| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2012-6 |
| STATEMENT TO NOTEHOLDERS |
| January 26, 2026 |
| TRANSACTION PARTIES | ||
| Depositor: | Sequoia Residential Funding, Inc. | |
| Trustee: | Christiana Trust | |
| Master Servicer: | Wells Fargo Bank, N.A. | |
| Karen Schluter | Citibank, Agency and Trust | |
| (212) 816-5827 | 388 Greenwich Street Trading, 4th Floor | |
| karen.schluter@citi.com | New York, NY 10013 | |
| TABLE OF CONTENTS | |||
| 1 | . | Distribution Summary | 2 |
| 1.1 | . | Summary | 2 |
| 1.2 | . | Factors | 3 |
| 2 | . | Distribution Detail | 4 |
| 2.1 | . | Interest Detail | 4 |
| 2.2 | . | Interest Shortfall Detail | 5 |
| 2.3 | . | Principal Detail | 6 |
| 3 | . | Reconciliation Detail | 7 |
| 4 | . | Collateral Performance - Pool and Collections Summary | 8 |
| 5 | . | Stratification Detail | 9 |
| 6 | . | Collateral Performance - Delinquency and Loan Status History | 10 |
| 7 | . | Standard Prepayment and Default Information | 11 |
| 8 | . | Additional Reporting | 12 |
| 9 | . | Other Information | 13 |
| 10 | . | Notes | 14 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2012-6 | |
| DISTRIBUTION SUMMARY |
| January 26, 2026 |
| Accretion | |||||||||||||
| & | |||||||||||||
| Non-Cash | |||||||||||||
| Accrual | Other | Balance | |||||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | ||
| A-1 | 140,105,000.00 | 6,987,232.98 | 2.500000 | % | 30/360 | 14,556.74 | - | 31,097.55 | 45,654.29 | - | - | 6,956,135.43 | |
| A-2 | 140,104,000.00 | 6,987,183.08 | 1.808000 | % | 30/360 | 10,527.36 | - | 31,097.32 | 41,624.68 | - | - | 6,956,085.76 | |
| B-1 | 7,989,000.00 | 269,518.67 | 3.670227 | % | 30/360 | 824.33 | - | 9,700.93 | 10,525.26 | - | - | 259,817.74 | |
| B-2 | 4,220,000.00 | 142,366.87 | 3.670227 | % | 30/360 | 435.43 | - | 5,124.29 | 5,559.72 | - | - | 137,242.58 | |
| B-3 | 3,467,000.00 | 116,963.48 | 3.670227 | % | 30/360 | 357.74 | - | 4,209.93 | 4,567.67 | - | - | 112,753.55 | |
| B-4 | 2,412,000.00 | 582,676.82 | 3.670227 | % | 30/360 | 1,782.13 | - | - | 1,782.13 | - | - | 582,676.82 | |
| B-5 | 3,165,461.00 | 3,165,436.06 | 3.670227 | % | 30/360 | 9,681.55 | - | - | 9,681.55 | - | - | 3,165,436.06 | |
| LT-R | - | - | 0.000000 | % | - | - | - | - | - | - | - | - | |
| R | - | - | 0.000000 | % | - | - | - | - | - | - | - | - | |
| Total | 301,462,461.00 | 18,251,377.96 | 38,165.28 | - | 81,230.02 | 119,395.30 | - | - | 18,170,147.94 | ||||
| Notional | |||||||||||||
| A-IO1 | 280,209,000.00 | 13,974,416.07 | 0.670227 | % | 30/360 | 7,805.02 | - | - | 7,805.02 | - | (62,194.88 | ) | 13,912,221.19 |
| A-IO2 | 140,105,000.00 | 6,987,232.98 | 0.500000 | % | 30/360 | 2,911.35 | - | - | 2,911.35 | - | (31,097.55 | ) | 6,956,135.43 |
| A-IO3 | 140,104,000.00 | 6,987,183.08 | 1.192000 | % | 30/360 | 6,940.60 | - | - | 6,940.60 | - | (31,097.32 | ) | 6,956,085.76 |
| Total | 560,418,000.00 | 27,948,832.13 | 17,656.97 | - | - | 17,656.97 | - | (124,389.75 | ) | 27,824,442.38 | |||
| Grand Total | 861,880,461.00 | 46,200,210.09 | 55,822.25 | - | 81,230.02 | 137,052.27 | - | (124,389.75 | ) | 45,994,590.32 | |||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2012-6 |
| DISTRIBUTION SUMMARY - FACTORS |
| January 26, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Non-Cash | ||||||||||
| Other | Balance | |||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | |
| A-1 | 81744 | NAA8 | 12/31/2025 | 0.10389879 | - | 0.22195889 | 0.32585768 | - | - | 49.64944456 |
| A-2 | 81744 | NAB6 | 12/31/2025 | 0.07513961 | - | 0.22195883 | 0.29709844 | - | - | 49.64944441 |
| A-IO1 | 81744 | NAD2 | 12/31/2025 | 0.02785428 | - | - | 0.02785428 | - | - | 49.64944449 |
| A-IO2 | 81744 | NAE0 | 12/31/2025 | 0.02077977 | - | - | 0.02077977 | - | - | 49.64944456 |
| A-IO3 | 81744 | NAF7 | 12/31/2025 | 0.04953891 | - | - | 0.04953891 | - | - | 49.64944441 |
| B-1 | 81744 | NAG5 | 12/31/2025 | 0.10318313 | - | 1.21428589 | 1.31746902 | - | - | 32.52193516 |
| B-2 | 81744 | NAH3 | 12/31/2025 | 0.10318246 | - | 1.21428673 | 1.31746919 | - | - | 32.52193839 |
| B-3 | 81744 | NAJ9 | 12/31/2025 | 0.10318431 | - | 1.21428613 | 1.31747044 | - | - | 32.52193539 |
| B-4 | 81744 | NAK6 | 12/31/2025 | 0.73885987 | - | - | 0.73885987 | - | - | 241.57413765 |
| B-5 | 81744 | NAL4 | 12/31/2025 | 3.05849606 | - | - | 3.05849606 | - | - | 999.99212121 |
| LT-R | 81744 | NAN0 | 12/31/2025 | - | - | - | - | - | - | - |
| R | 81744 | NAM2 | 12/31/2025 | - | - | - | - | - | - | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2012-6 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| January 26, 2026 |
| Rate | Interest | Shortfall | Paid | |||||||||||
| Accrual | Net | Accreted/ | Non | Carry | ||||||||||
| Class | Current | Next | Dates | Accrued | Deferred | Recovered | Forward | Accrued | Carry Forward | Total | ||||
| A-1 | 2.50000 | % | 2.50000 | % | 12/01-12/31 | 14,556.74 | - | - | - | 14,556.74 | - | 14,556.74 | ||
| A-2 | 1.80800 | % | 1.80800 | % | 12/01-12/31 | 10,527.36 | - | - | - | 10,527.36 | - | 10,527.36 | ||
| B-1 | 3.67023 | % | 3.67033 | % | 12/01-12/31 | 824.33 | - | - | - | 824.33 | - | 824.33 | ||
| B-2 | 3.67023 | % | 3.67033 | % | 12/01-12/31 | 435.43 | - | - | - | 435.43 | - | 435.43 | ||
| B-3 | 3.67023 | % | 3.67033 | % | 12/01-12/31 | 357.74 | - | - | - | 357.74 | - | 357.74 | ||
| B-4 | 3.67023 | % | 3.67033 | % | 12/01-12/31 | 1,782.13 | - | - | - | 1,782.13 | - | 1,782.13 | ||
| B-5 | 3.67023 | % | 3.67033 | % | 12/01-12/31 | 9,681.55 | - | - | - | 9,681.55 | - | 9,681.55 | ||
| LT-R | 0.00000 | % | 0.00000 | % | 12/01-12/31 | - | - | - | - | - | - | - | ||
| R | 0.00000 | % | 0.00000 | % | 12/01-12/31 | - | - | - | - | - | - | - | ||
| Total | 38,165.28 | - | - | - | 38,165.28 | - | 38,165.28 | |||||||
| Notional | ||||||||||||||
| A-IO1 | 0.67023 | % | 0.67033 | % | 12/01-12/31 | 7,805.02 | - | - | - | 7,805.02 | - | 7,805.02 | ||
| A-IO2 | 0.50000 | % | 0.50000 | % | 12/01-12/31 | 2,911.35 | - | - | - | 2,911.35 | - | 2,911.35 | ||
| A-IO3 | 1.19200 | % | 1.19200 | % | 12/01-12/31 | 6,940.60 | - | - | - | 6,940.60 | - | 6,940.60 | ||
| Total | 17,656.97 | - | - | - | 17,656.97 | - | 17,656.97 | |||||||
| Grand Total | 55,822.25 | - | - | - | 55,822.25 | - | 55,822.25 | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2012-6 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| January 26, 2026 |
| Carry Forward Interest | ||||||
| Non-Recov | ||||||
| Class | Shortall | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - |
| A-2 | - | - | - | - | - | - |
| B-1 | - | - | - | - | - | - |
| B-2 | - | - | - | - | - | - |
| B-3 | - | - | - | - | - | - |
| B-4 | - | - | - | - | - | - |
| B-5 | - | 260.55 | - | - | - | 260.55 |
| LT-R | - | - | - | - | - | - |
| R | - | - | - | - | - | - |
| Total | - | 260.55 | - | - | - | 260.55 |
| Notional | ||||||
| A-IO1 | - | - | - | - | - | - |
| A-IO2 | - | - | - | - | - | - |
| A-IO3 | - | - | - | - | - | - |
| Total | - | - | - | - | - | - |
| Grand Total | - | 260.55 | - | - | - | 260.55 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2012-6 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| January 26, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Prior | Non-Cash | |||||||||
| Cumulative | Balance | Cumulative | ||||||||
| Prior | Realized | Scheduled | Unscheduled | Principal | Increase/ | Current | Realized | |||
| Class | Balance | Loss | Principal | Principal | Distributed | Realized Loss | (Recovery) | (Decrease) | Balance | Loss |
| A-1 | 6,987,232.98 | - | 29,516.06 | 1,581.49 | 31,097.55 | - | - | - | 6,956,135.43 | - |
| A-2 | 6,987,183.08 | - | 29,515.84 | 1,581.48 | 31,097.32 | - | - | - | 6,956,085.76 | - |
| B-1 | 269,518.67 | - | 9,207.58 | 493.35 | 9,700.93 | - | - | - | 259,817.74 | - |
| B-2 | 142,366.87 | - | 4,863.69 | 260.60 | 5,124.29 | - | - | - | 137,242.58 | - |
| B-3 | 116,963.48 | - | 3,995.83 | 214.10 | 4,209.93 | - | - | - | 112,753.55 | - |
| B-4 | 582,676.82 | - | - | - | - | - | - | - | 582,676.82 | - |
| B-5 | 3,165,436.06 | 24.94 | - | - | - | - | - | - | 3,165,436.06 | 24.94 |
| LT-R | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - |
| Total | 18,251,377.96 | 24.94 | 77,099.00 | 4,131.02 | 81,230.02 | - | - | - | 18,170,147.94 | 24.94 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2012-6 | |
| RECONCILIATION DETAIL |
| January 26, 2026 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | |||||
| Interest Funds Available | Scheduled Fees | |||||
| Scheduled Interest | 60,080.91 | Master Servicing Fee | 126.22 | |||
| Uncompensated PPIS | 0.00 | Servicing Fee | 3,802.39 | |||
| Relief Act Shortfall | 0.00 | Securities Administrator Fee | 330.05 | |||
| Losses in Excess of Principal Balance | 0.00 | |||||
| Total Scheduled Fees | 4,258.66 | |||||
| Stop Advance Interest | 0.00 | |||||
| Additional Fees, Expenses, etc. | ||||||
| Other Interest Reductions | 0.00 | |||||
| Trust Fund Expenses | 0.00 | |||||
| Total Interest Funds Available | 60,080.91 | Other Expenses | 0.00 | |||
| Principal Funds Available | ||||||
| Total Additional Fees, Expenses, etc. | - | |||||
| Scheduled Principal | 77,099.00 | |||||
| Distributions | ||||||
| Curtailments | 4,131.02 | |||||
| Interest Distribution | 55,822.25 | |||||
| Curtailments Adjustments | 0.00 | |||||
| Principal Distribution | 81,230.02 | |||||
| Prepayments in Full | 0.00 | |||||
| Liquidation Principal | 0.00 | Total Distributions | 137,052.27 | |||
| Repurchased Principal | 0.00 | |||||
| Other Principal | 0.00 | |||||
| Substitution Principal | 0.00 | |||||
| Principal Losses and Forgiveness | 0.00 | |||||
| Subsequent Recoveries / (Losses) | 0.00 | |||||
| Total Principal Funds Available | 81,230.02 | |||||
| Total Funds Available | 141,310.93 | |||||
| Total Funds Allocated | 141,310.93 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2012-6 |
| COLLATERAL PERFORMANCE - POOL AND COLLECTIONS SUMMARY |
| January 26, 2026 |
| Deal | Initial | Beginning | Ending | Initial | Beginning | Ending | |||||
| Count | 358 | 36 | 36 | Remaining Term | 356 | 200 | 199 | ||||
| Scheduled | 301,462,461.31 | 18,251,377.98 | 18,170,147.96 | Gross Rate | 4.07892 | % | 3.95023 | % | 3.95033 | % | |
| Actual | 301,462,461.31 | 18,316,838.87 | 18,229,754.35 | Net Rate | 3.79892 | % | 3.67023 | % | 3.67033 | % | |
| Interest Bearing | 301,462,461.31 | 18,251,377.98 | 18,170,147.96 | ||||||||
| Principal Collections | Realized Losses | Interest Collections | |||||||||
| Scheduled Principal | 77,099.00 | Principal Losses and | Scheduled Interest | 60,080.91 | |||||||
| - | |||||||||||
| Forgiveness | |||||||||||
| Curtailments | 4,131.02 | Less: | - | ||||||||
| Losses in Excess of Principal | |||||||||||
| Curtailments Adjustments | - | - | Master Servicing Fee | 126.22 | |||||||
| Balance | |||||||||||
| Prepayments in Full | - | Subsequent (Recoveries) / | Servicing Fee | 3,802.39 | |||||||
| - | |||||||||||
| Losses | |||||||||||
| Liquidation Principal | - | Securities Administrator Fee | 330.05 | ||||||||
| Cumulative Realized Losses | 25.25 | ||||||||||
| Repurchased Principal | - | Uncompensated PPIS | - | ||||||||
| Other Principal | - | Relief Act Shortfall | - | ||||||||
| Substitution Principal | - | Other Expenses | - | ||||||||
| Principal Losses and Forgiveness | - | Losses in Excess of Principal Balance | - | ||||||||
| Subsequent Recoveries / (Losses) | - | Stop Advance Interest | - | ||||||||
| Other Interest Reductions | - | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2012-6 | |
| STRATIFICATION DETAIL |
| January 26, 2026 |
| Loan Rate | |||||
| Asset | Ending Scheduled | % of | |||
| Loan Rate Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 3.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 3.01 to 3.50 | 1 | 717,483.37 | 3.95 | 3.3750 | 202 |
| 3.51 to 4.00 | 24 | 12,029,412.06 | 66.20 | 3.8882 | 198 |
| 4.01 to 4.50 | 11 | 5,423,252.53 | 29.85 | 4.1642 | 201 |
| 4.51 to 5.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.01 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.51 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.01 to 6.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.51 to 7.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.01 to 7.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.51 to 8.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 8.01 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 36 | 18,170,147.96 | 100.00 | 3.9503 | 199 |
| Ending Schedule Balance | |||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | ||
| Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 1 to 200,000 | 2 | 284,451.11 | 1.57 | 4.0335 | 201 |
| 200,001 to 400,000 | 6 | 1,957,513.68 | 10.77 | 3.9395 | 183 |
| 400,001 to 600,000 | 18 | 8,595,402.56 | 47.31 | 3.9887 | 201 |
| 600,001 to 800,000 | 8 | 5,480,622.79 | 30.16 | 3.9151 | 201 |
| 800,001 to 1,000,000 | 1 | 813,484.15 | 4.48 | 3.8750 | 201 |
| 1,000,001 to 1,200,000 | 1 | 1,038,673.67 | 5.72 | 3.8750 | 201 |
| 1,200,001 to 1,400,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,400,001 to 1,600,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,600,001 to 1,800,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,800,001 to 2,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 2,000,001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 36 | 18,170,147.96 | 100.00 | 3.9503 | 199 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2012-6 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS HISTORY |
| January 26, 2026 |
| Delinquent | ||||||||||||||||||||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | ||||||||||||||||||||||||||||||||||||
| 30 | Day | 60 | Day | 90 | Day | 120 | Day | 150 | Day | 180 | + Day | Bankruptcy | Foreclosure | REO | ||||||||||||||||||||||
| Distribution | ||||||||||||||||||||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |||||||||||||||||||
| 1 | 452,795 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 01/26/2026 | ||||||||||||||||||||||||||||||||||||
| 2.78 | % | 2.49 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 1 | 454,441 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 12/26/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 2.78 | % | 2.49 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 456,082 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 11/25/2025 | ||||||||||||||||||||||||||||||||||||
| 2.78 | % | 2.49 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 457,717 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 10/27/2025 | ||||||||||||||||||||||||||||||||||||
| 2.78 | % | 2.49 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 459,346 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 09/25/2025 | ||||||||||||||||||||||||||||||||||||
| 2.70 | % | 2.38 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 08/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 07/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 06/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 05/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 04/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 03/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 02/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2012-6 |
| STANDARD PREPAYMENT AND DEFAULT INFORMATION |
| January 26, 2026 |
| Wtd. Avg. | Current | ||||||||||||||||
| Payment | Age | Collateral | Scheduled | Unscheduled | Liquidation | ||||||||||||
| Date | (Months) | Balance | Principal | Principal | Principal | SMM | CPR | PSA | MDR | CDR | SDA | ||||||
| 26-Jan-2026 | 158.76 | 18,170,147.96 | 77,099.00 | 4,131.02 | - | 0.023 | % | 0.272 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
| 26-Dec-2025 | 157.76 | 18,251,377.98 | 76,834.01 | 4,151.05 | - | 0.023 | % | 0.273 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Nov-2025 | 156.76 | 18,332,363.04 | 76,569.99 | 4,109.04 | - | 0.022 | % | 0.269 | % | 4 | % | 0.000 | % | 0.000 | % | 0 | % |
| 27-Oct-2025 | 155.77 | 18,413,042.07 | 78,992.10 | 797,459.58 | - | 4.151 | % | 39.877 | % | 665 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Sep-2025 | 154.77 | 19,289,493.75 | 78,717.50 | 5,129.03 | - | 0.027 | % | 0.319 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Aug-2025 | 153.77 | 19,373,340.28 | 78,444.45 | 5,028.36 | - | 0.026 | % | 0.311 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Jul-2025 | 152.77 | 19,456,813.09 | 78,165.10 | 7,126.76 | - | 0.037 | % | 0.438 | % | 7 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Jun-2025 | 151.77 | 19,542,104.95 | 77,878.74 | 9,695.93 | - | 0.050 | % | 0.593 | % | 10 | % | 0.000 | % | 0.000 | % | 0 | % |
| 27-May-2025 | 150.77 | 19,629,679.62 | 77,604.21 | 6,268.78 | - | 0.032 | % | 0.382 | % | 6 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Apr-2025 | 149.80 | 19,713,552.61 | 79,045.94 | 440,479.35 | - | 2.186 | % | 23.293 | % | 388 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Mar-2025 | 148.80 | 20,233,077.90 | 78,772.19 | 4,632.79 | - | 0.023 | % | 0.274 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Feb-2025 | 147.80 | 20,316,482.88 | 78,497.27 | 5,302.76 | - | 0.026 | % | 0.313 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
| 27-Jan-2025 | 146.80 | 20,400,282.91 | 78,224.39 | 4,932.00 | - | 0.024 | % | 0.290 | % | 5 | % | 0.000 | % | 0.000 | % | 0 | % |
| SMM (Single Month Mortality) = (Beginning Balance - Ending Balance - Scheduled Principal) / (Beginning Balance - Scheduled Principal) | MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance | ||||||||||||||||
| CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12) | CDR (Conditional Default Rate) = 1 - ((1-MDR)^12) | ||||||||||||||||
| PSA (Public Securities Association) = CPR / (min(.2% * Age, 6%)) | SDA (Standard Default Assumption) = CDR / (min(.2% * Age, 6%)) | ||||||||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2012-6 | |
| ADDITIONAL REPORTING |
| January 26, 2026 |
| Amount Remaining Funds |
| 137,052.27 |
| Waterfall Detail | ||
| Available Distribution Amount | ||
| Senior Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -42,741.07 | 94,311.20 |
| Senior Certificates, the Senior Principal Distribution Amount | -62,194.87 | 32,116.33 |
| Class B-1 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -824.33 | 31,292.00 |
| Class B-1 Certificates, the Subordinate Principal Distribution Amount | -9,700.93 | 21,591.07 |
| Class B-2 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -435.43 | 21,155.64 |
| Class B-2 Certificates, the Subordinate Principal Distribution Amount | -5,124.29 | 16,031.35 |
| Class B-3 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -357.74 | 15,673.61 |
| Class B-3 Certificates, the Subordinate Principal Distribution Amount | -4,209.93 | 11,463.68 |
| Class B-4 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,782.13 | 9,681.55 |
| Class B-4 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 9,681.55 |
| Class B-5 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -9,681.55 | 0.00 |
| Class B-5 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 0.00 |
| Class LT-R and R Certificates, any remaining amounts | 0.00 | 0.00 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2012-6 | |
| OTHER INFORMATION |
| January 26, 2026 |
| Principal Percentages | ||
| Senior Percentage | 76.566362 | % |
| Subordinate Percentage | 23.433638 | % |
| Senior Prepayment Percentage | 76.566362 | % |
| Subordinate Prepayment Percentage | 23.433638 | % |
| Other Information | ||
| Step-Down Test satisfied? | Y |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2012-6 | |
| NOTES | |
| No Notes available for this deal at this time. |
| January 26, 2026 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 14 | © Copyright 2026 Citigroup |