The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,144,274 9,133 SH SOLE 0 0 0 9,133
ABBVIE INC COM 00287Y109 4,667,822 20,429 SH SOLE 0 0 0 20,429
ADOBE INC COM 00724F101 2,018,742 5,768 SH SOLE 0 0 0 5,768
ADVANCED MICRO DEVICES INC COM 007903107 395,554 1,847 SH SOLE 0 0 0 1,847
ALPHABET INC CAP STK CL A 02079K305 7,761,148 24,796 SH SOLE 0 0 0 24,796
AMAZON COM INC COM 023135106 1,712,454 7,419 SH SOLE 0 0 0 7,419
AMERICAN EXPRESS CO COM 025816109 730,281 1,974 SH SOLE 0 0 0 1,974
AMERICAN TOWER CORP NEW COM 03027X100 733,883 4,180 SH SOLE 0 0 0 4,180
AMGEN INC COM 031162100 786,853 2,404 SH SOLE 0 0 0 2,404
ANALOG DEVICES INC COM 032654105 3,011,947 11,106 SH SOLE 0 0 0 11,106
APPLE INC COM 037833100 17,152,463 63,093 SH SOLE 0 0 0 63,093
APPLIED MATLS INC COM 038222105 6,118,932 23,810 SH SOLE 0 0 0 23,810
BROADCOM INC COM 11135F101 1,072,564 3,099 SH SOLE 0 0 0 3,099
CATERPILLAR INC COM 149123101 1,955,205 3,413 SH SOLE 0 0 0 3,413
CHEVRON CORP NEW COM 166764100 3,592,609 23,572 SH SOLE 0 0 0 23,572
CISCO SYS INC COM 17275R102 2,356,040 30,586 SH SOLE 0 0 0 30,586
CME GROUP INC COM 12572Q105 1,515,048 5,548 SH SOLE 0 0 0 5,548
COCA COLA CO COM 191216100 3,157,695 45,168 SH SOLE 0 0 0 45,168
COINBASE GLOBAL INC COM CL A 19260Q107 336,949 1,490 SH SOLE 0 0 0 1,490
COLGATE PALMOLIVE CO COM 194162103 237,060 3,000 SH SOLE 0 0 0 3,000
CORTEVA INC COM 22052L104 790,753 11,797 SH SOLE 0 0 0 11,797
COSTCO WHSL CORP NEW COM 22160K105 6,517,566 7,558 SH SOLE 0 0 0 7,558
CROWN CASTLE INC COM 22822V101 560,947 6,312 SH SOLE 0 0 0 6,312
CUMMINS INC COM 231021106 2,470,578 4,840 SH SOLE 0 0 0 4,840
DEERE & CO COM 244199105 3,734,337 8,021 SH SOLE 0 0 0 8,021
DOORDASH INC CL A 25809K105 317,978 1,404 SH SOLE 0 0 0 1,404
ECOLAB INC COM 278865100 203,453 775 SH SOLE 0 0 0 775
ELECTRONIC ARTS INC COM 285512109 4,041,239 19,778 SH SOLE 0 0 0 19,778
ELI LILLY & CO COM 532457108 782,367 728 SH SOLE 0 0 0 728
EMERSON ELEC CO COM 291011104 1,096,533 8,262 SH SOLE 0 0 0 8,262
EQUINIX INC COM 29444U700 415,259 542 SH SOLE 0 0 0 542
EXXON MOBIL CORP COM 30231G102 3,649,431 30,326 SH SOLE 0 0 0 30,326
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769 1,945,013 50,402 SH SOLE 0 0 0 50,402
GILEAD SCIENCES INC COM 375558103 823,708 6,711 SH SOLE 0 0 0 6,711
GITLAB INC CLASS A COM 37637K108 587,307 15,649 SH SOLE 0 0 0 15,649
GOLDMAN SACHS GROUP INC COM 38141G104 5,641,422 6,418 SH SOLE 0 0 0 6,418
HOME DEPOT INC COM 437076102 206,460 600 SH SOLE 0 0 0 600
ILLINOIS TOOL WKS INC COM 452308109 526,097 2,136 SH SOLE 0 0 0 2,136
INTERNATIONAL BUSINESS MACHS COM 459200101 7,496,779 25,309 SH SOLE 0 0 0 25,309
INTUIT COM 461202103 1,921,018 2,900 SH SOLE 0 0 0 2,900
INVESCO QQQ TR UNIT SER 1 46090E103 316,370 515 SH SOLE 0 0 0 515
ISHARES INC MSCI EMRG CHN 46434G764 520,825 7,166 SH SOLE 0 0 0 7,166
ISHARES SILVER TR ISHARES 46428Q109 346,773 5,383 SH SOLE 0 0 0 5,383
ISHARES TR MBS ETF 464288588 239,954 2,520 SH SOLE 0 0 0 2,520
ISHARES TR CORE MSCI EAFE 46432F842 6,659,760 74,444 SH SOLE 0 0 0 74,444
ISHARES TR IBONDS 26 TRM TS 46436E858 582,054 25,445 SH SOLE 0 0 0 25,445
ISHARES TR CORE DIV GRWTH 46434V621 7,111,593 102,443 SH SOLE 0 0 0 102,443
ISHARES TR CORE S&P MCP ETF 464287507 2,320,824 35,164 SH SOLE 0 0 0 35,164
ISHARES TR CORE S&P500 ETF 464287200 11,266,578 16,449 SH SOLE 0 0 0 16,449
ISHARES TR S&P 500 GRWT ETF 464287309 1,402,391 11,378 SH SOLE 0 0 0 11,378
ISHARES TR RUSSELL 2000 ETF 464287655 920,403 3,739 SH SOLE 0 0 0 3,739
ISHARES TR LATN AMER 40 ETF 464287390 255,567 8,393 SH SOLE 0 0 0 8,393
ISHARES TR MSCI EAFE ETF 464287465 240,075 2,500 SH SOLE 0 0 0 2,500
ISHARES TR SELECT DIVID ETF 464287168 963,346 6,825 SH SOLE 0 0 0 6,825
JOHNSON & JOHNSON COM 478160104 705,700 3,410 SH SOLE 0 0 0 3,410
JPMORGAN CHASE & CO. COM 46625H100 3,759,985 11,669 SH SOLE 0 0 0 11,669
KLA CORP COM NEW 482480100 1,013,377 834 SH SOLE 0 0 0 834
LOCKHEED MARTIN CORP COM 539830109 216,684 448 SH SOLE 0 0 0 448
LOWES COS INC COM 548661107 2,706,298 11,222 SH SOLE 0 0 0 11,222
MASTERCARD INCORPORATED CL A 57636Q104 342,528 600 SH SOLE 0 0 0 600
MCDONALDS CORP COM 580135101 4,923,699 16,110 SH SOLE 0 0 0 16,110
META PLATFORMS INC CL A 30303M102 2,922,879 4,428 SH SOLE 0 0 0 4,428
MICROSOFT CORP COM 594918104 11,472,917 23,723 SH SOLE 0 0 0 23,723
MORGAN STANLEY COM NEW 617446448 941,797 5,305 SH SOLE 0 0 0 5,305
NVIDIA CORPORATION COM 67066G104 517,724 2,776 SH SOLE 0 0 0 2,776
ORACLE CORP COM 68389X105 8,093,443 41,524 SH SOLE 0 0 0 41,524
PEPSICO INC COM 713448108 203,224 1,416 SH SOLE 0 0 0 1,416
PROCTER AND GAMBLE CO COM 742718109 1,399,995 9,769 SH SOLE 0 0 0 9,769
RESMED INC COM 761152107 350,225 1,454 SH SOLE 0 0 0 1,454
ROCKET LAB CORP COM 773121108 302,200 4,332 SH SOLE 0 0 0 4,332
ROSS STORES INC COM 778296103 666,518 3,700 SH SOLE 0 0 0 3,700
RTX CORPORATION COM 75513E101 201,740 1,100 SH SOLE 0 0 0 1,100
S&P GLOBAL INC COM 78409V104 1,085,419 2,077 SH SOLE 0 0 0 2,077
SALESFORCE INC COM 79466L302 1,180,174 4,455 SH SOLE 0 0 0 4,455
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 378,231 15,081 SH SOLE 0 0 0 15,081
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,064,580 142,717 SH SOLE 0 0 0 142,717
SELECT SECTOR SPDR TR STATE STREET REA 81369Y860 467,334 11,582 SH SOLE 0 0 0 11,582
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 416,937 2,896 SH SOLE 0 0 0 2,896
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 210,206 4,924 SH SOLE 0 0 0 4,924
SOUTHERN CO COM 842587107 971,495 11,141 SH SOLE 0 0 0 11,141
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,257,135 90,945 SH SOLE 0 0 0 90,945
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,791,015 21,690 SH SOLE 0 0 0 21,690
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,237,888 3,710 SH SOLE 0 0 0 3,710
SPDR SERIES TRUST STATE STREET SPD 78464A375 365,689 10,816 SH SOLE 0 0 0 10,816
SPDR SERIES TRUST STATE STREET SPD 78464A763 1,451,160 10,428 SH SOLE 0 0 0 10,428
STRYKER CORPORATION COM 863667101 592,578 1,686 SH SOLE 0 0 0 1,686
SYMBOTIC INC CLASS A COM 87151X101 215,390 3,620 SH SOLE 0 0 0 3,620
TESLA INC COM 88160R101 366,972 816 SH SOLE 0 0 0 816
TEXAS INSTRS INC COM 882508104 953,501 5,496 SH SOLE 0 0 0 5,496
TJX COS INC NEW COM 872540109 3,737,639 24,332 SH SOLE 0 0 0 24,332
TRACTOR SUPPLY CO COM 892356106 461,592 9,230 SH SOLE 0 0 0 9,230
TRAVELERS COMPANIES INC COM 89417E109 1,576,766 5,436 SH SOLE 0 0 0 5,436
TRUIST FINL CORP COM 89832Q109 615,666 12,511 SH SOLE 0 0 0 12,511
UBER TECHNOLOGIES INC COM 90353T100 1,936,854 23,704 SH SOLE 0 0 0 23,704
UNION PAC CORP COM 907818108 464,953 2,010 SH SOLE 0 0 0 2,010
UNITED PARCEL SERVICE INC CL B 911312106 933,973 9,416 SH SOLE 0 0 0 9,416
UNITEDHEALTH GROUP INC COM 91324P102 891,297 2,700 SH SOLE 0 0 0 2,700
VAIL RESORTS INC COM 91879Q109 422,570 3,182 SH SOLE 0 0 0 3,182
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 272,683 3,460 SH SOLE 0 0 0 3,460
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 422,273 5,701 SH SOLE 0 0 0 5,701
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 276,197 5,716 SH SOLE 0 0 0 5,716
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 933,797 1,489 SH SOLE 0 0 0 1,489
VANGUARD INDEX FDS MID CAP ETF 922908629 1,125,473 3,878 SH SOLE 0 0 0 3,878
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 526,427 5,949 SH SOLE 0 0 0 5,949
VANGUARD INDEX FDS SMALL CP ETF 922908751 609,536 2,363 SH SOLE 0 0 0 2,363
VANGUARD INDEX FDS GROWTH ETF 922908736 4,710,288 9,655 SH SOLE 0 0 0 9,655
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,459,430 4,353 SH SOLE 0 0 0 4,353
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 6,587,071 31,499 SH SOLE 0 0 0 31,499
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 290,963 3,480 SH SOLE 0 0 0 3,480
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 385,295 4,833 SH SOLE 0 0 0 4,833
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,308,131 5,952 SH SOLE 0 0 0 5,952
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 591,015 4,118 SH SOLE 0 0 0 4,118
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,042,170 22,331 SH SOLE 0 0 0 22,331
VANGUARD WORLD FD MEGA CAP INDEX 921910873 605,320 2,410 SH SOLE 0 0 0 2,410
VANGUARD WORLD FD UTILITIES ETF 92204A876 446,872 2,415 SH SOLE 0 0 0 2,415
VERTEX PHARMACEUTICALS INC COM 92532F100 566,700 1,250 SH SOLE 0 0 0 1,250
VISA INC COM CL A 92826C839 3,470,977 9,897 SH SOLE 0 0 0 9,897
WALMART INC COM 931142103 69,981,189 628,141 SH SOLE 0 0 0 628,141
WELLTOWER INC COM 95040Q104 760,073 4,095 SH SOLE 0 0 0 4,095
WORLD GOLD TR SPDR GLD MINIS 98149E303 4,175,191 48,907 SH SOLE 0 0 0 48,907
YUM BRANDS INC COM 988498101 1,376,648 9,100 SH SOLE 0 0 0 9,100
ZOOM COMMUNICATIONS INC CL A 98980L101 1,208,405 14,004 SH SOLE 0 0 0 14,004