The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 982,883 7,338 SH SOLE 7,338 0 0
ABBVIE INC COM 00287Y109 2,646,732 11,431 SH SOLE 11,431 0 0
ADOBE INC COM 00724F101 409,545 1,161 SH SOLE 1,161 0 0
ADVANCED MICRO DEVICES INC COM 007903107 701,036 4,333 SH SOLE 4,333 0 0
AIR PRODS & CHEMS INC COM 009158106 557,916 2,046 SH SOLE 2,046 0 0
ALPHABET INC CAP STK CL A 02079K305 7,902,254 32,506 SH SOLE 32,506 0 0
ALPHABET INC CAP STK CL C 02079K107 2,652,936 10,893 SH SOLE 10,893 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 261,306 5,568 SH SOLE 5,568 0 0
ALTRIA GROUP INC COM 02209S103 371,673 5,626 SH SOLE 5,626 0 0
AMAZON COM INC COM 023135106 7,103,483 32,351 SH SOLE 32,351 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,437,612 12,779 SH SOLE 12,779 0 0
AMERICAN EXPRESS CO COM 025816109 417,523 1,257 SH SOLE 1,257 0 0
AMGEN INC COM 031162100 978,633 3,468 SH SOLE 3,468 0 0
APPLE INC COM 037833100 33,222,867 130,476 SH SOLE 130,476 0 0
APPLIED MATLS INC COM 038222105 230,161 1,124 SH SOLE 1,124 0 0
APPLOVIN CORP COM CL A 03831W108 289,356 403 SH SOLE 403 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 274,938 284 SH SOLE 284 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 4,967,084 64,743 SH SOLE 64,743 0 0
AT&T INC COM 00206R102 283,820 10,050 SH SOLE 10,050 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 423,816 1,444 SH SOLE 1,444 0 0
BANK AMERICA CORP COM 060505104 588,540 11,408 SH SOLE 11,408 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 754,200 1 SH SOLE 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,060,987 8,078 SH SOLE 8,078 0 0
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104 1,499,780 24,104 SH SOLE 24,104 0 0
BITWISE ETHEREUM ETF SHS 091955104 845,985 28,370 SH SOLE 28,370 0 0
BLACKROCK INC COM 09290D101 1,332,588 1,143 SH SOLE 1,143 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104 337,234 31,935 SH SOLE 31,935 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 298,800 18,000 SH SOLE 18,000 0 0
BLACKSTONE INC COM 09260D107 2,254,197 13,194 SH SOLE 13,194 0 0
BOEING CO COM 097023105 306,910 1,422 SH SOLE 1,422 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 373,595 8,284 SH SOLE 8,284 0 0
BROADCOM INC COM 11135F101 6,734,822 20,414 SH SOLE 20,414 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 441,534 1,257 SH SOLE 1,257 0 0
CAPITAL ONE FINL CORP COM 14040H105 248,719 1,170 SH SOLE 1,170 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 219,338 3,674 SH SOLE 3,674 0 0
CATERPILLAR INC COM 149123101 235,235 493 SH SOLE 493 0 0
CENCORA INC COM 03073E105 222,521 712 SH SOLE 712 0 0
CHEMOURS CO COM 163851108 373,291 23,566 SH SOLE 23,566 0 0
CHEVRON CORP NEW COM 166764100 1,138,899 7,334 SH SOLE 7,334 0 0
CISCO SYS INC COM 17275R102 876,050 12,804 SH SOLE 12,804 0 0
CME GROUP INC COM 12572Q105 820,205 3,036 SH SOLE 3,036 0 0
COCA COLA CO COM 191216100 1,459,072 22,000 SH SOLE 22,000 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 300,652 891 SH SOLE 891 0 0
CONOCOPHILLIPS COM 20825C104 733,275 7,752 SH SOLE 7,752 0 0
CONSTELLATION ENERGY CORP COM 21037T109 355,011 1,079 SH SOLE 1,079 0 0
CORTEVA INC COM 22052L104 3,240,314 47,913 SH SOLE 47,913 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,048,755 1,133 SH SOLE 1,133 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 227,046 463 SH SOLE 463 0 0
CSX CORP COM 126408103 428,288 12,061 SH SOLE 12,061 0 0
DANAHER CORPORATION COM 235851102 273,430 1,379 SH SOLE 1,379 0 0
DARDEN RESTAURANTS INC COM 237194105 527,868 2,773 SH SOLE 2,773 0 0
DIGITAL RLTY TR INC COM 253868103 294,932 1,706 SH SOLE 1,706 0 0
DOW INC COM 260557103 838,674 36,575 SH SOLE 36,575 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 446,897 3,611 SH SOLE 3,611 0 0
DUPONT DE NEMOURS INC COM 26614N102 2,800,312 35,948 SH SOLE 35,948 0 0
ELI LILLY & CO COM 532457108 4,809,275 6,303 SH SOLE 6,303 0 0
ELI LILLY & CO COM 532457108 839,300 1,100 SH Put SOLE 0 0 0
EMERSON ELEC CO COM 291011104 707,847 5,396 SH SOLE 5,396 0 0
EXCHANGE TRADED CONCEPTS TRU BITWISE CRYPTO 301505624 585,060 23,337 SH SOLE 23,337 0 0
EXXON MOBIL CORP COM 30231G102 2,687,889 23,839 SH SOLE 23,839 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 218,391 3,077 SH SOLE 3,077 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 247,498 1,114 SH SOLE 1,114 0 0
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 264,921 2,358 SH SOLE 2,358 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE 35473P652 1,696,657 48,895 SH SOLE 48,895 0 0
GE AEROSPACE COM NEW 369604301 1,180,868 3,925 SH SOLE 3,925 0 0
GE VERNOVA INC COM 36828A101 644,735 1,049 SH SOLE 1,049 0 0
GENERAL DYNAMICS CORP COM 369550108 769,637 2,257 SH SOLE 2,257 0 0
GENERAL MLS INC COM 370334104 307,663 6,102 SH SOLE 6,102 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 324,455 6,812 SH SOLE 6,812 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 893,600 1,122 SH SOLE 1,122 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 16,635,053 437,075 SH SOLE 437,075 0 0
HOME DEPOT INC COM 437076102 1,133,317 2,797 SH SOLE 2,797 0 0
HONEYWELL INTL INC COM 438516106 386,903 1,838 SH SOLE 1,838 0 0
ILLINOIS TOOL WKS INC COM 452308109 300,917 1,154 SH SOLE 1,154 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,437,323 5,094 SH SOLE 5,094 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 271,548 4,412 SH SOLE 4,412 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 2,093,653 8,472 SH SOLE 8,472 0 0
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 1,476,888 69,444 SH SOLE 69,444 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 668,151 3,522 SH SOLE 3,522 0 0
INVESCO PA VALUE MUN INC TR COM 46132K109 211,371 20,462 SH SOLE 20,462 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,691,370 6,148 SH SOLE 6,148 0 0
ISHARES GOLD TR ISHARES NEW 464285204 654,930 9,000 SH SOLE 9,000 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 603,842 13,907 SH SOLE 13,907 0 0
ISHARES INC MSCI PAC JP ETF 464286665 472,186 9,158 SH SOLE 9,158 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,208,987 124,530 SH SOLE 124,530 0 0
ISHARES TR GLOBAL TECH ETF 464287291 1,534,939 14,872 SH SOLE 14,872 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,036,424 15,224 SH SOLE 15,224 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 4,587,454 37,464 SH SOLE 37,464 0 0
ISHARES TR RUS 1000 ETF 464287622 1,232,764 3,373 SH SOLE 3,373 0 0
ISHARES TR INTL DIV GRWTH 46435G524 1,380,282 17,325 SH SOLE 17,325 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,187,375 12,717 SH SOLE 12,717 0 0
ISHARES TR ESG AWARE MSCI 46435U663 516,255 11,452 SH SOLE 11,452 0 0
ISHARES TR CORE MSCI EURO 46434V738 1,126,092 16,531 SH SOLE 16,531 0 0
ISHARES TR CORE S&P TTL STK 464287150 933,233 6,408 SH SOLE 6,408 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 14,929,992 139,819 SH SOLE 139,819 0 0
ISHARES TR NATIONAL MUN ETF 464288414 7,317,369 68,716 SH SOLE 68,716 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 666,856 5,524 SH SOLE 5,524 0 0
ISHARES TR CORE MSCI EAFE 46432F842 29,475,505 337,597 SH SOLE 337,597 0 0
ISHARES TR CORE S&P SCP ETF 464287804 628,493 5,289 SH SOLE 5,289 0 0
ISHARES TR MSCI USA MMENTM 46432F396 506,232 1,974 SH SOLE 1,974 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 3,497,620 36,763 SH SOLE 36,763 0 0
ISHARES TR CORE US AGGBD ET 464287226 232,781 2,322 SH SOLE 2,322 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 16,656,388 651,663 SH SOLE 651,663 0 0
ISHARES TR INTL SEL DIV ETF 464288448 1,045,915 28,616 SH SOLE 28,616 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,955,359 23,679 SH SOLE 23,679 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 481,102 2,721 SH SOLE 2,721 0 0
ISHARES TR CORE S&P MCP ETF 464287507 712,288 10,915 SH SOLE 10,915 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 200,948 429 SH SOLE 429 0 0
ISHARES TR CORE MSCI PAC 46434V696 693,619 9,446 SH SOLE 9,446 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 295,455 6,686 SH SOLE 6,686 0 0
ISHARES TR ISHARES BIOTECH 464287556 428,750 2,969 SH SOLE 2,969 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,896,899 2,834 SH SOLE 2,834 0 0
ISHARES TR S&P MC 400GR ETF 464287606 806,819 8,414 SH SOLE 8,414 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 2,387,819 25,681 SH SOLE 25,681 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,389,121 7,142 SH SOLE 7,142 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 264,670 3,120 SH SOLE 3,120 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 4,257,298 83,410 SH SOLE 83,410 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225 206,648 2,369 SH SOLE 2,369 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191 2,407,520 34,586 SH SOLE 34,586 0 0
JOHNSON & JOHNSON COM 478160104 2,113,108 11,397 SH SOLE 11,397 0 0
JPMORGAN CHASE & CO. COM 46625H100 7,538,933 23,901 SH SOLE 23,901 0 0
KINDER MORGAN INC DEL COM 49456B101 374,458 13,227 SH SOLE 13,227 0 0
KRANESHARES TRUST CSI CHI INTERNET 500767306 223,186 5,313 SH SOLE 5,313 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 276,397 905 SH SOLE 905 0 0
LIGHTWAVE LOGIC INC COM 532275104 39,975 10,775 SH SOLE 10,775 0 0
LOCKHEED MARTIN CORP COM 539830109 1,730,260 3,466 SH SOLE 3,466 0 0
LOWES COS INC COM 548661107 749,407 2,982 SH SOLE 2,982 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,605,182 2,822 SH SOLE 2,822 0 0
MCDONALDS CORP COM 580135101 2,253,853 7,417 SH SOLE 7,417 0 0
MERCK & CO INC COM 58933Y105 1,957,031 23,318 SH SOLE 23,318 0 0
META PLATFORMS INC CL A 30303M102 1,893,247 2,578 SH SOLE 2,578 0 0
MICROSOFT CORP COM 594918104 13,345,473 25,766 SH SOLE 25,766 0 0
MORGAN STANLEY COM NEW 617446448 428,092 2,693 SH SOLE 2,693 0 0
NETAPP INC COM 64110D104 283,593 2,394 SH SOLE 2,394 0 0
NETFLIX INC COM 64110L106 1,057,252 882 SH SOLE 882 0 0
NEXTERA ENERGY INC COM 65339F101 609,354 8,072 SH SOLE 8,072 0 0
NORFOLK SOUTHN CORP COM 655844108 300,111 999 SH SOLE 999 0 0
NVIDIA CORPORATION COM 67066G104 14,430,398 77,341 SH SOLE 77,341 0 0
NXP SEMICONDUCTORS N V COM N6596X109 239,118 1,050 SH SOLE 1,050 0 0
NYLI MACKAY DEFINEDTERM MUNI COM 56064K100 302,600 20,000 SH SOLE 20,000 0 0
ORACLE CORP COM 68389X105 460,857 1,639 SH SOLE 1,639 0 0
PACCAR INC COM 693718108 587,165 5,972 SH SOLE 5,972 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 362,288 1,986 SH SOLE 1,986 0 0
PEPSICO INC COM 713448108 1,169,499 8,327 SH SOLE 8,327 0 0
PFIZER INC COM 717081103 319,951 12,557 SH SOLE 12,557 0 0
PHILLIPS 66 COM 718546104 443,427 3,260 SH SOLE 3,260 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 3,921,518 75,011 SH SOLE 75,011 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,273,293 6,337 SH SOLE 6,337 0 0
PROCTER AND GAMBLE CO COM 742718109 2,843,833 18,509 SH SOLE 18,509 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 307,870 2,987 SH SOLE 2,987 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 277,139 2,472 SH SOLE 2,472 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 336,895 2,456 SH SOLE 2,456 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 500,760 6,000 SH SOLE 6,000 0 0
QUALCOMM INC COM 747525103 248,374 1,493 SH SOLE 1,493 0 0
RTX CORPORATION COM 75513E101 938,053 5,606 SH SOLE 5,606 0 0
SALESFORCE INC COM 79466L302 450,537 1,901 SH SOLE 1,901 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 255,903 5,623 SH SOLE 5,623 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,689,291 110,557 SH SOLE 110,557 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 18,395,205 753,904 SH SOLE 753,904 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 135,696,309 5,828,880 SH SOLE 5,828,880 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,703,112 127,211 SH SOLE 127,211 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,251,843 133,245 SH SOLE 133,245 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 507,172 5,660 SH SOLE 5,660 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,272,748 4,516 SH SOLE 4,516 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 3,847,784 71,428 SH SOLE 71,428 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,587,025 25,775 SH SOLE 25,775 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 1,643,165 10,654 SH SOLE 10,654 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 4,067,858 16,976 SH SOLE 16,976 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 229,939 1,943 SH SOLE 1,943 0 0
SHOPIFY INC CL A SUB VTG SHS 82509L107 297,220 2,000 SH SOLE 2,000 0 0
SOUTHERN CO COM 842587107 394,433 4,162 SH SOLE 4,162 0 0
SPDR GOLD TR GOLD SHS 78463V107 2,026,598 5,700 SH SOLE 5,700 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 991,067 23,210 SH SOLE 23,210 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,290,914 4,941 SH SOLE 4,941 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 288,474 2,060 SH SOLE 2,060 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 27,611,369 264,199 SH SOLE 264,199 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 25,404,391 286,569 SH SOLE 286,569 0 0
SPDR SERIES TRUST NUVEEN ICE SHORT 78468R739 1,937,676 40,185 SH SOLE 40,185 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 28,876,978 521,906 SH SOLE 521,906 0 0
STARBUCKS CORP COM 855244109 402,357 4,756 SH SOLE 4,756 0 0
STIFEL FINL CORP COM 860630102 5,404,464 47,629 SH SOLE 47,629 0 0
STRYKER CORPORATION COM 863667101 764,846 2,069 SH SOLE 2,069 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 625,890 2,241 SH SOLE 2,241 0 0
TARGET CORP COM 87612E106 206,669 2,304 SH SOLE 2,304 0 0
TESLA INC COM 88160R101 1,791,051 4,028 SH SOLE 4,028 0 0
THE CIGNA GROUP COM 125523100 262,260 910 SH SOLE 910 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 358,914 740 SH SOLE 740 0 0
TJX COS INC NEW COM 872540109 224,638 1,554 SH SOLE 1,554 0 0
UNION PAC CORP COM 907818108 1,641,368 6,944 SH SOLE 6,944 0 0
UNITED RENTALS INC COM 911363109 3,543,698 3,712 SH SOLE 3,712 0 0
UNITEDHEALTH GROUP INC COM 91324P102 471,682 1,366 SH SOLE 1,366 0 0
VALVOLINE INC COM 92047W101 208,852 5,816 SH SOLE 5,816 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 3,973,584 85,271 SH SOLE 85,271 0 0
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 299,234 13,067 SH SOLE 13,067 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 3,242,176 34,050 SH SOLE 34,050 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 869,791 1,421 SH SOLE 1,421 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,474,341 4,789 SH SOLE 4,789 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 106,663,562 222,398 SH SOLE 222,398 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,886,796 8,797 SH SOLE 8,797 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 128,263,558 687,779 SH SOLE 687,779 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,698,339 27,303 SH SOLE 27,303 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 426,490 1,433 SH SOLE 1,433 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 36,346,308 670,845 SH SOLE 670,845 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,165,118 13,265 SH SOLE 13,265 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 724,678 10,155 SH SOLE 10,155 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 207,320 2,598 SH SOLE 2,598 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 669,674 4,859 SH SOLE 4,859 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 9,407,155 187,880 SH SOLE 187,880 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 53,692,516 894,430 SH SOLE 894,430 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 643,470 5,340 SH SOLE 5,340 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,538,352 19,248 SH SOLE 19,248 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 104,719,678 1,245,035 SH SOLE 1,245,035 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 610,800 2,831 SH SOLE 2,831 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,692,799 36,657 SH SOLE 36,657 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,301,111 121,848 SH SOLE 121,848 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,341,933 9,520 SH SOLE 9,520 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 753,105 8,408 SH SOLE 8,408 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 5,352,218 45,190 SH SOLE 45,190 0 0
VANGUARD WORLD FD MATERIALS ETF 92204A801 336,175 1,641 SH SOLE 1,641 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 2,900,465 9,790 SH SOLE 9,790 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884 2,088,892 11,128 SH SOLE 11,128 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 268,116 677 SH SOLE 677 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 19,869,821 26,615 SH SOLE 26,615 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 412,713 1,931 SH SOLE 1,931 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405 800,698 6,101 SH SOLE 6,101 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 753,360 2,902 SH SOLE 2,902 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 416,824 9,484 SH SOLE 9,484 0 0
VISA INC COM CL A 92826C839 918,156 2,690 SH SOLE 2,690 0 0
WALMART INC COM 931142103 1,464,688 14,212 SH SOLE 14,212 0 0
WEC ENERGY GROUP INC COM 92939U106 434,410 3,791 SH SOLE 3,791 0 0
WELLS FARGO CO NEW COM 949746101 322,980 3,853 SH SOLE 3,853 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 782,565 17,016 SH SOLE 17,016 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 19,718,839 257,933 SH SOLE 257,933 0 0
ZOETIS INC CL A 98978V103 230,307 1,574 SH SOLE 1,574 0 0