The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 258,401 1,614 SH SOLE 1,614 0 0
ABBOTT LABS COM 002824100 1,177,100 9,395 SH SOLE 9,395 0 0
ABBVIE INC COM 00287Y109 2,177,738 9,531 SH SOLE 9,531 0 0
AFLAC INC COM 001055102 733,406 6,651 SH SOLE 6,651 0 0
ALPHABET INC CAP STK CL C 02079K107 1,826,944 5,822 SH SOLE 5,822 0 0
ALPHABET INC CAP STK CL A 02079K305 2,771,615 8,855 SH SOLE 8,855 0 0
AMAZON COM INC COM 023135106 4,712,652 20,417 SH SOLE 20,417 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,595,187 25,448 SH SOLE 25,448 0 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 446,470 6,268 SH SOLE 6,268 0 0
APPLE INC COM 037833100 8,224,037 30,251 SH SOLE 30,251 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 364,659 6,343 SH SOLE 6,343 0 0
AT&T INC COM 00206R102 203,195 8,180 SH SOLE 8,180 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 470,731 1,830 SH SOLE 1,830 0 0
BANK AMERICA CORP COM 060505104 1,976,480 35,936 SH SOLE 35,936 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 816,304 1,624 SH SOLE 1,624 0 0
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 1,007,688 26,133 SH SOLE 26,133 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 8,478,556 139,427 SH SOLE 139,427 0 0
BLACKROCK INC COM 09290D101 420,644 393 SH SOLE 393 0 0
BOEING CO COM 097023105 399,992 1,842 SH SOLE 1,842 0 0
BROADCOM INC COM 11135F101 742,038 2,144 SH SOLE 2,144 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 208,288 9,200 SH SOLE 9,200 0 0
CARDINAL HEALTH INC COM 14149Y108 951,260 4,629 SH SOLE 4,629 0 0
CHEVRON CORP NEW COM 166764100 1,443,012 9,468 SH SOLE 9,468 0 0
CINTAS CORP COM 172908105 1,156,631 6,150 SH SOLE 6,150 0 0
CISCO SYS INC COM 17275R102 1,503,780 19,522 SH SOLE 19,522 0 0
CONSTELLATION ENERGY CORP COM 21037T109 629,527 1,782 SH SOLE 1,782 0 0
COSTCO WHSL CORP NEW COM 22160K105 5,701,855 6,612 SH SOLE 6,612 0 0
DOVER CORP COM 260003108 1,529,901 7,836 SH SOLE 7,836 0 0
ELI LILLY & CO COM 532457108 3,824,786 3,559 SH SOLE 3,559 0 0
EXELON CORP COM 30161N101 1,230,066 28,219 SH SOLE 28,219 0 0
EXXON MOBIL CORP COM 30231G102 542,493 4,508 SH SOLE 4,508 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 4,258,216 83,274 SH SOLE 83,274 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 2,372,936 130,238 SH SOLE 130,238 0 0
FIRST TR EXCHANGE TRADED FD BUYWRIT INCM ETF 33738R308 1,790,939 75,823 SH SOLE 75,823 0 0
FIRST TR EXCHNG TRADED FD VI SMITH UNCONSTRAI 33740F888 14,183,270 563,499 SH SOLE 563,499 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662 1,242,743 30,508 SH SOLE 30,508 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 1,910,845 41,676 SH SOLE 41,676 0 0
GILEAD SCIENCES INC COM 375558103 1,394,449 11,361 SH SOLE 11,361 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,125,120 1,280 SH SOLE 1,280 0 0
HOME DEPOT INC COM 437076102 851,393 2,474 SH SOLE 2,474 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,490,233 5,031 SH SOLE 5,031 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 252,853 10,393 SH SOLE 10,393 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 562,540 50,048 SH SOLE 50,048 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 213,959 4,844 SH SOLE 4,844 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 261,463 3,157 SH SOLE 3,157 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,936,824 10,431 SH SOLE 10,431 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 2,268,969 22,317 SH SOLE 22,317 0 0
ISHARES TR CORE S&P SCP ETF 464287804 5,752,591 47,866 SH SOLE 47,866 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,126,257 32,555 SH SOLE 32,555 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 2,583,848 13,009 SH SOLE 13,009 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,250,889 17,517 SH SOLE 17,517 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 1,826,367 18,993 SH SOLE 18,993 0 0
ISHARES TR RUS 1000 ETF 464287622 351,034 940 SH SOLE 940 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,233,415 39,839 SH SOLE 39,839 0 0
ISHARES TR IBOXX INV CP ETF 464287242 436,022 3,957 SH SOLE 3,957 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 314,082 3,303 SH SOLE 3,303 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 2,814,482 65,652 SH SOLE 65,652 0 0
ISHARES TR EXPND TEC SC ETF 464287549 519,869 4,025 SH SOLE 4,025 0 0
ISHARES TR CORE S&P500 ETF 464287200 13,035,778 19,032 SH SOLE 19,032 0 0
ISHARES TR NATIONAL MUN ETF 464288414 797,755 7,448 SH SOLE 7,448 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,343,397 15,413 SH SOLE 15,413 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 2,670,659 54,839 SH SOLE 54,839 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 2,122,701 44,830 SH SOLE 44,830 0 0
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 7,333,073 97,931 SH SOLE 97,931 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,026,124 35,397 SH SOLE 35,397 0 0
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 246,042 3,733 SH SOLE 3,733 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 1,388,371 23,888 SH SOLE 23,888 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 6,897,858 149,014 SH SOLE 149,014 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 218,327 4,316 SH SOLE 4,316 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 402,839 3,250 SH SOLE 3,250 0 0
JOHN HANCOCK EXCHANGE TRADED PREFERRED INCOME 47804J776 1,063,359 46,563 SH SOLE 46,563 0 0
JOHNSON & JOHNSON COM 478160104 600,983 2,904 SH SOLE 2,904 0 0
JPMORGAN CHASE & CO. COM 46625H100 3,857,064 11,970 SH SOLE 11,970 0 0
LOWES COS INC COM 548661107 298,556 1,238 SH SOLE 1,238 0 0
MASTERCARD INCORPORATED CL A 57636Q104 299,141 524 SH SOLE 524 0 0
MCDONALDS CORP COM 580135101 1,779,683 5,823 SH SOLE 5,823 0 0
MCKESSON CORP COM 58155Q103 538,931 657 SH SOLE 657 0 0
MEDTRONIC PLC SHS G5960L103 367,622 3,827 SH SOLE 3,827 0 0
META PLATFORMS INC CL A 30303M102 1,429,755 2,166 SH SOLE 2,166 0 0
MICROSOFT CORP COM 594918104 6,034,335 12,477 SH SOLE 12,477 0 0
NETFLIX INC COM 64110L106 1,161,030 12,383 SH SOLE 12,383 0 0
NEXTERA ENERGY INC COM 65339F101 220,850 2,751 SH SOLE 2,751 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870 291,733 13,050 SH SOLE 13,050 0 0
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 113,540 14,000 SH SOLE 14,000 0 0
NVIDIA CORPORATION COM 67066G104 3,320,260 17,803 SH SOLE 17,803 0 0
OLD REP INTL CORP COM 680223104 1,114,894 24,428 SH SOLE 24,428 0 0
ORACLE CORP COM 68389X105 1,628,528 8,355 SH SOLE 8,355 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 253,199 2,776 SH SOLE 2,776 0 0
PEPSICO INC COM 713448108 609,529 4,247 SH SOLE 4,247 0 0
PNC FINL SVCS GROUP INC COM 693475105 524,956 2,515 SH SOLE 2,515 0 0
PROCTER AND GAMBLE CO COM 742718109 276,158 1,927 SH SOLE 1,927 0 0
PRUDENTIAL FINL INC COM 744320102 392,462 3,477 SH SOLE 3,477 0 0
QUALCOMM INC COM 747525103 988,669 5,780 SH SOLE 5,780 0 0
SALESFORCE INC COM 79466L302 884,534 3,339 SH SOLE 3,339 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 450,670 16,430 SH SOLE 16,430 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 4,757,324 131,928 SH SOLE 131,928 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,526,292 77,139 SH SOLE 77,139 0 0
SEMPRA COM 816851109 386,004 4,372 SH SOLE 4,372 0 0
SMARTSTOP SELF STORAG REIT I COMMON STOCK 83192D402 670,563 21,673 SH SOLE 21,673 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,720,770 14,255 SH SOLE 14,255 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R523 202,310 2,039 SH SOLE 2,039 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A854 6,012,745 74,953 SH SOLE 74,953 0 0
TCW ETF TRUST FLEXIBLE INCOME 29287L700 4,080,265 103,037 SH SOLE 103,037 0 0
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 965,725 12,038 SH SOLE 12,038 0 0
TEXAS INSTRS INC COM 882508104 216,169 1,246 SH SOLE 1,246 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 443,859 766 SH SOLE 766 0 0
TOYOTA MOTOR CORP ADS 892331307 253,447 1,184 SH SOLE 1,184 0 0
UNITEDHEALTH GROUP INC COM 91324P102 212,921 645 SH SOLE 645 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 19,811,158 191,301 SH SOLE 191,301 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 331,502 11,289 SH SOLE 11,289 0 0
VANECK ETF TRUST PREFERRED SECURT 92189F429 958,514 54,276 SH SOLE 54,276 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353 723,539 36,377 SH SOLE 36,377 0 0
VANECK ETF TRUST MORNINGSTAR SMID 92189H730 237,617 6,564 SH SOLE 6,564 0 0
VANECK ETF TRUST REAL ASSETS ETF 92189F130 225,788 6,464 SH SOLE 6,464 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,798,559 20,325 SH SOLE 20,325 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 422,264 1,637 SH SOLE 1,637 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,348,652 4,647 SH SOLE 4,647 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,973,799 7,931 SH SOLE 7,931 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 301,985 619 SH SOLE 619 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,825,880 5,446 SH SOLE 5,446 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 532,009 9,896 SH SOLE 9,896 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 318,090 2,255 SH SOLE 2,255 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,101,801 14,605 SH SOLE 14,605 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 14,375,068 230,112 SH SOLE 230,112 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,628,856 18,317 SH SOLE 18,317 0 0
VISA INC COM CL A 92826C839 1,655,000 4,719 SH SOLE 4,719 0 0
WALMART INC COM 931142103 3,025,004 27,152 SH SOLE 27,152 0 0
WASTE MGMT INC DEL COM 94106L109 466,884 2,125 SH SOLE 2,125 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 2,611,624 29,203 SH SOLE 29,203 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 21,249,619 422,290 SH SOLE 422,290 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 4,282,626 48,622 SH SOLE 48,622 0 0
WISDOMTREE TR US QUALITY GROW 97717Y477 16,740,898 285,340 SH SOLE 285,340 0 0
WISDOMTREE TR WISDOMTREE US VA 97717W547 1,190,695 12,762 SH SOLE 12,762 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 510,342 5,978 SH SOLE 5,978 0 0