Corp COM 75513E101 456,740 2,490 SH SOLE 0 0 2,490
Vanguard Short Term Tax Exempt Bond Etf ETF 921935870 456,986 4,499 SH SOLE 0 0 4,499
Dimensional U S Core Etf ETF 25434V104 458,157 9,790 SH SOLE 0 0 9,790
W P Carey Inc COM 92936U109 462,620 7,188 SH SOLE 0 0 7,188
Ishares 0-3 Month Treasury Bond Etf ETF 46436E718 470,889 4,691 SH SOLE 0 0 4,691
Avantis U S Mid Cap Equity Etf ETF 025072125 489,460 6,929 SH SOLE 0 0 6,929
Fidelity Msci Information Tech Index Etf ETF 316092808 495,173 2,204 SH SOLE 0 0 2,204
State Street Financial Select Sector Spdr Etf ETF 81369Y605 516,639 9,433 SH SOLE 0 0 9,433
State Street Spdr S&p 600 Small Cap Value Etf ETF 78464A300 532,957 5,859 SH SOLE 0 0 5,859
Goldman Sachs Equal Weight U S Large Cap Equity Etf ETF 381430438 534,980 6,285 SH SOLE 0 0 6,285
Ishares Msci Usa Min Volatility Factor Etf ETF 46429B697 547,164 5,811 SH SOLE 0 0 5,811
Meta Platforms Inc Cl A COM 30303M102 564,377 855 SH SOLE 0 0 855
Spdr Gold Trust Gold Shares ETF 78463V107 569,497 1,437 SH SOLE 0 0 1,437
First Trust Capital Strength Etf ETF 33733E104 570,242 6,164 SH SOLE 0 0 6,164
Home Depot Inc COM 437076102 585,314 1,701 SH SOLE 0 0 1,701
Spdr Gold Minishares Etf ETF 98149E303 585,809 6,862 SH SOLE 0 0 6,862
Waste Management Inc Del COM 94106L109 590,361 2,687 SH SOLE 0 0 2,687
Alphabet Inc Cl C COM 02079K107 616,931 1,966 SH SOLE 0 0 1,966
Vanguard S&p 500 Index Etf ETF 922908363 627,495 1,001 SH SOLE 0 0 1,001
Nvidia Corp COM 67066G104 629,065 3,373 SH SOLE 0 0 3,373
Ishares S&p 500 Growth Etf ETF 464287309 640,952 5,200 SH SOLE 0 0 5,200
Fidelity Msci Healthcare Index Etf ETF 316092600 647,796 8,721 SH SOLE 0 0 8,721
Spdr Dow Jones Industrial Average Etf ETF 78467X109 687,215 1,430 SH SOLE 0 0 1,430
Ge Aerospace COM 369604301 699,228 2,270 SH SOLE 0 0 2,270
Chevron Corp COM 166764100 710,231 4,660 SH SOLE 0 0 4,660
United Parcel Service Inc Cl B COM 911312106 750,244 7,564 SH SOLE 0 0 7,564
Intl Business Machines Corp COM 459200101 787,030 2,657 SH SOLE 0 0 2,657
Merck & Company Inc COM 58933Y105 828,101 7,867 SH SOLE 0 0 7,867
Mckesson Corp COM 58155Q103 955,638 1,165 SH SOLE 0 0 1,165
Broadcom Inc COM 11135F101 970,811 2,805 SH SOLE 0 0 2,805
Abbott Laboratories COM 002824100 1,012,774 8,083 SH SOLE 0 0 8,083
Ishares Global Tech Etf ETF 464287291 1,034,361 9,851 SH SOLE 0 0 9,851
Ishares Msci Usa Quality Factor Etf ETF 46432F339 1,056,049 5,317 SH SOLE 0 0 5,317
Mcdonalds Corp COM 580135101 1,086,209 3,554 SH SOLE 0 0 3,554
State Street Nyse Technology Etf ETF 78464A102 1,124,098 4,045 SH SOLE 0 0 4,045
State Street Technology Select Sector Spdr Etf ETF 81369Y803 1,136,889 7,897 SH SOLE 0 0 7,897
Ishares Core S&p U S Growth Etf ETF 464287671 1,174,508 6,994 SH SOLE 0 0 6,994
Spdr S&p Mid Cap 400 Etf ETF 78467Y107 1,279,189 2,120 SH SOLE 0 0 2,120
Tesla Inc COM 88160R101 1,425,612 3,170 SH SOLE 0 0 3,170
Ishares Msci Usa Momentum Factor Etf ETF 46432F396 1,518,631 6,067 SH SOLE 0 0 6,067
Jpmorgan Chase & Co COM 46625H100 1,624,311 5,041 SH SOLE 0 0 5,041
Ishares Russell 1000 Growth Etf ETF 464287614 1,649,172 3,484 SH SOLE 0 0 3,484
Ishares S&p 500 Value Etf ETF 464287408 1,672,172 7,885 SH SOLE 0 0 7,885
Vanguard Growth Etf ETF 922908736 1,703,695 3,492 SH SOLE 0 0 3,492
Ishares Russell 1000 Value Etf ETF 464287598 1,720,470 8,179 SH SOLE 0 0 8,179
Berkshire Hathaway Inc Cl B COM 084670702 1,825,615 3,632 SH SOLE 0 0 3,632
Ishares Russell 2000 Etf ETF 464287655 2,120,820 8,616 SH SOLE 0 0 8,616
Abbvie Inc COM 00287Y109 2,184,285 9,560 SH SOLE 0 0 9,560
Spdr S&p 500 Etf ETF 78462F103 2,454,083 3,599 SH SOLE 0 0 3,599
Vanguard Total Stock Market Etf ETF 922908769 2,818,104 8,405 SH SOLE 0 0 8,405
Caterpillar Inc COM 149123101 2,946,843 5,144 SH SOLE 0 0 5,144
Microsoft Corp COM 594918104 3,451,849 7,138 SH SOLE 0 0 7,138
First Eagle Global Equity Etf ETF 75526L886 460,592 10,007 SH SOLE 0 0 10,007
Dimensional National Municipal Bond Etf ETF 25434V849 482,987 10,027 SH SOLE 0 0 10,027
Ishares Core S&p Mid Cap Etf ETF 464287507 683,798 10,361 SH SOLE 0 0 10,361
Ishares Russell Mid Cap Growth Etf ETF 464287481 1,444,443 10,548 SH SOLE 0 0 10,548
Ishares Core S&p U S Value Etf ETF 464287663 1,161,411 11,326 SH SOLE 0 0 11,326
Ishares Core S&p Small Cap Etf ETF 464287804 1,461,932 12,165 SH SOLE 0 0 12,165
Harbor Intl Compounders Etf ETF 41151J885 384,478 12,710 SH SOLE 0 0 12,710
Ishares Ibonds December 2027 Municipal Etf ETF 46435U283 327,531 12,900 SH SOLE 0 0 12,900
Exxon Mobil Corp COM 30231G102 1,619,115 13,455 SH SOLE 0 0 13,455
Vanguard High Dividend Yield Etf ETF 921946406 2,062,928 14,374 SH SOLE 0 0 14,374
Ishares Select Dividend Etf ETF 464287168 2,103,603 14,904 SH SOLE 0 0 14,904
Dimensional U S Equity Market Etf ETF 25434V401 1,146,983 15,464 SH SOLE 0 0 15,464
Dimensional Emerging Markets Core Equity Market Etf ETF 25434V302 510,535 15,675 SH SOLE 0 0 15,675
First Trust Rba American Indl Renaissance Etf ETF 33738R704 1,654,037 16,823 SH SOLE 0 0 16,823
Alphatec Holdings Inc COM 02081G201 369,988 17,585 SH SOLE 0 0 17,585
T Rowe Price Intl Equity Etf ETF 87283Q834 607,110 17,597 SH SOLE 0 0 17,597
State Street Utils Select Sector Spdr Etf ETF 81369Y886 751,344 17,600 SH SOLE 0 0 17,600
Invesco Qqq Etf ETF 46090E103 11,283,225 18,367 SH SOLE 0 0 18,367
Vanguard Municipal Tax Exempt Bond Index Etf ETF 922907746 938,952 18,671 SH SOLE 0 0 18,671
Proshares S&p 500 Div Aristocrats Etf ETF 74348A467 1,943,783 18,678 SH SOLE 0 0 18,678
Invesco Nasdaq 100 Etf ETF 46138G649 5,361,887 21,200 SH SOLE 0 0 21,200
State Street Spdr Portfolio S&p 600 Small Cap Etf ETF 78468R853 1,040,440 22,203 SH SOLE 0 0 22,203
Dimensional U S Core Equity 2 Etf ETF 25434V708 886,699 22,397 SH SOLE 0 0 22,397
Ishares Ibonds December 2026 Municipal Etf ETF 46435U259 580,678 22,650 SH SOLE 0 0 22,650
Apple Inc COM 037833100 6,408,012 23,571 SH SOLE 0 0 23,571
Schwab U S Dividend Equity Etf ETF 808524797 682,920 24,897 SH SOLE 0 0 24,897
Dimensional Intl Core Equity Market Etf ETF 25434V203 955,240 25,065 SH SOLE 0 0 25,065
State Street Spdr Portfolio S&p 400 Mid Cap Etf ETF 78464A847 1,507,643 26,034 SH SOLE 0 0 26,034
State Street Doubleline Short Duration Total Return Tactical Etf ETF 78470P200 1,241,004 26,248 SH SOLE 0 0 26,248
Goldman Sachs S&p 500 Premium Income Etf ETF 38149W622 1,452,621 27,512 SH SOLE 0 0 27,512
Dimensional U S Marketwide Value Etf ETF 25434V724 1,294,655 27,788 SH SOLE 0 0 27,788
Wisdomtree Japan Opptys Etf ETF 97717W521 1,304,658 28,118 SH SOLE 0 0 28,118
First Trust Short Duration Managed Municipal Etf ETF 33739P830 631,237 31,491 SH SOLE 0 0 31,491
Dimensional U S Small Cap Value Etf ETF 25434V815 1,041,166 31,656 SH SOLE 0 0 31,656
Invesco S&p 500 Equal Weight Etf ETF 46137V357 6,208,326 32,409 SH SOLE 0 0 32,409
Ishares Core S&p 500 Etf ETF 464287200 27,079,156 39,535 SH SOLE 0 0 39,535
First Trust Rising Dividend Achievers Etf ETF 33738R506 2,797,949 40,276 SH SOLE 0 0 40,276
Proshares Nasdaq 100 High Income Etf ETF 74347G234 1,854,727 41,698 SH SOLE 0 0 41,698
Dimensional U S Large Cap Value Etf ETF 25434V666 1,471,885 43,025 SH SOLE 0 0 43,025
Goldman Sachs Ultra Short Bond Etf ETF 381430230 2,312,586 45,821 SH SOLE 0 0 45,821
Ishares Core Msci Emerging Markets Etf ETF 46434G103 3,279,586 48,789 SH SOLE 0 0 48,789
Spdr S&p Regional Banking Etf ETF 78464A698 3,312,144 51,105 SH SOLE 0 0 51,105
Eaton Vance Short Duration Income Etf ETF 61774R825 2,875,429 55,895 SH SOLE 0 0 55,895
Jpmorgan Active Growth Etf ETF 46654Q609 5,335,455 57,494 SH SOLE 0 0 57,494
Dimensional U S Core Equity 1 Etf ETF 25434V625 4,659,633 63,284 SH SOLE 0 0 63,284
State Street Blackstone High Income Etf ETF 78470P846 1,888,188 66,392 SH SOLE 0 0 66,392
Ishares Ibonds December 2026 Corporate Etf ETF 46435GAA0 1,661,302 68,564 SH SOLE 0 0 68,564
Geltech Solutions Inc COM 368537106 0 85,556 SH SOLE 0 0 85,556
Goldman Sachs Access Treasury 0-1yr Etf ETF 381430529 9,344,330 93,499 SH SOLE 0 0 93,499
Blackrock Municipal 2030 Target Term Trust ETF 09257P105 2,447,592 107,256 SH SOLE 0 0 107,256
Ishares Ibonds December 2027 Tresury Etf ETF 46436E841 2,534,821 112,809 SH SOLE 0 0 112,809
Ishares Core Msci Total Intl Stock Etf ETF 46432F834 10,736,652 126,851 SH SOLE 0 0 126,851
Janus Henderson Aaa Clo Etf ETF 47103U845 6,604,002 130,565 SH SOLE 0 0 130,565
Eaton Vance Total Return Return Etf ETF 61774R841 7,093,518 137,738 SH SOLE 0 0 137,738
Ishares Flexible Income Active Etf ETF 092528603 8,437,583 159,894 SH SOLE 0 0 159,894
Jpmorgan Betabuilders Japan Etf ETF 46641Q217 11,666,470 177,006 SH SOLE 0 0 177,006
Eaton Vance Floating Rate Etf ETF 61774R833 9,398,848 189,982 SH SOLE 0 0 189,982
Jpmorgan Nasdaq Equity Premium Income Etf ETF 46654Q203 11,151,087 191,863 SH SOLE 0 0 191,863
John Hancock Multifactor Mid Cap Etf ETF 47804J206 12,869,714 196,544 SH SOLE 0 0 196,544
State Street Spdr Portfolio Aggregate Bond Etf ETF 78464A649 6,653,446 258,386 SH SOLE 0 0 258,386
Jpmorgan Active Bond Etf ETF 46654Q716 14,436,933 267,004 SH SOLE 0 0 267,004
Ishares U S Equity Factor Rotation Active Etf ETF 09290C103 17,876,305 293,970 SH SOLE 0 0 293,970
Dimensional World Ex U S Core Equity 2 Etf ETF 25434V880 9,785,798 298,986 SH SOLE 0 0 298,986
Ishares Ibonds December 2026 Treasury Etf ETF 46436E858 7,067,292 308,953 SH SOLE 0 0 308,953
Ishares Core S&p Total U S Stock Market Etf ETF 464287150 49,459,417 332,634 SH SOLE 0 0 332,634
State Street Multi Asset Real Return Etf ETF 78467V103 11,547,522 367,171 SH SOLE 0 0 367,171
State Street Spdr Port S&p 500 Etf ETF 78464A854 32,657,028 407,093 SH SOLE 0 0 407,093
State Street Spdr Portfolio Intermediate Term Treasury Etf ETF 78464A672 12,068,399 418,460 SH SOLE 0 0 418,460
John Hancock Preferred Income Etf ETF 47804J776 12,332,110 540,006 SH SOLE 0 0 540,006