Loans and Allowance for Credit Losses (Tables)
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9 Months Ended |
Sep. 30, 2025 |
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| Loans and Allowance for Credit Losses [Abstract] |
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| Schedule of Loans [Table Text Block] |
Loans consisted of the following segments as of September 30, 2025 and December 31, 2024. | | | | | | | | | | | | | | September 30, 2025 | | December 31, 2024 | | Commercial | $ | 511,316 | | | $ | 514,232 | | | Real estate: | | | | | Construction, land and land development | 448,660 | | | 508,147 | | | 1-4 family residential first mortgages | 87,784 | | | 87,858 | | | Home equity | 27,083 | | | 19,294 | | | Commercial | 1,912,235 | | | 1,861,195 | | | Consumer and other | 24,697 | | | 17,287 | | | | 3,011,775 | | | 3,008,013 | | | Net unamortized fees and costs | (2,887) | | | (3,153) | | | | $ | 3,008,888 | | | $ | 3,004,860 | |
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| Allowance for Loan Losses [Table Text Block] |
The following tables detail the changes in the allowance for credit losses (ACL) by loan segment for the three and nine months ended September 30, 2025 and 2024.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended September 30, 2025 | | | | Real Estate | | | | | | Commercial | | Construction and Land | | 1-4 Family Residential | | Home Equity | | Commercial | | Consumer and Other | | Total | | Beginning balance | $ | 5,644 | | | $ | 4,098 | | | $ | 623 | | | $ | 241 | | | $ | 19,653 | | | $ | 280 | | | $ | 30,539 | | | Charge-offs | — | | | — | | | (27) | | | (8) | | | — | | | — | | | (35) | | | Recoveries | 7 | | | 3 | | | — | | | 1 | | | — | | | — | | | 11 | | Provision for credit loss expense(1) | — | | | (158) | | | 62 | | | 40 | | | 30 | | | 26 | | | — | | | Ending balance | $ | 5,651 | | | $ | 3,943 | | | $ | 658 | | | $ | 274 | | | $ | 19,683 | | | $ | 306 | | | $ | 30,515 | | | | | | | | | | | | | | | | | Nine Months Ended September 30, 2025 | | | | Real Estate | | | | | | Commercial | | Construction and Land | | 1-4 Family Residential | | Home Equity | | Commercial | | Consumer and Other | | Total | | Beginning balance | $ | 5,489 | | | $ | 4,354 | | | $ | 650 | | | $ | 200 | | | $ | 19,544 | | | $ | 195 | | | $ | 30,432 | | | Charge-offs | — | | | — | | | (27) | | | (8) | | | — | | | — | | | (35) | | | Recoveries | 21 | | | 10 | | | 73 | | | 14 | | | — | | | — | | | 118 | | Provision for credit loss expense(1) | 141 | | | (421) | | | (38) | | | 68 | | | 139 | | | 111 | | | — | | | Ending balance | $ | 5,651 | | | $ | 3,943 | | | $ | 658 | | | $ | 274 | | | $ | 19,683 | | | $ | 306 | | | $ | 30,515 | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended September 30, 2024 | | | | Real Estate | | | | | | Commercial | | Construction and Land | | 1-4 Family Residential | | Home Equity | | Commercial | | Consumer and Other | | Total | | Beginning balance | $ | 5,106 | | | $ | 4,228 | | | $ | 643 | | | $ | 148 | | | $ | 18,143 | | | $ | 154 | | | $ | 28,422 | | | | | | | | | | | | | | | | | Charge-offs | (16) | | | — | | | — | | | — | | | — | | | — | | | (16) | | | Recoveries | 8 | | | 3 | | | 1 | | | 1 | | | — | | | — | | | 13 | | Provision for credit loss expense(1) | 183 | | | 66 | | | 2 | | | 25 | | | 723 | | | 1 | | | 1,000 | | | Ending balance | $ | 5,281 | | | $ | 4,297 | | | $ | 646 | | | $ | 174 | | | $ | 18,866 | | | $ | 155 | | | $ | 29,419 | | | | | | | | | | | | | | | | | Nine Months Ended September 30, 2024 | | | | Real Estate | | | | | | Commercial | | Construction and Land | | 1-4 Family Residential | | Home Equity | | Commercial | | Consumer and Other | | Total | | Beginning balance | $ | 5,291 | | | $ | 3,668 | | | $ | 704 | | | $ | 142 | | | $ | 18,420 | | | $ | 117 | | | $ | 28,342 | | | Charge-offs | (20) | | | — | | | — | | | — | | | — | | | — | | | (20) | | | Recoveries | 43 | | | 10 | | | 41 | | | 3 | | | — | | | — | | | 97 | | Provision for credit loss expense(1) | (33) | | | 619 | | | (99) | | | 29 | | | 446 | | | 38 | | | 1,000 | | | Ending balance | $ | 5,281 | | | $ | 4,297 | | | $ | 646 | | | $ | 174 | | | $ | 18,866 | | | $ | 155 | | | $ | 29,419 | |
(1)The negative provisions for the various segments are related to the decline in outstanding balances in each of those portfolio segments during the time periods disclosed, improvement in qualitative risk factors related to those portfolio segments and/or changes in economic forecasts.
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| Allowance for Loan Loss by Impairment Method [Table Text Block] |
The following tables present a breakdown of the ACL by segment, disaggregated based on the evaluation method as of September 30, 2025 and December 31, 2024.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | September 30, 2025 | | | | Real Estate | | | | | | Commercial | | Construction and Land | | 1-4 Family Residential | | Home Equity | | Commercial | | Consumer and Other | | Total | | Ending balance: | | | | | | | | | | | | | | | Individually evaluated for credit losses | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | Collectively evaluated for credit losses | 5,651 | | | 3,943 | | | 658 | | | 274 | | | 19,683 | | | 306 | | | 30,515 | | | Total | $ | 5,651 | | | $ | 3,943 | | | $ | 658 | | | $ | 274 | | | $ | 19,683 | | | $ | 306 | | | $ | 30,515 | | | | | | | | | | | | | | | | | December 31, 2024 | | | | Real Estate | | | | | | Commercial | | Construction and Land | | 1-4 Family Residential | | Home Equity | | Commercial | | Consumer and Other | | Total | | Ending balance: | | | | | | | | | | | | | | | Individually evaluated for credit losses | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | Collectively evaluated for credit losses | 5,489 | | | 4,354 | | | 650 | | | 200 | | | 19,544 | | | 195 | | | 30,432 | | | Total | $ | 5,489 | | | $ | 4,354 | | | $ | 650 | | | $ | 200 | | | $ | 19,544 | | | $ | 195 | | | $ | 30,432 | |
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| Loans by impairment method |
The following tables present the recorded investment in loans, exclusive of unamortized fees and costs, disaggregated based on the evaluation method by segment as of September 30, 2025 and December 31, 2024.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | September 30, 2025 | | | | Real Estate | | | | | | Commercial | | Construction and Land | | 1-4 Family Residential | | Home Equity | | Commercial | | Consumer and Other | | Total | | Ending balance: | | | | | | | | | | | | | | | Individually evaluated for credit losses | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | Collectively evaluated for credit losses | 511,316 | | | 448,660 | | | 87,784 | | | 27,083 | | | 1,912,235 | | | 24,697 | | | 3,011,775 | | | Total | $ | 511,316 | | | $ | 448,660 | | | $ | 87,784 | | | $ | 27,083 | | | $ | 1,912,235 | | | $ | 24,697 | | | $ | 3,011,775 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2024 | | | | Real Estate | | | | | | Commercial | | Construction and Land | | 1-4 Family Residential | | Home Equity | | Commercial | | Consumer and Other | | Total | | Ending balance: | | | | | | | | | | | | | | | Individually evaluated for credit losses | $ | — | | | $ | — | | | $ | 133 | | | $ | — | | | $ | — | | | $ | — | | | $ | 133 | | | Collectively evaluated for credit losses | 514,232 | | | 508,147 | | | 87,725 | | | 19,294 | | | 1,861,195 | | | 17,287 | | | 3,007,880 | | | Total | $ | 514,232 | | | $ | 508,147 | | | $ | 87,858 | | | $ | 19,294 | | | $ | 1,861,195 | | | $ | 17,287 | | | $ | 3,008,013 | |
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| Financing Receivable, Nonaccrual |
The following table presents the amortized cost basis of loans on nonaccrual status, loans on nonaccrual status with no ACL recorded, and loans past due 90 days or more and still accruing by loan segment as of the dates indicated.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total Nonaccrual | | Nonaccrual with no Allowance for Credit Losses | | 90 Days or More Past Due and Accruing | | September 30, 2025 | | December 31, 2024 | | September 30, 2025 | | December 31, 2024 | | September 30, 2025 | | December 31, 2024 | | Commercial | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | Real estate: | | | | | | | | | | | | | Construction, land and land | | | | | | | | | | | | | development | — | | | — | | | — | | | — | | | — | | | — | | | 1-4 family residential first | | | | | | | | | | | | | mortgages | — | | | 133 | | | — | | | 133 | | | — | | | — | | | Home equity | — | | | — | | | — | | | — | | | — | | | — | | | Commercial | — | | | — | | | — | | | — | | | — | | | — | | | Consumer and other | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | — | | | $ | 133 | | | $ | — | | | $ | 133 | | | $ | — | | | $ | — | |
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| Past Due Loans [Table Text Block] |
The following tables provide an analysis of the delinquency status of the amortized cost of loans as of September 30, 2025 and December 31, 2024.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | September 30, 2025 | | 30-59
Days Past
Due | | 60-89
Days Past
Due | | 90 Days
or More
Past Due | | Total
Past Due | | Current | | Total Loans | | Commercial | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | 511,316 | | | $ | 511,316 | | | Real estate: | | | | | | | | | | | | | Construction, land and | | | | | | | | | | | | | land development | — | | | — | | | — | | | — | | | 448,660 | | | 448,660 | | | 1-4 family residential | | | | | | | | | | | | | first mortgages | — | | | — | | | — | | | — | | | 87,784 | | | 87,784 | | | Home equity | — | | | — | | | — | | | — | | | 27,083 | | | 27,083 | | | Commercial | — | | | — | | | — | | | — | | | 1,912,235 | | | 1,912,235 | | | Consumer and other | — | | | — | | | — | | | — | | | 24,697 | | | 24,697 | | | Total | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | 3,011,775 | | | $ | 3,011,775 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2024 | | 30-59
Days Past
Due | | 60-89
Days Past
Due | | 90 Days
or More
Past Due | | Total
Past Due | | Current | | Total
Loans | | Commercial | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | 514,232 | | | $ | 514,232 | | | Real estate: | | | | | | | | | | | | | Construction, land and | | | | | | | | | | | | | land development | — | | | — | | | — | | | — | | | 508,147 | | | 508,147 | | | 1-4 family residential | | | | | | | | | | | | | first mortgages | — | | | — | | | — | | | — | | | 87,858 | | | 87,858 | | | Home equity | — | | | — | | | — | | | — | | | 19,294 | | | 19,294 | | | Commercial | — | | | — | | | — | | | — | | | 1,861,195 | | | 1,861,195 | | | Consumer and other | — | | | — | | | — | | | — | | | 17,287 | | | 17,287 | | | Total | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | 3,008,013 | | | $ | 3,008,013 | |
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| Loan Credit Quality Indicators [Table Text Block] |
The following tables present the amortized cost basis of loans by loan segment, credit quality indicator and origination year, and the current period gross write-off by loan segment and origination year, based on the analysis performed as of September 30, 2025 and December 31, 2024.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans by Origination Year | | | | | | | | As of September 30, 2025 | 2025 | | 2024 | | 2023 | | 2022 | | 2021 | | Prior | | Revolving Loans | | Total | | Commercial | | | | | | | | | | | | | | | | | Pass | $ | 84,220 | | | $ | 69,597 | | | $ | 57,844 | | | $ | 66,681 | | | $ | 28,809 | | | $ | 44,027 | | | $ | 151,715 | | | $ | 502,893 | | | Watch | 2,210 | | | 818 | | | 1,112 | | | 681 | | | 48 | | | — | | | 3,554 | | | 8,423 | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 86,430 | | | $ | 70,415 | | | $ | 58,956 | | | $ | 67,362 | | | $ | 28,857 | | | $ | 44,027 | | | $ | 155,269 | | | $ | 511,316 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | Real estate: | | | | | | | | | | | | | | | | | Construction, land and land development | | | | | | | | | | | | | | | | | Pass | $ | 70,510 | | | $ | 84,535 | | | $ | 133,459 | | | $ | 73,346 | | | $ | 3,210 | | | $ | 746 | | | $ | 82,854 | | | $ | 448,660 | | | Watch | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 70,510 | | | $ | 84,535 | | | $ | 133,459 | | | $ | 73,346 | | | $ | 3,210 | | | $ | 746 | | | $ | 82,854 | | | $ | 448,660 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | 1-4 family residential first mortgages | | | | | | | | | | | | | | | | | Pass | $ | 25,191 | | | $ | 7,632 | | | $ | 11,544 | | | $ | 16,522 | | | $ | 13,471 | | | $ | 4,695 | | | $ | 25 | | | $ | 79,080 | | | Watch | — | | | — | | | 8,704 | | | — | | | — | | | — | | | — | | | 8,704 | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 25,191 | | | $ | 7,632 | | | $ | 20,248 | | | $ | 16,522 | | | $ | 13,471 | | | $ | 4,695 | | | $ | 25 | | | $ | 87,784 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | 27 | | | $ | — | | | $ | 27 | | | Home equity | | | | | | | | | | | | | | | | | Pass | $ | 744 | | | $ | 292 | | | $ | 2,630 | | | $ | 138 | | | $ | 384 | | | $ | — | | | $ | 22,895 | | | $ | 27,083 | | | Watch | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 744 | | | $ | 292 | | | $ | 2,630 | | | $ | 138 | | | $ | 384 | | | $ | — | | | $ | 22,895 | | | $ | 27,083 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | 8 | | | $ | — | | | $ | — | | | $ | 8 | | | Commercial | | | | | | | | | | | | | | | | | Pass | $ | 276,270 | | | $ | 221,902 | | | $ | 127,656 | | | $ | 431,910 | | | $ | 409,261 | | | $ | 382,366 | | | $ | 41,326 | | | $ | 1,890,691 | | | Watch | — | | | 6,828 | | | 1,450 | | | 6,036 | | | 6,722 | | | — | | | 508 | | | 21,544 | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 276,270 | | | $ | 228,730 | | | $ | 129,106 | | | $ | 437,946 | | | $ | 415,983 | | | $ | 382,366 | | | $ | 41,834 | | | $ | 1,912,235 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | Consumer and other | | | | | | | | | | | | | | | | | Pass | $ | 554 | | | $ | 13,826 | | | $ | 484 | | | $ | 53 | | | $ | 42 | | | $ | 219 | | | $ | 9,519 | | | $ | 24,697 | | | Watch | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 554 | | | $ | 13,826 | | | $ | 484 | | | $ | 53 | | | $ | 42 | | | $ | 219 | | | $ | 9,519 | | | $ | 24,697 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans by Origination Year | | | | | | | | As of December 31, 2024 | 2024 | | 2023 | | 2022 | | 2021 | | 2020 | | Prior | | Revolving Loans | | Total | | Commercial | | | | | | | | | | | | | | | | | Pass | $ | 97,976 | | | $ | 80,842 | | | $ | 77,087 | | | $ | 33,698 | | | $ | 17,460 | | | $ | 41,006 | | | $ | 158,395 | | | $ | 506,464 | | | Watch | 4,223 | | | 116 | | | 2,747 | | | 620 | | | — | | | 62 | | | — | | | 7,768 | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 102,199 | | | $ | 80,958 | | | $ | 79,834 | | | $ | 34,318 | | | $ | 17,460 | | | $ | 41,068 | | | $ | 158,395 | | | $ | 514,232 | | | Current period gross writeoffs | $ | 16 | | | $ | — | | | $ | 4 | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | 20 | | | Real estate: | | | | | | | | | | | | | | | | | Construction, land and land development | | | | | | | | | | | | | | | | | Pass | $ | 168,579 | | | $ | 144,604 | | | $ | 84,281 | | | $ | 27,584 | | | $ | 805 | | | $ | — | | | $ | 82,294 | | | $ | 508,147 | | | Watch | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 168,579 | | | $ | 144,604 | | | $ | 84,281 | | | $ | 27,584 | | | $ | 805 | | | $ | — | | | $ | 82,294 | | | $ | 508,147 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | 1-4 family residential first mortgages | | | | | | | | | | | | | | | | | Pass | $ | 12,573 | | | $ | 24,889 | | | $ | 17,803 | | | $ | 16,283 | | | $ | 10,251 | | | $ | 3,986 | | | $ | 1,940 | | | $ | 87,725 | | | Watch | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Substandard | — | | | 133 | | | — | | | — | | | — | | | — | | | — | | | 133 | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 12,573 | | | $ | 25,022 | | | $ | 17,803 | | | $ | 16,283 | | | $ | 10,251 | | | $ | 3,986 | | | $ | 1,940 | | | $ | 87,858 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | Home equity | | | | | | | | | | | | | | | | | Pass | $ | 425 | | | $ | 2,721 | | | $ | 175 | | | $ | 443 | | | $ | 32 | | | $ | — | | | $ | 15,498 | | | $ | 19,294 | | | Watch | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 425 | | | $ | 2,721 | | | $ | 175 | | | $ | 443 | | | $ | 32 | | | $ | — | | | $ | 15,498 | | | $ | 19,294 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | Commercial | | | | | | | | | | | | | | | | | Pass | $ | 228,197 | | | $ | 141,894 | | | $ | 467,411 | | | $ | 431,448 | | | $ | 342,828 | | | $ | 218,440 | | | $ | 30,396 | | | $ | 1,860,614 | | | Watch | — | | | — | | | 332 | | | 249 | | | — | | | — | | | — | | | 581 | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 228,197 | | | $ | 141,894 | | | $ | 467,743 | | | $ | 431,697 | | | $ | 342,828 | | | $ | 218,440 | | | $ | 30,396 | | | $ | 1,861,195 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | Consumer and other | | | | | | | | | | | | | | | | | Pass | $ | 4,114 | | | $ | 600 | | | $ | 108 | | | $ | 214 | | | $ | 13 | | | $ | 113 | | | $ | 12,125 | | | $ | 17,287 | | | Watch | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Substandard | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Doubtful | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | Total | $ | 4,114 | | | $ | 600 | | | $ | 108 | | | $ | 214 | | | $ | 13 | | | $ | 113 | | | $ | 12,125 | | | $ | 17,287 | | | Current period gross writeoffs | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | |
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| Collateral dependent loans |
The following tables present the amortized cost basis of collateral dependent loans, by primary collateral type, which are individually evaluated to determine expected credit losses, and the related ACL allocated to these loans as of September 30, 2025 and December 31, 2024.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | As of September 30, 2025 | | Primary Type of Collateral | | Real Estate | | Equipment | | Other | | Total | | ACL Allocation | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total | $ | — | | | $ | — | | | $ | — | | | $ | — | | | $ | — | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | As of December 31, 2024 | | Primary Type of Collateral | | Real Estate | | Equipment | | Other | | Total | | ACL Allocation | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 1-4 family residential first mortgages | $ | 133 | | | $ | — | | | $ | — | | | $ | 133 | | | $ | — | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total | $ | 133 | | | $ | — | | | $ | — | | | $ | 133 | | | $ | — | |
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