The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
374WATER INC COM 88583P104 5,259 18,330 SH SOLE 0 0 18,330
ABBOTT LABS COM 002824100 439,189 3,279 SH SOLE 0 0 3,279
ABBVIE INC COM 00287Y109 909,258 3,927 SH SOLE 0 0 3,927
ADVANCED MICRO DEVICES INC COM 007903107 223,270 1,380 SH SOLE 0 0 1,380
ALPHABET INC CAP STK CL C 02079K107 24,450,016 100,390 SH SOLE 0 0 100,390
ALPHABET INC CAP STK CL A 02079K305 6,949,056 28,585 SH SOLE 0 0 28,585
AMAZON COM INC COM 023135106 5,444,677 24,797 SH SOLE 0 0 24,797
AMERICAN CENTY ETF TR US EQT ETF 025072885 20,980,638 193,014 SH SOLE 0 0 193,014
AMERICAN EXPRESS CO COM 025816109 726,738 2,188 SH SOLE 0 0 2,188
AON PLC SHS CL A G0403H108 308,798 866 SH SOLE 0 0 866
APOLLO GLOBAL MGMT INC COM 03769M106 214,165 1,607 SH SOLE 0 0 1,607
APPLE INC COM 037833100 20,398,986 80,112 SH SOLE 0 0 80,112
AUTOMATIC DATA PROCESSING IN COM 053015103 376,038 1,281 SH SOLE 0 0 1,281
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,612,895 5,194 SH SOLE 0 0 5,194
BNY MELLON ETF TRUST CORE BOND ETF 09661T602 51,084,514 1,199,167 SH SOLE 0 0 1,199,167
BONDBLOXX ETF TRUST IR M TAXAWARE 09789C721 9,147,494 179,433 SH SOLE 0 0 179,433
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 1,560,939 33,475 SH SOLE 0 0 33,475
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861 15,973,983 321,667 SH SOLE 0 0 321,667
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788 103,817,581 2,059,056 SH SOLE 0 0 2,059,056
BOSTON SCIENTIFIC CORP COM 101137107 486,002 4,978 SH SOLE 0 0 4,978
BROADCOM INC COM 11135F101 1,067,919 3,237 SH SOLE 0 0 3,237
CANADIAN PACIFIC KANSAS CITY COM 13646K108 257,919 3,456 SH SOLE 0 0 3,456
CANDEL THERAPEUTICS INC COM 137404109 1,010,693 198,175 SH SOLE 0 0 198,175
CENTESSA PHARMACEUTICALS PLC SPONSORED ADS 152309100 14,502,567 598,044 SH SOLE 0 0 598,044
CHEVRON CORP NEW COM 166764100 1,248,997 8,043 SH SOLE 0 0 8,043
COCA COLA CO COM 191216100 253,232 3,816 SH SOLE 0 0 3,816
CONOCOPHILLIPS COM 20825C104 812,150 8,586 SH SOLE 0 0 8,586
COSTCO WHSL CORP NEW COM 22160K105 855,282 924 SH SOLE 0 0 924
DELL TECHNOLOGIES INC CL C 24703L202 232,280 1,638 SH SOLE 0 0 1,638
DIAGEO PLC SPON ADR NEW 25243Q205 3,274,871 34,317 SH SOLE 0 0 34,317
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 624,720 19,814 SH SOLE 0 0 19,814
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 249,581 6,074 SH SOLE 0 0 6,074
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 518,183 12,654 SH SOLE 0 0 12,654
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 27,377,042 399,898 SH SOLE 0 0 399,898
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 437,500 9,079 SH SOLE 0 0 9,079
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 1,373,354 25,781 SH SOLE 0 0 25,781
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 14,609,440 461,886 SH SOLE 0 0 461,886
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 352,728 4,869 SH SOLE 0 0 4,869
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 1,106,411 26,050 SH SOLE 0 0 26,050
DISNEY WALT CO COM 254687106 232,024 2,026 SH SOLE 0 0 2,026
EATON CORP PLC SHS G29183103 212,574 568 SH SOLE 0 0 568
ELI LILLY & CO COM 532457108 293,755 385 SH SOLE 0 0 385
EXXON MOBIL CORP COM 30231G102 772,450 6,851 SH SOLE 0 0 6,851
FIFTH THIRD BANCORP COM 316773100 217,988 4,890 SH SOLE 0 0 4,890
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 933,195 51,162 SH SOLE 0 0 51,162
GOLDMAN SACHS GROUP INC COM 38141G104 520,017 653 SH SOLE 0 0 653
HOME DEPOT INC COM 437076102 435,579 1,075 SH SOLE 0 0 1,075
INTERNATIONAL BUSINESS MACHS COM 459200101 213,595 757 SH SOLE 0 0 757
INTUIT COM 461202103 333,260 488 SH SOLE 0 0 488
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636 34,257,031 1,437,559 SH SOLE 0 0 1,437,559
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 473,718 6,057 SH SOLE 0 0 6,057
INVESCO QQQ TR UNIT SER 1 46090E103 1,346,630 2,243 SH SOLE 0 0 2,243
ISHARES INC CORE MSCI EMKT 46434G103 1,920,184 29,129 SH SOLE 0 0 29,129
ISHARES INC JP MORGAN EM ETF 464286517 340,106 8,253 SH SOLE 0 0 8,253
ISHARES TR ESG AWR MSCI USA 46435G425 480,189 3,298 SH SOLE 0 0 3,298
ISHARES TR PFD AND INCM SEC 464288687 5,139,257 162,532 SH SOLE 0 0 162,532
ISHARES TR USD GRN BOND ETF 46435U440 714,845 14,853 SH SOLE 0 0 14,853
ISHARES TR CORE US AGGBD ET 464287226 26,784,420 267,176 SH SOLE 0 0 267,176
ISHARES TR CORE S&P SCP ETF 464287804 222,450 1,872 SH SOLE 0 0 1,872
ISHARES TR RUS MID CAP ETF 464287499 375,000 3,884 SH SOLE 0 0 3,884
ISHARES TR CORE TOTAL USD 46434V613 14,922,880 319,479 SH SOLE 0 0 319,479
ISHARES TR CORE MSCI EAFE 46432F842 10,144,811 116,193 SH SOLE 0 0 116,193
ISHARES TR RUSSELL 2000 ETF 464287655 2,996,433 12,384 SH SOLE 0 0 12,384
ISHARES TR CORE MSCI PAC 46434V696 780,928 10,635 SH SOLE 0 0 10,635
ISHARES TR CORE MSCI EURO 46434V738 6,336,999 93,027 SH SOLE 0 0 93,027
ISHARES TR RUS MD CP GR ETF 464287481 251,923 1,769 SH SOLE 0 0 1,769
ISHARES TR CORE MSCI INTL 46435G326 5,380,289 67,111 SH SOLE 0 0 67,111
ISHARES TR RUS 1000 GRW ETF 464287614 206,569 441 SH SOLE 0 0 441
ISHARES TR CORE S&P TTL STK 464287150 135,515,201 930,417 SH SOLE 0 0 930,417
ISHARES TR RUSSELL 3000 ETF 464287689 14,705,904 38,808 SH SOLE 0 0 38,808
ISHARES TR RUS 1000 ETF 464287622 1,388,824 3,800 SH SOLE 0 0 3,800
ISHARES TR CORE 1 5 YR USD 46432F859 233,895 4,789 SH SOLE 0 0 4,789
ISHARES TR CORE S&P500 ETF 464287200 1,046,116 1,563 SH SOLE 0 0 1,563
JOHNSON & JOHNSON COM 478160104 265,336 1,431 SH SOLE 0 0 1,431
JPMORGAN CHASE & CO. COM 46625H100 1,145,642 3,632 SH SOLE 0 0 3,632
KLA CORP COM NEW 482480100 240,575 223 SH SOLE 0 0 223
LOWES COS INC COM 548661107 465,929 1,854 SH SOLE 0 0 1,854
MARRIOTT INTL INC NEW CL A 571903202 413,579 1,588 SH SOLE 0 0 1,588
MASTERCARD INCORPORATED CL A 57636Q104 315,690 555 SH SOLE 0 0 555
MCDONALDS CORP COM 580135101 417,545 1,374 SH SOLE 0 0 1,374
META PLATFORMS INC CL A 30303M102 4,514,234 6,147 SH SOLE 0 0 6,147
MICRON TECHNOLOGY INC COM 595112103 294,149 1,758 SH SOLE 0 0 1,758
MICROSOFT CORP COM 594918104 12,634,468 24,392 SH SOLE 0 0 24,392
MONGODB INC CL A 60937P106 287,722 927 SH SOLE 0 0 927
MORGAN STANLEY COM NEW 617446448 441,750 2,779 SH SOLE 0 0 2,779
NETFLIX INC COM 64110L106 802,077 669 SH SOLE 0 0 669
NEXTERA ENERGY INC COM 65339F101 365,530 4,839 SH SOLE 0 0 4,839
NORFOLK SOUTHN CORP COM 655844108 248,228 826 SH SOLE 0 0 826
NVIDIA CORPORATION COM 67066G104 2,774,895 14,870 SH SOLE 0 0 14,870
ORACLE CORP COM 68389X105 792,253 2,817 SH SOLE 0 0 2,817
PEPSICO INC COM 713448108 226,108 1,610 SH SOLE 0 0 1,610
PHILIP MORRIS INTL INC COM 718172109 3,165,820 19,518 SH SOLE 0 0 19,518
PHILLIPS 66 COM 718546104 451,178 3,317 SH SOLE 0 0 3,317
PPG INDS INC COM 693506107 226,512 2,155 SH SOLE 0 0 2,155
PROCORE TECHNOLOGIES INC COM 74275K108 200,238 2,746 SH SOLE 0 0 2,746
PROCTER AND GAMBLE CO COM 742718109 949,404 6,178 SH SOLE 0 0 6,178
REDDIT INC CL A 75734B100 3,639,132 15,823 SH SOLE 0 0 15,823
RTX CORPORATION COM 75513E101 205,481 1,228 SH SOLE 0 0 1,228
S&P GLOBAL INC COM 78409V104 206,852 425 SH SOLE 0 0 425
SPDR GOLD TR GOLD SHS 78463V107 330,232 929 SH SOLE 0 0 929
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,995,875 2,996 SH SOLE 0 0 2,996
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 588,878 988 SH SOLE 0 0 988
STARBUCKS CORP COM 855244109 265,898 3,143 SH SOLE 0 0 3,143
STRATEGY INC CL A NEW 594972408 576,434 1,789 SH SOLE 0 0 1,789
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 431,224 1,544 SH SOLE 0 0 1,544
TESLA INC COM 88160R101 305,967 688 SH SOLE 0 0 688
THERMO FISHER SCIENTIFIC INC COM 883556102 419,057 864 SH SOLE 0 0 864
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 374,920 14,697 SH SOLE 0 0 14,697
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 20,254,417 204,363 SH SOLE 0 0 204,363
VANECK ETF TRUST PREFERRED SECURT 92189F429 22,858,368 1,286,346 SH SOLE 0 0 1,286,346
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14,177,897 190,640 SH SOLE 0 0 190,640
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,466,889 12,191 SH SOLE 0 0 12,191
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,696,624 10,603 SH SOLE 0 0 10,603
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 976,152 4,663 SH SOLE 0 0 4,663
VANGUARD INDEX FDS TOTAL STK MKT 922908769 67,329,505 205,137 SH SOLE 0 0 205,137
VANGUARD INDEX FDS GROWTH ETF 922908736 666,658 1,390 SH SOLE 0 0 1,390
VANGUARD INDEX FDS LARGE CAP ETF 922908637 244,749 795 SH SOLE 0 0 795
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 21,264,230 242,079 SH SOLE 0 0 242,079
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,413,960 24,775 SH SOLE 0 0 24,775
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 30,275,319 379,390 SH SOLE 0 0 379,390
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,666,208 46,764 SH SOLE 0 0 46,764
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 27,703,391 511,321 SH SOLE 0 0 511,321
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 202,223 2,530 SH SOLE 0 0 2,530
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 602,401 2,789 SH SOLE 0 0 2,789
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,866,148 79,855 SH SOLE 0 0 79,855
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 69,293,932 1,156,441 SH SOLE 0 0 1,156,441
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 217,627 1,544 SH SOLE 0 0 1,544
VANGUARD WORLD FD INF TECH ETF 92204A702 430,059 576 SH SOLE 0 0 576
VISA INC COM CL A 92826C839 560,887 1,643 SH SOLE 0 0 1,643
VIVANI MEDICAL INC COMMON STOCK 92854B109 1,439,848 1,021,169 SH SOLE 0 0 1,021,169
WALMART INC COM 931142103 226,320 2,196 SH SOLE 0 0 2,196
ZOOMINFO TECHNOLOGIES INC COMMON STOCK 98980F104 219,542 20,123 SH SOLE 0 0 20,123