The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
QXO INC COM NEW 82846H405 154,359 8,002 SH DFND 1 0 8,002 0
QXO INC COM NEW 82846H405 42,245 2,190 SH DFND 1 0 2,190 0
APPLE INC COM 037833100 1,205,699 4,435 SH DFND 1 0 4,435 0
APPLE INC COM 037833100 294,153 1,082 SH DFND 1 0 1,082 0
TESLA INC COM 88160R101 326,497 726 SH DFND 1 0 726 0
TESLA INC COM 88160R101 89,045 198 SH DFND 1 0 198 0
ABBVIE INC COM 00287Y109 310,975 1,361 SH DFND 1 0 1,361 0
ABBVIE INC COM 00287Y109 97,794 428 SH DFND 1 0 428 0
ISHARES TR TRS FLT RT BD 46434V860 8,574,365 169,924 SH DFND 1 0 169,924 0
ISHARES TR IBOXX HI YD ETF 464288513 799,446 9,915 SH DFND 1 0 9,915 0
ISHARES TR IBOXX HI YD ETF 464288513 338,323 4,196 SH DFND 1 0 4,196 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,390,423 80,249 SH DFND 1 0 80,249 0
ISHARES TR TRUST ISHARE 0-1 464288679 276,036 2,506 SH DFND 1 0 2,506 0
WALMART INC COM 931142103 213,684 1,918 SH DFND 1 0 1,918 0
WALMART INC COM 931142103 79,658 715 SH DFND 1 0 715 0
ALPHABET INC CAP STK CL A 02079K305 783,439 2,503 SH DFND 1 0 2,503 0
ALPHABET INC CAP STK CL A 02079K305 199,068 636 SH DFND 1 0 636 0
ALPHABET INC CAP STK CL C 02079K107 448,420 1,429 SH DFND 1 0 1,429 0
ALPHABET INC CAP STK CL C 02079K107 125,520 400 SH DFND 1 0 400 0
BROADCOM INC COM 11135F101 725,772 2,097 SH DFND 1 0 2,097 0
BROADCOM INC COM 11135F101 202,815 586 SH DFND 1 0 586 0
PIMCO ETF TR MULTISECTOR BD 72201R585 852,346 31,947 SH DFND 1 0 31,947 0
PIMCO ETF TR MULTISECTOR BD 72201R585 194,497 7,290 SH DFND 1 0 7,290 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 967,030 10,079 SH DFND 1 0 10,079 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 221,537 2,309 SH DFND 1 0 2,309 0
APPLOVIN CORP COM CL A 03831W108 367,232 545 SH DFND 1 0 545 0
APPLOVIN CORP COM CL A 03831W108 103,768 154 SH DFND 1 0 154 0
CISCO SYS INC COM 17275R102 149,900 1,946 SH DFND 1 0 1,946 0
CISCO SYS INC COM 17275R102 65,861 855 SH DFND 1 0 855 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 4,563,795 53,459 SH DFND 1 0 53,459 0
AMAZON COM INC COM 023135106 986,525 4,274 SH DFND 1 0 4,274 0
AMAZON COM INC COM 023135106 252,979 1,096 SH DFND 1 0 1,096 0
ELI LILLY & CO COM 532457108 278,342 259 SH DFND 1 0 259 0
ELI LILLY & CO COM 532457108 63,406 59 SH DFND 1 0 59 0
HOME DEPOT INC COM 437076102 153,469 446 SH DFND 1 0 446 0
HOME DEPOT INC COM 437076102 59,529 173 SH DFND 1 0 173 0
MICROSOFT CORP COM 594918104 1,509,378 3,121 SH DFND 1 0 3,121 0
MICROSOFT CORP COM 594918104 430,422 890 SH DFND 1 0 890 0
CATERPILLAR INC COM 149123101 227,429 397 SH DFND 1 0 397 0
CATERPILLAR INC COM 149123101 81,348 142 SH DFND 1 0 142 0
EA SERIES TRUST ASTORIA US EQUAL 02072L433 659,020 18,685 SH DFND 1 0 18,685 0
EA SERIES TRUST ASTORIA US EQUAL 02072L433 145,066 4,113 SH DFND 1 0 4,113 0
TJX COS INC NEW COM 872540109 198,003 1,289 SH DFND 1 0 1,289 0
TJX COS INC NEW COM 872540109 47,312 308 SH DFND 1 0 308 0
EXXON MOBIL CORP COM 30231G102 143,084 1,189 SH DFND 1 0 1,189 0
EXXON MOBIL CORP COM 30231G102 63,660 529 SH DFND 1 0 529 0
JOHNSON & JOHNSON COM 478160104 153,971 744 SH DFND 1 0 744 0
JOHNSON & JOHNSON COM 478160104 63,327 306 SH DFND 1 0 306 0
LAM RESEARCH CORP COM NEW 512807306 200,281 1,170 SH DFND 1 0 1,170 0
LAM RESEARCH CORP COM NEW 512807306 46,903 274 SH DFND 1 0 274 0
NEBIUS GROUP N.V. SHS CLASS A N97284108 215,959 2,580 SH DFND 1 0 2,580 0
NEBIUS GROUP N.V. SHS CLASS A N97284108 61,523 735 SH DFND 1 0 735 0
SPDR SERIES TRUST STATE STREET SPD 78464A805 1,275,533 15,461 SH DFND 1 0 15,461 0
SPDR SERIES TRUST STATE STREET SPD 78464A805 279,675 3,390 SH DFND 1 0 3,390 0
SPDR SERIES TRUST STATE STREET SPD 78464A847 4,456,638 76,958 SH DFND 1 0 76,958 0
SPDR SERIES TRUST STATE STREET SPD 78464A854 1,279,268 15,947 SH DFND 1 0 15,947 0
SPDR SERIES TRUST STATE STREET SPD 78464A854 279,567 3,485 SH DFND 1 0 3,485 0
SPDR SERIES TRUST STATE STREET SPD 78468R200 714,933 23,265 SH DFND 1 0 23,265 0
SPDR SERIES TRUST STATE STREET SPD 78468R200 159,642 5,195 SH DFND 1 0 5,195 0
SPDR SERIES TRUST STATE STREET SPD 78468R622 359,385 3,697 SH DFND 1 0 3,697 0
SPDR SERIES TRUST STATE STREET SPD 78468R622 152,717 1,571 SH DFND 1 0 1,571 0
TALEN ENERGY CORP COM 87422Q109 240,272 641 SH DFND 1 0 641 0
TALEN ENERGY CORP COM 87422Q109 66,722 178 SH DFND 1 0 178 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884 270,307 1,396 SH DFND 1 0 1,396 0
ANALOG DEVICES INC COM 032654105 195,264 720 SH DFND 1 0 720 0
ANALOG DEVICES INC COM 032654105 46,646 172 SH DFND 1 0 172 0
META PLATFORMS INC CL A 30303M102 867,358 1,314 SH DFND 1 0 1,314 0
META PLATFORMS INC CL A 30303M102 259,415 393 SH DFND 1 0 393 0
NVIDIA CORPORATION COM 67066G104 1,943,517 10,421 SH DFND 1 0 10,421 0
NVIDIA CORPORATION COM 67066G104 499,634 2,679 SH DFND 1 0 2,679 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,438,304 13,238 SH DFND 1 0 13,238 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,989,281 14,334 SH DFND 1 0 14,334 0
WELLS FARGO CO NEW COM 949746101 219,672 2,357 SH DFND 1 0 2,357 0
WELLS FARGO CO NEW COM 949746101 69,993 751 SH DFND 1 0 751 0
AMERICAN EXPRESS CO COM 025816109 282,272 763 SH DFND 1 0 763 0
AMERICAN EXPRESS CO COM 025816109 68,441 185 SH DFND 1 0 185 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788 168,589 3,355 SH DFND 1 0 3,355 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788 38,642 769 SH DFND 1 0 769 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 1,004,316 19,856 SH DFND 1 0 19,856 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 230,695 4,561 SH DFND 1 0 4,561 0
JPMORGAN CHASE & CO. COM 46625H100 443,053 1,375 SH DFND 1 0 1,375 0
JPMORGAN CHASE & CO. COM 46625H100 153,377 476 SH DFND 1 0 476 0
PARKER-HANNIFIN CORP COM 701094104 233,803 266 SH DFND 1 0 266 0
PARKER-HANNIFIN CORP COM 701094104 87,017 99 SH DFND 1 0 99 0
T ROWE PRICE ETF INC SMALL MID CAP 87283Q826 281,061 7,829 SH DFND 1 0 7,829 0
T ROWE PRICE ETF INC SMALL MID CAP 87283Q826 61,928 1,725 SH DFND 1 0 1,725 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 181,907 678 SH DFND 1 0 678 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 49,904 186 SH DFND 1 0 186 0
ANGEL OAK FUNDS TRUST INCOME ETF 03463K760 453,246 21,764 SH DFND 1 0 21,764 0
ANGEL OAK FUNDS TRUST INCOME ETF 03463K760 86,967 4,176 SH DFND 1 0 4,176 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 274,371 9,778 SH DFND 1 0 9,778 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 60,133 2,143 SH DFND 1 0 2,143 0
PROCTER AND GAMBLE CO COM 742718109 157,498 1,099 SH DFND 1 0 1,099 0
PROCTER AND GAMBLE CO COM 742718109 62,913 439 SH DFND 1 0 439 0
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 305,124 5,571 SH DFND 1 0 5,571 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 442,420 3,073 SH DFND 1 0 3,073 0
VICTORY PORTFOLIOS II SHARES FREE CASH 92647X830 928,777 23,585 SH DFND 1 0 23,585 0
VICTORY PORTFOLIOS II SHARES FREE CASH 92647X830 205,485 5,218 SH DFND 1 0 5,218 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 160,276 276 SH DFND 1 0 276 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 44,134 76 SH DFND 1 0 76 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,605,443 32,089 SH DFND 1 0 32,089 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 19 0 SH DFND 1 0 0 0
BANK NEW YORK MELLON CORP COM 064058100 242,396 2,088 SH DFND 1 0 2,088 0
BANK NEW YORK MELLON CORP COM 064058100 75,807 653 SH DFND 1 0 653 0
L3HARRIS TECHNOLOGIES INC COM 502431109 163,225 556 SH DFND 1 0 556 0
L3HARRIS TECHNOLOGIES INC COM 502431109 48,439 165 SH DFND 1 0 165 0
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 269,699 2,785 SH DFND 1 0 2,785 0
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 1,646 17 SH DFND 1 0 17 0
FIRST TR EXCHANGE-TRADED FD CORE INVESTMENT 33738D788 829,414 39,068 SH DFND 1 0 39,068 0
FIRST TR EXCHANGE-TRADED FD CORE INVESTMENT 33738D788 1,104 52 SH DFND 1 0 52 0
FIRST TR EXCHANGE-TRADED FD INTERMEDIATE DUR 33738D796 304,962 14,385 SH DFND 1 0 14,385 0
FIRST TR EXCHANGE-TRADED FD MNGD FUTRS STRGY 33739G103 205,091 4,359 SH DFND 1 0 4,359 0
FIRST TR EXCHANGE-TRADED FD MNGD FUTRS STRGY 33739G103 565 12 SH DFND 1 0 12 0
FIRST TR EXCHNG TRADED FD VI SMITH OPPORT FXD 33740F805 278,064 6,274 SH DFND 1 0 6,274 0
FIRST TR EXCHNG TRADED FD VI SMITH OPPORT FXD 33740F805 1,108 25 SH DFND 1 0 25 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 4,452,910 17,606 SH DFND 1 0 17,606 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 361,021 1,188 SH DFND 1 0 1,188 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 103,626 341 SH DFND 1 0 341 0