The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 516,831 2,126 SH OTR 1 0 0 2,126
ALPHABET INC CAP STK CL A 02079K305 48,620 200 SH SOLE 0 0 200
ALPHABET INC CAP STK CL C 02079K107 315,154 1,294 SH OTR 1 0 0 1,294
AMAZON COM INC COM 023135106 624,018 2,842 SH OTR 1 0 0 2,842
AMAZON COM INC COM 023135106 54,893 250 SH SOLE 0 0 250
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,589,882 47,795 SH SOLE 0 0 47,795
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,489,116 16,726 SH SOLE 0 0 16,726
AMERICAN CENTY ETF TR US SML CP VALU 025072877 268,930 2,702 SH SOLE 0 0 2,702
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 379,215 5,300 SH SOLE 0 0 5,300
APPLE INC COM 037833100 1,214,076 4,768 SH OTR 1 0 0 4,768
APPLE INC COM 037833100 439,313 1,725 SH SOLE 0 0 1,725
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 288,070 573 SH OTR 1 0 0 573
BROADCOM INC COM 11135F101 444,059 1,346 SH OTR 1 0 0 1,346
BROADCOM INC COM 11135F101 90,725 275 SH SOLE 0 0 275
CONSTELLATION ENERGY CORP COM 21037T109 21,390 65 SH OTR 1 0 0 65
CONSTELLATION ENERGY CORP COM 21037T109 522,769 1,589 SH SOLE 0 0 1,589
COSTCO WHSL CORP NEW COM 22160K105 157,357 170 SH OTR 1 0 0 170
COSTCO WHSL CORP NEW COM 22160K105 101,819 110 SH SOLE 0 0 110
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,597,788 23,339 SH SOLE 0 0 23,339
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,568,354 26,943 SH SOLE 0 0 26,943
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,600,964 34,713 SH SOLE 0 0 34,713
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,343,605 30,065 SH SOLE 0 0 30,065
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 280,319 6,600 SH SOLE 0 0 6,600
ELI LILLY & CO COM 532457108 202,195 265 SH OTR 1 0 0 265
ELI LILLY & CO COM 532457108 51,121 67 SH SOLE 0 0 67
ESSENTIAL UTILS INC COM 29670G102 400,480 10,037 SH SOLE 0 0 10,037
ESSENTIAL UTILS INC COM 29670G102 3,990 100 SH OTR 1 0 0 100
FLEXSHARES TR MORNSTAR UPSTR 33939L407 219,557 5,015 SH SOLE 0 0 5,015
FORTIS INC COM 349553107 217,827 4,293 SH SOLE 0 0 4,293
ISHARES INC CORE MSCI EMKT 46434G103 2,384,195 36,168 SH SOLE 0 0 36,168
ISHARES TR JPMORGAN USD EMG 464288281 2,814,483 29,567 SH SOLE 0 0 29,567
ISHARES TR NATIONAL MUN ETF 464288414 12,303,216 115,534 SH SOLE 0 0 115,534
ISHARES TR CORE MSCI INTL 46435G326 1,212,090 15,119 SH SOLE 0 0 15,119
ISHARES TR CORE S&P SCP ETF 464287804 3,640,489 30,636 SH SOLE 0 0 30,636
ISHARES TR CORE US AGGBD ET 464287226 772,426 7,705 SH SOLE 0 0 7,705
ISHARES TR CALIF MUN BD ETF 464288356 389,013 6,820 SH SOLE 0 0 6,820
ISHARES TR RUS 1000 GRW ETF 464287614 1,462,376 3,122 SH SOLE 0 0 3,122
ISHARES TR RUS 1000 VAL ETF 464287598 289,912 1,424 SH SOLE 0 0 1,424
ISHARES TR S&P 500 GRWT ETF 464287309 889,465 7,368 SH SOLE 0 0 7,368
JPMORGAN CHASE & CO. COM 46625H100 296,504 940 SH OTR 1 0 0 940
JPMORGAN CHASE & CO. COM 46625H100 105,038 333 SH SOLE 0 0 333
META PLATFORMS INC CL A 30303M102 509,660 694 SH OTR 1 0 0 694
META PLATFORMS INC CL A 30303M102 73,438 100 SH SOLE 0 0 100
MICROSOFT CORP COM 594918104 1,188,177 2,294 SH OTR 1 0 0 2,294
MICROSOFT CORP COM 594918104 334,078 645 SH SOLE 0 0 645
NETFLIX INC COM 64110L106 197,822 165 SH OTR 1 0 0 165
NETFLIX INC COM 64110L106 97,113 81 SH SOLE 0 0 81
NICOLET BANKSHARES INC COM 65406E102 706,125 5,250 SH SOLE 0 0 5,250
NVIDIA CORPORATION COM 67066G104 1,307,553 7,008 SH OTR 1 0 0 7,008
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,246,365 53,538 SH SOLE 0 0 53,538
SPDR SERIES TRUST PORTFLI HIGH YLD 78468R606 4,183,108 174,733 SH SOLE 0 0 174,733
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,854,224 54,713 SH SOLE 0 0 54,713
SPDR SERIES TRUST S&P 500 ESG ETF 78468R531 578,669 9,100 SH SOLE 0 0 9,100
TESLA INC COM 88160R101 388,241 873 SH OTR 1 0 0 873
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 751,204 3,766 SH SOLE 0 0 3,766
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,651,950 89,444 SH SOLE 0 0 89,444
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,128,881 19,806 SH SOLE 0 0 19,806
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,672,783 93,325 SH SOLE 0 0 93,325
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,906,340 94,000 SH SOLE 0 0 94,000
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 4,118,551 46,084 SH SOLE 0 0 46,084
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,556,155 31,980 SH SOLE 0 0 31,980
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,596,408 5,280 SH SOLE 0 0 5,280
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,497,515 108,437 SH SOLE 0 0 108,437
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 1,615,702 24,151 SH SOLE 0 0 24,151
VANGUARD WORLD FD ESG US CORP BD 921910691 534,465 8,325 SH SOLE 0 0 8,325
VERIZON COMMUNICATIONS INC COM 92343V104 334,105 7,602 SH SOLE 0 0 7,602
VERIZON COMMUNICATIONS INC COM 92343V104 17,097 389 SH OTR 1 0 0 389
VISA INC COM CL A 92826C839 200,731 588 SH OTR 1 0 0 588
VISA INC COM CL A 92826C839 67,252 197 SH SOLE 0 0 197
WALMART INC COM 931142103 147,479 1,431 SH OTR 1 0 0 1,431
WALMART INC COM 931142103 58,744 570 SH SOLE 0 0 570