v3.25.3
Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Loans, including fees $ 42,198 $ 42,504 $ 124,852 $ 124,400
Securities:        
Taxable 2,643 3,261 8,116 10,071
Tax-exempt 739 806 2,224 2,424
Deposits with banks 2,087 2,041 6,551 3,855
Securities purchased under agreements to resell 1,258 0 1,280 0
Total interest income 48,925 48,612 143,023 140,750
Interest expense:        
Deposits 22,539 26,076 66,638 71,578
Federal funds purchased and other short-term borrowings 0 115 0 4,248
Subordinated notes 1,107 1,112 3,316 3,325
Federal Home Loan Bank advances 2,292 2,748 6,786 7,791
Long-term debt 486 601 1,508 1,868
Total interest expense 26,424 30,652 78,248 88,810
Net interest income 22,501 17,960 64,775 51,940
Credit loss expense (benefit) 0 0 0 0
Net interest income after credit loss expense 22,501 17,960 64,775 51,940
Noninterest income:        
Increase in cash value of bank-owned life insurance 308 287 885 839
Other income 333 285 950 938
Total noninterest income 2,503 2,359 7,156 7,004
Noninterest expense:        
Salaries and employee benefits 7,457 6,823 21,804 20,481
Occupancy and equipment 2,090 1,926 6,087 5,225
Data processing 663 771 1,923 2,239
Technology and software 794 722 2,371 2,153
FDIC insurance 637 711 1,894 1,861
Professional fees 303 239 914 740
Director fees 195 223 603 658
Other expenses 1,411 1,477 4,502 4,597
Total noninterest expense 13,550 12,892 40,098 37,954
Income before income taxes 11,454 7,427 31,833 20,990
Income taxes 2,140 1,475 6,698 4,037
Net income $ 9,314 $ 5,952 $ 25,135 $ 16,953
Basic earnings per common share $ 0.55 $ 0.35 $ 1.49 $ 1.01
Diluted earnings per common share $ 0.55 $ 0.35 $ 1.48 $ 1.00
Service charges on deposit accounts [Member]        
Noninterest income:        
Revenue from contract with customer, including assessed tax $ 491 $ 459 $ 1,448 $ 1,381
Debit card usage fees [Member]        
Noninterest income:        
Revenue from contract with customer, including assessed tax 477 500 1,401 1,448
Trust services [Member]        
Noninterest income:        
Revenue from contract with customer, including assessed tax $ 894 $ 828 $ 2,472 $ 2,398