The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 200,192 1,792 SH SOLE 1,792 0 0
ALPHABET INC CAP STK CL C 02079K107 691,926 2,841 SH SOLE 2,841 0 0
AMAZON COM INC COM 023135106 654,099 2,979 SH SOLE 2,979 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 726,569 7,300 SH SOLE 7,300 0 0
APPLE INC COM 037833100 1,694,783 6,656 SH SOLE 6,656 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 203,107 404 SH SOLE 404 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107 347,975 5,074 SH SOLE 5,074 0 0
CATERPILLAR INC COM 149123101 262,185 549 SH SOLE 549 0 0
CHEVRON CORP NEW COM 166764100 421,957 2,717 SH SOLE 2,717 0 0
EXXON MOBIL CORP COM 30231G102 288,982 2,563 SH SOLE 2,563 0 0
GARMIN LTD SHS H2906T109 313,707 1,274 SH SOLE 1,274 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,932,268 4,884 SH SOLE 4,884 0 0
ISHARES GOLD TR ISHARES NEW 464285204 216,927 2,981 SH SOLE 2,981 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 361,666 772 SH SOLE 772 0 0
JPMORGAN CHASE & CO. COM 46625H100 767,102 2,432 SH SOLE 2,432 0 0
MICROSOFT CORP COM 594918104 955,166 1,844 SH SOLE 1,844 0 0
NEXTERA ENERGY INC COM 65339F101 255,742 3,388 SH SOLE 3,388 0 0
NVIDIA CORPORATION COM 67066G104 3,873,390 20,760 SH SOLE 20,760 0 0
OCCIDENTAL PETE CORP COM 674599105 461,770 9,773 SH SOLE 9,773 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,081,751 5,930 SH SOLE 5,930 0 0
SCHWAB CHARLES CORP COM 808513105 223,165 2,338 SH SOLE 2,338 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 703,197 30,206 SH SOLE 30,206 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 337,956 1,210 SH SOLE 1,210 0 0
TRI CONTL CORP COM 895436103 997,730 29,345 SH SOLE 29,345 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 694,763 8,927 SH SOLE 8,927 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 284,078 3,612 SH SOLE 3,612 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 15,315,533 206,400 SH SOLE 206,400 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 15,801,322 320,052 SH SOLE 320,052 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 7,073,237 33,788 SH SOLE 33,788 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,808,308 10,025 SH SOLE 10,025 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 212,297 723 SH SOLE 723 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 284,702 1,631 SH SOLE 1,631 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 618,437 2,105 SH SOLE 2,105 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,672,773 22,327 SH SOLE 22,327 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 922,734 4,421 SH SOLE 4,421 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 518,275 2,038 SH SOLE 2,038 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 83,223,803 253,600 SH SOLE 253,600 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 3,273,253 17,552 SH SOLE 17,552 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,148,942 100,167 SH SOLE 100,167 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 293,052 5,409 SH SOLE 5,409 0 0
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 716,531 9,342 SH SOLE 9,342 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,168,915 23,348 SH SOLE 23,348 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 417,273 4,967 SH SOLE 4,967 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 290,390 3,637 SH SOLE 3,637 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 920,475 4,266 SH SOLE 4,266 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 26,838,476 365,348 SH SOLE 365,348 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,050,924 50,917 SH SOLE 50,917 0 0
WALMART INC COM 931142103 292,140 2,835 SH SOLE 2,835 0 0