The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q452 614,975 13,079 SH SOLE 0 0 0 13,079
ABBVIE INC COM 00287Y109 774,581 3,390 SH SOLE 0 0 0 3,390
AEGON LTD AMER REG 1 CERT 0076ca104 439,586 57,015 SH SOLE 0 0 0 57,015
ALPHABET INC CAP STK CL C 02079K107 414,216 1,320 SH SOLE 0 0 0 1,320
ALPHABET INC CAP STK CL A 02079K305 27,347,436 87,372 SH SOLE 0 4,111 0 83,261
AMAZON COM INC COM 023135106 11,955,784 51,797 SH SOLE 0 0 0 51,797
AMERISOURCEBERGEN CORP COM 03073E105 1,028,449 3,045 SH SOLE 0 0 0 3,045
AMGEN INC COM 031162100 1,668,626 5,098 SH SOLE 0 0 0 5,098
AMPHENOL CORP NEW CL A 032095101 294,335 2,178 SH SOLE 0 0 0 2,178
APPLE INC COM 037833100 2,533,735 9,320 SH SOLE 0 0 0 9,320
AVERY DENNISON CORP COM 053611109 405,592 2,230 SH SOLE 0 0 0 2,230
BECTON DICKINSON & CO COM 075887109 676,916 3,488 SH SOLE 0 0 0 3,488
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 77,444,291 154,072 SH SOLE 0 2,135 0 151,937
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 491,794 1,833 SH SOLE 0 0 0 1,833
CARDINAL HEALTH INC COM 14149Y108 4,840,142 23,553 SH SOLE 0 0 0 23,553
CARRIER GLOBAL CORPORATION COM 14448C104 308,586 5,840 SH SOLE 0 0 0 5,840
CENTENE CORP DEL COM 15135B101 1,452,389 35,295 SH SOLE 0 0 0 35,295
CHEVRON CORP COM 166764100 921,318 6,045 SH SOLE 0 0 0 6,045
CINTAS CORP COM 172908105 753,032 4,004 SH SOLE 0 0 0 4,004
COCA COLA CO COM 191216100 363,532 5,200 SH SOLE 0 0 0 5,200
COMCAST CORP NEW CL A 20030N101 919,267 30,755 SH SOLE 0 0 0 30,755
CONSTELLATION BRANDS INC CL A 21036P108 489,758 3,550 SH SOLE 0 0 0 3,550
CROWN HOLDINGS INC COM 228368106 764,140 7,421 SH SOLE 0 0 0 7,421
D R HORTON INC COM 23331A109 12,403,720 86,119 SH SOLE 0 0 0 86,119
DANAHER CORPORATION COM 235851102 227,089 992 SH SOLE 0 0 0 992
DEERE & COMPANY COM 244199105 2,302,244 4,945 SH SOLE 0 0 0 4,945
WALT DISNEY COMPANY COM 254687106 635,974 5,590 SH SOLE 0 0 0 5,590
EMERSON ELEC CO COM 291011104 2,517,698 18,970 SH SOLE 0 0 0 18,970
EXXON MOBIL CORP COM 30231G102 287,616 2,390 SH SOLE 0 0 0 2,390
META PLATFORMS INC CL A 30303M102 37,356,473 56,593 SH SOLE 0 1,310 0 55,283
GALLAGHER ARTHUR J & CO COM 363576109 432,697 1,672 SH SOLE 0 0 0 1,672
GENERAL DYNAMICS CORP COM 369550108 523,170 1,554 SH SOLE 0 0 0 1,554
HOME DEPOT INC COM 437076102 1,171,316 3,404 SH SOLE 0 0 0 3,404
ILLINOIS TOOL WKS INC COM 452308109 567,722 2,305 SH SOLE 0 0 0 2,305
INTERNATIONAL BUSINESS MACHS COM 459200101 539,695 1,822 SH SOLE 0 0 0 1,822
INVESCO QQQ TR UNIT SER 1 46090E103 1,280,222 2,084 SH SOLE 0 0 0 2,084
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137v308 359,307 2,675 SH SOLE 0 0 0 2,675
ISHARES TR MSCI EAFE ETF 464287465 68,753,831 715,962 SH SOLE 0 0 0 715,962
ISHARES TR RUS MID CAP ETF 464287499 18,730,773 194,565 SH SOLE 0 0 0 194,565
ISHARES TR ISHARES BIOTECH 464287556 6,319,761 37,446 SH SOLE 0 0 0 37,446
ISHARES TR RUS 1000 VAL ETF 464287598 708,425 3,368 SH SOLE 0 0 0 3,368
ISHARES TR RUSSELL 2000 ETF 464287655 1,510,930 6,138 SH SOLE 0 0 0 6,138
ISHARES INC MSCI JPN ETF NEW 46434g822 27,913,433 345,720 SH SOLE 0 0 0 345,720
JPMORGAN CHASE & CO COM 46625H100 3,676,530 11,410 SH SOLE 0 0 0 11,410
JOHNSON AND JOHNSON COM 478160104 2,659,101 12,849 SH SOLE 0 0 0 12,849
KIMBERLY-CLARK CORP COM 494368103 940,396 9,321 SH SOLE 0 0 0 9,321
LENNAR CORP CL A 526057104 9,943,227 96,724 SH SOLE 0 0 0 96,724
LILLY ELI & CO COM 532457108 1,343,350 1,250 SH SOLE 0 0 0 1,250
MCDONALDS CORP COM 580135101 863,710 2,826 SH SOLE 0 0 0 2,826
MICROSOFT CORPORATION COM 594918104 16,808,213 34,755 SH SOLE 0 0 0 34,755
MEDTRONIC INC COM G5960L103 1,525,913 15,885 SH SOLE 0 0 0 15,885
NVR INC COM 62944T105 11,537,162 1,582 SH SOLE 0 0 0 1,582
NIKE INC CL B 654106103 303,960 4,771 SH SOLE 0 0 0 4,771
NVIDIA CORPORATION COM 67066G104 278,818 1,495 SH SOLE 0 0 0 1,495
OCWEN FINL CORP COM NEW 675746606 1,135,500 24,798 SH SOLE 0 0 0 24,798
ORACLE CORP COM 68389X105 2,124,324 10,899 SH SOLE 0 0 0 10,899
PNC FINL SVCS GROUP INC COM 693475105 2,625,823 12,580 SH SOLE 0 0 0 12,580
PEPSICO INC COM 713448108 664,641 4,631 SH SOLE 0 0 0 4,631
PHILLIPS 66 COM 718546104 838,760 6,500 SH SOLE 0 6,500 0 0
QUALCOMM INC COM 747525103 247,680 1,448 SH SOLE 0 0 0 1,448
QUEST DIAGNOSTICS INC COM 74834L100 1,316,399 7,586 SH SOLE 0 0 0 7,586
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,898,190 10,350 SH SOLE 0 0 0 10,350
SPDR S&P 500 ETF TR TR UNIT 78462F103 198,407,357 290,954 SH SOLE 0 0 0 290,954
SPDR SERIES TRUST S&P BIOTECH 78464A870 418,830 3,435 SH SOLE 0 0 0 3,435
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 2,747,419 5,717 SH SOLE 0 0 0 5,717
SPDR SER TR BLOOMBERG 3-12 M 78468R523 100,121,910 1,009,090 SH SOLE 0 0 0 1,009,090
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 656,017 7,179 SH SOLE 0 0 0 7,179
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 30,700,246 198,322 SH SOLE 0 0 0 198,322
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 19,890,795 168,967 SH SOLE 0 0 0 168,967
STANLEY BLACK & DECKER INC COM 854502101 784,025 10,555 SH SOLE 0 0 0 10,555
TJX COS INC NEW COM 872540109 1,464,518 9,534 SH SOLE 0 0 0 9,534
3M COMPANY COM 88579Y101 898,962 5,615 SH SOLE 0 0 0 5,615
TIDAL ETF TR GOTHAM ENHNCD 886364835 1,494,403 40,578 SH SOLE 0 0 0 40,578
UNITED PARCEL SERVICE INC CL B 911312106 986,643 9,947 SH SOLE 0 0 0 9,947
UNITED RENTALS INC COM 911363109 9,474,709 11,707 SH SOLE 0 0 0 11,707
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 34,804,764 96,645 SH SOLE 0 1,363 0 95,282
VANECK ETF TRUST PHARMACEUTCL ETF 92189f692 15,778,407 152,936 SH SOLE 0 0 0 152,936
VANECK ETF TRUST BIOTECH ETF 92189F726 7,367,136 38,925 SH SOLE 0 0 0 38,925
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,580,876 16,293 SH SOLE 0 0 0 16,293
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,837,526 157,476 SH SOLE 0 0 0 157,476
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 13,645,287 180,900 SH SOLE 0 138,000 0 42,900
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 638,869 8,685 SH SOLE 0 0 0 8,685
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 87,119,495 1,483,390 SH SOLE 0 0 0 1,483,390
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 71,373,634 1,190,950 SH SOLE 0 0 0 1,190,950
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 787,675 1,256 SH SOLE 0 0 0 1,256
VANGUARD INDEX FDS LARGE CAP ETF 922908637 19,785,495 62,851 SH SOLE 0 0 0 62,851
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,655,784 10,904 SH SOLE 0 0 0 10,904
WAL-MART STORES INC COM 931142103 3,407,475 30,585 SH SOLE 0 0 0 30,585
WELLS FARGO & CO NEW COM 949746101 1,895,874 20,342 SH SOLE 0 0 0 20,342