The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 13,871,110 51,700 SH SOLE 0 51,343 0 357
ADOBE INC COM 00724F101 15,187,116 43,393 SH SOLE 0 43,054 0 339
AEMETIS INC COM NEW 00770K202 21,684 15,600 SH SOLE 0 15,600 0 0
ALPHABET INC CAP STK CL A 02079K305 43,822,191 140,007 SH SOLE 0 138,489 0 1,518
ALPHABET INC CAP STK CL C 02079K107 1,130,621 3,603 SH SOLE 0 3,208 0 395
AMAZON COM INC COM 023135106 14,983,006 64,912 SH SOLE 0 63,896 0 1,016
AMERICAN EXPRESS CO COM 025816109 212,418 574 SH SOLE 0 512 0 62
AMGEN INC COM 031162100 448,035 1,369 SH SOLE 0 1,316 0 53
APPLE INC COM 037833100 32,291,498 118,780 SH SOLE 0 116,973 0 1,807
BANK AMERICA CORP COM 060505104 30,349,751 551,814 SH SOLE 0 547,709 0 4,105
BANK NEW YORK MELLON CORP COM 064058100 222,196 1,914 SH SOLE 0 1,811 0 103
BERKLEY W R CORP COM 084423102 16,476,657 234,978 SH SOLE 0 233,320 0 1,658
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 36,364,717 72,346 SH SOLE 0 71,832 0 514
BLACKSTONE INC COM 09260D107 324,927 2,108 SH SOLE 0 2,095 0 13
BOEING CO COM 097023105 1,649,895 7,599 SH SOLE 0 7,518 0 81
BURKE HERBERT FINL SVCS CORP COM 12135Y108 16,080,965 258,080 SH SOLE 0 258,080 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 286,498 6,612 SH SOLE 0 6,600 0 12
CAPITAL ONE FINL CORP COM 14040H105 17,455,737 72,024 SH SOLE 0 71,404 0 620
CATERPILLAR INC COM 149123101 564,277 985 SH SOLE 0 935 0 50
CHEVRON CORP NEW COM 166764100 2,597,524 17,043 SH SOLE 0 17,025 0 18
COCA COLA CO COM 191216100 654,218 9,358 SH SOLE 0 9,358 0 0
CORNING INC COM 219350105 912,901 10,426 SH SOLE 0 10,300 0 126
COSTCO WHSL CORP NEW COM 22160K105 1,057,229 1,226 SH SOLE 0 1,200 0 26
DIAGEO PLC SPON ADR NEW 25243Q205 7,902,936 91,607 SH SOLE 0 90,924 0 683
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 15,145,978 323,632 SH SOLE 0 313,709 0 9,923
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 9,430,739 247,461 SH SOLE 0 241,895 0 5,566
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,892,151 88,798 SH SOLE 0 87,272 0 1,526
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 5,285,938 133,517 SH SOLE 0 132,801 0 716
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,056,809 34,545 SH SOLE 0 33,606 0 939
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,840,441 56,231 SH SOLE 0 54,932 0 1,299
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 17,020,327 447,550 SH SOLE 0 443,226 0 4,324
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 228,279 9,968 SH SOLE 0 9,968 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 3,157,096 99,703 SH SOLE 0 97,997 0 1,706
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 1,959,559 45,736 SH SOLE 0 45,736 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 632,775 14,570 SH SOLE 0 14,570 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 645,493 24,432 SH SOLE 0 23,374 0 1,058
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 1,803,714 24,497 SH SOLE 0 20,885 0 3,612
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 332,836 4,499 SH SOLE 0 4,134 0 365
DISNEY WALT CO COM 254687106 494,785 4,349 SH SOLE 0 4,256 0 93
DOUBLELINE ETF TRUST COMMERCIAL REAL 25861R303 5,623,106 108,345 SH SOLE 0 105,376 0 2,969
ELI LILLY & CO COM 532457108 511,548 476 SH SOLE 0 426 0 50
EXXON MOBIL CORP COM 30231G102 15,603,379 129,661 SH SOLE 0 128,374 0 1,287
GE AEROSPACE COM NEW 369604301 232,255 754 SH SOLE 0 754 0 0
HOME DEPOT INC COM 437076102 370,354 1,076 SH SOLE 0 1,002 0 74
HUBBELL INC COM 443510607 13,874,441 31,241 SH SOLE 0 31,008 0 233
INTERNATIONAL BUSINESS MACHS COM 459200101 1,119,970 3,781 SH SOLE 0 3,678 0 103
ISHARES GOLD TR ISHARES NEW 464285204 1,877,624 23,132 SH SOLE 0 23,132 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 446,093 8,771 SH SOLE 0 8,771 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 1,195,684 27,187 SH SOLE 0 27,187 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,053,759 7,465 SH SOLE 0 7,465 0 0
ISHARES TR RUS 1000 ETF 464287622 300,993 806 SH SOLE 0 806 0 0
ISHARES TR CORE MSCI EURO 46434V738 206,197 2,905 SH SOLE 0 2,905 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 226,225 4,441 SH SOLE 0 4,441 0 0
JACOBS SOLUTIONS INC COM 46982L108 18,616,943 140,548 SH SOLE 0 139,599 0 949
JOHNSON & JOHNSON COM 478160104 1,444,294 6,979 SH SOLE 0 6,791 0 188
JPMORGAN CHASE & CO. COM 46625H100 1,566,847 4,863 SH SOLE 0 4,747 0 116
MARKEL GROUP INC COM 570535104 17,674,422 8,222 SH SOLE 0 8,165 0 57
MARSH & MCLENNAN COS INC COM 571748102 370,669 1,998 SH SOLE 0 1,967 0 31
MASTERCARD INCORPORATED CL A 57636Q104 226,639 397 SH SOLE 0 326 0 71
MCDONALDS CORP COM 580135101 396,104 1,296 SH SOLE 0 1,266 0 30
MERCK & CO INC COM 58933Y105 242,519 2,304 SH SOLE 0 2,118 0 186
META PLATFORMS INC CL A 30303M102 295,072 447 SH SOLE 0 289 0 158
MICROSOFT CORP COM 594918104 32,304,289 66,797 SH SOLE 0 65,296 0 1,501
NOVO-NORDISK A S ADR 670100205 10,172,998 199,941 SH SOLE 0 198,517 0 1,424
NVIDIA CORPORATION COM 67066G104 415,522 2,228 SH SOLE 0 535 0 1,693
OREILLY AUTOMOTIVE INC COM 67103H107 269,526 2,955 SH SOLE 0 2,912 0 43
PEPSICO INC COM 713448108 417,213 2,907 SH SOLE 0 2,907 0 0
PERFORMANCE FOOD GROUP CO COM 71377A103 331,715 3,689 SH SOLE 0 3,689 0 0
PFIZER INC COM 717081103 517,281 20,774 SH SOLE 0 20,420 0 354
PHILIP MORRIS INTL INC COM 718172109 203,548 1,269 SH SOLE 0 1,261 0 8
PROCTER AND GAMBLE CO COM 742718109 1,423,785 9,935 SH SOLE 0 9,873 0 62
PROGRESSIVE CORP COM 743315103 23,292,365 102,285 SH SOLE 0 101,487 0 798
REPUBLIC SVCS INC COM 760759100 230,368 1,087 SH SOLE 0 1,060 0 27
ROCKWELL AUTOMATION INC COM 773903109 527,968 1,357 SH SOLE 0 1,340 0 17
RTX CORPORATION COM 75513E101 209,076 1,140 SH SOLE 0 1,096 0 44
SCHWAB CHARLES CORP COM 808513105 210,625 2,108 SH SOLE 0 2,006 0 102
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 251,245 10,451 SH SOLE 0 10,451 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,126,175 169,314 SH SOLE 0 168,516 0 798
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 2,183,415 87,058 SH SOLE 0 87,058 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,620,234 61,164 SH SOLE 0 61,164 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 212,487 4,700 SH SOLE 0 0 0 4,700
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525 16,931,005 335,866 SH SOLE 0 327,539 0 8,327
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,929,214 2,829 SH SOLE 0 2,829 0 0
STARBUCKS CORP COM 855244109 13,455,663 159,787 SH SOLE 0 158,558 0 1,229
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 209,988 691 SH SOLE 0 691 0 0
UNION PAC CORP COM 907818108 1,076,101 4,652 SH SOLE 0 4,598 0 54
VALERO ENERGY CORP COM 91913Y100 9,102,747 55,917 SH SOLE 0 55,378 0 539
VANECK ETF TRUST GOLD MINERS ETF 92189F106 464,530 5,416 SH SOLE 0 5,416 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 793,319 1,265 SH SOLE 0 1,265 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,790,359 96,853 SH SOLE 0 93,714 0 3,139
VEEVA SYS INC CL A COM 922475108 697,594 3,125 SH SOLE 0 3,111 0 14
VERISIGN INC COM 92343E102 13,884,835 57,151 SH SOLE 0 56,730 0 421
VISA INC COM CL A 92826C839 1,055,212 3,009 SH SOLE 0 2,862 0 147
WATERS CORP COM 941848103 18,114,093 47,690 SH SOLE 0 47,346 0 344
WELLS FARGO CO NEW COM 949746101 8,800,783 94,429 SH SOLE 0 94,326 0 103
WORLD GOLD TR SPDR GLD MINIS 98149E303 2,171,557 25,437 SH SOLE 0 25,437 0 0
YUM BRANDS INC COM 988498101 207,859 1,374 SH SOLE 0 1,351 0 23
ZOETIS INC CL A 98978V103 9,427,693 74,930 SH SOLE 0 74,281 0 649