The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 273,461 2,183 SH SOLE 0 0 0 2,183
ABBVIE INC COM 00287Y109 527,150 2,307 SH SOLE 0 0 0 2,307
AFLAC INC COM 001055102 13,722,440 124,444 SH SOLE 0 0 0 124,444
ALPHABET INC CAP STK CL A 02079K305 3,672,126 11,732 SH SOLE 0 0 0 11,732
ALPHABET INC CAP STK CL C 02079K107 3,981,540 12,688 SH SOLE 0 0 0 12,688
ALTRIA GROUP INC COM 02209S103 242,665 4,209 SH SOLE 0 0 0 4,209
AMAZON COM INC COM 023135106 5,456,238 23,638 SH SOLE 0 0 0 23,638
AMERICAN CENTY ETF TR AVANTIS US MID C 025072133 485,299 6,816 SH SOLE 0 0 0 6,816
AMERICAN INTL GROUP INC COM NEW 026874784 247,753 2,896 SH SOLE 0 0 0 2,896
APPLE INC COM 037833100 14,733,669 54,196 SH SOLE 0 0 0 54,196
AT&T INC COM 00206R102 281,447 11,330 SH SOLE 0 0 0 11,330
AUTODESK INC COM 052769106 433,063 1,463 SH SOLE 0 0 0 1,463
BANK AMERICA CORP COM 060505104 496,345 9,024 SH SOLE 0 0 0 9,024
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,591,390 3,166 SH SOLE 0 0 0 3,166
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843 1,557,663 31,998 SH SOLE 0 0 0 31,998
BOEING CO COM 097023105 525,213 2,419 SH SOLE 0 0 0 2,419
BOOKING HOLDINGS INC COM 09857L108 233,176 44 SH SOLE 0 0 0 44
BRISTOL-MYERS SQUIBB CO COM 110122108 230,432 4,272 SH SOLE 0 0 0 4,272
BROADCOM INC COM 11135F101 1,535,793 4,437 SH SOLE 0 0 0 4,437
CATERPILLAR INC COM 149123101 358,427 626 SH SOLE 0 0 0 626
CHEVRON CORP NEW COM 166764100 357,185 2,344 SH SOLE 0 0 0 2,344
CHUBB LIMITED COM H1467J104 427,917 1,371 SH SOLE 0 0 0 1,371
CINCINNATI FINL CORP COM 172062101 353,588 2,165 SH SOLE 0 0 0 2,165
CISCO SYS INC COM 17275R102 426,772 5,540 SH SOLE 0 0 0 5,540
CITIGROUP INC COM NEW 172967424 267,920 2,296 SH SOLE 0 0 0 2,296
CLOUDFLARE INC CL A COM 18915M107 303,020 1,537 SH SOLE 0 0 0 1,537
CONOCOPHILLIPS COM 20825C104 350,757 3,747 SH SOLE 0 0 0 3,747
COSTCO WHSL CORP NEW COM 22160K105 863,625 1,001 SH SOLE 0 0 0 1,001
CYTOMX THERAPEUTICS INC COM 23284F105 63,142 14,822 SH SOLE 0 0 0 14,822
DEERE & CO COM 244199105 353,124 758 SH SOLE 0 0 0 758
DISNEY WALT CO COM 254687106 380,309 3,343 SH SOLE 0 0 0 3,343
EDWARDS LIFESCIENCES CORP COM 28176E108 628,293 7,370 SH SOLE 0 0 0 7,370
ELI LILLY & CO COM 532457108 446,277 415 SH SOLE 0 0 0 415
EXPEDITORS INTL WASH INC COM 302130109 289,228 1,941 SH SOLE 0 0 0 1,941
EXXON MOBIL CORP COM 30231G102 523,481 4,350 SH SOLE 0 0 0 4,350
FORTINET INC COM 34959E109 673,714 8,484 SH SOLE 0 0 0 8,484
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 381,327 11,069 SH SOLE 0 0 0 11,069
GE AEROSPACE COM NEW 369604301 271,990 883 SH SOLE 0 0 0 883
GENERAL DYNAMICS CORP COM 369550108 308,381 916 SH SOLE 0 0 0 916
GERON CORP COM 374163103 31,020 23,500 SH SOLE 0 0 0 23,500
GOLDMAN SACHS GROUP INC COM 38141G104 727,048 827 SH SOLE 0 0 0 827
HARBOR ETF TRUST INTERNATNAL COMP 41151J885 16,450,192 543,808 SH SOLE 0 0 0 543,808
HOME DEPOT INC COM 437076102 1,614,437 4,692 SH SOLE 0 0 0 4,692
HUBSPOT INC COM 443573100 201,854 503 SH SOLE 0 0 0 503
INTERCONTINENTAL EXCHANGE IN COM 45866F104 212,739 1,314 SH SOLE 0 0 0 1,314
INTUITIVE SURGICAL INC COM NEW 46120E602 1,956,774 3,455 SH SOLE 0 0 0 3,455
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 208,087 3,404 SH SOLE 0 0 0 3,404
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,737,752 29,953 SH SOLE 0 0 0 29,953
INVESCO QQQ TR UNIT SER 1 46090E103 375,973 612 SH SOLE 0 0 0 612
ISHARES INC CORE MSCI EMKT 46434G103 879,874 13,089 SH SOLE 0 0 0 13,089
ISHARES TR CORE DIV GRWTH 46434V621 509,418 7,338 SH SOLE 0 0 0 7,338
ISHARES TR EAFE VALUE ETF 464288877 223,656 3,132 SH SOLE 0 0 0 3,132
ISHARES TR EAFE GRWTH ETF 464288885 1,575,346 13,829 SH SOLE 0 0 0 13,829
ISHARES TR ISHS 1-5YR INVS 464288646 2,502,123 47,317 SH SOLE 0 0 0 47,317
ISHARES TR MBS ETF 464288588 225,195 2,365 SH SOLE 0 0 0 2,365
ISHARES TR ISHS 5-10YR INVT 464288638 840,851 15,606 SH SOLE 0 0 0 15,606
ISHARES TR FLTG RATE NT ETF 46429B655 7,747,707 152,334 SH SOLE 0 0 0 152,334
ISHARES TR CORE S&P500 ETF 464287200 4,684,119 6,839 SH SOLE 0 0 0 6,839
ISHARES TR RUS 1000 ETF 464287622 832,999 2,231 SH SOLE 0 0 0 2,231
ISHARES TR RUS 1000 VAL ETF 464287598 580,233 2,759 SH SOLE 0 0 0 2,759
ISHARES TR RUS 1000 GRW ETF 464287614 5,106,355 10,789 SH SOLE 0 0 0 10,789
ISHARES TR RUSSELL 2000 ETF 464287655 1,657,633 6,734 SH SOLE 0 0 0 6,734
ISHARES TR RUS 2000 VAL ETF 464287630 1,284,621 7,089 SH SOLE 0 0 0 7,089
ISHARES TR RUS MID CAP ETF 464287499 857,949 8,912 SH SOLE 0 0 0 8,912
ISHARES TR U.S. TECH ETF 464287721 577,349 2,891 SH SOLE 0 0 0 2,891
ISHARES TR 20 YR TR BD ETF 464287432 541,264 6,210 SH SOLE 0 0 0 6,210
ISHARES TR SELECT DIVID ETF 464287168 208,464 1,477 SH SOLE 0 0 0 1,477
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 12,262,814 242,396 SH SOLE 0 0 0 242,396
JOHNSON & JOHNSON COM 478160104 1,759,621 8,503 SH SOLE 0 0 0 8,503
JOHNSON CTLS INTL PLC SHS G51502105 308,356 2,575 SH SOLE 0 0 0 2,575
JPMORGAN CHASE & CO. COM 46625H100 3,544,348 11,000 SH SOLE 0 0 0 11,000
LOWES COS INC COM 548661107 309,496 1,283 SH SOLE 0 0 0 1,283
MASTERCARD INCORPORATED CL A 57636Q104 517,915 907 SH SOLE 0 0 0 907
MERCK & CO INC COM 58933Y105 406,723 3,864 SH SOLE 0 0 0 3,864
META PLATFORMS INC CL A 30303M102 2,886,415 4,373 SH SOLE 0 0 0 4,373
MICROSOFT CORP COM 594918104 3,887,115 8,038 SH SOLE 0 0 0 8,038
MONSTER BEVERAGE CORP NEW COM 61174X109 663,349 8,652 SH SOLE 0 0 0 8,652
MORGAN STANLEY COM NEW 617446448 568,629 3,203 SH SOLE 0 0 0 3,203
MURPHY OIL CORP COM 626717102 245,438 7,854 SH SOLE 0 0 0 7,854
NETFLIX INC COM 64110L106 1,187,939 12,670 SH SOLE 0 0 0 12,670
NEWMONT CORP COM 651639106 206,971 2,073 SH SOLE 0 0 0 2,073
NEXTERA ENERGY INC COM 65339F101 226,229 2,818 SH SOLE 0 0 0 2,818
NIO INC SPON ADS 62914V106 102,791 20,155 SH SOLE 0 0 0 20,155
NOVARTIS AG SPONSORED ADR 66987V109 417,470 3,028 SH SOLE 0 0 0 3,028
NOVO-NORDISK A S ADR 670100205 205,555 4,040 SH SOLE 0 0 0 4,040
NVIDIA CORPORATION COM 67066G104 14,024,802 75,200 SH SOLE 0 0 0 75,200
ORACLE CORP COM 68389X105 1,053,904 5,407 SH SOLE 0 0 0 5,407
PALANTIR TECHNOLOGIES INC CL A 69608A108 299,509 1,685 SH SOLE 0 0 0 1,685
PHILIP MORRIS INTL INC COM 718172109 485,942 3,030 SH SOLE 0 0 0 3,030
PIMCO ETF TR INTER MUN BD ACT 72201R866 5,993,084 114,350 SH SOLE 0 0 0 114,350
POLARIS INC COM 731068102 272,165 4,303 SH SOLE 0 0 0 4,303
PROCTER AND GAMBLE CO COM 742718109 223,614 1,560 SH SOLE 0 0 0 1,560
PYXIS ONCOLOGY INC COMMON STOCK 747324101 13,156 11,440 SH SOLE 0 0 0 11,440
QUALCOMM INC COM 747525103 462,777 2,706 SH SOLE 0 0 0 2,706
REGENERON PHARMACEUTICALS COM 75886F107 393,654 510 SH SOLE 0 0 0 510
ROPER TECHNOLOGIES INC COM 776696106 1,996,408 4,485 SH SOLE 0 0 0 4,485
RTX CORPORATION COM 75513E101 435,946 2,377 SH SOLE 0 0 0 2,377
SALESFORCE INC COM 79466L302 869,625 3,283 SH SOLE 0 0 0 3,283
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 15,651,613 570,602 SH SOLE 0 0 0 570,602
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,022,073 75,142 SH SOLE 0 0 0 75,142
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,190,383 112,022 SH SOLE 0 0 0 112,022
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 20,922,302 641,395 SH SOLE 0 0 0 641,395
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6,330,066 213,781 SH SOLE 0 0 0 213,781
SERVICENOW INC COM 81762P102 646,462 4,220 SH SOLE 0 0 0 4,220
SHOPIFY INC CL A SUB VTG SHS 82509L107 422,224 2,623 SH SOLE 0 0 0 2,623
SOUTHERN CO COM 842587107 289,218 3,317 SH SOLE 0 0 0 3,317
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103 925,047 17,745 SH SOLE 0 0 0 17,745
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 236,437 5,051 SH SOLE 0 0 0 5,051
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,969,427 4,355 SH SOLE 0 0 0 4,355
SPRINKLR INC CL A 85208T107 820,370 105,446 SH SOLE 0 0 0 105,446
STARBUCKS CORP COM 855244109 258,173 3,066 SH SOLE 0 0 0 3,066
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 432,435 1,423 SH SOLE 0 0 0 1,423
TESLA INC COM 88160R101 1,413,020 3,142 SH SOLE 0 0 0 3,142
TEXAS ROADHOUSE INC COM 882681109 202,022 1,217 SH SOLE 0 0 0 1,217
THE TRADE DESK INC COM CL A 88339J105 404,046 10,644 SH SOLE 0 0 0 10,644
TRAVELERS COMPANIES INC COM 89417E109 239,611 826 SH SOLE 0 0 0 826
ULTA BEAUTY INC COM 90384S303 1,037,592 1,715 SH SOLE 0 0 0 1,715
UNITED PARCEL SERVICE INC CL B 911312106 305,803 3,083 SH SOLE 0 0 0 3,083
VANGUARD INDEX FDS MID CAP ETF 922908629 615,460 2,121 SH SOLE 0 0 0 2,121
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 313,524 3,543 SH SOLE 0 0 0 3,543
VANGUARD INDEX FDS VALUE ETF 922908744 4,138,555 21,669 SH SOLE 0 0 0 21,669
VANGUARD INDEX FDS TOTAL STK MKT 922908769 358,209 1,068 SH SOLE 0 0 0 1,068
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 236,199 377 SH SOLE 0 0 0 377
VANGUARD INDEX FDS GROWTH ETF 922908736 269,299 552 SH SOLE 0 0 0 552
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,232,577 10,700 SH SOLE 0 0 0 10,700
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 261,798 1,476 SH SOLE 0 0 0 1,476
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 825,483 5,752 SH SOLE 0 0 0 5,752
VEEVA SYS INC CL A COM 922475108 845,372 3,787 SH SOLE 0 0 0 3,787
VERIZON COMMUNICATIONS INC COM 92343V104 234,010 5,745 SH SOLE 0 0 0 5,745
VERTEX PHARMACEUTICALS INC COM 92532F100 583,021 1,286 SH SOLE 0 0 0 1,286
VISA INC COM CL A 92826C839 2,280,017 6,501 SH SOLE 0 0 0 6,501
WORKDAY INC CL A 98138H101 535,447 2,493 SH SOLE 0 0 0 2,493