The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN INCOME CREDIT STRATEGI COM 003057106 287,709 53,181 SH SOLE 0 0 53,181
ADAMS DIVERSIFIED EQUITY FD COM 006212104 221,030 9,478 SH SOLE 0 0 9,478
ALLSPRING INCOME OPPORTUNIT INC OPPTY FD 94987B105 150,638 22,218 SH SOLE 0 0 22,218
ALPS ETF TR OSHARES US SMLCP 00162Q395 289,603 6,621 SH SOLE 0 0 6,621
AMERICAN CENTY ETF TR US EQT ETF 025072885 55,024,264 492,255 SH SOLE 0 0 492,255
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,522,727 54,155 SH SOLE 0 0 54,155
BLACKROCK CR ALLOCATION INCO COM 092508100 136,989 12,649 SH SOLE 0 0 12,649
BLACKROCK ENHANCED GLOBAL DI COM 092501105 178,332 15,229 SH SOLE 0 0 15,229
BLACKROCK TECH AND PRIVATE E SHS BEN INT 09260Q108 129,816 19,699 SH SOLE 0 0 19,699
BROOKFIELD REAL ASSETS INCOM SHS BEN INT 112830104 250,569 19,334 SH SOLE 0 0 19,334
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 3,318,869 83,831 SH SOLE 0 0 83,831
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 943,028 20,241 SH SOLE 0 0 20,241
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 387,017 5,555 SH SOLE 0 0 5,555
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 346,166 5,814 SH SOLE 0 0 5,814
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 27,956,788 854,164 SH SOLE 0 0 854,164
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 24,374,296 444,462 SH SOLE 0 0 444,462
FRANKLIN LTD DURATION INCOME COM 35472T101 140,337 22,819 SH SOLE 0 0 22,819
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651 301,384 6,826 SH SOLE 0 0 6,826
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 420,326 12,399 SH SOLE 0 0 12,399
ISHARES GOLD TR ISHARES NEW 464285204 2,491,513 30,695 SH SOLE 0 0 30,695
ISHARES INC CORE MSCI EMKT 46434G103 505,427 7,519 SH SOLE 0 0 7,519
ISHARES SILVER TR ISHARES 46428Q109 299,940 4,656 SH SOLE 0 0 4,656
ISHARES TR CORE 1 5 YR USD 46432F859 481,699 9,881 SH SOLE 0 0 9,881
ISHARES TR CORE MSCI EAFE 46432F842 507,417 5,672 SH SOLE 0 0 5,672
ISHARES TR CORE MSCI INTL 46435G326 227,315 2,756 SH SOLE 0 0 2,756
ISHARES TR CORE S&P TTL STK 464287150 212,478 1,429 SH SOLE 0 0 1,429
ISHARES TR CORE S&P500 ETF 464287200 291,784 426 SH SOLE 0 0 426
ISHARES TR FUTURE AI & TECH 46435U556 280,889 5,830 SH SOLE 0 0 5,830
ISHARES TR MSCI INTL QUALTY 46434V456 405,641 8,925 SH SOLE 0 0 8,925
ISHARES TR MSCI USA MIN VOL 46429B697 2,358,426 25,047 SH SOLE 0 0 25,047
ISHARES TR MSCI USA MMENTM 46432F396 411,259 1,643 SH SOLE 0 0 1,643
ISHARES TR MSCI USA QLT FCT 46432F339 1,179,604 5,939 SH SOLE 0 0 5,939
ISHARES TR NATIONAL MUN ETF 464288414 1,730,148 16,153 SH SOLE 0 0 16,153
ISHARES TR RUS MID CAP ETF 464287499 240,675 2,500 SH SOLE 0 0 2,500
ISHARES TR S&P 500 GRWT ETF 464287309 284,484 2,308 SH SOLE 0 0 2,308
ISHARES TR SHRT NAT MUN ETF 464288158 1,838,014 17,226 SH SOLE 0 0 17,226
ISHARES TR US TREAS BD ETF 46429B267 218,945 9,509 SH SOLE 0 0 9,509
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 249,258 4,928 SH SOLE 0 0 4,928
MORGAN STANLEY EMERGING MKTS COM 617477104 65,209 12,009 SH SOLE 0 0 12,009
NEUBERGER NEXT GENERATION COMMON STOCK 64133Q108 168,861 11,694 SH SOLE 0 0 11,694
NUVEEN AMT FREE QLTY MUN INC COM 670657105 953,962 82,026 SH SOLE 0 0 82,026
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 149,220 29,725 SH SOLE 0 0 29,725
NUVEEN DOW 30 DYNMC OVERWRT SHS 67075F105 200,394 13,132 SH SOLE 0 0 13,132
NUVEEN FLOATING RATE INCOME COM 67072T108 185,916 23,744 SH SOLE 0 0 23,744
NUVEEN MUN VALUE FD INC COM 670928100 954,027 105,301 SH SOLE 0 0 105,301
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 157,878 15,647 SH SOLE 0 0 15,647
NUVEEN VRIABL RAT PFD & INM COM 67080R102 236,143 12,409 SH SOLE 0 0 12,409
NYLI CBRE GBL INFR MEGTRNDS COM 56064Q107 252,854 18,376 SH SOLE 0 0 18,376
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 315,729 9,679 SH SOLE 0 0 9,679
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 629,249 14,074 SH SOLE 0 0 14,074
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 911,921 16,650 SH SOLE 0 0 16,650
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 586,382 3,788 SH SOLE 0 0 3,788
SPDR GOLD TR GOLD SHS 78463V107 296,044 747 SH SOLE 0 0 747
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,844,594 2,705 SH SOLE 0 0 2,705
SPDR SERIES TRUST STATE STREET SPD 78464A284 223,462 8,960 SH SOLE 0 0 8,960
TEMPLETON EMERGING MKTS INCO COM 880192109 68,667 10,646 SH SOLE 0 0 10,646
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 419,849 8,213 SH SOLE 0 0 8,213
VANECK ETF TRUST OIL SERVICES ETF 92189H607 228,955 804 SH SOLE 0 0 804
VANECK ETF TRUST PREFERRED SECURT 92189F429 389,580 22,060 SH SOLE 0 0 22,060
VANGUARD INDEX FDS GROWTH ETF 922908736 722,521 1,481 SH SOLE 0 0 1,481
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,098,105 1,751 SH SOLE 0 0 1,751
VANGUARD INDEX FDS SM CP VAL ETF 922908611 207,978 982 SH SOLE 0 0 982
VANGUARD INDEX FDS VALUE ETF 922908744 703,225 3,682 SH SOLE 0 0 3,682
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,038,338 20,647 SH SOLE 0 0 20,647
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 630,658 6,337 SH SOLE 0 0 6,337
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 494,285 2,249 SH SOLE 0 0 2,249
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 395,623 6,333 SH SOLE 0 0 6,333
VIRTUS CONVERTIBLE & INC FD COM NEW 92838U801 179,884 13,054 SH SOLE 0 0 13,054
VIRTUS DIVIDEND INTEREST & P COM 92840R101 637,694 49,472 SH SOLE 0 0 49,472
WESTERN ASSET EMERGING MKTS COM 95766A101 381,234 35,864 SH SOLE 0 0 35,864
WESTERN ASSET HIGH INCOM FD COM 95766J102 52,545 12,631 SH SOLE 0 0 12,631
WESTERN ASSET HIGH INCOME OP COM 95766K109 89,300 24,070 SH SOLE 0 0 24,070
WESTERN ASSET MANAGED MUNS F COM 95766M105 272,463 26,098 SH SOLE 0 0 26,098
WESTERN AST INFL LKD OPP & I COM 95766R104 139,665 16,259 SH SOLE 0 0 16,259
XAI OCTAGN FLT RAT & ALT INM COM 98400T106 58,334 12,153 SH SOLE 0 0 12,153