The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 379 1,660 SH SOLE 0 1,660 0 0
ADVANCED MICRO DEVICES INC COM 007903107 2,712 12,664 SH SOLE 0 12,664 0 0
ALPHABET INC CAP STK CL C 02079K107 3,840 12,240 SH SOLE 0 12,240 0 0
ALPHABET INC CAP STK CL A 02079K305 10,597 33,857 SH SOLE 0 33,857 0 0
AMAZON COM INC COM 023135106 10,343 44,811 SH SOLE 0 44,811 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 3,676 48,527 SH SOLE 0 48,527 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 21 500 SH SOLE 0 500 0 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 1,868 26,230 SH SOLE 0 26,230 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 3,613 61,970 SH SOLE 0 61,970 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 8 204 SH SOLE 0 204 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,905 20,280 SH SOLE 0 20,280 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,642 35,720 SH SOLE 0 35,720 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 16 150 SH SOLE 0 150 0 0
AMERICAN EXPRESS CO COM 025816109 863 2,335 SH SOLE 0 2,335 0 0
AMGEN INC COM 031162100 1,703 5,204 SH SOLE 0 5,204 0 0
APPLE INC COM 037833100 25,092 92,299 SH SOLE 0 92,299 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,170 8,437 SH SOLE 0 8,437 0 0
BANK AMERICA CORP COM 060505104 682 12,403 SH SOLE 0 12,403 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 754 1 SH SOLE 0 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 892 1,775 SH SOLE 0 1,775 0 0
BLACKROCK INC COM 09290D101 419 392 SH SOLE 0 392 0 0
BOEING CO COM 097023105 269 1,239 SH SOLE 0 1,239 0 0
BROADCOM INC COM 11135F101 1,475 4,262 SH SOLE 0 4,262 0 0
CATERPILLAR INC COM 149123101 1,900 3,317 SH SOLE 0 3,317 0 0
CHEVRON CORP NEW COM 166764100 486 3,195 SH SOLE 0 3,195 0 0
CHURCH & DWIGHT CO INC COM 171340102 3,252 38,788 SH SOLE 0 38,788 0 0
CISCO SYS INC COM 17275R102 1,960 25,450 SH SOLE 0 25,450 0 0
COCA COLA CO COM 191216100 2,102 30,070 SH SOLE 0 30,070 0 0
COSTCO WHSL CORP NEW COM 22160K105 5,102 5,917 SH SOLE 0 5,917 0 0
DISNEY WALT CO COM 254687106 1,002 8,811 SH SOLE 0 8,811 0 0
EMERSON ELEC CO COM 291011104 939 7,078 SH SOLE 0 7,078 0 0
ENBRIDGE INC COM 29250N105 239 5,000 SH SOLE 0 5,000 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 164 10,001 SH SOLE 0 10,001 0 0
EQUIFAX INC COM 294429105 507 2,337 SH SOLE 0 2,337 0 0
EXXON MOBIL CORP COM 30231G102 610 5,071 SH SOLE 0 5,071 0 0
META PLATFORMS INC CL A 30303M102 3,087 4,678 SH SOLE 0 4,678 0 0
GE VERNOVA INC COM 36828A101 415 635 SH SOLE 0 635 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,287 1,465 SH SOLE 0 1,465 0 0
HOME DEPOT INC COM 437076102 5,884 17,101 SH SOLE 0 17,101 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,276 5,183 SH SOLE 0 5,183 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,016 8,166 SH SOLE 0 8,166 0 0
INTUIT COM 461202103 745 1,125 SH SOLE 0 1,125 0 0
JPMORGAN CHASE & CO. COM 46625H100 2,531 7,855 SH SOLE 0 7,855 0 0
JOHNSON & JOHNSON COM 478160104 2,017 9,748 SH SOLE 0 9,748 0 0
ELI LILLY & CO COM 532457108 6,327 5,888 SH SOLE 0 5,888 0 0
LOCKHEED MARTIN CORP COM 539830109 350 725 SH SOLE 0 725 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,012 1,774 SH SOLE 0 1,774 0 0
MCDONALDS CORP COM 580135101 1,605 5,253 SH SOLE 0 5,253 0 0
MICROSOFT CORP COM 594918104 22,219 45,943 SH SOLE 0 45,943 0 0
NORFOLK SOUTHN CORP COM 655844108 449 1,558 SH SOLE 0 1,558 0 0
NUCOR CORP COM 670346105 475 2,918 SH SOLE 0 2,918 0 0
NVIDIA CORPORATION COM 67066G104 18,717 100,363 SH SOLE 0 100,363 0 0
ORACLE CORP COM 68389X105 768 3,943 SH SOLE 0 3,943 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 535 3,013 SH SOLE 0 3,013 0 0
PALO ALTO NETWORKS INC COM 697435105 2,379 12,919 SH SOLE 0 12,919 0 0
PEPSICO INC COM 713448108 2,711 18,896 SH SOLE 0 18,896 0 0
PROCTER AND GAMBLE CO COM 742718109 3,271 22,825 SH SOLE 0 22,825 0 0
QUALCOMM INC COM 747525103 12,004 70,184 SH SOLE 0 70,184 0 0
RTX CORPORATION COM 75513E101 973 5,306 SH SOLE 0 5,306 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,575 22,840 SH SOLE 0 22,840 0 0
SALESFORCE INC COM 79466L302 691 2,611 SH SOLE 0 2,611 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 139 5,309 SH SOLE 0 5,309 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 10 353 SH SOLE 0 353 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 15 479 SH SOLE 0 479 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 65 2,704 SH SOLE 0 2,704 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 17 856 SH SOLE 0 856 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,035 76,858 SH SOLE 0 76,858 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 16 368 SH SOLE 0 368 0 0
SOUTHERN CO COM 842587107 309 3,550 SH SOLE 0 3,550 0 0
STARBUCKS CORP COM 855244109 952 11,312 SH SOLE 0 11,312 0 0
SYSCO CORP COM 871829107 206 2,800 SH SOLE 0 2,800 0 0
TJX COS INC NEW COM 872540109 268 1,750 SH SOLE 0 1,750 0 0
T-MOBILE US INC COM 872590104 203 1,000 SH SOLE 0 1,000 0 0
TESLA INC COM 88160R101 800 1,781 SH SOLE 0 1,781 0 0
UNION PAC CORP COM 907818108 1,211 5,237 SH SOLE 0 5,237 0 0
UNITED PARCEL SERVICE INC CL B 911312106 635 6,411 SH SOLE 0 6,411 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,212 56,873 SH SOLE 0 56,873 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,643 58,325 SH SOLE 0 58,325 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 287 2,000 SH SOLE 0 2,000 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,033 21,390 SH SOLE 0 21,390 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,532 65,703 SH SOLE 0 65,703 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,998 11,159 SH SOLE 0 11,159 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 15 80 SH SOLE 0 80 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 406 1,211 SH SOLE 0 1,211 0 0
VISA INC COM CL A 92826C839 1,993 5,685 SH SOLE 0 5,685 0 0
WALMART INC COM 931142103 3,532 31,703 SH SOLE 0 31,703 0 0
WELLS FARGO CO NEW COM 949746101 565 6,071 SH SOLE 0 6,071 0 0
EATON CORP PLC SHS G29183103 1,049 3,296 SH SOLE 0 3,296 0 0
LINDE PLC SHS G54950103 981 2,303 SH SOLE 0 2,303 0 0