The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 612,898 8,160 SH SOLE 0 0 8,160
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 26,377,110 296,272 SH SOLE 0 0 296,272
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,128,073 11,334 SH SOLE 0 0 11,334
AMERICAN EXPRESS CO COM 025816109 209,593 631 SH SOLE 0 0 631
APPLE INC COM 037833100 3,419,596 13,430 SH SOLE 0 0 13,430
APPLOVIN CORP COM CL A 03831W108 381,545 531 SH SOLE 0 0 531
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 140,078 12,631 SH SOLE 0 0 12,631
ASML HOLDING N V N Y REGISTRY SHS N07059210 576,014 595 SH SOLE 0 0 595
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 248,729 12,921 SH SOLE 0 0 12,921
BANCO SANTANDER S.A. ADR 05964H105 228,600 21,813 SH SOLE 0 0 21,813
BANK AMERICA CORP COM 060505104 248,870 4,824 SH SOLE 0 0 4,824
BROADCOM INC COM 11135F101 608,024 1,843 SH SOLE 0 0 1,843
CAMTEK LTD ORD M20791105 1,558,627 14,837 SH SOLE 0 0 14,837
CATERPILLAR INC COM 149123101 247,164 518 SH SOLE 0 0 518
DEERE & CO COM 244199105 246,463 539 SH SOLE 0 0 539
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 3,517,609 109,685 SH SOLE 814 0 108,872
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 4,705,650 172,305 SH SOLE 172,305 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,005,462 21,801 SH SOLE 0 0 21,801
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 6,616,384 217,680 SH SOLE 0 0 217,680
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 707,413 19,821 SH SOLE 19 0 19,802
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 1,241,768 25,881 SH SOLE 0 0 25,881
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 4,350,705 90,282 SH SOLE 107 0 90,176
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 645,699 16,741 SH SOLE 211 0 16,530
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 8,539,533 226,093 SH SOLE 0 0 226,093
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 5,443,871 93,521 SH SOLE 0 0 93,521
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 3,734,624 164,875 SH SOLE 781 0 164,093
EATON CORP PLC SHS G29183103 794,907 2,124 SH SOLE 0 0 2,124
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 300,587 7,380 SH SOLE 0 0 7,380
HDFC BANK LTD SPONSORED ADS 40415F101 554,383 16,229 SH SOLE 0 0 16,229
HOME DEPOT INC COM 437076102 340,360 840 SH SOLE 0 0 840
ICICI BANK LIMITED ADR 45104G104 625,398 20,688 SH SOLE 0 0 20,688
INFOSYS LTD SPONSORED ADR 456788108 313,751 19,284 SH SOLE 0 0 19,284
INTERNATIONAL BUSINESS MACHS COM 459200101 279,903 992 SH SOLE 0 0 992
ISHARES INC CORE MSCI EMKT 46434G103 2,143,954 32,524 SH SOLE 0 0 32,524
ISHARES INC MSCI EMERG MRKT 464286533 224,682 3,520 SH SOLE 0 0 3,520
ISHARES TR 3 7 YR TREAS BD 464288661 993,965 8,317 SH SOLE 0 0 8,317
ISHARES TR CORE MSCI INTL 46435G326 6,751,463 84,214 SH SOLE 268 0 83,946
ISHARES TR CORE S&P TTL STK 464287150 8,670,292 59,528 SH SOLE 0 0 59,528
ISHARES TR EAFE VALUE ETF 464288877 2,335,455 34,431 SH SOLE 0 0 34,431
ISHARES TR MSCI EMG MKT ETF 464287234 536,437 10,046 SH SOLE 0 0 10,046
ISHARES TR MSCI USA MMENTM 46432F396 333,898 1,302 SH SOLE 0 0 1,302
ISHARES TR MSCI USA QLT FCT 46432F339 341,348 1,755 SH SOLE 0 0 1,755
JPMORGAN CHASE & CO. COM 46625H100 598,371 1,897 SH SOLE 0 0 1,897
KROGER CO COM 501044101 273,415 4,056 SH SOLE 0 0 4,056
L3HARRIS TECHNOLOGIES INC COM 502431109 727,538 2,382 SH SOLE 0 0 2,382
MASTERCARD INCORPORATED CL A 57636Q104 395,323 695 SH SOLE 0 0 695
MICROSOFT CORP COM 594918104 3,031,146 5,852 SH SOLE 0 0 5,852
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 112,198 16,746 SH SOLE 0 0 16,746
NETFLIX INC COM 64110L106 245,779 205 SH SOLE 0 0 205
NVIDIA CORPORATION COM 67066G104 3,988,303 21,376 SH SOLE 0 0 21,376
ORACLE CORP COM 68389X105 453,078 1,611 SH SOLE 0 0 1,611
PIMCO ETF TR 1-5 US TIP IDX 72201R205 274,900 5,074 SH SOLE 0 0 5,074
PROCTER AND GAMBLE CO COM 742718109 273,036 1,777 SH SOLE 0 0 1,777
ROBINHOOD MKTS INC COM CL A 770700102 342,343 2,391 SH SOLE 0 0 2,391
ROYAL BK CDA COM 780087102 482,326 3,274 SH SOLE 0 0 3,274
SAP SE SPON ADR 803054204 213,234 798 SH SOLE 0 0 798
SHERWIN WILLIAMS CO COM 824348106 293,628 848 SH SOLE 0 0 848
SONY GROUP CORP SPONSORED ADR 835699307 375,623 13,047 SH SOLE 0 0 13,047
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 806,726 18,853 SH SOLE 0 0 18,853
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 698,935 8,666 SH SOLE 0 0 8,666
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 219,039 2,796 SH SOLE 0 0 2,796
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 580,625 6,550 SH SOLE 0 0 6,550
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 2,317,828 8,299 SH SOLE 0 0 8,299
TJX COS INC NEW COM 872540109 1,932,500 13,370 SH SOLE 0 0 13,370
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 149,697 19,749 SH SOLE 0 0 19,749
UNITED PARCEL SERVICE INC CL B 911312106 220,937 2,645 SH SOLE 0 0 2,645
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,136,751 14,406 SH SOLE 0 0 14,406
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,491,991 13,688 SH SOLE 0 0 13,688
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,165,466 21,511 SH SOLE 0 0 21,511
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,220,172 83,353 SH SOLE 21 0 83,332
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 9,623,055 160,304 SH SOLE 134 0 160,170
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,754,931 62,666 SH SOLE 0 0 62,666
VISA INC COM CL A 92826C839 458,473 1,343 SH SOLE 0 0 1,343
WALMART INC COM 931142103 370,398 3,594 SH SOLE 0 0 3,594
WELLS FARGO CO NEW COM 949746101 211,897 2,528 SH SOLE 0 0 2,528
WIPRO LTD SPON ADR 1 SH 97651M109 32,575 12,386 SH SOLE 0 0 12,386