The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 353,346 1,454 SH SOLE 0 0 0 1,454
AMAZON COM INC COM 023135106 252,396 1,150 SH SOLE 0 0 0 1,150
AMERICAN CENTY ETF TR US EQT ETF 025072885 5,551,930 51,076 SH SOLE 0 0 0 51,076
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,011,888 12,825 SH SOLE 0 0 0 12,825
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 557,297 7,420 SH SOLE 0 0 0 7,420
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 7,630,929 105,604 SH SOLE 0 0 0 105,604
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 3,741,830 65,359 SH SOLE 0 0 0 65,359
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072166 5,836,245 81,394 SH SOLE 0 0 0 81,394
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072216 614,613 8,738 SH SOLE 0 0 0 8,738
AMERICAN CENTY ETF TR AVANTIS US LARG 025072158 32,728,017 427,761 SH SOLE 0 0 0 427,761
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 1,946,262 23,334 SH SOLE 0 0 0 23,334
AMERICAN CENTY ETF TR AVANTIS EMERGING 02507A101 3,491,008 58,251 SH SOLE 0 0 0 58,251
APPLE INC COM 037833100 506,459 1,989 SH SOLE 0 0 0 1,989
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 200,593 399 SH SOLE 0 0 0 399
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 1,280,100 46,873 SH SOLE 0 0 0 46,873
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 11,046,234 336,878 SH SOLE 0 0 0 336,878
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 728,600 22,719 SH SOLE 0 0 0 22,719
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 6,069,091 83,781 SH SOLE 0 0 0 83,781
EATON CORP PLC SHS G29183103 209,393 560 SH SOLE 0 0 0 560
GALLAGHER ARTHUR J & CO COM 363576109 401,113 1,295 SH SOLE 0 0 0 1,295
GE VERNOVA INC COM 36828A101 247,190 402 SH SOLE 0 0 0 402
ISHARES INC EMNG MKTS EQT 46434G889 242,642 4,288 SH SOLE 0 0 0 4,288
ISHARES TR MSCI USA MIN VOL 46429B697 274,717 2,888 SH SOLE 0 0 0 2,888
ISHARES TR MSCI USA QLT FCT 46432F339 3,151,041 16,201 SH SOLE 0 0 0 16,201
ISHARES TR CORE TOTAL USD 46434V613 467,760 10,014 SH SOLE 0 0 0 10,014
ISHARES TR MSCI INTL VLU FT 46435G409 360,239 10,153 SH SOLE 0 0 0 10,153
ISHARES TR ESG AWR MSCI USA 46435G425 3,756,358 25,799 SH SOLE 0 0 0 25,799
ISHARES TR US INFRASTRUC 46435U713 250,489 4,742 SH SOLE 0 0 0 4,742
ISHARES TR ESG MSCI LEADR 46435U218 299,653 2,560 SH SOLE 0 0 0 2,560
ISHARES TR EUROPE ETF 464287861 1,580,906 24,143 SH SOLE 0 0 0 24,143
ISHARES TR CORE S&P500 ETF 464287200 242,622 363 SH SOLE 0 0 0 363
ISHARES TR S&P 500 GRWT ETF 464287309 219,228 1,816 SH SOLE 0 0 0 1,816
ISHARES TR RUS 1000 ETF 464287622 553,883 1,515 SH SOLE 0 0 0 1,515
ISHARES TR S&P 100 ETF 464287101 4,706,025 14,139 SH SOLE 0 0 0 14,139
ISHARES TR U.S. TECH ETF 464287721 1,909,610 9,750 SH SOLE 0 0 0 9,750
ISHARES TR EXPND TEC SC ETF 464287549 748,809 5,945 SH SOLE 0 0 0 5,945
ISHARES TR EAFE VALUE ETF 464288877 2,803,495 41,331 SH SOLE 0 0 0 41,331
ISHARES TR EAFE GRWTH ETF 464288885 426,067 3,741 SH SOLE 0 0 0 3,741
ISHARES TR 0-3 MNTH TREASRY 46436E718 225,165 2,236 SH SOLE 0 0 0 2,236
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 5,571,610 109,721 SH SOLE 0 0 0 109,721
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 434,575 9,022 SH SOLE 0 0 0 9,022
MICROSOFT CORP COM 594918104 356,974 689 SH SOLE 0 0 0 689
NORTHERN LTS FD TR IV INSPIRE GBL HOPE 66538H658 841,157 19,811 SH SOLE 0 0 0 19,811
PGIM ETF TR PGIM ULTRA SH BD 69344A107 2,265,375 45,462 SH SOLE 0 0 0 45,462
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 644,580 27,464 SH SOLE 0 0 0 27,464
SOUTHERN CO COM 842587107 275,023 2,902 SH SOLE 0 0 0 2,902
SPDR SERIES TRUST NUVEEN ICE MUNIC 78468R721 215,501 4,729 SH SOLE 0 0 0 4,729
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 15,923,689 203,264 SH SOLE 0 0 0 203,264
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 443,084 5,494 SH SOLE 0 0 0 5,494
TIMOTHY PLAN INTL ETF 887432334 752,903 22,556 SH SOLE 0 0 0 22,556
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,128,248 3,438 SH SOLE 0 0 0 3,438