The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 27,582,985 45,042 SH SOLE 0 0 45,042
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 21,973,017 349,277 SH SOLE 0 0 349,277
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 18,103,965 356,869 SH SOLE 0 0 356,869
INVESCO QQQ TR UNIT SER 1 46090E103 10,212,294 17,010 SH SOLE 0 0 17,010
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 10,020,964 40,551 SH SOLE 0 0 40,551
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,864,496 114,561 SH SOLE 0 0 114,561
SPDR SERIES TRUST S&P DIVID ETF 78464A763 5,310,837 37,921 SH SOLE 0 0 37,921
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 4,069,480 44,354 SH SOLE 0 0 44,354
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 3,950,704 120,485 SH SOLE 0 0 120,485
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,417,044 49,913 SH SOLE 0 0 49,913
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 3,117,612 82,542 SH SOLE 0 0 82,542
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 3,101,154 94,260 SH SOLE 0 0 94,260
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,033,983 37,958 SH SOLE 0 0 37,958
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,661,187 45,717 SH SOLE 0 0 45,717
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,594,489 67,267 SH SOLE 0 0 67,267
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,833,287 5,586 SH SOLE 0 0 5,586
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 1,492,635 46,543 SH SOLE 0 0 46,543
MARKEL GROUP INC COM 570535104 1,446,900 757 SH SOLE 0 0 757
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,326,256 43,634 SH SOLE 0 0 43,634
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,241,208 34,146 SH SOLE 0 0 34,146
MICROSOFT CORP COM 594918104 849,438 1,640 SH SOLE 0 0 1,640
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 574,632 1,143 SH SOLE 0 0 1,143
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 511,898 16,313 SH SOLE 0 0 16,313
ISHARES TR CORE S&P500 ETF 464287200 472,526 706 SH SOLE 0 0 706
APPLE INC COM 037833100 459,353 1,804 SH SOLE 0 0 1,804
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 417,554 1,935 SH SOLE 0 0 1,935
JOHNSON & JOHNSON COM 478160104 415,156 2,239 SH SOLE 0 0 2,239
SPDR S&P 500 ETF TR TR UNIT 78462F103 411,034 617 SH SOLE 0 0 617
ISHARES TR RUS 1000 ETF 464287622 383,389 1,049 SH SOLE 0 0 1,049
ISHARES TR CORE US AGGBD ET 464287226 356,690 3,558 SH SOLE 0 0 3,558
ALPHABET INC CAP STK CL A 02079K305 322,351 1,326 SH SOLE 0 0 1,326
MERCK & CO INC COM 58933Y105 291,657 3,475 SH SOLE 0 0 3,475
MCKESSON CORP COM 58155Q103 284,295 368 SH SOLE 0 0 368
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 267,564 8,486 SH SOLE 0 0 8,486
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 226,897 3,140 SH SOLE 0 0 3,140
ISHARES TR CORE S&P SCP ETF 464287804 207,121 1,743 SH SOLE 0 0 1,743