The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 1,138,058 4,712 SH SOLE 0 0 4,712
ALPHABET INC CAP STK CL C 02079K107 4,041,156 16,685 SH SOLE 0 0 16,685
AMAZON COM INC COM 023135106 1,192,902 5,238 SH SOLE 0 0 5,238
AON PLC SHS CL A G0403H108 587,845 1,631 SH SOLE 0 0 1,631
APPLE INC COM 037833100 12,350,008 48,614 SH SOLE 0 0 48,614
BOEING CO COM 097023105 367,632 1,702 SH SOLE 0 0 1,702
CATERPILLAR INC COM 149123101 413,297 826 SH SOLE 0 0 826
CHEVRON CORP NEW COM 166764100 419,588 2,767 SH SOLE 0 0 2,767
DISNEY WALT CO COM 254687106 361,494 3,257 SH SOLE 0 0 3,257
EDISON INTL COM 281020107 435,066 8,198 SH SOLE 0 0 8,198
EXXON MOBIL CORP COM 30231G102 287,356 2,545 SH SOLE 0 0 2,545
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 24,523,581 530,010 SH SOLE 0 0 530,010
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 302,957 2,870 SH SOLE 0 0 2,870
HERSHEY CO COM 427866108 264,798 1,375 SH SOLE 0 0 1,375
INTERNATIONAL BUSINESS MACHS COM 459200101 286,212 993 SH SOLE 0 0 993
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,414,493 31,040 SH SOLE 0 0 31,040
ISHARES INC CORE MSCI EMKT 46434G103 4,823,155 72,420 SH SOLE 0 0 72,420
ISHARES TR 0-3 MNTH TREASRY 46436E718 1,997,245 19,881 SH SOLE 0 0 19,881
ISHARES TR CORE MSCI INTL 46435G326 9,761,532 121,186 SH SOLE 0 0 121,186
ISHARES TR ESG SELECT SCRE 46436E569 256,198 4,934 SH SOLE 0 0 4,934
ISHARES TR MSCI INTL QUALTY 46434V456 1,121,585 25,187 SH SOLE 0 0 25,187
ISHARES TR SHORT TREAS BD 464288679 363,360 3,296 SH SOLE 0 0 3,296
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 224,818 4,462 SH SOLE 0 0 4,462
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 74,780,017 1,477,574 SH SOLE 0 0 1,477,574
JOHNSON & JOHNSON COM 478160104 1,909,654 9,994 SH SOLE 0 0 9,994
JPMORGAN CHASE & CO. COM 46625H100 394,439 1,291 SH SOLE 0 0 1,291
META PLATFORMS INC CL A 30303M102 1,781,208 2,428 SH SOLE 0 0 2,428
MICROSOFT CORP COM 594918104 2,125,940 4,070 SH SOLE 0 0 4,070
NVIDIA CORPORATION COM 67066G104 2,097,286 10,891 SH SOLE 0 0 10,891
PEARSON PLC SPONSORED ADR 705015105 190,362 13,705 SH SOLE 0 0 13,705
PGIM ETF TR PGIM ULTRA SH BD 69344A107 99,361,600 1,999,630 SH SOLE 0 0 1,999,630
REALTY INCOME CORP COM 756109104 618,570 10,545 SH SOLE 0 0 10,545
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 45,297,906 1,806,857 SH SOLE 0 0 1,806,857
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 299,477 1,032 SH SOLE 0 0 1,032
SPDR GOLD TR GOLD SHS 78463V107 792,983 2,170 SH SOLE 0 0 2,170
SPDR S&P 500 ETF TR TR UNIT 78462F103 402,696 600 SH SOLE 0 0 600
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 27,831,540 950,856 SH SOLE 0 0 950,856
SPROTT ASSET MANAGEMENT LP PHYSICAL SILVER 85207K107 171,381 10,431 SH SOLE 0 0 10,431
TESLA INC COM 88160R101 211,672 486 SH SOLE 0 0 486
TJX COS INC NEW COM 872540109 221,696 1,600 SH SOLE 0 0 1,600
VANGUARD INDEX FDS GROWTH ETF 922908736 83,232,841 171,081 SH SOLE 0 0 171,081
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 382,805 2,213 SH SOLE 0 0 2,213
VANGUARD INDEX FDS MID CAP ETF 922908629 18,285,477 62,391 SH SOLE 0 0 62,391
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 109,560,296 177,541 SH SOLE 0 0 177,541
VANGUARD INDEX FDS SMALL CP ETF 922908751 18,225,405 71,279 SH SOLE 0 0 71,279
VANGUARD INDEX FDS TOTAL STK MKT 922908769 569,397 1,722 SH SOLE 0 0 1,722
VANGUARD INDEX FDS VALUE ETF 922908744 48,567,727 261,047 SH SOLE 0 0 261,047
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,056,982 3,471 SH SOLE 0 0 3,471
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 29,880,095 137,804 SH SOLE 0 0 137,804
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 980,395 7,126 SH SOLE 0 0 7,126