v3.25.3
BORROWINGS (Tables)
9 Months Ended
Sep. 30, 2025
Debt Disclosure [Abstract]  
Schedule of Short-term Debt
The following is a summary of First Financial's short-term borrowings:

(Dollars in thousands)September 30, 2025December 31, 2024
FHLB short-term borrowings$550,000 $625,000 
Other short-term borrowings45,167 130,452 
Total short-term borrowings$595,167 $755,452 
Summary of Long-term Debt
The following is a summary of First Financial's long-term debt:
 September 30, 2025December 31, 2024
(Dollars in thousands)AmountAverage rateAmountAverage rate
Subordinated notes$194,962 8.66 %$314,619 5.43 %
Unamortized debt issuance costs(953)N/A(1,227)N/A
Notes issued in conjunction with acquisition of property and equipment25,865 5.30 %31,822 4.95 %
Capital lease liability1,174 4.41 %1,520 3.85 %
Capital loan with municipality775 0.00 %775 0.00 %
Total long-term debt$221,823 8.25 %$347,509 5.39 %