v3.25.3
LOANS RECOGNIZED AS A RESULT OF PAYMENTS UNDER GUARANTEES (Tables)
6 Months Ended
Jun. 30, 2025
Financing Receivable, Past Due [Line Items]  
SCHEDULE OF LOANS RECOGNIZED AS A RESULT OF PAYMENTS UNDER GUARANTEES

 

  

December 31,

2024

  

June 30,

2025

 
    RMB    RMB 
           
Loans recognized as a result of payments under guarantees   7,710    7,706 
Less: provision for credit losses   (7,710)   (7,706)
Loans recognized   -    - 
SCHEDULE OF MOVEMENT OF PROVISION FOR CREDIT LOSSES

The movement of provision for credit losses for the six months ended June 30, 2024 and 2025 was as follows:

 

   2024   2025 
   For the six months ended June 30, 
   2024   2025 
   RMB   RMB 
         
Beginning balance of the period   (8,000)   (7,710)
Reversal of credit losses   253    414 
Payments from the borrowers or other recoveries   (248)   (410)
Ending balance of the period   (7,995)   (7,706)

Loan Recognized as Result of Payment Under Guarantee [Member]  
Financing Receivable, Past Due [Line Items]  
SCHEDULE OF LOANS RECOGNIZED AS A RESULT OF PAYMENTS UNDER GUARANTEES

An aging analysis of loans recognized as result of payments under guarantees was as follows:

 

  

December 31,

2024

  

June 30,

2025

 
    RMB    RMB 
           
Over 12 months   7,710    7,706 
Loans recognized as a result of payments under guarantees   7,710    7,706 
SCHEDULE OF BALANCE OF LOANS RECOGNIZED AS A RESULT OF PAYMENTS UNDER GUARANTEES MONITORED CREDIT RISK QUALITY INDICATOR

The balance of loans recognized as a result of payments under guarantees by grade of monitored credit risk quality indicator as of December 31, 2024 and June 30, 2025 were listed as below:

 

  

December 31,

2024

  

June 30,

2025

 
    RMB    RMB 
           
Normal   -    - 
Attention   -    - 
Secondary   7,710    7,706 
Loans recognized, net   7,710    7,706