The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 434,635 3,245 SH SOLE 0 0 3,245
ABBVIE INC COM 00287Y109 2,721,065 11,752 SH SOLE 0 0 11,752
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,658,294 6,725 SH SOLE 0 0 6,725
ADVANCED MICRO DEVICES INC COM 007903107 287,339 1,776 SH SOLE 0 0 1,776
AIR PRODS & CHEMS INC COM 009158106 1,402,373 5,142 SH SOLE 0 0 5,142
ALPHABET INC CAP STK CL A 02079K305 1,089,607 4,482 SH SOLE 0 0 4,482
ALPHABET INC CAP STK CL C 02079K107 743,427 3,052 SH SOLE 0 0 3,052
ALTRIA GROUP INC COM 02209S103 2,160,156 32,700 SH SOLE 0 0 32,700
AMAZON COM INC COM 023135106 1,398,880 6,371 SH SOLE 0 0 6,371
AMERICAN EXPRESS CO COM 025816109 664,984 2,002 SH SOLE 0 0 2,002
AMERICAN TOWER CORP NEW COM 03027X100 206,552 1,074 SH SOLE 0 0 1,074
AMGEN INC COM 031162100 2,136,058 7,569 SH SOLE 0 0 7,569
APPLE INC COM 037833100 5,807,545 22,808 SH SOLE 0 0 22,808
APPLIED MATLS INC COM 038222105 233,187 1,139 SH SOLE 0 0 1,139
AUTOMATIC DATA PROCESSING IN COM 053015103 2,137,093 7,281 SH SOLE 0 0 7,281
AXON ENTERPRISE INC COM 05464C101 317,915 443 SH SOLE 0 0 443
BANK AMERICA CORP COM 060505104 2,515,539 48,760 SH SOLE 0 0 48,760
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 485,144 965 SH SOLE 0 0 965
BLACKROCK INC COM 09290D101 2,414,732 2,071 SH SOLE 0 0 2,071
BROADCOM INC COM 11135F101 6,572,875 19,923 SH SOLE 0 0 19,923
CATERPILLAR INC COM 149123101 2,132,734 4,470 SH SOLE 0 0 4,470
CHENIERE ENERGY INC COM NEW 16411R208 486,448 2,070 SH SOLE 0 0 2,070
CHEVRON CORP NEW COM 166764100 2,977,686 19,175 SH SOLE 0 0 19,175
CISCO SYS INC COM 17275R102 524,439 7,665 SH SOLE 0 0 7,665
COCA COLA CO COM 191216100 1,232,883 18,590 SH SOLE 0 0 18,590
COMCAST CORP NEW CL A 20030N101 1,266,877 40,321 SH SOLE 0 0 40,321
CONOCOPHILLIPS COM 20825C104 1,055,014 11,154 SH SOLE 0 0 11,154
COSTCO WHSL CORP NEW COM 22160K105 395,244 427 SH SOLE 0 0 427
CUMMINS INC COM 231021106 796,167 1,885 SH SOLE 0 0 1,885
DOLLAR GEN CORP NEW COM 256677105 1,499,815 14,512 SH SOLE 0 0 14,512
DUKE ENERGY CORP NEW COM NEW 26441C204 1,845,589 14,914 SH SOLE 0 0 14,914
ELI LILLY & CO COM 532457108 210,588 276 SH SOLE 0 0 276
EOG RES INC COM 26875P101 448,991 4,005 SH SOLE 0 0 4,005
EVERUS CONSTR GROUP COM 300426103 303,812 3,543 SH SOLE 0 0 3,543
EXXON MOBIL CORP COM 30231G102 3,943,488 34,976 SH SOLE 0 0 34,976
FEDEX CORP COM 31428X106 1,126,229 4,776 SH SOLE 0 0 4,776
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 1,420,549 25,499 SH SOLE 0 0 25,499
FIDELITY NATL INFORMATION SV COM 31620M106 219,844 3,334 SH SOLE 0 0 3,334
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 9,304,591 244,732 SH SOLE 0 0 244,732
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 1,393,150 28,253 SH SOLE 0 0 28,253
FIRST TR EXCHANGE-TRADED FD FT VEST TEC 33738D812 1,599,749 55,838 SH SOLE 0 0 55,838
FIRST TR EXCHANGE-TRADED FD RBA INDL ETF 33738R704 6,068,759 62,772 SH SOLE 0 0 62,772
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F771 10,248,594 220,227 SH SOLE 0 0 220,227
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F730 5,047,219 113,880 SH SOLE 0 0 113,880
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 1,711,909 51,224 SH SOLE 0 0 51,224
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F680 732,438 16,571 SH SOLE 0 0 16,571
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740U406 427,064 9,757 SH SOLE 0 0 9,757
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F631 9,080,540 215,460 SH SOLE 0 0 215,460
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740U703 2,587,603 93,618 SH SOLE 0 0 93,618
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F615 993,937 24,379 SH SOLE 0 0 24,379
FIRST TR EXCHNG TRADED FD VI VEST US EQUITY M 33740U612 3,283,537 100,722 SH SOLE 0 0 100,722
FIRST TR EXCHNG TRADED FD VI FT VEST US EQUIT 33740U497 7,724,730 239,453 SH SOLE 0 0 239,453
FIRST TR EXCHNG TRADED FD VI FT VEST US EQUIT 33740U455 2,681,663 82,700 SH SOLE 0 0 82,700
FIRST TR EXCHNG TRADED FD VI FT VEST US EQUTY 33740U422 2,847,315 95,212 SH SOLE 0 0 95,212
FIRST TR EXCHNG TRADED FD VI VEST US EQTY MAX 33740U356 375,054 11,796 SH SOLE 0 0 11,796
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 126,888 18,363 SH SOLE 0 0 18,363
HERSHEY CO COM 427866108 1,558,122 8,330 SH SOLE 0 0 8,330
HOME DEPOT INC COM 437076102 1,962,936 4,844 SH SOLE 0 0 4,844
ILLINOIS TOOL WKS INC COM 452308109 1,569,918 6,021 SH SOLE 0 0 6,021
INTUIT COM 461202103 1,440,673 2,110 SH SOLE 0 0 2,110
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528 1,718,467 70,070 SH SOLE 0 0 70,070
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 3,039,994 128,677 SH SOLE 0 0 128,677
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494 3,457,814 146,146 SH SOLE 0 0 146,146
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486 3,425,568 146,298 SH SOLE 0 0 146,298
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478 3,222,335 139,495 SH SOLE 0 0 139,495
INVESCO EXCH TRD SLF IDX FD INVSC 30 MUNI BD 46138J445 3,553,583 162,116 SH SOLE 0 0 162,116
INVESCO EXCH TRD SLF IDX FD BULLETSHS 31 MUN 46138J411 3,741,692 178,091 SH SOLE 0 0 178,091
INVESCO EXCH TRD SLF IDX FD BULLETSHS 32 MUN 46139W833 3,411,410 136,593 SH SOLE 0 0 136,593
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W791 1,420,966 55,626 SH SOLE 0 0 55,626
INVESCO EXCH TRD SLF IDX FD BULLETSHARE 2034 46139W767 426,237 17,519 SH SOLE 0 0 17,519
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 504,826 23,963 SH SOLE 0 0 23,963
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,165,216 37,771 SH SOLE 0 0 37,771
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 9,460,483 90,134 SH SOLE 0 0 90,134
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 4,255,531 94,128 SH SOLE 0 0 94,128
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 12,075,277 209,932 SH SOLE 0 0 209,932
INVESCO QQQ TR UNIT SER 1 46090E103 883,144 1,471 SH SOLE 0 0 1,471
ISHARES TR RUS 1000 GRW ETF 464287614 326,013 696 SH SOLE 0 0 696
ISHARES TR IBONDS 27 ETF 46435UAA9 3,185,703 130,883 SH SOLE 0 0 130,883
ISHARES TR IBDS DEC28 ETF 46435U515 3,208,063 125,708 SH SOLE 0 0 125,708
ISHARES TR IBONDS DEC 29 46436E205 3,221,394 137,256 SH SOLE 0 0 137,256
ISHARES TR IBONDS DEC 2030 46436E726 3,241,605 146,348 SH SOLE 0 0 146,348
ISHARES TR SELECT DIVID ETF 464287168 1,589,301 11,184 SH SOLE 0 0 11,184
ISHARES TR IBONDS DEC 2031 46436E486 3,265,342 153,880 SH SOLE 0 0 153,880
ISHARES TR IBONDS DEC 2032 46436E312 3,276,539 127,890 SH SOLE 0 0 127,890
ISHARES TR IBONDS DEC 2033 46436E130 787,949 30,040 SH SOLE 0 0 30,040
ISHARES TR CORE S&P500 ETF 464287200 12,842,899 19,189 SH SOLE 0 0 19,189
ISHARES TR IBONDS DEC2026 46435GAA0 3,159,812 130,033 SH SOLE 0 0 130,033
ISHARES TR NATIONAL MUN ETF 464288414 5,305,438 49,821 SH SOLE 0 0 49,821
ISHARES TR INTL SEL DIV ETF 464288448 1,093,425 29,916 SH SOLE 0 0 29,916
ISHARES TR CORE S&P MCP ETF 464287507 8,498,246 130,221 SH SOLE 0 0 130,221
ISHARES TR MSCI EAFE ETF 464287465 11,275,273 120,759 SH SOLE 0 0 120,759
ISHARES TR IBONDS DEC25 ETF 46434VBD1 2,169,397 86,121 SH SOLE 0 0 86,121
ISHARES TR RUS 1000 ETF 464287622 4,142,689 11,335 SH SOLE 0 0 11,335
ISHARES TR RUS 1000 VAL ETF 464287598 2,674,358 13,136 SH SOLE 0 0 13,136
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 338,813 5,743 SH SOLE 0 0 5,743
JOHNSON & JOHNSON COM 478160104 2,193,717 11,831 SH SOLE 0 0 11,831
JPMORGAN CHASE & CO COM 46625H100 3,963,095 12,564 SH SOLE 0 0 12,564
KINDER MORGAN INC DEL COM 49456B101 2,290,125 80,895 SH SOLE 0 0 80,895
KNIFE RIVER CORP COMMON STOCK 498894104 272,350 3,543 SH SOLE 0 0 3,543
KROGER CO COM 501044101 1,992,625 29,560 SH SOLE 0 0 29,560
LAM RESEARCH CORP COM NEW 512807306 4,507,645 33,664 SH SOLE 0 0 33,664
LOCKHEED MARTIN CORP COM 539830109 1,948,697 3,904 SH SOLE 0 0 3,904
MASTERCARD INCORPORATED CL A 57636Q104 258,715 455 SH SOLE 0 0 455
MCDONALDS CORP COM 580135101 2,297,163 7,559 SH SOLE 0 0 7,559
MDU RES GROUP INC COM 552690109 252,457 14,175 SH SOLE 0 0 14,175
MERCK & CO INC COM 58933Y105 1,680,918 20,028 SH SOLE 0 0 20,028
META PLATFORMS INC CL A 30303M102 953,416 1,298 SH SOLE 0 0 1,298
METLIFE INC COM 59156R108 2,020,561 24,530 SH SOLE 0 0 24,530
MICROSOFT CORP COM 594918104 5,211,701 10,062 SH SOLE 0 0 10,062
MORGAN STANLEY COM NEW 617446448 262,602 1,652 SH SOLE 0 0 1,652
NETFLIX INC COM 64110L106 296,133 247 SH SOLE 0 0 247
NIKE INC CL B 654106103 1,433,987 20,565 SH SOLE 0 0 20,565
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 137,545 10,951 SH SOLE 0 0 10,951
NVIDIA CORPORATION COM 67066G104 1,927,000 10,328 SH SOLE 0 0 10,328
ORACLE CORP COM 68389X105 472,498 1,680 SH SOLE 0 0 1,680
OWENS CORNING NEW COM 690742101 1,435,546 10,148 SH SOLE 0 0 10,148
PALANTIR TECHNOLOGIES INC CL A 69608A108 676,231 3,707 SH SOLE 0 0 3,707
PEPSICO INC COM 713448108 414,438 2,951 SH SOLE 0 0 2,951
PNC FINL SVCS GROUP INC COM 693475105 1,707,447 8,498 SH SOLE 0 0 8,498
PROCTER AND GAMBLE CO COM 742718109 252,140 1,641 SH SOLE 0 0 1,641
QUALCOMM INC COM 747525103 2,173,567 13,065 SH SOLE 0 0 13,065
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 373,473 14,526 SH SOLE 0 0 14,526
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,345,059 49,270 SH SOLE 0 0 49,270
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 264,948 940 SH SOLE 0 0 940
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 216,635 904 SH SOLE 0 0 904
SMITH A O CORP COM 831865209 1,854,491 25,262 SH SOLE 0 0 25,262
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,371,868 2,059 SH SOLE 0 0 2,059
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,546,992 5,951 SH SOLE 0 0 5,951
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,504,927 96,902 SH SOLE 0 0 96,902
SPDR SER TR RUSSELL YIELD 78468R770 1,429,197 12,630 SH SOLE 0 0 12,630
SPDR SER TR PORTFOLIO S&P400 78464A847 322,437 5,638 SH SOLE 0 0 5,638
SPDR SER TR PORTFOLIO S&P600 78468R853 453,858 9,798 SH SOLE 0 0 9,798
SPDR SER TR S&P DIVID ETF 78464A763 11,018,212 78,673 SH SOLE 0 0 78,673
SPINNAKER ETF SERIES SELECT STOXX EUR 84858T772 228,791 4,871 SH SOLE 0 0 4,871
STELLAR BANCORP INC COM 858927106 485,440 16,000 SH SOLE 0 0 16,000
STRYKER CORPORATION COM 863667101 297,954 806 SH SOLE 0 0 806
TARGET CORP COM 87612E106 1,301,920 14,514 SH SOLE 0 0 14,514
TEXAS INSTRS INC COM 882508104 1,938,430 10,550 SH SOLE 0 0 10,550
TRACTOR SUPPLY CO COM 892356106 230,665 4,056 SH SOLE 0 0 4,056
UNITEDHEALTH GROUP INC COM 91324P102 982,559 2,846 SH SOLE 0 0 2,846
VALERO ENERGY CORP COM 91913Y100 421,223 2,474 SH SOLE 0 0 2,474
VANGUARD INDEX FDS TOTAL STK MKT 922908769 26,735,978 81,470 SH SOLE 0 0 81,470
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,077,535 5,147 SH SOLE 0 0 5,147
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,335,463 18,511 SH SOLE 0 0 18,511
VANGUARD INDEX FDS SM CP VAL ETF 922908611 545,537 2,614 SH SOLE 0 0 2,614
VANGUARD INDEX FDS GROWTH ETF 922908736 356,917 744 SH SOLE 0 0 744
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,344,077 46,816 SH SOLE 0 0 46,816
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 917,969 7,618 SH SOLE 0 0 7,618
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 3,128,609 10,348 SH SOLE 0 0 10,348
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 535,661 1,820 SH SOLE 0 0 1,820
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 246,432 1,142 SH SOLE 0 0 1,142
VANGUARD STAR FDS VG TL INTL STK F 921909768 212,740 2,896 SH SOLE 0 0 2,896
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 24,391,421 407,066 SH SOLE 0 0 407,066
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 5,384,075 63,581 SH SOLE 0 0 63,581
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,547,248 18,072 SH SOLE 0 0 18,072
VERIZON COMMUNICATIONS INC COM 92343V104 1,410,478 32,093 SH SOLE 0 0 32,093
VISA INC COM CL A 92826C839 546,479 1,601 SH SOLE 0 0 1,601
VISTRA CORP COM 92840M102 358,338 1,829 SH SOLE 0 0 1,829
WALMART INC COM 931142103 849,833 8,246 SH SOLE 0 0 8,246
WEC ENERGY GROUP INC COM 92939U106 1,137,657 9,928 SH SOLE 0 0 9,928
WILLIAMS COS INC COM 969457100 559,000 8,824 SH SOLE 0 0 8,824
WILLIAMS SONOMA INC COM 969904101 3,404,889 17,421 SH SOLE 0 0 17,421
WISDOMTREE TR JAPN HEDGE EQT 97717W851 5,993,257 46,811 SH SOLE 0 0 46,811
WISDOMTREE TR US SMALLCAP FUND 97717W562 398,297 7,129 SH SOLE 0 0 7,129
WISDOMTREE TR US HIGH DIVIDEND 97717W208 6,042,584 59,976 SH SOLE 0 0 59,976
WISDOMTREE TR US MIDCAP DIVID 97717W505 14,379,398 274,941 SH SOLE 0 0 274,941
WISDOMTREE TR US S CAP QTY DIV 97717X651 859,956 17,206 SH SOLE 0 0 17,206
ZOETIS INC CL A 98978V103 1,369,533 9,360 SH SOLE 0 0 9,360