The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 530,939 2,180 SH SOLE 0 0 2,180
AMAZON COM INC COM 023135106 329,355 1,500 SH SOLE 0 0 1,500
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 7,826,116 99,190 SH SOLE 0 0 99,190
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,699,265 22,624 SH SOLE 0 0 22,624
AMERICAN CENTY ETF TR US EQT ETF 025072885 12,058,121 110,930 SH SOLE 0 0 110,930
APPLE INC COM 037833100 2,814,940 11,055 SH SOLE 0 0 11,055
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,255,694 8,465 SH SOLE 0 0 8,465
BERKSHIRE HATHAWAY INC DEL CL A 084670108 754,200 1 SH SOLE 0 0 1
CONSOLIDATED EDISON INC COM 209115104 379,347 3,774 SH SOLE 0 0 3,774
DBX ETF TR XTRACK MSCI EAFE 233051200 264,982 5,708 SH SOLE 0 0 5,708
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 4,014,975 55,425 SH SOLE 0 0 55,425
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,417,115 45,160 SH SOLE 0 0 45,160
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 304,666 9,291 SH SOLE 0 0 9,291
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 273,430 4,697 SH SOLE 0 0 4,697
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583 354,764 6,384 SH SOLE 0 0 6,384
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2,542,724 56,897 SH SOLE 0 0 56,897
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 292,646 7,748 SH SOLE 0 0 7,748
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,148,808 24,909 SH SOLE 0 0 24,909
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,304,301 19,052 SH SOLE 0 0 19,052
DIMENSIONAL ETF TRUST GLOBAL CR ETF 25434V567 356,701 6,433 SH SOLE 0 0 6,433
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,150,341 68,200 SH SOLE 0 0 68,200
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 14,427,814 315,293 SH SOLE 0 0 315,293
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 445,253 12,476 SH SOLE 0 0 12,476
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 7,368,296 202,704 SH SOLE 0 0 202,704
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 4,190,667 108,651 SH SOLE 0 0 108,651
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 277,675 8,779 SH SOLE 0 0 8,779
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 247,170 7,763 SH SOLE 0 0 7,763
INVESCO QQQ TR UNIT SER 1 46090E103 785,681 1,309 SH SOLE 0 0 1,309
ISHARES TR S&P 500 VAL ETF 464287408 751,502 3,639 SH SOLE 0 0 3,639
ISHARES TR CORE MSCI INTL 46435G326 636,964 7,945 SH SOLE 0 0 7,945
ISHARES TR CORE S&P500 ETF 464287200 3,231,509 4,828 SH SOLE 0 0 4,828
ISHARES TR CORE S&P TTL STK 464287150 237,384 1,630 SH SOLE 0 0 1,630
ISHARES TR CORE S&P MCP ETF 464287507 716,634 10,981 SH SOLE 0 0 10,981
ISHARES TR 0-3 MNTH TREASRY 46436E718 486,784 4,834 SH SOLE 0 0 4,834
ISHARES TR CORE S&P SCP ETF 464287804 356,276 2,998 SH SOLE 0 0 2,998
ISHARES TR MSCI USA MIN VOL 46429B697 245,779 2,583 SH SOLE 0 0 2,583
ISHARES TR S&P 500 GRWT ETF 464287309 285,570 2,366 SH SOLE 0 0 2,366
MICROSOFT CORP COM 594918104 467,686 903 SH SOLE 0 0 903
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 925,995 29,019 SH SOLE 0 0 29,019
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 625,319 17,293 SH SOLE 0 0 17,293
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 434,467 15,550 SH SOLE 0 0 15,550
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 393,995 14,122 SH SOLE 0 0 14,122
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 557,432 16,705 SH SOLE 0 0 16,705
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 342,250 7,689 SH SOLE 0 0 7,689
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 717,727 30,830 SH SOLE 0 0 30,830
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 676,273 21,703 SH SOLE 0 0 21,703
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 632,244 14,717 SH SOLE 0 0 14,717
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,314,843 49,918 SH SOLE 0 0 49,918
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 940,862 35,774 SH SOLE 0 0 35,774
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 404,481 15,732 SH SOLE 0 0 15,732
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 259,864 8,767 SH SOLE 0 0 8,767
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 354,249 6,576 SH SOLE 0 0 6,576
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 385,782 9,016 SH SOLE 0 0 9,016
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 385,534 8,236 SH SOLE 0 0 8,236
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,164,549 4,750 SH SOLE 0 0 4,750
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 443,793 8,021 SH SOLE 0 0 8,021
TELEDYNE TECHNOLOGIES INC COM 879360105 351,624 600 SH SOLE 0 0 600
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 452,264 4,094 SH SOLE 0 0 4,094
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 466,126 6,268 SH SOLE 0 0 6,268
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,007,095 76,925 SH SOLE 0 0 76,925
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,706,005 97,656 SH SOLE 0 0 97,656
VANGUARD INDEX FDS LARGE CAP ETF 922908637 866,023 2,813 SH SOLE 0 0 2,813
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,606,916 7,699 SH SOLE 0 0 7,699
VANGUARD INDEX FDS MID CAP ETF 922908629 2,066,249 7,034 SH SOLE 0 0 7,034
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 650,262 3,106 SH SOLE 0 0 3,106
VANGUARD INDEX FDS GROWTH ETF 922908736 5,439,912 11,342 SH SOLE 0 0 11,342
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,043,326 9,869 SH SOLE 0 0 9,869
VANGUARD INDEX FDS VALUE ETF 922908744 5,620,622 30,139 SH SOLE 0 0 30,139
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 429,145 2,458 SH SOLE 0 0 2,458
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,549,254 27,885 SH SOLE 0 0 27,885
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,237,764 40,338 SH SOLE 0 0 40,338
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,747,628 6,873 SH SOLE 0 0 6,873
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 261,310 889 SH SOLE 0 0 889
VANGUARD INDEX FDS SML CP GRW ETF 922908595 604,668 2,032 SH SOLE 0 0 2,032
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,446,209 26,693 SH SOLE 0 0 26,693
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 468,418 6,563 SH SOLE 0 0 6,563
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 688,097 4,827 SH SOLE 0 0 4,827
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 8,188,539 161,733 SH SOLE 0 0 161,733
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,502,339 18,796 SH SOLE 0 0 18,796
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,209,473 14,380 SH SOLE 0 0 14,380
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,584,923 26,402 SH SOLE 0 0 26,402
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,372,847 23,328 SH SOLE 0 0 23,328
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 446,106 2,067 SH SOLE 0 0 2,067
VANGUARD STAR FDS VG TL INTL STK F 921909768 7,916,130 107,761 SH SOLE 0 0 107,761
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,836,202 114,089 SH SOLE 0 0 114,089
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,438,077 17,297 SH SOLE 0 0 17,297
VANGUARD WORLD FD INF TECH ETF 92204A702 254,443 341 SH SOLE 0 0 341