The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 248,128 1,308 SH SOLE 1,308 0 0
ISHARES TR BROAD USD HIGH 46435U853 59,500,176 1,574,912 SH SOLE 1,574,912 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 29,691,639 359,550 SH SOLE 359,550 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,153,582 78,970 SH SOLE 78,970 0 0
ISHARES TR CORE S&P500 ETF 464287200 147,911,953 220,995 SH SOLE 220,995 0 0
ISHARES TR CORE US AGGBD ET 464287226 50,234,473 501,092 SH SOLE 501,092 0 0
ISHARES TR IBOXX HI YD ETF 464288513 271,905 3,349 SH SOLE 3,349 0 0
ISHARES TR MSCI ACWI ETF 464288257 24,527,785 177,429 SH SOLE 177,429 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 775,489 4,386 SH SOLE 4,386 0 0
ISHARES TR RUS MID CAP ETF 464287499 14,701,089 152,264 SH SOLE 152,264 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,667,346 6,891 SH SOLE 6,891 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 75,985,049 200,520 SH SOLE 200,520 0 0
ISHARES TR S&P 100 ETF 464287101 430,695 1,294 SH SOLE 1,294 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 760,816 4,933 SH SOLE 4,933 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 666,772 8,508 SH SOLE 8,508 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 495,167 3,558 SH SOLE 3,558 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 580,110 6,473 SH SOLE 6,473 0 0
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 2,064,008 22,496 SH SOLE 22,496 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 38,523,695 491,750 SH SOLE 491,750 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 3,216,967 29,034 SH SOLE 29,034 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 119,009,402 1,600,234 SH SOLE 1,600,234 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,411,131 4,300 SH SOLE 4,300 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,043,563 130,003 SH SOLE 130,003 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,024,715 41,175 SH SOLE 41,175 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 19,100,339 318,764 SH SOLE 318,764 0 0