The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 2,122,119 9,165 SH SOLE 0 0 9,165
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 579,263 2,349 SH SOLE 0 0 2,349
ADVANCED MICRO DEVICES INC COM 007903107 215,504 1,332 SH SOLE 0 0 1,332
AIR PRODS & CHEMS INC COM 009158106 513,804 1,884 SH SOLE 0 0 1,884
ALPHABET INC CAP STK CL C 02079K107 2,241,975 9,205 SH SOLE 0 0 9,205
ALPHABET INC CAP STK CL A 02079K305 1,593,041 6,553 SH SOLE 0 0 6,553
AMAZON COM INC COM 023135106 1,987,987 9,054 SH SOLE 0 0 9,054
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 14,946,435 261,073 SH SOLE 0 0 261,073
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 30,257,063 402,837 SH SOLE 0 0 402,837
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,105 14 SH SOLE 0 0 14
AMERICAN CENTY ETF TR US SML CP VALU 025072877 64,993 653 SH SOLE 0 0 653
AMGEN INC COM 031162100 298,568 1,058 SH SOLE 0 0 1,058
AON PLC SHS CL A G0403H108 306,302 859 SH SOLE 0 0 859
APOLLO GLOBAL MGMT INC COM 03769M106 248,682 1,866 SH SOLE 0 0 1,866
APPLE INC COM 037833100 5,350,714 21,014 SH SOLE 0 0 21,014
AUTOMATIC DATA PROCESSING IN COM 053015103 842,472 2,870 SH SOLE 0 0 2,870
AVALONBAY CMNTYS INC COM 053484101 393,874 2,039 SH SOLE 0 0 2,039
BANK AMERICA CORP COM 060505104 1,163,664 22,556 SH SOLE 0 0 22,556
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 538,937 1,072 SH SOLE 0 0 1,072
BOSTON SCIENTIFIC CORP COM 101137107 206,195 2,112 SH SOLE 0 0 2,112
BROADCOM INC COM 11135F101 3,813,217 11,558 SH SOLE 0 0 11,558
CAPITAL ONE FINL CORP COM 14040H105 241,703 1,137 SH SOLE 0 0 1,137
CATERPILLAR INC COM 149123101 676,122 1,417 SH SOLE 0 0 1,417
CHEVRON CORP NEW COM 166764100 1,508,073 9,711 SH SOLE 0 0 9,711
CISCO SYS INC COM 17275R102 1,053,457 15,397 SH SOLE 0 0 15,397
CME GROUP INC COM 12572Q105 665,523 2,463 SH SOLE 0 0 2,463
COCA COLA CO COM 191216100 9,932,944 149,773 SH SOLE 0 0 149,773
CORNING INC COM 219350105 824,916 10,056 SH SOLE 0 0 10,056
COSTCO WHSL CORP NEW COM 22160K105 1,162,310 1,256 SH SOLE 0 0 1,256
CSX CORP COM 126408103 2,747,977 77,386 SH SOLE 0 0 77,386
CUMMINS INC COM 231021106 538,975 1,276 SH SOLE 0 0 1,276
DANAHER CORPORATION COM 235851102 314,044 1,584 SH SOLE 0 0 1,584
DISNEY WALT CO COM 254687106 537,928 4,698 SH SOLE 0 0 4,698
DUKE ENERGY CORP NEW COM NEW 26441C204 384,244 3,105 SH SOLE 0 0 3,105
EATON CORP PLC SHS G29183103 924,023 2,469 SH SOLE 0 0 2,469
ELI LILLY & CO COM 532457108 2,076,249 2,721 SH SOLE 0 0 2,721
EMERSON ELEC CO COM 291011104 399,550 3,046 SH SOLE 0 0 3,046
EXXON MOBIL CORP COM 30231G102 962,376 8,535 SH SOLE 0 0 8,535
FASTENAL CO COM 311900104 276,220 5,633 SH SOLE 0 0 5,633
FLEXSHARES TR MORNSTAR USMKT 33939L100 58,876 243 SH SOLE 0 0 243
FLEXSHARES TR IBOXX 3R TARGT 33939L506 29,222,565 1,201,092 SH SOLE 0 0 1,201,092
FLOOR & DECOR HLDGS INC CL A 339750101 210,045 2,850 SH SOLE 0 0 2,850
GALLAGHER ARTHUR J & CO COM 363576109 464,610 1,500 SH SOLE 0 0 1,500
GE AEROSPACE COM NEW 369604301 274,047 911 SH SOLE 0 0 911
GENERAL DYNAMICS CORP COM 369550108 356,345 1,045 SH SOLE 0 0 1,045
GENUINE PARTS CO COM 372460105 364,241 2,628 SH SOLE 0 0 2,628
GILEAD SCIENCES INC COM 375558103 223,887 2,017 SH SOLE 0 0 2,017
HARTFORD INSURANCE GROUP INC COM 416515104 398,569 2,988 SH SOLE 0 0 2,988
HOME DEPOT INC COM 437076102 5,242,352 12,938 SH SOLE 0 0 12,938
ILLINOIS TOOL WKS INC COM 452308109 514,303 1,972 SH SOLE 0 0 1,972
INTERCONTINENTAL EXCHANGE IN COM 45866F104 236,714 1,405 SH SOLE 0 0 1,405
INTERNATIONAL BUSINESS MACHS COM 459200101 375,555 1,331 SH SOLE 0 0 1,331
INTUITIVE SURGICAL INC COM NEW 46120E602 255,368 571 SH SOLE 0 0 571
INVESCO CURRENCYSHARES BRIT BRIT POUN STRL 46138M109 503,742 3,892 SH SOLE 0 0 3,892
ISHARES GOLD TR ISHARES NEW 464285204 350,388 4,815 SH SOLE 0 0 4,815
ISHARES TR S&P 100 ETF 464287101 9,320 28 SH SOLE 0 0 28
ISHARES TR CORE S&P TTL STK 464287150 2,622 18 SH SOLE 0 0 18
ISHARES TR SELECT DIVID ETF 464287168 527,759 3,714 SH SOLE 0 0 3,714
ISHARES TR TIPS BD ETF 464287176 255,806 2,300 SH SOLE 0 0 2,300
ISHARES TR CORE S&P500 ETF 464287200 4,847,704 7,243 SH SOLE 0 0 7,243
ISHARES TR CORE US AGGBD ET 464287226 7,719 77 SH SOLE 0 0 77
ISHARES TR MSCI EMG MKT ETF 464287234 8,277 155 SH SOLE 0 0 155
ISHARES TR IBOXX INV CP ETF 464287242 55,735 500 SH SOLE 0 0 500
ISHARES TR S&P 500 GRWT ETF 464287309 1,370,336 11,351 SH SOLE 0 0 11,351
ISHARES TR 7-10 YR TRSY BD 464287440 27,666,377 286,817 SH SOLE 0 0 286,817
ISHARES TR 1 3 YR TREAS BD 464287457 2,467,064 29,738 SH SOLE 0 0 29,738
ISHARES TR MSCI EAFE ETF 464287465 278,149 2,979 SH SOLE 0 0 2,979
ISHARES TR RUS MID CAP ETF 464287499 1,468,719 15,212 SH SOLE 0 0 15,212
ISHARES TR CORE S&P MCP ETF 464287507 55,641,104 852,607 SH SOLE 0 0 852,607
ISHARES TR US CONSUM DISCRE 464287580 18,026 172 SH SOLE 0 0 172
ISHARES TR RUS 1000 VAL ETF 464287598 108,106 531 SH SOLE 0 0 531
ISHARES TR S&P MC 400GR ETF 464287606 161,191 1,681 SH SOLE 0 0 1,681
ISHARES TR RUS 1000 GRW ETF 464287614 1,049,238 2,240 SH SOLE 0 0 2,240
ISHARES TR RUS 1000 ETF 464287622 1,037,963 2,840 SH SOLE 0 0 2,840
ISHARES TR RUS 2000 VAL ETF 464287630 114,927 650 SH SOLE 0 0 650
ISHARES TR RUS 2000 GRW ETF 464287648 69,129 216 SH SOLE 0 0 216
ISHARES TR RUSSELL 2000 ETF 464287655 436,980 1,806 SH SOLE 0 0 1,806
ISHARES TR RUSSELL 3000 ETF 464287689 7,150,977 18,871 SH SOLE 0 0 18,871
ISHARES TR U.S. TECH ETF 464287721 83,241 425 SH SOLE 0 0 425
ISHARES TR US INDUSTRIALS 464287754 35,010 240 SH SOLE 0 0 240
ISHARES TR U.S. FIN SVC ETF 464287770 5,737 64 SH SOLE 0 0 64
ISHARES TR U.S. FINLS ETF 464287788 37,359 295 SH SOLE 0 0 295
ISHARES TR CORE S&P SCP ETF 464287804 23,330,935 196,339 SH SOLE 0 0 196,339
ISHARES TR SP SMCP600VL ETF 464287879 8,294 75 SH SOLE 0 0 75
ISHARES TR S&P SML 600 GWT 464287887 6,368 45 SH SOLE 0 0 45
ISHARES TR 3YRTB ETF 464288125 1,277,539 16,770 SH SOLE 0 0 16,770
ISHARES TR SHRT NAT MUN ETF 464288158 205,552 1,925 SH SOLE 0 0 1,925
ISHARES TR MSCI ACWI EX US 464288240 1,951,860 30,024 SH SOLE 0 0 30,024
ISHARES TR MSCI ACWI ETF 464288257 15,376 111 SH SOLE 0 0 111
ISHARES TR NATIONAL MUN ETF 464288414 1,278 12 SH SOLE 0 0 12
ISHARES TR IBOXX HI YD ETF 464288513 28,011 345 SH SOLE 0 0 345
ISHARES TR 3 7 YR TREAS BD 464288661 506,364 4,237 SH SOLE 0 0 4,237
ISHARES TR CORE MSCI TOTAL 46432F834 6,816 83 SH SOLE 0 0 83
ISHARES TR CORE MSCI EAFE 46432F842 22,223,959 254,541 SH SOLE 0 0 254,541
ISHARES TR U S EQUITY FACTR 46434V282 760 11 SH SOLE 0 0 11
ISHARES TR CORE MSCI EURO 46434V738 204,360 3,000 SH SOLE 0 0 3,000
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 135,256 2,650 SH SOLE 0 0 2,650
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 7,062,109 139,210 SH SOLE 0 0 139,210
JOHNSON & JOHNSON COM 478160104 1,878,119 10,129 SH SOLE 0 0 10,129
JPMORGAN CHASE & CO. COM 46625H100 3,456,167 10,957 SH SOLE 0 0 10,957
KEURIG DR PEPPER INC COM 49271V100 283,569 11,116 SH SOLE 0 0 11,116
KINDER MORGAN INC DEL COM 49456B101 285,564 10,087 SH SOLE 0 0 10,087
LOCKHEED MARTIN CORP COM 539830109 712,437 1,427 SH SOLE 0 0 1,427
MARATHON PETE CORP COM 56585A102 239,190 1,241 SH SOLE 0 0 1,241
MARSH & MCLENNAN COS INC COM 571748102 1,119,210 5,554 SH SOLE 0 0 5,554
MASTERCARD INCORPORATED CL A 57636Q104 260,073 457 SH SOLE 0 0 457
MCDONALDS CORP COM 580135101 1,360,268 4,476 SH SOLE 0 0 4,476
MCKESSON CORP COM 58155Q103 352,278 456 SH SOLE 0 0 456
MERCK & CO INC COM 58933Y105 751,593 8,955 SH SOLE 0 0 8,955
META PLATFORMS INC CL A 30303M102 860,693 1,172 SH SOLE 0 0 1,172
MICROSOFT CORP COM 594918104 5,640,536 10,890 SH SOLE 0 0 10,890
MONDELEZ INTL INC CL A 609207105 1,016,137 16,266 SH SOLE 0 0 16,266
NETFLIX INC COM 64110L106 365,671 305 SH SOLE 0 0 305
NEXTERA ENERGY INC COM 65339F101 1,159,345 15,358 SH SOLE 0 0 15,358
NORFOLK SOUTHN CORP COM 655844108 3,220,696 10,721 SH SOLE 0 0 10,721
NORTHERN TR CORP COM 665859104 673,000 5,000 SH SOLE 0 0 5,000
NUCOR CORP COM 670346105 654,939 4,836 SH SOLE 0 0 4,836
NVIDIA CORPORATION COM 67066G104 1,899,014 10,178 SH SOLE 0 0 10,178
ONEOK INC NEW COM 682680103 226,353 3,102 SH SOLE 0 0 3,102
ONESTREAM INC CL A 68278B107 1,570,568 85,218 SH SOLE 0 0 85,218
ORACLE CORP COM 68389X105 711,537 2,530 SH SOLE 0 0 2,530
PALANTIR TECHNOLOGIES INC CL A 69608A108 291,325 1,597 SH SOLE 0 0 1,597
PAYCHEX INC COM 704326107 557,098 4,395 SH SOLE 0 0 4,395
PEPSICO INC COM 713448108 673,364 4,795 SH SOLE 0 0 4,795
PHILIP MORRIS INTL INC COM 718172109 211,022 1,301 SH SOLE 0 0 1,301
PNC FINL SVCS GROUP INC COM 693475105 834,020 4,151 SH SOLE 0 0 4,151
PPL CORP COM 69351T106 458,257 12,332 SH SOLE 0 0 12,332
PROCTER AND GAMBLE CO COM 742718109 2,401,019 15,627 SH SOLE 0 0 15,627
PROSHARES TR S&P 500 DV ARIST 74348A467 2,036,274 19,756 SH SOLE 0 0 19,756
REGENCY CTRS CORP COM 758849103 1,650,092 22,635 SH SOLE 0 0 22,635
REGIONS FINANCIAL CORP NEW COM 7591EP100 266,337 10,100 SH SOLE 0 0 10,100
ROPER TECHNOLOGIES INC COM 776696106 299,713 601 SH SOLE 0 0 601
RPC INC COM 749660106 121,380 25,500 SH SOLE 0 0 25,500
RTX CORPORATION COM 75513E101 600,317 3,588 SH SOLE 0 0 3,588
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,163,050 123,028 SH SOLE 0 0 123,028
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 37,030 1,406 SH SOLE 0 0 1,406
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 54,503 1,708 SH SOLE 0 0 1,708
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 183,393 6,300 SH SOLE 0 0 6,300
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 855,176 28,852 SH SOLE 0 0 28,852
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,370,944 49,138 SH SOLE 0 0 49,138
SCHWAB STRATEGIC TR MUN BD ETF 808524649 169,410 6,615 SH SOLE 0 0 6,615
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,952,712 58,517 SH SOLE 0 0 58,517
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 217,760 7,977 SH SOLE 0 0 7,977
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,201,750 94,577 SH SOLE 0 0 94,577
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 254,693 10,135 SH SOLE 0 0 10,135
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 7,914,533 173,908 SH SOLE 0 0 173,908
SELECT SECTOR SPDR TR ENERGY 81369Y506 109,389 1,224 SH SOLE 0 0 1,224
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 32,322 600 SH SOLE 0 0 600
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 261,566 928 SH SOLE 0 0 928
SEMPRA COM 816851109 674,333 7,494 SH SOLE 0 0 7,494
SMURFIT WESTROCK PLC SHS G8267P108 232,134 5,453 SH SOLE 0 0 5,453
SOUTHERN CO COM 842587107 2,972,745 31,368 SH SOLE 0 0 31,368
SOUTHSTATE BK CORP COM 84472E102 711,864 7,200 SH SOLE 0 0 7,200
SPDR GOLD TR GOLD SHS 78463V107 648,022 1,823 SH SOLE 0 0 1,823
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,908,616 23,880 SH SOLE 0 0 23,880
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,717,897 4,560 SH SOLE 0 0 4,560
SPDR SERIES TRUST S&P REGL BKG 78464A698 91,152 1,440 SH SOLE 0 0 1,440
SPDR SERIES TRUST S&P DIVID ETF 78464A763 518,465 3,702 SH SOLE 0 0 3,702
STARBUCKS CORP COM 855244109 403,627 4,771 SH SOLE 0 0 4,771
SYSCO CORP COM 871829107 244,550 2,970 SH SOLE 0 0 2,970
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 280,128 1,003 SH SOLE 0 0 1,003
TARGA RES CORP COM 87612G101 253,823 1,515 SH SOLE 0 0 1,515
TE CONNECTIVITY PLC ORD SHS G87052109 493,503 2,248 SH SOLE 0 0 2,248
TESLA INC COM 88160R101 329,982 742 SH SOLE 0 0 742
TEXAS INSTRS INC COM 882508104 910,409 4,955 SH SOLE 0 0 4,955
THERMO FISHER SCIENTIFIC INC COM 883556102 228,929 472 SH SOLE 0 0 472
TRANE TECHNOLOGIES PLC SHS G8994E103 390,313 925 SH SOLE 0 0 925
TRAVELERS COMPANIES INC COM 89417E109 1,148,020 4,112 SH SOLE 0 0 4,112
TRUIST FINL CORP COM 89832Q109 871,880 19,070 SH SOLE 0 0 19,070
UNION PAC CORP COM 907818108 564,452 2,388 SH SOLE 0 0 2,388
UNITEDHEALTH GROUP INC COM 91324P102 1,008,648 2,921 SH SOLE 0 0 2,921
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 65,914,214 107,636 SH SOLE 0 0 107,636
VANGUARD INDEX FDS SM CP VAL ETF 922908611 107,842 517 SH SOLE 0 0 517
VANGUARD INDEX FDS MID CAP ETF 922908629 3,819 13 SH SOLE 0 0 13
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,047 5 SH SOLE 0 0 5
VANGUARD INDEX FDS GROWTH ETF 922908736 243,162 507 SH SOLE 0 0 507
VANGUARD INDEX FDS SMALL CP ETF 922908751 18,308 72 SH SOLE 0 0 72
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,418,112 19,557 SH SOLE 0 0 19,557
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 14,469 105 SH SOLE 0 0 105
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 223,980 4,134 SH SOLE 0 0 4,134
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,925,843 97,291 SH SOLE 0 0 97,291
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 36,867,764 170,850 SH SOLE 0 0 170,850
VICI PPTYS INC COM 925652109 580,165 17,791 SH SOLE 0 0 17,791
VISA INC COM CL A 92826C839 988,978 2,897 SH SOLE 0 0 2,897
WALMART INC COM 931142103 777,485 7,544 SH SOLE 0 0 7,544
WEC ENERGY GROUP INC COM 92939U106 476,973 4,162 SH SOLE 0 0 4,162
WELLS FARGO CO NEW COM 949746101 219,357 2,617 SH SOLE 0 0 2,617
WILLIAMS COS INC COM 969457100 1,317,408 20,796 SH SOLE 0 0 20,796