The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 436,782 1,931 SH SOLE 0 0 1,931
ADVANCED MICRO DEVICES INC COM 007903107 217,842 913 SH SOLE 0 0 913
AFLAC INC COM 001055102 249,446 2,272 SH SOLE 0 0 2,272
ALPHABET INC CAP STK CL A 02079K305 829,305 3,304 SH SOLE 0 0 3,304
ALPHABET INC CAP STK CL C 02079K107 667,964 2,654 SH SOLE 0 0 2,654
AMAZON COM INC COM 023135106 2,776,973 12,882 SH SOLE 0 0 12,882
AMERICAN HEALTHCARE REIT INC COM SHS 398182303 354,032 8,285 SH SOLE 0 0 8,285
APPLE INC COM 037833100 13,507,511 54,173 SH SOLE 0 0 54,173
APPLIED MATLS INC COM 038222105 340,209 1,495 SH SOLE 0 0 1,495
AT&T INC COM 00206R102 347,433 13,327 SH SOLE 0 0 13,327
BANK AMERICA CORP COM 060505104 355,694 6,804 SH SOLE 0 0 6,804
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 443,276 893 SH SOLE 0 0 893
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 15,246,351 406,028 SH SOLE 0 0 406,028
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 36,789,717 623,343 SH SOLE 0 0 623,343
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 14,770,989 422,753 SH SOLE 0 0 422,753
BLACKROCK ETF TRUST ISHARES ADVANTAG 09290C863 211,242 6,749 SH SOLE 0 0 6,749
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 726,161 10,017 SH SOLE 0 0 10,017
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843 2,306,798 46,867 SH SOLE 0 0 46,867
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 2,546,875 47,892 SH SOLE 0 0 47,892
BOEING CO COM 097023105 1,548,631 7,237 SH SOLE 0 0 7,237
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 4,374,517 93,015 SH SOLE 0 0 93,015
BROADCOM INC COM 11135F101 4,186,885 11,917 SH SOLE 0 0 11,917
CATERPILLAR INC COM 149123101 481,918 902 SH SOLE 0 0 902
CHEVRON CORP NEW COM 166764100 291,093 1,914 SH SOLE 0 0 1,914
CISCO SYS INC COM 17275R102 258,431 3,717 SH SOLE 0 0 3,717
CLEVELAND-CLIFFS INC NEW COM 185899101 144,634 10,368 SH SOLE 0 0 10,368
COSTCO WHSL CORP NEW COM 22160K105 604,797 633 SH SOLE 0 0 633
CSX CORP COM 126408103 350,224 9,664 SH SOLE 0 0 9,664
DELL TECHNOLOGIES INC CL C 24703L202 365,710 2,379 SH SOLE 0 0 2,379
DISNEY WALT CO COM 254687106 881,440 7,890 SH SOLE 0 0 7,890
ELI LILLY & CO COM 532457108 223,067 270 SH SOLE 0 0 270
EXXON MOBIL CORP COM 30231G102 474,396 4,250 SH SOLE 0 0 4,250
GE AEROSPACE COM NEW 369604301 315,046 1,050 SH SOLE 0 0 1,050
GE VERNOVA INC COM 36828A101 279,225 453 SH SOLE 0 0 453
GLOBAL X FDS DEFENSE TECH ETF 37960A529 8,146,007 122,184 SH SOLE 0 0 122,184
HOME DEPOT INC COM 437076102 761,609 1,961 SH SOLE 0 0 1,961
INTERNATIONAL BUSINESS MACHS COM 459200101 537,151 1,913 SH SOLE 0 0 1,913
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 1,617,663 69,368 SH SOLE 0 0 69,368
INVESCO QQQ TR UNIT SER 1 46090E103 464,530 771 SH SOLE 0 0 771
IRON MTN INC DEL COM 46284V101 587,050 5,551 SH SOLE 0 0 5,551
ISHARES GOLD TR ISHARES NEW 464285204 5,518,213 69,569 SH SOLE 0 0 69,569
ISHARES INC CORE MSCI EMKT 46434G103 682,096 10,245 SH SOLE 0 0 10,245
ISHARES INC ESG AWR MSCI EM 46434G863 224,065 5,121 SH SOLE 0 0 5,121
ISHARES INC MSCI EMRG CHN 46434G764 843,204 12,089 SH SOLE 0 0 12,089
ISHARES TR IBOXX HI YD ETF 464288513 291,021 3,602 SH SOLE 0 0 3,602
ISHARES TR EAFE GRWTH ETF 464288885 5,543,541 48,129 SH SOLE 0 0 48,129
ISHARES TR CORE TOTAL USD 46434V613 17,824,635 380,137 SH SOLE 0 0 380,137
ISHARES TR MSCI USA VALUE 46432F388 544,952 4,312 SH SOLE 0 0 4,312
ISHARES TR A RATE CP BD ETF 46429B291 247,577 5,082 SH SOLE 0 0 5,082
ISHARES TR US INFRASTRUC 46435U713 273,369 5,093 SH SOLE 0 0 5,093
ISHARES TR 10-20 YR TRS ETF 464288653 2,197,871 21,117 SH SOLE 0 0 21,117
ISHARES TR U.S. TECH ETF 464287721 2,240,370 11,396 SH SOLE 0 0 11,396
ISHARES TR CORE MSCI EAFE 46432F842 365,348 4,170 SH SOLE 0 0 4,170
ISHARES TR S&P 500 GRWT ETF 464287309 50,696,744 421,069 SH SOLE 0 0 421,069
ISHARES TR CORE DIV GRWTH 46434V621 687,823 10,091 SH SOLE 0 0 10,091
ISHARES TR ISHS 1-5YR INVS 464288646 336,672 6,345 SH SOLE 0 0 6,345
ISHARES TR NATIONAL MUN ETF 464288414 564,397 5,270 SH SOLE 0 0 5,270
ISHARES TR MSCI USA MIN VOL 46429B697 1,384,788 14,693 SH SOLE 0 0 14,693
ISHARES TR CORE S&P500 ETF 464287200 952,599 1,425 SH SOLE 0 0 1,425
ISHARES TR 1 3 YR TREAS BD 464287457 297,497 3,585 SH SOLE 0 0 3,585
ISHARES TR 0-3 MNTH TREASRY 46436E718 547,539 5,447 SH SOLE 0 0 5,447
ISHARES TR MSCI USA QLT FCT 46432F339 5,857,462 30,238 SH SOLE 0 0 30,238
ISHARES TR 0-5 YR TIPS ETF 46429B747 822,562 7,957 SH SOLE 0 0 7,957
ISHARES TR US TREAS BD ETF 46429B267 502,843 21,646 SH SOLE 0 0 21,646
ISHARES TR CORE S&P MCP ETF 464287507 366,345 5,624 SH SOLE 0 0 5,624
ISHARES TR INVESTMENT GRADE 46435G219 353,803 7,661 SH SOLE 0 0 7,661
ISHARES TR ESG EAFE ETF 46436E759 233,165 3,049 SH SOLE 0 0 3,049
ISHARES TR CORE MSCI INTL 46435G326 202,125 2,509 SH SOLE 0 0 2,509
ISHARES TR JPMORGAN USD EMG 464288281 917,235 9,598 SH SOLE 0 0 9,598
ISHARES TR ESG MSCI USA ETF 46436E767 590,352 10,337 SH SOLE 0 0 10,337
ISHARES TR EAFE VALUE ETF 464288877 29,033,562 428,476 SH SOLE 0 0 428,476
ISHARES TR S&P 500 VAL ETF 464287408 42,100,633 203,887 SH SOLE 0 0 203,887
ISHARES TR CALIF MUN BD ETF 464288356 13,072,231 227,978 SH SOLE 0 0 227,978
ISHARES TR ESG AWR MSCI USA 46435G425 1,470,599 10,118 SH SOLE 0 0 10,118
ISHARES TR HDG MSCI EAFE 46434V803 264,928 6,579 SH SOLE 0 0 6,579
ISHARES TR MSCI EAFE ETF 464287465 246,356 2,625 SH SOLE 0 0 2,625
ISHARES TR ESG MSCI KLD 400 464288570 473,223 3,765 SH SOLE 0 0 3,765
ISHARES TR CORE 80/20 AGGRE 464289859 530,774 6,027 SH SOLE 0 0 6,027
ISHARES U S ETF TR INT RT HDG C B 46431W705 212,147 2,272 SH SOLE 0 0 2,272
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 6,665,940 98,419 SH SOLE 0 0 98,419
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 23,718,275 380,283 SH SOLE 0 0 380,283
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 281,526 4,950 SH SOLE 0 0 4,950
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 235,742 4,659 SH SOLE 0 0 4,659
JOHNSON & JOHNSON COM 478160104 269,297 1,409 SH SOLE 0 0 1,409
JPMORGAN CHASE & CO. COM 46625H100 881,122 2,882 SH SOLE 0 0 2,882
KKR & CO INC COM 48251W104 259,478 2,085 SH SOLE 0 0 2,085
LAM RESEARCH CORP COM NEW 512807306 649,052 4,483 SH SOLE 0 0 4,483
LOCKHEED MARTIN CORP COM 539830109 416,927 835 SH SOLE 0 0 835
MCDONALDS CORP COM 580135101 627,906 2,057 SH SOLE 0 0 2,057
META PLATFORMS INC CL A 30303M102 757,712 1,056 SH SOLE 0 0 1,056
MICROSOFT CORP COM 594918104 5,110,701 9,954 SH SOLE 0 0 9,954
NETFLIX INC COM 64110L106 578,782 481 SH SOLE 0 0 481
NORTHROP GRUMMAN CORP COM 666807102 251,038 412 SH SOLE 0 0 412
NVIDIA CORPORATION COM 67066G104 5,753,428 31,994 SH SOLE 0 0 31,994
ORACLE CORP COM 68389X105 301,665 994 SH SOLE 0 0 994
PROCTER AND GAMBLE CO COM 742718109 579,047 3,928 SH SOLE 0 0 3,928
PROLOGIS INC. COM 74340W103 756,856 6,165 SH SOLE 0 0 6,165
ROCKET LAB CORP COM 773121108 401,766 5,800 SH SOLE 0 0 5,800
ROCKWELL AUTOMATION INC COM 773903109 437,033 1,241 SH SOLE 0 0 1,241
ROSS STORES INC COM 778296103 421,305 2,684 SH SOLE 0 0 2,684
RTX CORPORATION COM 75513E101 259,413 1,652 SH SOLE 0 0 1,652
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 293,816 6,779 SH SOLE 0 0 6,779
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 296,382 1,351 SH SOLE 0 0 1,351
SELECT SECTOR SPDR TR ENERGY 81369Y506 323,609 3,749 SH SOLE 0 0 3,749
SEMPRA COM 816851109 941,970 10,207 SH SOLE 0 0 10,207
SOUTHWEST AIRLS CO COM 844741108 220,996 6,585 SH SOLE 0 0 6,585
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 22,107,366 470,570 SH SOLE 0 0 470,570
SPDR S&P 500 ETF TR TR UNIT 78462F103 665,689 1,001 SH SOLE 0 0 1,001
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 24,466,765 312,714 SH SOLE 0 0 312,714
SPDR SERIES TRUST PORT MTG BK ETF 78464A383 3,178,330 140,946 SH SOLE 0 0 140,946
TARSUS PHARMACEUTICALS INC COM 87650L103 254,830 3,400 SH SOLE 0 0 3,400
TESLA INC COM 88160R101 1,986,895 4,566 SH SOLE 0 0 4,566
TJX COS INC NEW COM 872540109 240,004 1,653 SH SOLE 0 0 1,653
UNITEDHEALTH GROUP INC COM 91324P102 286,521 793 SH SOLE 0 0 793
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,932,404 58,919 SH SOLE 0 0 58,919
VANGUARD INDEX FDS TOTAL STK MKT 922908769 317,895 968 SH SOLE 0 0 968
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 505,901 827 SH SOLE 0 0 827
VANGUARD INDEX FDS GROWTH ETF 922908736 227,922 476 SH SOLE 0 0 476
VANGUARD WORLD FD INF TECH ETF 92204A702 434,030 577 SH SOLE 0 0 577
VANGUARD WORLD FD MEGA CAP INDEX 921910873 23,615,846 96,806 SH SOLE 0 0 96,806
VISA INC COM CL A 92826C839 269,210 779 SH SOLE 0 0 779
WALMART INC COM 931142103 630,955 5,787 SH SOLE 0 0 5,787
WESTAMERICA BANCORPORATION COM 957090103 238,797 5,139 SH SOLE 0 0 5,139