The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 690,890 2,842 SH SOLE 2,842 0 0
ALPHABET INC CAP STK CL C 02079K107 222,848 915 SH SOLE 915 0 0
APPLE INC COM 037833100 385,255 1,513 SH SOLE 1,513 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,774,472 11,486 SH SOLE 11,486 0 0
BROADCOM INC COM 11135F101 204,874 621 SH SOLE 621 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 2,175,938 46,875 SH SOLE 46,875 0 0
DOUGLAS EMMETT INC COM 25960P109 205,944 13,227 SH SOLE 13,227 0 0
GE AEROSPACE COM NEW 369604301 1,675,868 5,571 SH SOLE 5,571 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 205,023 2,730 SH SOLE 2,730 0 0
GLOBAL PMTS INC COM 37940X102 830,135 9,992 SH SOLE 9,992 0 0
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106 305,064 11,400 SH SOLE 11,400 0 0
ISHARES GOLD TR ISHARES NEW 464285204 338,381 4,650 SH SOLE 4,650 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,106,665 16,788 SH SOLE 16,788 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 19,190,332 79,312 SH SOLE 79,312 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 12,171,121 38,030 SH SOLE 38,030 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 12,580,916 71,155 SH SOLE 71,155 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 5,154,492 25,318 SH SOLE 25,318 0 0
ISHARES TR RUS 1000 ETF 464287622 2,885,465 7,895 SH SOLE 7,895 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,297,662 9,175 SH SOLE 9,175 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,977,400 69,600 SH SOLE 69,600 0 0
ISHARES TR MSCI EAFE ETF 464287465 420,165 4,500 SH SOLE 4,500 0 0
ISHARES TR CORE S&P500 ETF 464287200 378,824 566 SH SOLE 566 0 0
ISHARES TR TIPS BD ETF 464287176 5,556,551 49,960 SH SOLE 49,960 0 0
ISHARES TR CORE S&P SCP ETF 464287804 659,507 5,550 SH SOLE 5,550 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,242,928 41,050 SH SOLE 41,050 0 0
ISHARES TR IBOXX HI YD ETF 464288513 276,046 3,400 SH SOLE 3,400 0 0
JPMORGAN CHASE & CO. COM 46625H100 944,713 2,995 SH SOLE 2,995 0 0
MICROSOFT CORP COM 594918104 377,068 728 SH SOLE 728 0 0
NVIDIA CORPORATION COM 67066G104 508,431 2,725 SH SOLE 2,725 0 0
PNC FINL SVCS GROUP INC COM 693475105 203,743 1,014 SH SOLE 1,014 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 270,471 9,291 SH SOLE 9,291 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 211,882 6,640 SH SOLE 6,640 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 225,681 9,694 SH SOLE 9,694 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,182,945 8,500 SH SOLE 8,500 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 694,035 4,500 SH SOLE 4,500 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 350,155 6,500 SH SOLE 6,500 0 0
SPDR GOLD TR GOLD SHS 78463V107 995,316 2,800 SH SOLE 2,800 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,369,630 18,568 SH SOLE 18,568 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 2,756,184 19,680 SH SOLE 19,680 0 0
SPDR SERIES TRUST S&P BIOTECH 78464A870 424,648 4,238 SH SOLE 4,238 0 0
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622 538,749 5,498 SH SOLE 5,498 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 858,067 10,874 SH SOLE 10,874 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 206,377 2,775 SH SOLE 2,775 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 56,654,471 92,515 SH SOLE 92,515 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,556,295 9,500 SH SOLE 9,500 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 4,196,025 22,500 SH SOLE 22,500 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 411,390 4,500 SH SOLE 4,500 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 262,536 800 SH SOLE 800 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,186,489 132,641 SH SOLE 132,641 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 14,047,686 196,829 SH SOLE 196,829 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,780,948 80,620 SH SOLE 80,620 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 15,308,541 255,483 SH SOLE 255,483 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 970,619 1,300 SH SOLE 1,300 0 0