The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 207,129 852 SH SOLE 0 0 852
APPLE INC COM 037833100 10,647,015 41,814 SH SOLE 0 0 41,814
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 762,657 1,517 SH SOLE 0 0 1,517
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 10,348,528 174,806 SH SOLE 0 0 174,806
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 23,220,520 436,148 SH SOLE 0 0 436,148
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 8,457,411 192,564 SH SOLE 0 0 192,564
CHURCHILL DOWNS INC COM 171484108 204,224 2,105 SH SOLE 0 0 2,105
COCA COLA CO COM 191216100 240,441 3,625 SH SOLE 0 0 3,625
DISNEY WALT CO COM 254687106 299,246 2,613 SH SOLE 0 0 2,613
ELI LILLY & CO COM 532457108 735,532 964 SH SOLE 0 0 964
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 22,073,148 411,352 SH SOLE 0 0 411,352
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 5,310,500 95,324 SH SOLE 0 0 95,324
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 9,693,142 144,955 SH SOLE 0 0 144,955
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881 9,148,559 174,491 SH SOLE 0 0 174,491
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 21,552,973 466,111 SH SOLE 0 0 466,111
GE AEROSPACE COM NEW 369604301 346,244 1,151 SH SOLE 0 0 1,151
GE VERNOVA INC COM 36828A101 277,935 452 SH SOLE 0 0 452
INTEL CORP COM 458140100 206,108 6,143 SH SOLE 0 0 6,143
INTERNATIONAL BUSINESS MACHS COM 459200101 589,099 2,088 SH SOLE 0 0 2,088
INTERPUBLIC GROUP COS INC COM 460690100 1,009,616 36,174 SH SOLE 0 0 36,174
ISHARES GOLD TR ISHARES NEW 464285204 2,741,537 37,674 SH SOLE 0 0 37,674
ISHARES INC CORE MSCI EMKT 46434G103 10,510,483 159,443 SH SOLE 0 0 159,443
ISHARES TR 20 YR TR BD ETF 464287432 6,610,954 73,973 SH SOLE 0 0 73,973
ISHARES TR CONV BD ETF 46435G102 6,378,799 63,756 SH SOLE 0 0 63,756
ISHARES TR CORE 60/40 BALAN 464289867 9,472,626 147,136 SH SOLE 0 0 147,136
ISHARES TR CORE 80/20 AGGRE 464289859 683,791 7,758 SH SOLE 0 0 7,758
ISHARES TR EAFE GRWTH ETF 464288885 3,619,448 31,783 SH SOLE 0 0 31,783
ISHARES TR EAFE VALUE ETF 464288877 3,741,435 55,159 SH SOLE 0 0 55,159
ISHARES TR U.S. TECH ETF 464287721 8,496,211 43,379 SH SOLE 0 0 43,379
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 8,967,834 130,044 SH SOLE 0 0 130,044
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 6,816,423 92,690 SH SOLE 0 0 92,690
JOHNSON & JOHNSON COM 478160104 239,252 1,290 SH SOLE 0 0 1,290
JPMORGAN CHASE & CO. COM 46625H100 877,842 2,783 SH SOLE 0 0 2,783
META PLATFORMS INC CL A 30303M102 1,430,933 1,948 SH SOLE 0 0 1,948
MICROSOFT CORP COM 594918104 1,073,192 2,072 SH SOLE 0 0 2,072
NEXTERA ENERGY INC COM 65339F101 221,412 2,933 SH SOLE 0 0 2,933
ORACLE CORP COM 68389X105 550,638 1,958 SH SOLE 0 0 1,958
PEPSICO INC COM 713448108 1,513,522 10,777 SH SOLE 0 0 10,777
PROCTER AND GAMBLE CO COM 742718109 292,882 1,906 SH SOLE 0 0 1,906
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 294,032 1,043 SH SOLE 0 0 1,043
TCW ETF TRUST TRANSFORM SYSTEM 29287L205 6,004,767 61,467 SH SOLE 0 0 61,467
UNITED PARCEL SERVICE INC CL B 911312106 311,696 3,732 SH SOLE 0 0 3,732
VANGUARD INDEX FDS MID CAP ETF 922908629 11,904,675 40,528 SH SOLE 0 0 40,528
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10,994,389 183,484 SH SOLE 0 0 183,484
WALMART INC COM 931142103 389,501 3,779 SH SOLE 0 0 3,779
YUM BRANDS INC COM 988498101 254,600 1,675 SH SOLE 0 0 1,675