The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 4,483,102 33,471 SH SOLE 0 250 0 33,221
ABBVIE INC COM 00287Y109 7,970,070 34,422 SH SOLE 0 200 0 34,222
ADOBE INC COM 00724F101 243,398 690 SH SOLE 0 0 0 690
ALLSTATE CORP COM 020002101 739,908 3,447 SH SOLE 0 0 0 3,447
ALPHABET INC CAP STK CL A 02079K305 1,771,757 7,288 SH SOLE 0 0 0 7,288
ALPHABET INC CAP STK CL C 02079K107 25,102,324 103,068 SH SOLE 0 1,300 0 101,768
ALTRIA GROUP INC COM 02209S103 498,688 7,549 SH SOLE 0 0 0 7,549
AMAZON COM INC COM 023135106 16,665,161 75,899 SH SOLE 0 1,240 0 74,659
AMERICAN ELEC PWR CO INC COM 025537101 248,850 2,212 SH SOLE 0 0 0 2,212
AMERICAN TOWER CORP NEW COM 03027X100 2,511,505 13,059 SH SOLE 0 330 0 12,729
AMETEK INC COM 031100100 414,164 2,203 SH SOLE 0 25 0 2,178
AMGEN INC COM 031162100 748,585 2,653 SH SOLE 0 0 0 2,653
ANALOG DEVICES INC COM 032654105 8,265,309 33,640 SH SOLE 0 700 0 32,940
APPLE INC COM 037833100 39,441,425 154,897 SH SOLE 0 1,550 0 153,347
AT&T INC COM 00206R102 228,546 8,093 SH SOLE 0 0 0 8,093
AUTOMATIC DATA PROCESSING IN COM 053015103 2,385,178 8,127 SH SOLE 0 0 0 8,127
BANK MONTREAL QUE COM 063671101 231,194 1,775 SH SOLE 0 0 0 1,775
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,724,298 13,375 SH SOLE 0 200 0 13,175
BLACKROCK INC COM 09290D101 11,554,753 9,911 SH SOLE 0 100 0 9,811
BLACKSTONE INC COM 09260D107 1,149,991 6,731 SH SOLE 0 0 0 6,731
BOSTON SCIENTIFIC CORP COM 101137107 1,496,231 15,326 SH SOLE 0 42 0 15,284
BROADCOM INC COM 11135F101 33,891,509 102,730 SH SOLE 0 1,060 0 101,670
CADENCE DESIGN SYSTEM INC COM 127387108 641,050 1,825 SH SOLE 0 0 0 1,825
CAPITAL GROUP INTERNATIONAL SHS 14021M107 272,829 8,091 SH SOLE 0 0 0 8,091
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 281,094 9,490 SH SOLE 0 0 0 9,490
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 956,184 34,457 SH SOLE 0 0 0 34,457
CHEVRON CORP NEW COM 166764100 1,191,540 7,673 SH SOLE 0 0 0 7,673
CHURCH & DWIGHT CO INC COM 171340102 420,712 4,801 SH SOLE 0 0 0 4,801
COCA COLA CO COM 191216100 211,959 3,196 SH SOLE 0 0 0 3,196
COSTCO WHSL CORP NEW COM 22160K105 7,369,890 7,962 SH SOLE 0 100 0 7,862
CROWDSTRIKE HLDGS INC CL A 22788C105 404,564 825 SH SOLE 0 0 0 825
CROWN CASTLE INC COM 22822V101 618,892 6,414 SH SOLE 0 0 0 6,414
DEERE & CO COM 244199105 349,804 765 SH SOLE 0 0 0 765
DISNEY WALT CO COM 254687106 343,024 2,996 SH SOLE 0 0 0 2,996
DOMINION ENERGY INC COM 25746U109 335,334 5,482 SH SOLE 0 0 0 5,482
DUKE ENERGY CORP NEW COM NEW 26441C204 800,291 6,467 SH SOLE 0 0 0 6,467
ELI LILLY & CO COM 532457108 15,563,030 20,397 SH SOLE 0 275 0 20,122
EMERSON ELEC CO COM 291011104 589,785 4,496 SH SOLE 0 0 0 4,496
ENTERPRISE PRODS PARTNERS L COM 293792107 555,355 17,760 SH SOLE 0 0 0 17,760
EXXON MOBIL CORP COM 30231G102 1,795,882 15,928 SH SOLE 0 0 0 15,928
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 3,039,643 29,548 SH SOLE 0 750 0 28,798
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 436,795 6,532 SH SOLE 0 0 0 6,532
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 254,376 4,505 SH SOLE 0 0 0 4,505
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 491,312 5,996 SH SOLE 0 0 0 5,996
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 976,081 14,173 SH SOLE 0 0 0 14,173
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 1,661,525 47,095 SH SOLE 0 0 0 47,095
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 1,576,811 29,385 SH SOLE 0 0 0 29,385
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 262,940 7,055 SH SOLE 0 0 0 7,055
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 1,995,401 35,818 SH SOLE 0 0 0 35,818
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 8,224,399 177,863 SH SOLE 0 5,215 0 172,648
FIRST SOLAR INC COM 336433107 333,149 1,511 SH SOLE 0 0 0 1,511
FIRST TR EXCHANGE-TRADED FD SHS 337344105 634,007 4,493 SH SOLE 0 0 0 4,493
FISERV INC COM 337738108 337,152 2,615 SH SOLE 0 0 0 2,615
FLEXSHARES TR QLT DIV DEF IDX 33939L845 410,431 5,131 SH SOLE 0 131 0 5,000
FLEXSHARES TR QUALT DIVD IDX 33939L860 214,539 2,702 SH SOLE 0 76 0 2,626
GENERAL DYNAMICS CORP COM 369550108 582,428 1,708 SH SOLE 0 0 0 1,708
GENERAL MLS INC COM 370334104 512,822 10,171 SH SOLE 0 0 0 10,171
GENUINE PARTS CO COM 372460105 214,830 1,550 SH SOLE 0 0 0 1,550
GRAINGER W W INC COM 384802104 5,395,333 5,662 SH SOLE 0 90 0 5,572
HOME DEPOT INC COM 437076102 6,721,382 16,588 SH SOLE 0 200 0 16,388
HONEYWELL INTL INC COM 438516106 4,812,952 22,864 SH SOLE 0 325 0 22,539
ILLINOIS TOOL WKS INC COM 452308109 4,239,485 16,258 SH SOLE 0 0 0 16,258
INTERCONTINENTAL EXCHANGE IN COM 45866F104 4,552,818 27,023 SH SOLE 0 500 0 26,523
INTERNATIONAL BUSINESS MACHS COM 459200101 612,287 2,170 SH SOLE 0 0 0 2,170
INTUITIVE SURGICAL INC COM NEW 46120E602 672,634 1,504 SH SOLE 0 16 0 1,488
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 2,971,934 19,118 SH SOLE 0 500 0 18,618
INVESCO EXCHANGE TRADED FD T DORSEY WRGT INDS 46137V845 566,990 3,282 SH SOLE 0 0 0 3,282
INVESCO QQQ TR UNIT SER 1 46090E103 5,399,487 8,994 SH SOLE 0 0 0 8,994
IRON MTN INC DEL COM 46284V101 240,578 2,360 SH SOLE 0 0 0 2,360
ISHARES GOLD TR ISHARES NEW 464285204 673,559 9,256 SH SOLE 0 0 0 9,256
ISHARES TR TRS FLT RT BD 46434V860 480,099 9,490 SH SOLE 0 0 0 9,490
ISHARES TR IBONDS DEC25 ETF 46434VBD1 440,611 17,492 SH SOLE 0 0 0 17,492
ISHARES TR US AER DEF ETF 464288760 704,302 3,366 SH SOLE 0 0 0 3,366
ISHARES TR CORE LT USDB ETF 464289479 2,728,796 54,046 SH SOLE 0 620 0 53,426
ISHARES TR IBONDS DEC 2030 46436E726 295,946 13,361 SH SOLE 0 0 0 13,361
ISHARES TR IBONDS DEC2026 46435GAA0 354,158 14,574 SH SOLE 0 0 0 14,574
ISHARES TR IBONDS 26 TRM TS 46436E858 250,205 10,902 SH SOLE 0 0 0 10,902
ISHARES TR ISHS 5-10YR INVT 464288638 27,963,762 516,986 SH SOLE 0 2,628 0 514,358
ISHARES TR IBONDS 27 ETF 46435UAA9 407,930 16,760 SH SOLE 0 0 0 16,760
ISHARES TR PFD AND INCM SEC 464288687 396,989 12,555 SH SOLE 0 0 0 12,555
ISHARES TR FLTG RATE NT ETF 46429B655 662,317 12,965 SH SOLE 0 0 0 12,965
ISHARES TR US TREAS BD ETF 46429B267 18,997,699 821,700 SH SOLE 0 5,320 0 816,380
ISHARES TR ESG ADV TTL USD 46436E619 222,543 5,067 SH SOLE 0 0 0 5,067
ISHARES TR RUSSELL 3000 ETF 464287689 499,064 1,317 SH SOLE 0 0 0 1,317
ISHARES TR CORE S&P US GWT 464287671 990,037 6,017 SH SOLE 0 0 0 6,017
ISHARES TR MSCI USA MIN VOL 46429B697 492,445 5,176 SH SOLE 0 0 0 5,176
ISHARES TR IBONDS 29 TRM TS 46436E825 384,835 17,528 SH SOLE 0 0 0 17,528
ISHARES TR US CONSM STAPLES 464287812 405,416 5,928 SH SOLE 0 0 0 5,928
ISHARES TR ESG AWRE 1 5 YR 46435G243 522,900 20,660 SH SOLE 0 65 0 20,595
ISHARES TR CORE TOTAL USD 46434V613 640,463 13,711 SH SOLE 0 0 0 13,711
ISHARES TR US SML CAP EQT 46434V290 1,986,458 26,718 SH SOLE 0 0 0 26,718
ISHARES TR IBONDS DEC 28 46435U325 219,530 8,562 SH SOLE 0 0 0 8,562
ISHARES TR U.S. TECH ETF 464287721 6,840,316 34,925 SH SOLE 0 800 0 34,125
ISHARES TR NATIONAL MUN ETF 464288414 298,066 2,799 SH SOLE 0 0 0 2,799
ISHARES TR EXPND TEC SC ETF 464287549 825,272 6,552 SH SOLE 0 0 0 6,552
ISHARES TR IBONDS DEC 29 46436E205 318,203 13,558 SH SOLE 0 0 0 13,558
ISHARES TR MSCI INTL QUALTY 46434V456 2,575,883 58,291 SH SOLE 0 0 0 58,291
ISHARES TR IBONDS 28 TRM TS 46436E833 292,828 13,081 SH SOLE 0 0 0 13,081
ISHARES TR US INFRASTRUC 46435U713 271,231 5,135 SH SOLE 0 0 0 5,135
ISHARES TR CORE S&P500 ETF 464287200 5,272,081 7,877 SH SOLE 0 16 0 7,861
ISHARES TR IBDS DEC28 ETF 46435U515 317,710 12,449 SH SOLE 0 0 0 12,449
ISHARES TR IBONDS 25 TRM TS 46436E866 1,076,117 46,057 SH SOLE 0 0 0 46,057
ISHARES TR MBS ETF 464288588 520,568 5,471 SH SOLE 0 24 0 5,447
ISHARES TR ULTRA SHORT DUR 46434V878 547,034 10,779 SH SOLE 0 0 0 10,779
ISHARES TR ISHS 1-5YR INVS 464288646 1,756,248 33,118 SH SOLE 0 0 0 33,118
ISHARES TR CMBS ETF 46429B366 4,679,176 95,357 SH SOLE 0 827 0 94,530
ISHARES TR IBONDS 27 TRM TS 46436E841 237,619 10,551 SH SOLE 0 0 0 10,551
ISHARES TR CORE S&P MCP ETF 464287507 2,152,326 32,981 SH SOLE 0 50 0 32,931
ISHARES TR ESG AWRE USD ETF 46435G193 1,234,090 52,381 SH SOLE 0 268 0 52,113
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 9,083,843 75,285 SH SOLE 0 4,949 0 70,336
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 275,843 5,626 SH SOLE 0 0 0 5,626
J P MORGAN EXCHANGE TRADED F MORTGAGE BACKED 46654Q575 1,212,680 23,778 SH SOLE 0 0 0 23,778
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845 1,148,170 23,051 SH SOLE 0 0 0 23,051
JOHNSON & JOHNSON COM 478160104 2,404,627 12,969 SH SOLE 0 0 0 12,969
JPMORGAN CHASE & CO. COM 46625H100 8,937,949 28,336 SH SOLE 0 325 0 28,011
LINDE PLC SHS G54950103 427,500 900 SH SOLE 0 0 0 900
LOCKHEED MARTIN CORP COM 539830109 1,423,934 2,852 SH SOLE 0 12 0 2,840
MASTERCARD INCORPORATED CL A 57636Q104 4,674,178 8,217 SH SOLE 0 0 0 8,217
MCDONALDS CORP COM 580135101 8,263,918 27,194 SH SOLE 0 250 0 26,944
MERCADOLIBRE INC COM 58733R102 486,084 208 SH SOLE 0 0 0 208
MERCK & CO INC COM 58933Y105 1,725,368 20,557 SH SOLE 0 0 0 20,557
META PLATFORMS INC CL A 30303M102 542,088 738 SH SOLE 0 0 0 738
MICROSOFT CORP COM 594918104 44,754,967 86,408 SH SOLE 0 790 0 85,618
MONDELEZ INTL INC CL A 609207105 255,543 4,091 SH SOLE 0 0 0 4,091
NEXTERA ENERGY INC COM 65339F101 9,159,548 121,335 SH SOLE 0 1,525 0 119,810
NIKE INC CL B 654106103 344,327 4,938 SH SOLE 0 0 0 4,938
NOVARTIS AG SPONSORED ADR 66987V109 294,952 2,300 SH SOLE 0 0 0 2,300
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 486,994 12,945 SH SOLE 0 243 0 12,702
NUVEEN MUN VALUE FD INC COM 670928100 97,469 10,854 SH SOLE 0 0 0 10,854
NVIDIA CORPORATION COM 67066G104 13,979,461 74,925 SH SOLE 0 650 0 74,275
ORACLE CORP COM 68389X105 551,230 1,960 SH SOLE 0 0 0 1,960
PACER FDS TR US CASH COWS 100 69374H881 623,185 10,844 SH SOLE 0 0 0 10,844
PACER FDS TR US LRG CP CASH 69374H360 719,032 19,808 SH SOLE 0 155 0 19,653
PACER FDS TR GLOBL CASH ETF 69374H709 349,765 8,828 SH SOLE 0 0 0 8,828
PACER FDS TR TRENDP US LAR CP 69374H105 1,006,378 18,378 SH SOLE 0 0 0 18,378
PALANTIR TECHNOLOGIES INC CL A 69608A108 204,675 1,122 SH SOLE 0 0 0 1,122
PALO ALTO NETWORKS INC COM 697435105 1,524,503 7,487 SH SOLE 0 0 0 7,487
PAYCHEX INC COM 704326107 415,900 3,281 SH SOLE 0 0 0 3,281
PEPSICO INC COM 713448108 6,986,624 49,748 SH SOLE 0 710 0 49,038
PFIZER INC COM 717081103 240,659 9,445 SH SOLE 0 0 0 9,445
PGIM ETF TR ACTV HY BD ETF 69344A206 1,389,503 38,867 SH SOLE 0 0 0 38,867
PHILIP MORRIS INTL INC COM 718172109 465,170 2,868 SH SOLE 0 0 0 2,868
PIMCO ETF TR MULTISECTOR BD 72201R585 558,514 20,809 SH SOLE 0 0 0 20,809
PNC FINL SVCS GROUP INC COM 693475105 1,305,202 6,496 SH SOLE 0 0 0 6,496
PROCTER AND GAMBLE CO COM 742718109 9,428,316 61,362 SH SOLE 0 645 0 60,717
QUALCOMM INC COM 747525103 246,379 1,481 SH SOLE 0 0 0 1,481
ROPER TECHNOLOGIES INC COM 776696106 3,206,257 6,429 SH SOLE 0 150 0 6,279
ROYAL GOLD INC COM 780287108 455,718 2,272 SH SOLE 0 0 0 2,272
RTX CORPORATION COM 75513E101 383,353 2,291 SH SOLE 0 0 0 2,291
S&P GLOBAL INC COM 78409V104 892,139 1,833 SH SOLE 0 10 0 1,823
SALESFORCE INC COM 79466L302 1,230,267 5,191 SH SOLE 0 0 0 5,191
SCHNEIDER NATIONAL INC CL B 80689H102 18,090,827 854,954 SH SOLE 0 11,124 0 843,830
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 6,502,401 247,240 SH SOLE 0 5,686 0 241,554
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,565,825 111,746 SH SOLE 0 1,000 0 110,746
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 728,610 26,689 SH SOLE 0 1,200 0 25,489
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 316,837 3,633 SH SOLE 0 0 0 3,633
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,331,225 4,723 SH SOLE 0 0 0 4,723
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 9,573,343 80,876 SH SOLE 0 1,600 0 79,276
SELECT SECTOR SPDR TR ENERGY 81369Y506 462,245 5,174 SH SOLE 0 0 0 5,174
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 486,121 3,493 SH SOLE 0 0 0 3,493
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 500,883 9,298 SH SOLE 0 0 0 9,298
SERVICENOW INC COM 81762P102 492,350 535 SH SOLE 0 0 0 535
SPDR GOLD TR GOLD SHS 78463V107 1,364,649 3,839 SH SOLE 0 0 0 3,839
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152 6,863,171 106,237 SH SOLE 0 3,200 0 103,037
SPDR S&P 500 ETF TR TR UNIT 78462F103 306,443 460 SH SOLE 0 0 0 460
SPDR SERIES TRUST NUVEEN ICE HIGH 78464A284 273,856 10,985 SH SOLE 0 0 0 10,985
SPDR SERIES TRUST SPDR S&P 500 ETF 78468R796 489,536 8,925 SH SOLE 0 0 0 8,925
SPDR SERIES TRUST S&P 500 ESG ETF 78468R531 219,131 3,446 SH SOLE 0 0 0 3,446
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 305,558 9,895 SH SOLE 0 0 0 9,895
STARBUCKS CORP COM 855244109 209,300 2,474 SH SOLE 0 0 0 2,474
STRYKER CORPORATION COM 863667101 8,292,023 22,431 SH SOLE 0 450 0 21,981
SYSCO CORP COM 871829107 848,102 10,300 SH SOLE 0 0 0 10,300
TESLA INC COM 88160R101 2,280,567 5,128 SH SOLE 0 85 0 5,043
THERMO FISHER SCIENTIFIC INC COM 883556102 605,305 1,248 SH SOLE 0 0 0 1,248
TRANSDIGM GROUP INC COM 893641100 501,399 380 SH SOLE 0 0 0 380
TRAVELERS COMPANIES INC COM 89417E109 552,297 1,978 SH SOLE 0 0 0 1,978
UNION PAC CORP COM 907818108 6,828,890 28,891 SH SOLE 0 300 0 28,591
UNITEDHEALTH GROUP INC COM 91324P102 6,716,844 19,452 SH SOLE 0 265 0 19,187
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 209,197 641 SH SOLE 0 0 0 641
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,194,233 16,058 SH SOLE 0 0 0 16,058
VANGUARD INDEX FDS SMALL CP ETF 922908751 216,647 852 SH SOLE 0 0 0 852
VANGUARD INDEX FDS TOTAL STK MKT 922908769 240,220 732 SH SOLE 0 0 0 732
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 628,020 3,000 SH SOLE 0 0 0 3,000
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 464,796 759 SH SOLE 0 0 0 759
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,415,307 68,211 SH SOLE 0 0 0 68,211
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 466,306 5,544 SH SOLE 0 0 0 5,544
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 312,537 6,655 SH SOLE 0 0 0 6,655
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,289,558 10,610 SH SOLE 0 1,620 0 8,990
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 303,435 5,064 SH SOLE 0 0 0 5,064
VANGUARD WORLD FD MEGA CAP INDEX 921910873 9,964,713 40,824 SH SOLE 0 15 0 40,809
VANGUARD WORLD FD ESG US STK ETF 921910733 555,219 4,688 SH SOLE 0 97 0 4,591
VARONIS SYS INC COM 922280102 589,068 10,250 SH SOLE 0 0 0 10,250
VERIZON COMMUNICATIONS INC COM 92343V104 593,765 13,510 SH SOLE 0 0 0 13,510
VERTEX PHARMACEUTICALS INC COM 92532F100 809,912 2,068 SH SOLE 0 0 0 2,068
VERTIV HOLDINGS CO COM CL A 92537N108 447,300 2,965 SH SOLE 0 0 0 2,965
VISA INC COM CL A 92826C839 11,075,908 32,445 SH SOLE 0 400 0 32,045
WALMART INC COM 931142103 646,320 6,271 SH SOLE 0 0 0 6,271
WEC ENERGY GROUP INC COM 92939U106 1,117,023 9,748 SH SOLE 0 0 0 9,748
YUM BRANDS INC COM 988498101 961,568 6,326 SH SOLE 0 0 0 6,326