The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 206,285 1,540 SH SOLE 0 0 0 1,540
ABRDN ETFS BBRG ALL COMMDY 003261203 708,493 20,620 SH SOLE 0 4,973 0 15,647
ALPHABET INC CAP STK CL C 02079K107 3,142,892 12,905 SH SOLE 0 3,488 0 9,417
ALPHABET INC CAP STK CL A 02079K305 852,066 3,505 SH SOLE 0 3,000 0 505
AMAZON COM INC COM 023135106 3,091,994 14,082 SH SOLE 0 6,722 0 7,360
APOLLO GLOBAL MGMT INC COM 03769M106 2,128,869 15,974 SH SOLE 0 5,320 0 10,654
APPLE INC COM 037833100 6,482,162 25,457 SH SOLE 0 11,616 0 13,841
APPLIED MATLS INC COM 038222105 1,330,196 6,497 SH SOLE 0 2,538 0 3,959
AUTODESK INC COM 052769106 679,814 2,140 SH SOLE 0 0 0 2,140
BANK AMERICA CORP COM 060505104 590,138 11,439 SH SOLE 0 1,300 0 10,139
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,357,989 2,701 SH SOLE 0 773 0 1,928
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 2,207,457 83,050 SH SOLE 0 29,578 0 53,471
CARRIER GLOBAL CORPORATION COM 14448C104 1,251,720 20,967 SH SOLE 0 6,484 0 14,483
CATERPILLAR INC COM 149123101 2,144,789 4,495 SH SOLE 0 1,402 0 3,093
CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207 1,270,107 128,035 SH SOLE 0 26,018 0 102,017
CHEVRON CORP NEW COM 166764100 252,409 1,625 SH SOLE 0 0 0 1,625
CHUBB LIMITED COM H1467J104 2,530,147 8,964 SH SOLE 0 3,335 0 5,630
CITIGROUP INC COM NEW 172967424 2,635,142 25,962 SH SOLE 0 6,382 0 19,580
COCA COLA CO COM 191216100 881,819 13,296 SH SOLE 0 7,082 0 6,214
CRANE COMPANY COMMON STOCK 224408104 286,706 1,557 SH SOLE 0 0 0 1,557
DANAHER CORPORATION COM 235851102 1,818,388 9,172 SH SOLE 0 3,322 0 5,850
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,920,000 67,342 SH SOLE 0 22,540 0 44,802
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 4,486,321 97,275 SH SOLE 0 21,506 0 75,769
DUKE ENERGY CORP NEW COM NEW 26441C204 1,708,784 13,808 SH SOLE 0 5,241 0 8,568
EATON CORP PLC SHS G29183103 2,197,494 5,872 SH SOLE 0 2,659 0 3,213
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108 387,460 35,001 SH SOLE 0 20,730 0 14,271
ELI LILLY & CO COM 532457108 2,579,041 3,380 SH SOLE 0 1,417 0 1,963
EMERSON ELEC CO COM 291011104 212,249 1,618 SH SOLE 0 150 0 1,468
ENBRIDGE INC COM 29250N105 548,147 10,863 SH SOLE 0 500 0 10,363
EPLUS INC COM 294268107 344,399 4,850 SH SOLE 0 0 0 4,850
EQUINIX INC COM 29444U700 2,302,726 2,940 SH SOLE 0 1,228 0 1,712
ETF OPPORTUNITIES TRUST APPLIED FINA VAL 26923N405 799,961 18,738 SH SOLE 0 6,623 0 12,115
EXXON MOBIL CORP COM 30231G102 923,005 8,186 SH SOLE 0 1,480 0 6,706
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503 2,415,151 66,809 SH SOLE 0 20,217 0 46,592
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305 1,819,860 44,257 SH SOLE 0 22,246 0 22,012
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 5,761,867 163,318 SH SOLE 0 41,642 0 121,676
FIDELITY COVINGTON TRUST ENHANCED EMRNGS 31609A800 1,257,905 40,507 SH SOLE 0 20,166 0 20,341
FIDELITY GREENWOOD STREET TR HEDGED EQTY ETF 31624J745 2,796,029 91,135 SH SOLE 0 21,988 0 69,148
FIDELITY MERRIMACK STR TR TACTICAL BOND 316188879 274,656 5,493 SH SOLE 0 1,180 0 4,312
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 3,817,713 82,563 SH SOLE 0 25,205 0 57,358
FORTINET INC COM 34959E109 1,543,541 18,358 SH SOLE 0 1,705 0 16,653
HDFC BANK LTD SPONSORED ADS 40415F101 757,433 22,173 SH SOLE 0 3,451 0 18,722
HOME DEPOT INC COM 437076102 292,617 722 SH SOLE 0 149 0 573
INVESCO QQQ TR UNIT SER 1 46090E103 806,897 1,344 SH SOLE 0 1,095 0 249
ISHARES TR CORE S&P MCP ETF 464287507 200,348 3,070 SH SOLE 0 0 0 3,070
ISHARES TR CORE S&P500 ETF 464287200 6,493,423 9,702 SH SOLE 0 2,148 0 7,554
ISHARES TR CORE S&P US GWT 464287671 232,222 1,411 SH SOLE 0 0 0 1,411
ISHARES TR MSCI EAFE ETF 464287465 683,753 7,323 SH SOLE 0 5,009 0 2,314
ISHARES TR U.S. TECH ETF 464287721 360,056 1,838 SH SOLE 0 892 0 947
ISHARES TR CORE S&P TTL STK 464287150 378,690 2,600 SH SOLE 0 0 0 2,600
ISHARES TR 3 7 YR TREAS BD 464288661 3,916,285 32,770 SH SOLE 0 12,245 0 20,525
ISHARES TR MSCI USA MIN VOL 46429B697 255,070 2,681 SH SOLE 0 0 0 2,681
ISHARES TR MSCI USA QLT FCT 46432F339 1,011,382 5,200 SH SOLE 0 2,500 0 2,700
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 1,170,139 23,866 SH SOLE 0 7,374 0 16,491
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 280,740 5,534 SH SOLE 0 0 0 5,534
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 1,455,091 31,353 SH SOLE 0 10,233 0 21,120
JPMORGAN CHASE & CO. COM 46625H100 2,702,502 8,568 SH SOLE 0 2,912 0 5,655
LINDE PLC SHS G54950103 638,494 1,344 SH SOLE 0 685 0 659
LOWES COS INC COM 548661107 1,283,630 5,108 SH SOLE 0 3,035 0 2,073
MARRIOTT INTL INC NEW CL A 571903202 231,301 888 SH SOLE 0 363 0 525
MARTIN MARIETTA MATLS INC COM 573284106 1,333,935 2,116 SH SOLE 0 306 0 1,810
MCDONALDS CORP COM 580135101 1,760,739 5,794 SH SOLE 0 1,811 0 3,983
MCKESSON CORP COM 58155Q103 2,732,258 3,537 SH SOLE 0 1,970 0 1,566
MERCK & CO INC COM 58933Y105 298,544 3,557 SH SOLE 0 0 0 3,557
META PLATFORMS INC CL A 30303M102 3,328,114 4,532 SH SOLE 0 2,133 0 2,399
MICROSOFT CORP COM 594918104 7,404,382 14,296 SH SOLE 0 5,526 0 8,770
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 628,721 39,443 SH SOLE 0 7,768 0 31,675
MONDELEZ INTL INC CL A 609207105 523,477 8,380 SH SOLE 0 3,842 0 4,538
NETEASE INC SPONSORED ADS 64110W102 678,323 4,463 SH SOLE 0 1,393 0 3,070
NEXTERA ENERGY INC COM 65339F101 1,481,402 19,624 SH SOLE 0 5,553 0 14,071
NOVO-NORDISK A S ADR 670100205 430,275 7,754 SH SOLE 0 3,176 0 4,578
NUVEEN AMT FREE MUN CR INC F COM 67071L106 657,586 53,506 SH SOLE 0 33,540 0 19,966
NVIDIA CORPORATION COM 67066G104 5,108,567 27,380 SH SOLE 0 12,325 0 15,055
PALANTIR TECHNOLOGIES INC CL A 69608A108 4,948,444 27,127 SH SOLE 0 6,633 0 20,494
PALO ALTO NETWORKS INC COM 697435105 5,917,782 29,063 SH SOLE 0 6,819 0 22,244
PEPSICO INC COM 713448108 232,007 1,652 SH SOLE 0 852 0 800
PGIM ETF TR ACTV HY BD ETF 69344A206 1,038,851 29,059 SH SOLE 0 8,685 0 20,373
PHILLIPS 66 COM 718546104 208,929 1,536 SH SOLE 0 464 0 1,072
PROCTER AND GAMBLE CO COM 742718109 1,223,655 7,964 SH SOLE 0 3,354 0 4,610
PUBLIC STORAGE OPER CO COM 74460D109 678,581 2,349 SH SOLE 0 808 0 1,541
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 344,822 6,401 SH SOLE 0 5,140 0 1,261
SELECT SECTOR SPDR TR INDL 81369Y704 476,928 3,092 SH SOLE 0 2,783 0 309
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 273,478 2,310 SH SOLE 0 1,122 0 1,188
SERVICE CORP INTL COM 817565104 249,660 3,000 SH SOLE 0 0 0 3,000
SHELL PLC SPON ADS 780259305 663,225 9,272 SH SOLE 0 2,588 0 6,684
SIMON PPTY GROUP INC NEW COM 828806109 1,552,406 8,272 SH SOLE 0 3,636 0 4,636
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 309,115 7,957 SH SOLE 0 3,156 0 4,801
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,100,687 3,153 SH SOLE 0 2,152 0 1,002
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 952,803 1,599 SH SOLE 0 1,202 0 397
STARWOOD PPTY TR INC COM 85571B105 695,894 35,926 SH SOLE 0 5,234 0 30,692
STRYKER CORPORATION COM 863667101 1,528,695 4,135 SH SOLE 0 1,871 0 2,264
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 815,534 2,920 SH SOLE 0 837 0 2,083
TJX COS INC NEW COM 872540109 950,873 6,579 SH SOLE 0 3,768 0 2,811
VANGUARD INDEX FDS TOTAL STK MKT 922908769 437,122 1,332 SH SOLE 0 1,150 0 182
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,247,923 7,553 SH SOLE 0 2,457 0 5,095
VANGUARD INDEX FDS VALUE ETF 922908744 1,307,968 7,014 SH SOLE 0 3,439 0 3,575
VANGUARD INDEX FDS MID CAP ETF 922908629 478,325 1,628 SH SOLE 0 726 0 902
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,317,718 5,418 SH SOLE 0 3,207 0 2,211
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 324,162 5,400 SH SOLE 0 4,450 0 950
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 662,123 11,050 SH SOLE 0 8,295 0 2,755
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1,947,597 21,744 SH SOLE 0 8,602 0 13,142
VANGUARD WORLD FD ESG US STK ETF 921910733 416,317 3,515 SH SOLE 0 0 0 3,515
VANGUARD WORLD FD INF TECH ETF 92204A702 527,867 707 SH SOLE 0 598 0 109
WALMART INC COM 931142103 1,485,523 14,414 SH SOLE 0 7,080 0 7,334
WASTE MGMT INC DEL COM 94106L109 1,568,300 7,102 SH SOLE 0 2,151 0 4,951
WORLD GOLD TR SPDR GLD MINIS 98149E303 1,510,705 19,761 SH SOLE 0 4,156 0 15,604
ZOETIS INC CL A 98978V103 639,272 4,369 SH SOLE 0 669 0 3,700