v3.25.3
SEGMENTS - Schedule of Revenue, Significant Segment Expenses, Other Segment Items, and Profit and Loss Information (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenues:        
Total Revenues $ 595,108 $ 606,145 $ 1,883,859 $ 1,840,176
Significant Segment Expenses        
Depreciation of Lease Merchandise 378,499 401,070 1,224,049 1,217,440
Provision for Lease Merchandise Write-offs 41,037 44,736 131,688 131,660
Selling, General and Administrative 95,256 89,704 286,873 266,447
Provision for Loan Losses 20,645 15,133 52,422 38,217
Total 535,437 550,643 1,695,032 1,653,764
Other Segment Items:        
Depreciation and Amortization 6,142 6,265 18,253 20,780
Restructuring Expenses 0 6 0 20,906
Interest Expense 12,390 9,976 36,434 29,958
Interest Income (4,508) (2,592) (11,313) (6,985)
Total 14,024 13,655 43,374 64,659
EARNINGS BEFORE INCOME TAX 45,647 41,847 145,453 121,753
Lease Revenues and Fees        
Revenues:        
Total Revenues 556,583 582,551 1,777,814 1,773,617
Interest and Fees on Loans Receivable        
Revenues:        
Total Revenues 38,525 23,594 106,045 66,559
Other Segment Items:        
Subscription fee and interchange revenue 5,100 2,700 13,500 6,400
Operating Segments | Progressive Leasing        
Revenues:        
Total Revenues 556,583 582,551 1,777,814 1,773,617
Significant Segment Expenses        
Depreciation of Lease Merchandise 378,499 401,070 1,224,049 1,217,440
Provision for Lease Merchandise Write-offs 41,037 44,736 131,688 131,660
Selling, General and Administrative 79,272 76,472 240,344 227,440
Provision for Loan Losses 0 0 0 0
Total 498,808 522,278 1,596,081 1,576,540
Other Segment Items:        
Depreciation and Amortization 5,116 5,390 15,316 18,281
Restructuring Expenses 0 6 0 18,278
Interest Expense 10,106 9,976 30,180 29,958
Interest Income (4,185) (2,276) (10,672) (6,036)
Total 11,037 13,096 34,824 60,481
EARNINGS BEFORE INCOME TAX 46,738 47,177 146,909 136,596
Operating Segments | Vive        
Revenues:        
Total Revenues 17,402 16,000 49,221 47,471
Significant Segment Expenses        
Depreciation of Lease Merchandise 0 0 0 0
Provision for Lease Merchandise Write-offs 0 0 0 0
Selling, General and Administrative 6,415 6,277 19,674 19,297
Provision for Loan Losses 10,654 11,009 28,887 27,579
Total 17,069 17,286 48,561 46,876
Other Segment Items:        
Depreciation and Amortization 138 155 424 487
Restructuring Expenses 0 0 0 0
Interest Expense 275 0 643 0
Interest Income (6) 0 (9) 0
Total 407 155 1,058 487
EARNINGS BEFORE INCOME TAX (74) (1,441) (398) 108
Operating Segments | Lease Revenues and Fees | Progressive Leasing        
Revenues:        
Total Revenues 556,583 582,551 1,777,814 1,773,617
Operating Segments | Lease Revenues and Fees | Vive        
Revenues:        
Total Revenues 0 0 0 0
Operating Segments | Interest and Fees on Loans Receivable | Progressive Leasing        
Revenues:        
Total Revenues 0 0 0 0
Operating Segments | Interest and Fees on Loans Receivable | Vive        
Revenues:        
Total Revenues 17,402 16,000 49,221 47,471
Other        
Revenues:        
Total Revenues 21,123 7,594 56,824 19,088
Significant Segment Expenses        
Depreciation of Lease Merchandise 0 0 0 0
Provision for Lease Merchandise Write-offs 0 0 0 0
Selling, General and Administrative 9,569 6,955 26,855 19,710
Provision for Loan Losses 9,991 4,124 23,535 10,638
Total 19,560 11,079 50,390 30,348
Other Segment Items:        
Depreciation and Amortization 888 720 2,513 2,012
Restructuring Expenses 0 0 0 2,628
Interest Expense 2,009 0 5,611 0
Interest Income (317) (316) (632) (949)
Total 2,580 404 7,492 3,691
EARNINGS BEFORE INCOME TAX (1,017) (3,889) (1,058) (14,951)
Other | Lease Revenues and Fees        
Revenues:        
Total Revenues 0 0 0 0
Other | Interest and Fees on Loans Receivable        
Revenues:        
Total Revenues 21,123 7,594 56,824 19,088
Intersegment Eliminations        
Other Segment Items:        
Interest Expense 2,600 300 6,900 900
Interest Income $ (2,600) $ (300) $ (6,900) $ (900)