The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,537,559 12,272 SH SOLE 0 0 0
ABBVIE INC COM 00287Y109 4,696,612 20,555 SH SOLE 0 0 0
ALEXANDER & BALDWIN INC NEW COM 014491104 278,640 13,500 SH SOLE 0 0 0
ALPHABET INC CAP STK CL A 02079K305 2,293,977 7,329 SH SOLE 0 0 0
ALPHABET INC CAP STK CL C 02079K107 16,261,041 51,808 SH SOLE 0 0 0
AMAZON COM INC COM 023135106 863,728 3,742 SH SOLE 0 0 0
AMGEN INC COM 031162100 6,612,644 20,203 SH SOLE 0 0 0
APPLE INC COM 037833100 17,597,563 64,713 SH SOLE 0 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 722,018 7,854 SH SOLE 0 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,511,851 9,765 SH SOLE 0 0 0
BANK NEW YORK MELLON CORP COM 064058100 10,428,365 89,830 SH SOLE 0 0 0
BXP INC COM 101121101 364,392 5,400 SH SOLE 0 0 0
CATERPILLAR INC COM 149123101 1,057,953 1,841 SH SOLE 0 0 0
CHEVRON CORP NEW COM 166764100 7,087,950 46,478 SH SOLE 0 0 0
CHUBB LIMITED COM H1467J104 11,407,322 36,544 SH SOLE 0 0 0
CISCO SYS INC COM 17275R102 290,942 3,777 SH SOLE 0 0 0
COCA COLA CO COM 191216100 6,867,757 98,183 SH SOLE 0 0 0
COCA-COLA FEMSA SAB DE CV SPONS ADS REP 191241108 224,936 2,375 SH SOLE 0 0 0
COLGATE PALMOLIVE CO COM 194162103 325,167 4,115 SH SOLE 0 0 0
CONOCOPHILLIPS COM 20825C104 9,016,422 96,319 SH SOLE 0 0 0
CONSOLIDATED EDISON INC COM 209115104 5,055,090 50,897 SH SOLE 0 0 0
DEERE & CO COM 244199105 365,472 785 SH SOLE 0 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 1,870,685 21,680 SH SOLE 0 0 0
DIAMONDBACK ENERGY INC COM 25278X109 203,547 1,354 SH SOLE 0 0 0
DOLLAR GEN CORP NEW COM 256677105 1,125,890 8,480 SH SOLE 0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 3,122,357 26,639 SH SOLE 0 0 0
EMERSON ELEC CO COM 291011104 1,073,307 8,087 SH SOLE 0 0 0
EXXON MOBIL CORP COM 30231G102 12,230,846 101,628 SH SOLE 0 0 0
FEDEX CORP COM 31428X106 508,394 1,760 SH SOLE 0 0 0
GARMIN LTD SHS H2906T109 1,105,127 5,448 SH SOLE 0 0 0
GE VERNOVA INC COM 36828A101 245,742 376 SH SOLE 0 0 0
HERSHEY CO COM 427866108 4,273,436 23,483 SH SOLE 0 0 0
HOME DEPOT INC COM 437076102 3,615,115 10,506 SH SOLE 0 0 0
HONEYWELL INTL INC COM 438516106 5,387,215 27,614 SH SOLE 0 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 1,270,502 3,736 SH SOLE 0 0 0
ILLINOIS TOOL WKS INC COM 452308109 7,248,609 29,430 SH SOLE 0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,957,596 9,980 SH SOLE 0 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 5,789,759 238,950 SH SOLE 0 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 6,313,844 260,043 SH SOLE 0 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 6,164,896 242,188 SH SOLE 0 0 0
ISHARES TR IBONDS DEC 29 46436E205 5,331,168 227,779 SH SOLE 0 0 0
ISHARES TR IBONDS DEC 2030 46436E726 3,596,439 162,956 SH SOLE 0 0 0
ISHARES TR IBONDS DEC 2031 46436E486 1,796,798 84,955 SH SOLE 0 0 0
ISHARES TR TRS FLT RT BD 46434V860 11,898,720 235,805 SH SOLE 0 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 259,564 4,466 SH SOLE 0 0 0
JOHNSON & JOHNSON COM 478160104 13,727,914 66,323 SH SOLE 0 0 0
JPMORGAN CHASE & CO. COM 46625H100 4,814,995 14,939 SH SOLE 0 0 0
KIMBERLY-CLARK CORP COM 494368103 326,884 3,240 SH SOLE 0 0 0
KINDER MORGAN INC DEL COM 49456B101 244,661 8,900 SH SOLE 0 0 0
KROGER CO COM 501044101 416,804 6,671 SH SOLE 0 0 0
LOCKHEED MARTIN CORP COM 539830109 4,528,602 9,363 SH SOLE 0 0 0
MASTERCARD INCORPORATED CL A 57636Q104 456,133 799 SH SOLE 0 0 0
MCCORMICK & CO INC COM NON VTG 579780206 825,834 12,125 SH SOLE 0 0 0
MCDONALDS CORP COM 580135101 6,493,109 21,245 SH SOLE 0 0 0
MERCK & CO INC COM 58933Y105 9,803,601 93,137 SH SOLE 0 0 0
META PLATFORMS INC CL A 30303M102 732,006 1,107 SH SOLE 0 0 0
MICROSOFT CORP COM 594918104 10,087,782 20,854 SH SOLE 0 0 0
MID-AMER APT CMNTYS INC COM 59522J103 748,725 5,390 SH SOLE 0 0 0
NIKE INC CL B 654106103 275,227 4,320 SH SOLE 0 0 0
NOVARTIS AG SPONSORED ADR 66987V109 5,595,454 40,585 SH SOLE 0 0 0
NVIDIA CORPORATION COM 67066G104 287,660 1,540 SH SOLE 0 0 0
PEPSICO INC COM 713448108 2,329,948 16,223 SH SOLE 0 0 0
PFIZER INC COM 717081103 249,000 10,000 SH SOLE 0 0 0
PNC FINL SVCS GROUP INC COM 693475105 4,094,729 19,614 SH SOLE 0 0 0
PROCTER AND GAMBLE CO COM 742718109 8,308,345 57,956 SH SOLE 0 0 0
REALTY INCOME CORP COM 756109104 1,341,099 23,791 SH SOLE 0 0 0
SCHWAB CHARLES CORP COM 808513105 1,271,854 12,730 SH SOLE 0 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 21,087,481 707,159 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,923,611 70,128 SH SOLE 0 0 0
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 3,719,580 87,130 SH SOLE 0 0 0
SHELL PLC SPON ADS 780259305 446,177 6,050 SH SOLE 0 0 0
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 346,861 7,140 SH SOLE 0 0 0
SPDR GOLD TR GOLD SHS 78463V107 7,080,871 17,867 SH SOLE 0 0 0
STARBUCKS CORP COM 855244109 1,149,467 13,650 SH SOLE 0 0 0
TRAVELERS COMPANIES INC COM 89417E109 511,666 1,764 SH SOLE 0 0 0
UNION PAC CORP COM 907818108 5,126,283 22,161 SH SOLE 0 0 0
VALMONT INDS INC COM 920253101 531,062 1,320 SH SOLE 0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,198,071 78,510 SH SOLE 0 0 0
WALMART INC COM 931142103 16,417,511 147,320 SH SOLE 0 0 0