v3.25.3
ALLOWANCE FOR CREDIT LOSSES (Tables)
 9 Months Ended
Sep. 30, 2025
Receivables [Abstract]  
Allowance for Credit Losses by Classification
Changes in the allowance by loan category were as follows:
 Three months ended September 30, 2025
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$53,395 $13,907 $18,908 $34,133 $17,089 $15,820 $2,808 $2,462 $158,522 
Provision for credit losses8,968 475 (3,034)2,147 (1,567)454 385 784 8,612 
Gross charge-offs(2,165)(298)(245)(3,105)0 (92)(1,194)(577)(7,676)
Recoveries202 291 0 1,138 58 94 609 66 2,458 
Total net charge-offs(1,963)(7)(245)(1,967)58 2 (585)(511)(5,218)
Ending allowance for credit losses$60,400 $14,375 $15,629 $34,313 $15,580 $16,276 $2,608 $2,735 $161,916 

 Three months ended September 30, 2024
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$49,312 $13,919 $19,678 $34,022 $18,415 $13,890 $4,928 $2,021 $156,185 
Provision for credit losses5,698 1,502 1 770 163 618 637 541 9,930 
Loans charged off(5,471)(368)0 (261)(60)(90)(1,510)(768)(8,528)
Recoveries434 11 0 25 22 240 421 91 1,244 
Total net charge-offs(5,037)(357)0 (236)(38)150 (1,089)(677)(7,284)
Ending allowance for credit losses$49,973 $15,064 $19,679 $34,556 $18,540 $14,658 $4,476 $1,885 $158,831 

  
Nine months ended September 30, 2025
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Beginning balance$49,987 $13,079 $19,216 $35,721 $17,822 $14,774 $3,564 $2,628 $156,791 
Provision for credit losses25,065 3,323 (3,342)465 (2,350)1,468 791 1,417 26,837 
Loans charged off(15,339)(2,358)(245)(3,105)(16)(278)(3,635)(1,540)(26,516)
Recoveries687 331 0 1,232 124 312 1,888 230 4,804 
Total net charge-offs(14,652)(2,027)(245)(1,873)108 34 (1,747)(1,310)(21,712)
Ending allowance for credit losses$60,400 $14,375 $15,629 $34,313 $15,580 $16,276 $2,608 $2,735 $161,916 
 Nine months ended September 30, 2024
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Beginning balance$44,319 $12,365 $11,003 $34,903 $18,088 $13,322 $4,888 $2,545 $141,433 
Provision for credit losses15,137 3,189 8,676 5,035 500 1,135 4,583 1,251 39,506 
Loans charged off(10,315)(561)0 (5,582)(131)(237)(5,780)(2,094)(24,700)
Recoveries832 71 0 200 83 438 785 183 2,592 
Total net charge-offs(9,483)(490)0 (5,382)(48)201 (4,995)(1,911)(22,108)
Ending allowance for credit losses$49,973 $15,064 $19,679 $34,556 $18,540 $14,658 $4,476 $1,885 $158,831